Last update: Oct 2026

Cost of Living Comparison Between Lincoln and Chatham

For one person, living is cheaper in Lincoln: $2,203 a month against $2,947 in Chatham, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lincoln
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Lincoln Living Index
144

Cost of Living Index in Chatham
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Chatham Living Index

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Lincoln

🇬🇧 United Kingdom

$2,203

/mo nomad

Chatham

🇬🇧 United Kingdom

$2,947

/mo nomad

Monthly Cost of Living

How much you'll spend in Lincoln and in Chatham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lincoln and in Chatham actually costs, broken down by who's living it.

A single person spends $2,203 per month in Lincoln vs $2,947 in Chatham, rent included.

Lincoln $2,203
Chatham $2,947

A couple spends around $3,290 per month in Lincoln vs $4,017 in Chatham, rent included.

Lincoln $3,290
Chatham $4,017

A family of three spends $4,376 per month in Lincoln vs $5,088 in Chatham, rent included.

Lincoln $4,376
Chatham $5,088

Lincoln is about 25% cheaper than Chatham, and outside of rent the biggest gap is in eating out.

Both Lincoln and Chatham sit above the global median – Lincoln by 63%, Chatham by 118%.

Meal at Budget Restaurant

$26.70 £20.03

$13.40 £10.05

99.25%

Three-Course Dinner for Two, Mid-Range

$85.8 £64.4

$94.9 £71.2

-9.57%

Fast Food Meal (McDonalds, etc)

$8.14 £6.11

$9.85 £7.39

-17.36%

Cappuccino

$4.98 £3.74

$3.75 £2.82

32.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 £1.98

$2.95 £2.21

-10.51%

Water (0.33 liter bottle)

$1.97 £1.48

$1.68 £1.26

17.26%

Local Beer (0.5 liter draught)

$6.70 £5.03

$6.38 £4.78

5.02%

Imported Beer (0.33 liter bottle)

$6.58 £4.94

$6.83 £5.12

-3.66%

Milk (1 liter)

$1.40 £1.05

$1.90 £1.43

-26.32%

White Bread (500g)

$1.49 £1.12

$2.10 £1.57

-29.05%

Rice (white) (1kg)

$1.34 £1.01

$2.10 £1.58

-36.19%

Eggs

$3.36 £2.52

$4.09 £3.07

-17.85%

Local Cheese (1kg)

$8.31 £6.23

$10.74 £8.06

-22.63%

Chicken Fillets (1kg)

$8.59 £6.44

$9.29 £6.97

-7.53%

Beef Round Steak (1kg)

$11.39 £8.54

$15.54 £11.66

-26.71%

Apples (1kg)

$3.48 £2.61

$3.10 £2.33

12.26%

Banana (1kg)

$1.20 £0.90

$1.92 £1.44

-37.50%

Oranges (1kg)

$3.11 £2.33

$2.71 £2.03

14.76%

Tomato (1kg)

$3.65 £2.74

$3.67 £2.75

-0.54%

Potato (1kg)

$1.47 £1.10

$2.01 £1.51

-26.87%

Onion (1kg)

$1.16 £0.87

$1.82 £1.37

-36.26%

Lettuce (1 head)

$1.04 £0.78

$1.15 £0.86

-9.57%

Water (1.5 liter bottle)

$1.35 £1.02

$1.71 £1.28

-21.05%

Cigarettes 20 Pack (Marlboro, Camel)

$23.57 £17.68

$21.64 £16.24

8.92%

Wine (Bottle)

$10.50 £7.88

$10.94 £8.21

-4.02%

Local Beer (0.5 liter bottle)

$3.18 £2.39

$3.06 £2.29

3.92%

Imported Beer (0.33 liter bottle)

$3.59 £2.69

$2.37 £1.78

51.48%

One-way Ticket (Public Transport)

$4.15 £3.12

$4.04 £3.03

2.72%

Public Transport Monthly Pass (Regular Price)

$107 £80.3

$114 £85.6

-6.18%

Taxi Start (Normal Tariff)

$3.88 £2.91

$5.10 £3.83

-23.92%

Taxi (Normal Tariff) (1km)

