Cost of Living Comparison Between Lisbon and Chelmsford Cost of Living Comparison Between Lisbon and Chelmsford

Monthly Cost of Living

Monthly costs for one person with rent: $2,296 in Lisbon versus $2,538 in Chelmsford.

Estimated couple costs with rent: $3,376 in Lisbon versus $3,937 in Chelmsford.

Monthly costs for a family of three with rent: $4,457 in Lisbon versus $5,336 in Chelmsford.

Living in Lisbon costs roughly 10% less than in Chelmsford, driven mainly by Eating Out.

Both cities are pricier than the global median: Lisbon 68% above, Chelmsford 86% above.

Meal at Budget Restaurant

$17.59 €15.33

$26.88 £20.09

-34.56%

Three-Course Dinner for Two, Mid-Range

$62.9 €54.8

$59.0 £44.09

6.56%

Fast Food Meal (McDonalds, etc)

$11.58 €10.10

$9.17 £6.85

26.28%

Cappuccino

$3.10 €2.70

$5.02 £3.75

-38.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.17

$3.11 £2.33

-19.94%

Water (0.33 liter bottle)

$1.74 €1.52

$1.80 £1.35

-3.33%

Local Beer (0.5 liter draught)

$3.48 €3.03

$7.39 £5.52

-52.91%

Imported Beer (0.33 liter bottle)

$3.44 €3.00

$7.22 £5.40

-52.35%

Milk (1 liter)

$1.15 €1.00

$1.76 £1.32

-34.66%

White Bread (500g)

$1.91 €1.66

$2.38 £1.78

-19.75%

Rice (white) (1kg)

$1.50 €1.31

$2.90 £2.17

-48.28%

Eggs

$3.98 €3.47

$3.52 £2.63

13.07%

Local Cheese (1kg)

$13.29 €11.59

$8.62 £6.44

54.18%

Chicken Fillets (1kg)

$8.01 €6.98

$8.74 £6.53

-8.35%

Beef Round Steak (1kg)

$18.04 €15.73

$14.24 £10.64

26.69%

Apples (1kg)

$2.35 €2.05

$2.40 £1.80

-2.08%

Banana (1kg)

$1.75 €1.53

$1.53 £1.14

14.38%

Oranges (1kg)

$1.85 €1.62

$3.81 £2.85

-51.44%

Tomato (1kg)

$2.55 €2.22

$3.40 £2.54

-25.00%

Potato (1kg)

$1.84 €1.61

$1.78 £1.33

3.37%

Onion (1kg)

$2.10 €1.83

$1.63 £1.21

28.83%

Lettuce (1 head)

$1.49 €1.30

$1.19 £0.89

25.21%

Water (1.5 liter bottle)

$0.82 €0.71

$1.83 £1.37

-55.19%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.19

$23.71 £17.72

-70.05%

Wine (Bottle)

$5.91 €5.15

$12.13 £9.06

-51.28%

Local Beer (0.5 liter bottle)

$1.31 €1.15

$3.02 £2.26

-56.62%

Imported Beer (0.33 liter bottle)

$2.13 €1.86

$3.63 £2.71

-41.32%

One-way Ticket (Public Transport)

$2.36 €2.05

$3.93 £2.94

-39.95%

Public Transport Monthly Pass (Regular Price)

$46.62 €40.63

$71.0 £53.1

-34.37%

Taxi Start (Normal Tariff)

$4.08 €3.55

$4.74 £3.54

-13.92%

Taxi (Normal Tariff) (1km)

$1.14 €0.99

$1.74 £1.30

-34.48%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €14.90

$26.96 £20.15

-36.61%

Gasoline (1 liter)

$2.31 €2.01

$2.01 £1.50

14.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.7K

$39.0K £29.2K

-12.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €36.1K

$42.0K £31.4K

-1.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €147

$269 £201

-37.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 €16.85

$15.00 £11.21

28.87%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.21

$36.24 £27.08

-7.53%

Gym Membership (Monthly)

$48.84 €42.57

$50.7 £37.86

-3.59%

Tennis Court (1 Hour on Weekend)

$19.43 €16.94

Cinema Ticket

$9.57 €8.34

$17.53 £13.10

-45.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 €607

$1,909 £1,427

-63.54%

International Primary School, 1 Child (Yearly)

$17.4K €15.1K

$13.3K £9,963

30.17%

Jeans (Levis 501 Or Similar)

$105 €91.8

$102 £76.3

3.14%

Summer Dress (H&M, Zara, etc)

$47.75 €41.62

$45.68 £34.13

4.53%

Sport Shoes (Adidas, Nike)

$101 €87.6

$96.6 £72.2

4.10%

Men's Leather Business Shoes

$124 €108

$89.0 £66.5

39.85%

1-bedroom Apartment, City Center (Monthly)

$1,662 €1,449

$1,585 £1,184

4.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,086

$1,224 £915

1.77%

3-bedroom Apartment, City Center (Monthly)

$2,965 €2,584

$2,698 £2,016

9.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,049 €1,786

$2,599 £1,942

-21.16%

Buy Apartment in City Center (m2)

$7,834 €6,829

Buy Apartment Outside City Center (m2)

$4,464 €3,892

Average Monthly Net Salary (After Tax)

$1,632 €1,422

$2,974 £2,222

-45.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

5.21

-27.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 12, 2026

Last update for Chelmsford: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Lisbon and $1,585 in Chelmsford. Housing cost is often the main lever when comparing two cities.

Chelmsford pays 82% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $59.0 in Chelmsford. Groceries flip the comparison at $277 vs $315, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Chelmsford: Cost of Living - Frequently Asked Questions

Lisbon and Chelmsford differ by about 11% in total monthly costs ($2,296 vs $2,538 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 82% lower in Chelmsford. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,662 in Lisbon versus $1,585 in Chelmsford. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Lisbon versus $1,909 in Chelmsford. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Chelmsford. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Chelmsford are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 11% less than in Chelmsford. Beyond cost, consider language, visa policies, and how big the international community is in each city.