Cost of Living Comparison Between Lisbon and Naga Cost of Living Comparison Between Lisbon and Naga

Monthly Cost of Living

Monthly costs for one person with rent: $2,263 in Lisbon versus $770 in Naga.

Estimated couple costs with rent: $3,315 in Lisbon versus $1,117 in Naga.

Monthly costs for a family of three with rent: $4,368 in Lisbon versus $1,463 in Naga.

Living in Lisbon is roughly 194% more expensive than Naga, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 68% above, Naga is 43% below.

Meal at Budget Restaurant

$15.94 €13.73

$3.65 ₱222

336.71%

Three-Course Dinner for Two, Mid-Range

$63.4 €54.6

$17.76 ₱1,078

256.81%

Fast Food Meal (McDonalds, etc)

$10.38 €8.95

$3.40 ₱206

205.29%

Cappuccino

$2.79 €2.40

$2.44 ₱148

14.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 €2.01

$0.77 ₱46.49

203.90%

Water (0.33 liter bottle)

$1.57 €1.35

$0.40 ₱24.15

292.50%

Local Beer (0.5 liter draught)

$3.43 €2.95

$1.37 ₱83.0

150.36%

Imported Beer (0.33 liter bottle)

$3.91 €3.37

$2.15 ₱131

81.86%

Milk (1 liter)

$1.08 €0.93

$1.90 ₱115

-43.16%

White Bread (500g)

$1.77 €1.52

$1.27 ₱76.9

39.37%

Rice (white) (1kg)

$1.71 €1.47

$0.85 ₱51.4

101.18%

Eggs

$3.15 €2.71

$1.70 ₱103

85.29%

Local Cheese (1kg)

$13.68 €11.79

$8.00 ₱486

71.00%

Chicken Fillets (1kg)

$8.01 €6.90

$4.19 ₱255

91.17%

Beef Round Steak (1kg)

$15.52 €13.37

$7.87 ₱478

97.20%

Apples (1kg)

$2.29 €1.98

$2.86 ₱174

-19.93%

Banana (1kg)

$1.64 €1.41

$1.54 ₱93.7

6.49%

Oranges (1kg)

$1.94 €1.67

$2.58 ₱157

-24.81%

Tomato (1kg)

$2.51 €2.17

$1.55 ₱93.9

61.94%

Potato (1kg)

$1.79 €1.54

$2.31 ₱140

-22.51%

Onion (1kg)

$2.01 €1.73

$2.50 ₱152

-19.60%

Lettuce (1 head)

$1.97 €1.69

$1.06 ₱64.3

85.85%

Water (1.5 liter bottle)

$0.84 €0.73

$0.73 ₱44.19

15.07%

Cigarettes 20 Pack (Marlboro, Camel)

$6.79 €5.85

$2.52 ₱153

169.44%

Wine (Bottle)

$5.67 €4.89

$3.80 ₱230

49.21%

Local Beer (0.5 liter bottle)

$1.39 €1.20

$1.15 ₱69.8

20.87%

Imported Beer (0.33 liter bottle)

$3.02 €2.60

$2.04 ₱124

48.04%

One-way Ticket (Public Transport)

$2.27 €1.95

$0.26 ₱15.58

773.08%

Public Transport Monthly Pass (Regular Price)

$45.44 €39.15

Taxi Start (Normal Tariff)

$4.29 €3.70

$0.84 ₱51.0

410.71%

Taxi (Normal Tariff) (1km)

$0.85 €0.73

$0.22 ₱13.27

286.36%

Taxi 1hour Waiting (Normal Tariff)

$18.28 €15.75

$2.07 ₱126

783.09%

Gasoline (1 liter)

$1.99 €1.71

$1.15 ₱69.9

73.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.2K

$27.0K ₱1.6M

29.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €34.1K

$20.2K ₱1.2M

95.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €126

$110 ₱6,701

32.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.45 €17.62

$32.14 ₱1,951

-36.37%

Internet (50+ Mbps, Unlimited Data)

$38.98 €33.58

$26.84 ₱1,630

45.23%

Gym Membership (Monthly)

$48.98 €42.21

$33.57 ₱2,038

45.90%

Tennis Court (1 Hour on Weekend)

$18.83 €16.22

Cinema Ticket

$9.52 €8.21

$5.92 ₱359

60.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 €524

$152 ₱9,242

299.53%

International Primary School, 1 Child (Yearly)

$16.5K €14.2K

$4,349 ₱264.1K

279.68%

Jeans (Levis 501 Or Similar)

$104 €89.5

$46.62 ₱2,831

122.84%

Summer Dress (H&M, Zara, etc)

$42.12 €36.29

$26.17 ₱1,589

60.95%

Sport Shoes (Adidas, Nike)

$92.2 €79.5

$74.8 ₱4,544

23.24%

Men's Leather Business Shoes

$120 €103

$53.3 ₱3,236

125.20%

1-bedroom Apartment, City Center (Monthly)

$1,621 €1,397

$262 ₱15.9K

518.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 €1,092

$174 ₱10.6K

627.10%

3-bedroom Apartment, City Center (Monthly)

$3,048 €2,626

$326 ₱19.8K

834.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,009 €1,731

$268 ₱16.3K

648.43%

Buy Apartment in City Center (m2)

$7,663 €6,602

Buy Apartment Outside City Center (m2)

$4,329 €3,730

Average Monthly Net Salary (After Tax)

$1,585 €1,366

$145 ₱8,823

990.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

6.67

-42.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 8, 2026

Last update for Naga: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,621 in Lisbon and $262 in Naga. Housing cost is often the main lever when comparing two cities.

Lisbon pays 991% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $18.00 in Naga for a mid-range dinner for two. Groceries echo the gap at $269 vs $194 per month, with Naga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Naga: Cost of Living - Frequently Asked Questions

Lisbon and Naga differ by about 194% in total monthly costs ($2,263 vs $770 including rent). Naga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Lisbon pays 991% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,621 in Lisbon versus $262 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,263 per month in Lisbon versus $770 in Naga – a 194% gap that adds up to real savings over time for anyone picking the cheaper option.

At $770 in Naga versus $2,263 in Lisbon, a $2,000 budget is realistic in Naga but tight or insufficient in Lisbon. The gap between the two cities makes Naga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naga gentler on the wallet – expenses run 194% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.