Cost of Living Comparison Between Lisbon and Lugano Cost of Living Comparison Between Lisbon and Lugano

Monthly Cost of Living

Monthly costs for one person with rent: $2,280 in Lisbon versus $3,197 in Lugano.

Estimated couple costs with rent: $3,294 in Lisbon versus $5,297 in Lugano.

Monthly costs for a family of three with rent: $4,307 in Lisbon versus $7,397 in Lugano.

Living in Lisbon costs roughly 29% less than in Lugano, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 71% above, Lugano 140% above.

Meal at Budget Restaurant

$15.75 €13.74

$30.24 CHF 24.60

-47.92%

Three-Course Dinner for Two, Mid-Range

$63.5 €55.3

$185 CHF 150

-65.62%

Fast Food Meal (McDonalds, etc)

$10.45 €9.11

$18.30 CHF 14.88

-42.90%

Cappuccino

$2.91 €2.54

$4.35 CHF 3.54

-33.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.00

$4.73 CHF 3.85

-51.59%

Water (0.33 liter bottle)

$1.50 €1.31

$4.08 CHF 3.32

-63.24%

Local Beer (0.5 liter draught)

$3.56 €3.11

$7.24 CHF 5.89

-50.83%

Imported Beer (0.33 liter bottle)

$3.96 €3.46

$7.30 CHF 5.94

-45.75%

Milk (1 liter)

$1.08 €0.94

$2.25 CHF 1.83

-52.00%

White Bread (500g)

$1.76 €1.54

$3.57 CHF 2.90

-50.70%

Rice (white) (1kg)

$1.70 €1.48

$4.89 CHF 3.98

-65.24%

Eggs

$3.25 €2.83

$7.03 CHF 5.72

-53.77%

Local Cheese (1kg)

$13.25 €11.55

$27.52 CHF 22.39

-51.85%

Chicken Fillets (1kg)

$7.70 €6.72

$36.70 CHF 29.85

-79.02%

Beef Round Steak (1kg)

$15.77 €13.75

$47.85 CHF 38.92

-67.04%

Apples (1kg)

$2.28 €1.99

$3.12 CHF 2.54

-26.92%

Banana (1kg)

$1.66 €1.44

$1.93 CHF 1.57

-13.99%

Oranges (1kg)

$2.02 €1.76

$2.51 CHF 2.04

-19.52%

Tomato (1kg)

$2.47 €2.16

$7.63 CHF 6.21

-67.63%

Potato (1kg)

$1.79 €1.56

$2.22 CHF 1.80

-19.37%

Onion (1kg)

$2.07 €1.80

$2.23 CHF 1.81

-7.17%

Lettuce (1 head)

$1.97 €1.72

$2.61 CHF 2.12

-24.52%

Water (1.5 liter bottle)

$0.83 €0.73

$1.29 CHF 1.05

-35.66%

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 €5.71

$10.83 CHF 8.81

-39.52%

Wine (Bottle)

$5.57 €4.85

$12.68 CHF 10.31

-56.07%

Local Beer (0.5 liter bottle)

$1.33 €1.16

$2.59 CHF 2.11

-48.65%

Imported Beer (0.33 liter bottle)

$3.01 €2.62

$4.01 CHF 3.26

-24.94%

One-way Ticket (Public Transport)

$2.27 €1.98

$3.23 CHF 2.63

-29.72%

Public Transport Monthly Pass (Regular Price)

$46.35 €40.41

$88.1 CHF 71.6

-47.37%

Taxi Start (Normal Tariff)

$4.23 €3.69

$6.60 CHF 5.37

-35.91%

Taxi (Normal Tariff) (1km)

$0.85 €0.74

$4.33 CHF 3.52

-80.37%

Taxi 1hour Waiting (Normal Tariff)

$18.83 €16.41

$61.7 CHF 50.2

-69.49%

Gasoline (1 liter)

$2.02 €1.76

$2.25 CHF 1.83

-10.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.5K

$41.2K CHF 33.5K

-15.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €34.6K

$37.6K CHF 30.5K

5.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €129

$201 CHF 164

-26.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.89

$72.8 CHF 59.2

-71.81%

Internet (50+ Mbps, Unlimited Data)

$39.52 €34.46

$55.1 CHF 44.79

-28.22%

Gym Membership (Monthly)

$48.17 €42.00

$107 CHF 87.2

-55.07%

Tennis Court (1 Hour on Weekend)

$18.39 €16.03

$61.0 CHF 49.65

-69.87%

Cinema Ticket

$9.10 €7.93

$18.76 CHF 15.26

-51.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 €536

$1,252 CHF 1,018

-50.90%

International Primary School, 1 Child (Yearly)

$16.3K €14.2K

$34.6K CHF 28.1K

-52.91%

Jeans (Levis 501 Or Similar)

$102 €88.6

$125 CHF 102

-19.01%

Summer Dress (H&M, Zara, etc)

$42.09 €36.69

$47.29 CHF 38.47

-11.00%

Sport Shoes (Adidas, Nike)

$92.3 €80.5

$133 CHF 108

-30.37%

Men's Leather Business Shoes

$122 €106

$152 CHF 124

-19.60%

1-bedroom Apartment, City Center (Monthly)

$1,612 €1,405

$1,657 CHF 1,348

-2.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,254 €1,093

$1,229 CHF 1,000

1.98%

3-bedroom Apartment, City Center (Monthly)

$3,069 €2,676

$2,870 CHF 2,335

6.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,037 €1,776

$2,609 CHF 2,123

-21.95%

Buy Apartment in City Center (m2)

$7,751 €6,757

$18.0K CHF 14.7K

-56.99%

Buy Apartment Outside City Center (m2)

$4,286 €3,737

$11.3K CHF 9,191

-62.07%

Average Monthly Net Salary (After Tax)

$1,602 €1,396

$6,830 CHF 5,555

-76.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

2.5

52.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 27, 2026

Last update for Lugano: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,612 in Lisbon and $1,657 in Lugano. Housing cost is often the main lever when comparing two cities.

Lugano pays 326% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $185 in Lugano for a mid-range dinner for two. Groceries echo the gap at $267 vs $674 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Lugano: Cost of Living - Frequently Asked Questions

Lisbon and Lugano differ by about 40% in total monthly costs ($2,280 vs $3,197 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 326% lower in Lugano. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,612 in Lisbon versus $1,657 in Lugano. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $615 in Lisbon versus $1,252 in Lugano. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 153% higher in Lugano. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Lugano are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 40% less than in Lugano. Beyond cost, consider language, visa policies, and how big the international community is in each city.