Cost of Living Comparison Between Lisbon and Naga Cost of Living Comparison Between Lisbon and Naga

Monthly Cost of Living

Monthly costs for one person with rent: $2,296 in Lisbon versus $549 in Naga.

Estimated couple costs with rent: $3,376 in Lisbon versus $862 in Naga.

Monthly costs for a family of three with rent: $4,457 in Lisbon versus $1,175 in Naga.

Living in Lisbon is roughly 318% more expensive than in Naga, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Lisbon is 68% above, Naga is 60% below.

Meal at Budget Restaurant

$17.59 €15.33

$5.07 ₱318

246.94%

Three-Course Dinner for Two, Mid-Range

$62.9 €54.8

$13.27 ₱833

373.70%

Fast Food Meal (McDonalds, etc)

$11.58 €10.10

$2.72 ₱171

325.74%

Cappuccino

$3.10 €2.70

$2.66 ₱167

16.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.17

$0.75 ₱47.22

232.00%

Water (0.33 liter bottle)

$1.74 €1.52

$0.25 ₱15.72

596.00%

Local Beer (0.5 liter draught)

$3.48 €3.03

$1.33 ₱83.3

161.65%

Imported Beer (0.33 liter bottle)

$3.44 €3.00

$3.19 ₱200

7.84%

Milk (1 liter)

$1.15 €1.00

$1.88 ₱118

-38.83%

White Bread (500g)

$1.91 €1.66

$0.79 ₱49.77

141.77%

Rice (white) (1kg)

$1.50 €1.31

$0.83 ₱52.3

80.72%

Eggs

$3.98 €3.47

$1.69 ₱106

135.50%

Local Cheese (1kg)

$13.29 €11.59

$10.17 ₱638

30.68%

Chicken Fillets (1kg)

$8.01 €6.98

$4.12 ₱258

94.42%

Beef Round Steak (1kg)

$18.04 €15.73

$7.19 ₱451

150.90%

Apples (1kg)

$2.35 €2.05

$1.94 ₱122

21.13%

Banana (1kg)

$1.75 €1.53

$1.66 ₱104

5.42%

Oranges (1kg)

$1.85 €1.62

$2.34 ₱147

-20.94%

Tomato (1kg)

$2.55 €2.22

$2.33 ₱146

9.44%

Potato (1kg)

$1.84 €1.61

$2.56 ₱160

-28.13%

Onion (1kg)

$2.10 €1.83

$2.33 ₱146

-9.87%

Lettuce (1 head)

$1.49 €1.30

$4.90 ₱307

-69.59%

Water (1.5 liter bottle)

$0.82 €0.71

$0.61 ₱38.55

34.43%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.19

$2.91 ₱183

143.99%

Wine (Bottle)

$5.91 €5.15

$3.79 ₱238

55.94%

Local Beer (0.5 liter bottle)

$1.31 €1.15

$1.61 ₱101

-18.63%

Imported Beer (0.33 liter bottle)

$2.13 €1.86

One-way Ticket (Public Transport)

$2.36 €2.05

Public Transport Monthly Pass (Regular Price)

$46.62 €40.63

Taxi Start (Normal Tariff)

$4.08 €3.55

$0.58 ₱36.39

603.45%

Taxi (Normal Tariff) (1km)

$1.14 €0.99

Taxi 1hour Waiting (Normal Tariff)

$17.09 €14.90

Gasoline (1 liter)

$2.31 €2.01

$1.13 ₱71.0

104.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €36.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €147

$99.1 ₱6,215

70.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 €16.85

$24.16 ₱1,516

-19.99%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.21

$26.88 ₱1,686

24.67%

Gym Membership (Monthly)

$48.84 €42.57

$8.14 ₱510

500.00%

Tennis Court (1 Hour on Weekend)

$19.43 €16.94

Cinema Ticket

$9.57 €8.34

$4.74 ₱297

101.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 €607

International Primary School, 1 Child (Yearly)

$17.4K €15.1K

$8,005 ₱502.1K

116.78%

Jeans (Levis 501 Or Similar)

$105 €91.8

Summer Dress (H&M, Zara, etc)

$47.75 €41.62

Sport Shoes (Adidas, Nike)

$101 €87.6

Men's Leather Business Shoes

$124 €108

1-bedroom Apartment, City Center (Monthly)

$1,662 €1,449

$157 ₱9,870

955.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,086

$87.2 ₱5,469

1329.26%

3-bedroom Apartment, City Center (Monthly)

$2,965 €2,584

$251 ₱15.7K

1082.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,049 €1,786

$194 ₱12.2K

956.55%

Buy Apartment in City Center (m2)

$7,834 €6,829

Buy Apartment Outside City Center (m2)

$4,464 €3,892

Average Monthly Net Salary (After Tax)

$1,632 €1,422

$143 ₱8,994

1037.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 12, 2026

Last update for Naga: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Lisbon and $157 in Naga. Housing cost is often the main lever when comparing two cities.

Lisbon pays 1038% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $13.00 in Naga for a mid-range dinner for two. Groceries echo the gap at $277 vs $205 per month, with Naga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Naga: Cost of Living - Frequently Asked Questions

Lisbon and Naga differ by about 318% in total monthly costs ($2,296 vs $549 including rent). Naga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1038% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,662 in Lisbon versus $157 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naga – a meal for two runs $13.00 versus $63.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,296 per month in Lisbon versus $549 in Naga – a 318% gap that adds up to real savings over time for anyone picking the cheaper option.

At $549 in Naga versus $2,296 in Lisbon, a $2,000 budget is realistic in Naga but tight or insufficient in Lisbon. The gap between the two cities makes Naga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 318% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.