Cost of Living Comparison Between Lisbon and Hamm Cost of Living Comparison Between Lisbon and Hamm

Monthly Cost of Living

Monthly costs for one person with rent: $2,263 in Lisbon versus $1,902 in Hamm.

Estimated couple costs with rent: $3,315 in Lisbon versus $2,863 in Hamm.

Monthly costs for a family of three with rent: $4,368 in Lisbon versus $3,824 in Hamm.

Living in Lisbon is roughly 19% more expensive than Hamm, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 68% above, Hamm 41% above.

Meal at Budget Restaurant

$15.94 €13.73

$14.77 €12.73

7.92%

Three-Course Dinner for Two, Mid-Range

$63.4 €54.6

$57.1 €49.21

10.94%

Fast Food Meal (McDonalds, etc)

$10.38 €8.95

$10.98 €9.46

-5.46%

Cappuccino

$2.79 €2.40

$4.52 €3.90

-38.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 €2.01

$2.36 €2.03

-0.85%

Water (0.33 liter bottle)

$1.57 €1.35

$2.73 €2.35

-42.49%

Local Beer (0.5 liter draught)

$3.43 €2.95

$4.78 €4.12

-28.24%

Imported Beer (0.33 liter bottle)

$3.91 €3.37

$3.87 €3.33

1.03%

Milk (1 liter)

$1.08 €0.93

$1.27 €1.09

-14.96%

White Bread (500g)

$1.77 €1.52

$2.51 €2.16

-29.48%

Rice (white) (1kg)

$1.71 €1.47

$3.87 €3.34

-55.81%

Eggs

$3.15 €2.71

$3.74 €3.22

-15.78%

Local Cheese (1kg)

$13.68 €11.79

$14.81 €12.76

-7.63%

Chicken Fillets (1kg)

$8.01 €6.90

$13.44 €11.58

-40.40%

Beef Round Steak (1kg)

$15.52 €13.37

$21.32 €18.37

-27.20%

Apples (1kg)

$2.29 €1.98

$3.34 €2.88

-31.44%

Banana (1kg)

$1.64 €1.41

$1.75 €1.50

-6.29%

Oranges (1kg)

$1.94 €1.67

$2.17 €1.87

-10.60%

Tomato (1kg)

$2.51 €2.17

$5.18 €4.46

-51.54%

Potato (1kg)

$1.79 €1.54

$1.39 €1.20

28.78%

Onion (1kg)

$2.01 €1.73

$1.43 €1.23

40.56%

Lettuce (1 head)

$1.97 €1.69

$1.65 €1.42

19.39%

Water (1.5 liter bottle)

$0.84 €0.73

$1.03 €0.89

-18.45%

Cigarettes 20 Pack (Marlboro, Camel)

$6.79 €5.85

$9.29 €8.01

-26.91%

Wine (Bottle)

$5.67 €4.89

$6.98 €6.01

-18.77%

Local Beer (0.5 liter bottle)

$1.39 €1.20

$1.03 €0.89

34.95%

Imported Beer (0.33 liter bottle)

$3.02 €2.60

$1.80 €1.55

67.78%

One-way Ticket (Public Transport)

$2.27 €1.95

$3.05 €2.63

-25.57%

Public Transport Monthly Pass (Regular Price)

$45.44 €39.15

$62.6 €54.0

-27.46%

Taxi Start (Normal Tariff)

$4.29 €3.70

$5.89 €5.07

-27.16%

Taxi (Normal Tariff) (1km)

$0.85 €0.73

$2.59 €2.23

-67.18%

Taxi 1hour Waiting (Normal Tariff)

$18.28 €15.75

$34.46 €29.69

-46.95%

Gasoline (1 liter)

$1.99 €1.71

$2.03 €1.75

-1.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.2K

$31.7K €27.3K

10.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €34.1K

$37.9K €32.7K

4.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €126

$202 €174

-27.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.45 €17.62

$27.48 €23.68

-25.58%

Internet (50+ Mbps, Unlimited Data)

$38.98 €33.58

$54.2 €46.71

-28.11%

Gym Membership (Monthly)

$48.98 €42.21

$39.59 €34.11

23.72%

Tennis Court (1 Hour on Weekend)

$18.83 €16.22

$22.95 €19.78

-17.95%

Cinema Ticket

$9.52 €8.21

$15.59 €13.43

-38.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 €524

$409 €353

48.62%

International Primary School, 1 Child (Yearly)

$16.5K €14.2K

$11.5K €9,869

44.15%

Jeans (Levis 501 Or Similar)

$104 €89.5

$90.5 €78.0

14.74%

Summer Dress (H&M, Zara, etc)

$42.12 €36.29

$39.85 €34.34

5.70%

Sport Shoes (Adidas, Nike)

$92.2 €79.5

$87.3 €75.2

5.70%

Men's Leather Business Shoes

$120 €103

$129 €111

-7.01%

1-bedroom Apartment, City Center (Monthly)

$1,621 €1,397

$856 €737

89.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 €1,092

$670 €577

89.13%

3-bedroom Apartment, City Center (Monthly)

$3,048 €2,626

$1,509 €1,300

101.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,009 €1,731

$1,213 €1,045

65.56%

Buy Apartment in City Center (m2)

$7,663 €6,602

Buy Apartment Outside City Center (m2)

$4,329 €3,730

Average Monthly Net Salary (After Tax)

$1,585 €1,366

$2,171 €1,870

-26.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

3.96

-3.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 8, 2026

Last update for Hamm: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,621 in Lisbon and $856 in Hamm. Housing cost is often the main lever when comparing two cities.

Hamm pays 37% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $63.0 in Lisbon vs $57.0 in Hamm. Groceries flip the comparison at $269 vs $354, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Hamm: Cost of Living - Frequently Asked Questions

Lisbon and Hamm differ by about 19% in total monthly costs ($2,263 vs $1,902 including rent). Hamm is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Hamm earns 37% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,621 in Lisbon versus $856 in Hamm. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $608 in Lisbon versus $409 in Hamm. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 32% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,902 in Hamm versus $2,263 in Lisbon, a $3,000 budget is realistic in Hamm but tight or insufficient in Lisbon. The gap between the two cities makes Hamm the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Hamm are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamm gentler on the wallet – expenses run 19% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.