Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Masaya

For one person, living is cheaper in Masaya: $823 a month against $2,210 in Lisbon, rent and utilities included – about $16,600 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
39

Cost of Living Index in Masaya
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Masaya Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Masaya

🇳🇮 Nicaragua

$823

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Masaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Masaya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $823 in Masaya.

Lisbon $2,210
Masaya $823

Estimated couple costs with rent: $3,275 in Lisbon versus $1,283 in Masaya.

Lisbon $3,275
Masaya $1,283

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $1,744 in Masaya.

Lisbon $4,341
Masaya $1,744

Living in Lisbon is roughly 169% more expensive than in Masaya, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 62% above, Masaya is 40% below.

Meal at Budget Restaurant

$16.65 €14.95

$9.92 NIO 363

67.84%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.5

$34.43 NIO 1,261

79.32%

Fast Food Meal (McDonalds, etc)

$11.36 €10.20

$7.73 NIO 283

46.96%

Cappuccino

$2.97 €2.67

$2.54 NIO 93.0

16.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.06

$0.91 NIO 33.22

151.65%

Water (0.33 liter bottle)

$1.74 €1.56

$0.73 NIO 26.84

138.36%

Local Beer (0.5 liter draught)

$3.40 €3.06

$1.53 NIO 56.0

122.22%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$2.28 NIO 83.6

45.18%

Milk (1 liter)

$1.16 €1.04

$1.22 NIO 44.66

-4.92%

White Bread (500g)

$1.91 €1.72

$2.40 NIO 87.8

-20.42%

Rice (white) (1kg)

$1.51 €1.36

$1.80 NIO 65.8

-16.11%

Eggs

$4.02 €3.61

$2.38 NIO 87.3

68.91%

Local Cheese (1kg)

$12.94 €11.62

$11.43 NIO 419

13.21%

Chicken Fillets (1kg)

$7.77 €6.98

$6.35 NIO 233

22.36%

Beef Round Steak (1kg)

$17.76 €15.95

$7.68 NIO 281

131.25%

Apples (1kg)

$2.30 €2.07

$3.95 NIO 145

-41.77%

Banana (1kg)

$1.73 €1.56

$0.57 NIO 21.03

203.51%

Oranges (1kg)

$1.86 €1.67

$1.84 NIO 67.3

1.09%

Tomato (1kg)

$2.59 €2.33

$2.51 NIO 92.0

3.19%

Potato (1kg)

$1.82 €1.64

$3.91 NIO 143

-53.45%

Onion (1kg)

$1.97 €1.77

$2.24 NIO 82.0

-12.05%

Lettuce (1 head)

$1.47 €1.32

$1.09 NIO 39.98

34.86%

Water (1.5 liter bottle)

$0.72 €0.65

$1.06 NIO 38.67

-32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.91

$2.80 NIO 103

135.00%

Wine (Bottle)

$5.61 €5.04

$14.85 NIO 544

-62.22%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$1.46 NIO 53.5

-6.85%

Imported Beer (0.33 liter bottle)

$2.14 €1.92

$2.18 NIO 79.8

-1.83%

One-way Ticket (Public Transport)

$2.33 €2.10

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

Taxi Start (Normal Tariff)

$3.85 €3.46

$1.60 NIO 58.7

140.63%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.59 NIO 58.2

-32.70%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.79

$6.85 NIO 251

140.29%

Gasoline (1 liter)

$2.20 €1.98

$1.38 NIO 50.5

59.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.7K

$22.7K NIO 832.1K

50.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.8K

$26.4K NIO 966.7K

46.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €145

$154 NIO 5,654

4.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.54

$19.83 NIO 726

-7.16%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.41

$31.97 NIO 1,171

2.41%

Gym Membership (Monthly)

$44.55 €40.02

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

Cinema Ticket

$9.60 €8.62

$9.06 NIO 332

5.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €600

$240 NIO 8,800

177.88%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$5,987 NIO 219.3K

194.23%

Jeans (Levis 501 Or Similar)

$102 €91.6

$59.7 NIO 2,184

71.03%

Summer Dress (H&M, Zara, etc)

$44.46 €39.94

$64.7 NIO 2,369

-31.27%

Sport Shoes (Adidas, Nike)

$98.5 €88.5

$123 NIO 4,504

-19.89%

Men's Leather Business Shoes

$124 €111

$147 NIO 5,379

-15.79%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,445

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,069

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,526

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,808

Buy Apartment in City Center (m2)

$7,839 €7,042

Buy Apartment Outside City Center (m2)

$4,576 €4,110

Average Monthly Net Salary (After Tax)

$1,575 €1,415

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

11.92

-67.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Masaya: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Masaya

- * 0% 100%

Groceries & Markets

Lisbon

$272 12.3%

Masaya

$260 31.6% 4.7% $13

Eating Out

Lisbon

$243 11%

Masaya

$152 18.5% 37.4% $91

Monthly Utilities & Internet

Lisbon

$212 9.6%

Masaya

$206 25.1% 2.9% $6.2

Clothing & Footwear

Lisbon

$166 7.5%

Masaya

$177 21.6% 6.9% $11

Sport & Entertainment

Lisbon

$64 2.9%

Masaya

$18 * 2.2% 71.6% $46

Getting Around

Lisbon

$63 2.9%

Masaya

$9.5 * 1.2% 84.9% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $62 in Lisbon vs $34 in Masaya for a mid-range dinner for two. Groceries echo the gap at $272 vs $260 per month, with Masaya cheaper across the board.

Good to know

🇵🇹 Lisbon

🇳🇮 Masaya

🕒 Local time

22:15 10:15 PM

16:15 4:15 PM

6 h behind Lisbon

🌤 Weather

👥 Population

545,923 Capital

178,835

💱 Currency

Euro EUR €

Nicaraguan Córdoba NIO C$

📈 Exchange rate

1 EUR = 1.11 USD

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.77 NIO (100 NIO = 2.45 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Masaya 8,050 km ≈ 11 h nonstop flight

From you

Lisbon
Masaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Masaya: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $823 in Masaya, so Masaya is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,315 in Lisbon and $1,234 in Masaya to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 5% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,210 per month in Lisbon versus $823 in Masaya – Masaya is about 63% cheaper, which adds up to real savings over time.

At $823 in Masaya versus $2,210 in Lisbon, a $1,000 budget is realistic in Masaya but tight or insufficient in Lisbon. The gap between the two cities makes Masaya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.