Last update: Oct 2026

Cost of Living Comparison Between Lima and Surprise, AZ

For one person, living is cheaper in Lima: $1,012 a month against $1,300 in Surprise, AZ, rent and utilities included – about $3,500 less a year. The total is higher in Surprise, AZ despite lower rent and utilities.

49

Cost of Living Index in Lima
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Lima Living Index
63

Cost of Living Index in Surprise, AZ
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Surprise, AZ Living Index

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Lima

🇵🇪 Peru

$1,012

/mo nomad

Surprise, AZ

🇺🇸 United States

$1,300

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Surprise, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Surprise, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,012 in Lima versus $1,300 in Surprise, AZ.

Lima $1,012
Surprise, AZ $1,300

Estimated couple costs with rent: $1,589 in Lima versus $3,577 in Surprise, AZ.

Lima $1,589
Surprise, AZ $3,577

Monthly costs for a family of three with rent: $2,167 in Lima versus $5,854 in Surprise, AZ.

Lima $2,167
Surprise, AZ $5,854

Living in Lima costs roughly 22% less than in Surprise, AZ, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Lima 25% lower, Surprise, AZ 4% lower.

Meal at Budget Restaurant

$4.40 PEN 15.15

$19.73 $19.73

-77.70%

Three-Course Dinner for Two, Mid-Range

$35.17 PEN 121

$86.6 $86.6

-59.41%

Fast Food Meal (McDonalds, etc)

$6.89 PEN 23.73

$12.86 $12.86

-46.42%

Cappuccino

$3.26 PEN 11.24

$6.23 $6.23

-47.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 PEN 3.85

$2.67 $2.67

-58.05%

Water (0.33 liter bottle)

$0.62 PEN 2.12

$2.37 $2.37

-73.84%

Local Beer (0.5 liter draught)

$2.65 PEN 9.12

$6.89 $6.89

-61.54%

Imported Beer (0.33 liter bottle)

$4.41 PEN 15.20

$7.85 $7.85

-43.82%

Milk (1 liter)

$1.63 PEN 5.63

$0.95 $0.95

71.58%

White Bread (500g)

$2.56 PEN 8.81

$3.52 $3.52

-27.27%

Rice (white) (1kg)

$1.35 PEN 4.67

$5.01 $5.01

-73.05%

Eggs

$2.90 PEN 9.99

$4.74 $4.74

-38.82%

Local Cheese (1kg)

$8.85 PEN 30.48

$13.58 $13.58

-34.83%

Chicken Fillets (1kg)

$5.98 PEN 20.59

$11.28 $11.28

-46.99%

Beef Round Steak (1kg)

$9.78 PEN 33.71

$14.49 $14.49

-32.51%

Apples (1kg)

$2.05 PEN 7.05

$4.60 $4.60

-55.43%

Banana (1kg)

$1.06 PEN 3.67

$1.87 $1.87

-43.32%

Oranges (1kg)

$1.35 PEN 4.65

$3.92 $3.92

-65.56%

Tomato (1kg)

$1.50 PEN 5.17

$4.09 $4.09

-63.33%

Potato (1kg)

$0.88 PEN 3.04

$2.56 $2.56

-65.63%

Onion (1kg)

$0.92 PEN 3.16

$2.80 $2.80

-67.14%

Lettuce (1 head)

$0.89 PEN 3.08

$2.14 $2.14

-58.41%

Water (1.5 liter bottle)

$0.90 PEN 3.12

$2.08 $2.08

-56.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.34

$10.34 $10.34

-42.94%

Wine (Bottle)

$8.52 PEN 29.36

$13.54 $13.54

-37.08%

Local Beer (0.5 liter bottle)

$1.88 PEN 6.47

$2.43 $2.43

-22.63%

Imported Beer (0.33 liter bottle)

$3.22 PEN 11.09

$3.07 $3.07

4.89%

One-way Ticket (Public Transport)

$0.68 PEN 2.34

Public Transport Monthly Pass (Regular Price)

$26.86 PEN 92.6

Taxi Start (Normal Tariff)

