Cost of Living Comparison Between Lisbon and Naga Cost of Living Comparison Between Lisbon and Naga

Monthly Cost of Living

Monthly costs for one person with rent: $2,280 in Lisbon versus $779 in Naga.

Estimated couple costs with rent: $3,294 in Lisbon versus $1,145 in Naga.

Monthly costs for a family of three with rent: $4,307 in Lisbon versus $1,510 in Naga.

Living in Lisbon is roughly 193% more expensive than in Naga, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 71% above, Naga is 41% below.

Meal at Budget Restaurant

$15.75 €13.64

$3.45 ₱211

356.52%

Three-Course Dinner for Two, Mid-Range

$63.5 €55.0

$18.03 ₱1,104

252.08%

Fast Food Meal (McDonalds, etc)

$10.45 €9.05

$3.29 ₱201

217.63%

Cappuccino

$2.91 €2.52

$2.46 ₱151

18.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €1.98

$0.83 ₱50.8

175.90%

Water (0.33 liter bottle)

$1.50 €1.30

$0.37 ₱22.36

305.41%

Local Beer (0.5 liter draught)

$3.56 €3.09

$1.36 ₱83.3

161.76%

Imported Beer (0.33 liter bottle)

$3.96 €3.43

$2.17 ₱133

82.49%

Milk (1 liter)

$1.08 €0.94

$1.90 ₱116

-43.16%

White Bread (500g)

$1.76 €1.53

$1.27 ₱77.6

38.58%

Rice (white) (1kg)

$1.70 €1.47

$0.86 ₱52.8

97.67%

Eggs

$3.25 €2.81

$1.72 ₱105

88.95%

Local Cheese (1kg)

$13.25 €11.47

$8.23 ₱504

61.00%

Chicken Fillets (1kg)

$7.70 €6.67

$4.20 ₱257

83.33%

Beef Round Steak (1kg)

$15.77 €13.66

$7.50 ₱459

110.27%

Apples (1kg)

$2.28 €1.97

$2.90 ₱177

-21.38%

Banana (1kg)

$1.66 €1.43

$1.57 ₱96.3

5.73%

Oranges (1kg)

$2.02 €1.75

$2.70 ₱165

-25.19%

Tomato (1kg)

$2.47 €2.14

$1.55 ₱95.1

59.35%

Potato (1kg)

$1.79 €1.55

$2.32 ₱142

-22.84%

Onion (1kg)

$2.07 €1.79

$2.54 ₱155

-18.50%

Lettuce (1 head)

$1.97 €1.71

$1.06 ₱64.9

85.85%

Water (1.5 liter bottle)

$0.83 €0.72

$0.76 ₱46.72

9.21%

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 €5.68

$2.60 ₱159

151.92%

Wine (Bottle)

$5.57 €4.82

$3.85 ₱236

44.68%

Local Beer (0.5 liter bottle)

$1.33 €1.15

$1.21 ₱74.0

9.92%

Imported Beer (0.33 liter bottle)

$3.01 €2.60

$1.97 ₱121

52.79%

One-way Ticket (Public Transport)

$2.27 €1.97

$0.28 ₱17.33

710.71%

Public Transport Monthly Pass (Regular Price)

$46.35 €40.14

Taxi Start (Normal Tariff)

$4.23 €3.66

$0.81 ₱49.72

422.22%

Taxi (Normal Tariff) (1km)

$0.85 €0.73

$0.22 ₱13.43

286.36%

Taxi 1hour Waiting (Normal Tariff)

$18.83 €16.31

$2.08 ₱128

805.29%

Gasoline (1 liter)

$2.02 €1.75

$1.11 ₱67.7

81.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.3K

$26.9K ₱1.6M

30.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €34.3K

$20.2K ₱1.2M

96.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €128

$113 ₱6,916

30.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.77

$32.32 ₱1,979

-36.51%

Internet (50+ Mbps, Unlimited Data)

$39.52 €34.23

$26.39 ₱1,616

49.75%

Gym Membership (Monthly)

$48.17 €41.72

$34.42 ₱2,107

39.95%

Tennis Court (1 Hour on Weekend)

$18.39 €15.92

Cinema Ticket

$9.10 €7.88

$5.76 ₱353

57.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 €532

$153 ₱9,389

300.80%

International Primary School, 1 Child (Yearly)

$16.3K €14.1K

$4,369 ₱267.4K

272.79%

Jeans (Levis 501 Or Similar)

$102 €88.0

$45.11 ₱2,761

125.16%

Summer Dress (H&M, Zara, etc)

$42.09 €36.45

$27.01 ₱1,654

55.83%

Sport Shoes (Adidas, Nike)

$92.3 €79.9

$75.4 ₱4,616

22.41%

Men's Leather Business Shoes

$122 €106

$53.7 ₱3,289

127.21%

1-bedroom Apartment, City Center (Monthly)

$1,612 €1,396

$267 ₱16.3K

504.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,254 €1,086

$173 ₱10.6K

623.37%

3-bedroom Apartment, City Center (Monthly)

$3,069 €2,658

$323 ₱19.8K

849.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,037 €1,764

$266 ₱16.3K

665.50%

Buy Apartment in City Center (m2)

$7,751 €6,712

Buy Apartment Outside City Center (m2)

$4,286 €3,712

Average Monthly Net Salary (After Tax)

$1,602 €1,387

$147 ₱9,005

988.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

6.67

-42.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 27, 2026

Last update for Naga: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,612 in Lisbon and $267 in Naga. Housing cost is often the main lever when comparing two cities.

Lisbon pays 989% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $18.00 in Naga for a mid-range dinner for two. Groceries echo the gap at $267 vs $196 per month, with Naga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Naga: Cost of Living - Frequently Asked Questions

Lisbon and Naga differ by about 193% in total monthly costs ($2,280 vs $779 including rent). Naga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 989% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,612 in Lisbon versus $267 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,280 per month in Lisbon versus $779 in Naga – a 193% gap that adds up to real savings over time for anyone picking the cheaper option.

At $779 in Naga versus $2,280 in Lisbon, a $2,000 budget is realistic in Naga but tight or insufficient in Lisbon. The gap between the two cities makes Naga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 193% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.