Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Naga

For one person, living is cheaper in Naga: $552 a month against $2,210 in Lisbon, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Lisbon
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Lisbon Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Naga

🇵🇭 Philippines

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Naga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Naga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $552 in Naga.

Lisbon $2,210
Naga $552

Estimated couple costs with rent: $3,275 in Lisbon versus $845 in Naga.

Lisbon $3,275
Naga $845

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $1,138 in Naga.

Lisbon $4,341
Naga $1,138

Living in Lisbon is roughly 301% more expensive than in Naga, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 62% above, Naga is 59% below.

Meal at Budget Restaurant

$16.65 €14.91

$5.10 ₱325

226.47%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.3

$13.37 ₱852

361.78%

Fast Food Meal (McDonalds, etc)

$11.36 €10.17

$2.77 ₱176

310.11%

Cappuccino

$2.97 €2.66

$2.74 ₱175

8.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$0.67 ₱42.78

241.79%

Water (0.33 liter bottle)

$1.74 €1.56

$0.22 ₱13.99

690.91%

Local Beer (0.5 liter draught)

$3.40 €3.05

$1.31 ₱83.2

159.54%

Imported Beer (0.33 liter bottle)

$3.31 €2.96

$3.09 ₱197

7.12%

Milk (1 liter)

$1.16 €1.04

$1.95 ₱124

-40.51%

White Bread (500g)

$1.91 €1.71

$0.80 ₱50.9

138.75%

Rice (white) (1kg)

$1.51 €1.35

$0.77 ₱49.14

96.10%

Eggs

$4.02 €3.60

$1.68 ₱107

139.29%

Local Cheese (1kg)

$12.94 €11.59

$10.06 ₱641

28.63%

Chicken Fillets (1kg)

$7.77 €6.96

$4.12 ₱263

88.59%

Beef Round Steak (1kg)

$17.76 €15.91

$6.84 ₱436

159.65%

Apples (1kg)

$2.30 €2.06

$1.90 ₱121

21.05%

Banana (1kg)

$1.73 €1.55

$1.66 ₱106

4.22%

Oranges (1kg)

$1.86 €1.66

$2.41 ₱154

-22.82%

Tomato (1kg)

$2.59 €2.32

$2.37 ₱151

9.28%

Potato (1kg)

$1.82 €1.63

$2.53 ₱161

-28.06%

Onion (1kg)

$1.97 €1.76

$2.21 ₱141

-10.86%

Lettuce (1 head)

$1.47 €1.32

$4.63 ₱295

-68.25%

Water (1.5 liter bottle)

$0.72 €0.65

$0.60 ₱38.27

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.90

$2.76 ₱176

138.41%

Wine (Bottle)

$5.61 €5.02

$3.77 ₱240

48.81%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$1.53 ₱97.3

-11.11%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

One-way Ticket (Public Transport)

$2.33 €2.09

Public Transport Monthly Pass (Regular Price)

$44.68 €40.01

Taxi Start (Normal Tariff)

$3.85 €3.45

$0.58 ₱36.73

563.79%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.74

Gasoline (1 liter)

$2.20 €1.97

$1.19 ₱75.8

84.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$97.7 ₱6,226

65.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.49

$23.84 ₱1,519

-22.78%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.32

$25.59 ₱1,631

27.94%

Gym Membership (Monthly)

$44.55 €39.90

$7.73 ₱493

476.33%

Tennis Court (1 Hour on Weekend)

$19.10 €17.10

Cinema Ticket

$9.60 €8.60

$4.80 ₱306

100.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €598

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$7,801 ₱497.0K

125.81%

Jeans (Levis 501 Or Similar)

$102 €91.4

Summer Dress (H&M, Zara, etc)

$44.46 €39.82

Sport Shoes (Adidas, Nike)

$98.5 €88.2

Men's Leather Business Shoes

$124 €111

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,440

$158 ₱10.1K

915.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,066

$85.9 ₱5,473

1285.57%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,519

$240 ₱15.3K

1070.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,803

$195 ₱12.4K

931.30%

Buy Apartment in City Center (m2)

$7,839 €7,021

Buy Apartment Outside City Center (m2)

$4,576 €4,098

Average Monthly Net Salary (After Tax)

$1,575 €1,411

$138 ₱8,819

1038.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Naga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Naga

–

Groceries & Markets

Lisbon

$272 12.3%

Naga

–

Eating Out

Lisbon

$243 11%

Naga

–

Monthly Utilities & Internet

Lisbon

$212 9.6%

Naga

–

Clothing & Footwear

Lisbon

$166 7.5%

Naga

–

Sport & Entertainment

Lisbon

$64 2.9%

Naga

–

Getting Around

Lisbon

$63 2.9%

Naga

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $158 in Naga. Housing cost is often the main lever when comparing two cities.

Lisbon pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in Lisbon vs $13 in Naga for a mid-range dinner for two. Groceries echo the gap at $272 vs $202 per month, with Naga cheaper across the board.

Good to know

🇵🇹 Lisbon

🇵🇭 Naga

🕒 Local time

13:17 1:17 PM

21:17 9:17 PM

8 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

115,750

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Naga 12,380 km ≈ 16 h nonstop flight

From you

Lisbon
Naga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Naga: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $552 in Naga, so Naga is about 75% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Lisbon is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,608 in Lisbon versus $158 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naga – a meal for two runs $13 versus $62 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,210 per month in Lisbon versus $552 in Naga – Naga is about 75% cheaper, which adds up to real savings over time.

At $552 in Naga versus $2,210 in Lisbon, a $1,200 budget is realistic in Naga but tight or insufficient in Lisbon. The gap between the two cities makes Naga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Naga are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Naga wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.