$0.71 £0.54

$2.58 £1.94

-72.48%

Taxi 1hour Waiting (Normal Tariff)

$19.84 £14.89

$20.18 £15.14

-1.68%

Gasoline (1 liter)

$2.06 £1.54

$2.09 £1.56

-1.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £28.9K

$38.9K £29.2K

-0.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.3K

$37.1K £27.8K

8.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 £228

$287 £215

5.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.07 £12.81

$16.80 £12.61

1.61%

Internet (50+ Mbps, Unlimited Data)

$40.02 £30.02

$26.54 £19.91

50.79%

Gym Membership (Monthly)

$26.70 £20.03

$114 £85.8

-76.65%

Tennis Court (1 Hour on Weekend)

$21.35 £16.01

$9.37 £7.03

127.85%

Cinema Ticket

$15.55 £11.66

$17.40 £13.05

-10.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,831 £1,373

$2,080 £1,561

-12.00%

International Primary School, 1 Child (Yearly)

$20.6K £15.5K

$30.4K £22.8K

-32.25%

Jeans (Levis 501 Or Similar)

$115 £85.9

$91.6 £68.7

25.08%

Summer Dress (H&M, Zara, etc)

$58.6 £43.98

$45.69 £34.28

28.30%

Sport Shoes (Adidas, Nike)

$84.9 £63.7

$105 £78.4

-18.75%

Men's Leather Business Shoes

$99.3 £74.5

$91.5 £68.6

8.52%

1-bedroom Apartment, City Center (Monthly)

$1,078 £809

$2,050 £1,538

-47.43%

1-bedroom Apartment, Outside City Center (Monthly)

$854 £640

$1,601 £1,201

-46.68%

3-bedroom Apartment, City Center (Monthly)

$1,936 £1,453

$2,430 £1,823

-20.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,426 £1,070

$2,090 £1,568

-31.78%

Buy Apartment in City Center (m2)

$2,503 £1,878

$7,877 £5,909

-68.22%

Buy Apartment Outside City Center (m2)

$1,220 £916

$7,449 £5,588

-83.62%

Average Monthly Net Salary (After Tax)

$3,307 £2,481

$2,972 £2,230

11.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

5.12

-4.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lincoln: October 17, 2026

Last update for Chatham: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lincoln

$854 38.7%

Chatham

$1.6K 54.3% 87.5% $747

Eating Out

Lincoln

$363 16.5%

Chatham

$246 8.3% 32.2% $117

Monthly Utilities & Internet

Lincoln

$361 16.4%

Chatham

$330 11.2% 8.5% $31

Groceries & Markets

Lincoln

$276 12.5%

Chatham

$323 11% 16.9% $47

Clothing & Footwear

Lincoln

$161 7.3%

Chatham

$150 5.1% 6.7% $11

Getting Around

Lincoln

$131 6%

Chatham

$148 5% 13.1% $17

Sport & Entertainment

Lincoln

$58 2.6%

Chatham

$149 5.1% 158% $91

Cost Breakdown

A central one-bedroom costs $1,078 in Lincoln versus $2,050 in Chatham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Lincoln, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $86.0 in Lincoln versus $95.0 in Chatham. Monthly groceries follow the same trend: $276 vs $323 – making Lincoln the more affordable choice for daily food spending.

Good to know

🇬🇧 Lincoln

🇬🇧 Chatham

🕒 Local time

01:26 1:26 AM

Same time as Lincoln

🌤 Weather

👥 Population

97,541

76,792

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lincoln Chatham 220 km

From you

Lincoln
Chatham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lincoln vs Chatham: Cost of Living - Frequently Asked Questions

Chatham costs about 34% more than Lincoln, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,305 per month in Lincoln and $4,421 in Chatham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lincoln, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,203 in Lincoln and $2,947 in Chatham. That's a gap of about 34%.

Public transport costs about 7% less in Lincoln. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Lincoln, where all-in costs run around $2,203, than in Chatham at $2,947. In Lincoln it covers expenses comfortably, while in Chatham it requires careful planning or may not stretch far enough.

Families tend to lean toward Lincoln – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lincoln. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.