$3.81 PEN 13.14

$2.69 $2.69

41.64%

Taxi (Normal Tariff) (1km)

$2.02 PEN 6.96

$1.40 $1.40

44.29%

Taxi 1hour Waiting (Normal Tariff)

$7.11 PEN 24.50

$35.72 $35.72

-80.10%

Gasoline (1 liter)

$1.72 PEN 5.93

$1.10 $1.10

56.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K PEN 76.9K

$36.2K $36.2K

-38.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K PEN 87.9K

$25.9K $25.9K

-1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.1 PEN 252

$199 $199

-63.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.35 PEN 56.3

$63.0 $63.0

-74.03%

Internet (50+ Mbps, Unlimited Data)

$27.47 PEN 94.7

$73.6 $73.6

-62.70%

Gym Membership (Monthly)

$31.90 PEN 110

$59.8 $59.8

-46.62%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.9

Cinema Ticket

$7.05 PEN 24.31

$13.07 $13.07

-46.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 629

$1,103 $1,103

-83.46%

International Primary School, 1 Child (Yearly)

$13.0K PEN 44.9K

$15.5K $15.5K

-15.69%

Jeans (Levis 501 Or Similar)

$53.8 PEN 185

$56.2 $56.2

-4.34%

Summer Dress (H&M, Zara, etc)

$34.32 PEN 118

$43.40 $43.40

-20.92%

Sport Shoes (Adidas, Nike)

$82.8 PEN 285

$98.1 $98.1

-15.57%

Men's Leather Business Shoes

$78.2 PEN 270

$115 $115

-31.81%

1-bedroom Apartment, City Center (Monthly)

$721 PEN 2,485

1-bedroom Apartment, Outside City Center (Monthly)

$343 PEN 1,183

3-bedroom Apartment, City Center (Monthly)

$1,219 PEN 4,200

$2,088 $2,088

-41.64%

3-bedroom Apartment, Outside City Center (Monthly)

$651 PEN 2,243

$2,951 $2,951

-77.95%

Buy Apartment in City Center (m2)

$2,414 PEN 8,321

Buy Apartment Outside City Center (m2)

$1,357 PEN 4,676

$1,588 $1,588

-14.56%

Average Monthly Net Salary (After Tax)

$648 PEN 2,233

$4,216 $4,216

-84.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

6.44

38.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 11, 2026

Last update for Surprise, AZ: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$343 33.9%

Surprise, AZ

- * 0% 100%

Groceries & Markets

Lima

$226 22.3%

Surprise, AZ

$387 29.8% 71.2% $161

Eating Out

Lima

$124 12.3%

Surprise, AZ

$341 26.3% 175% $217

Monthly Utilities & Internet

Lima

$117 11.6%

Surprise, AZ

$335 25.8% 187% $218

Clothing & Footwear

Lima

$112 11.1%

Surprise, AZ

$141 10.8% 25.4% $28

Sport & Entertainment

Lima

$46 4.6%

Surprise, AZ

$86 6.6% 86.7% $40

Getting Around

Lima

$43 4.3%

Surprise, AZ

$9.7 * 0.8% 77.7% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Surprise, AZ pays 551% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Lima vs $87.0 in Surprise, AZ for a mid-range dinner for two. Groceries echo the gap at $226 vs $387 per month, with Lima cheaper across the board.

Good to know

🇵🇪 Lima

🇺🇸 Surprise, AZ

🕒 Local time

09:05 9:05 AM

07:05 7:05 AM

2 h behind Lima

🌤 Weather

👥 Population

9,989,369 Capital

143,148

💱 Currency

Peruvian Sol PEN S/

United States Dollar USD $

📈 Exchange rate

1 PEN = 0.29 USD

1 PEN = 0.26 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 13, 2026: 1 USD = 3.45 PEN (1 PEN = 0.29 USD). 1 EUR = 3.85 PEN (1 PEN = 0.26 EUR).

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to PEN in detail →

On the map

Lowest

Highest

Between locations

Lima Surprise, AZ 6,310 km ≈ 8 h nonstop flight

From you

Lima
Surprise, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Surprise, AZ: Cost of Living - Frequently Asked Questions

Lima and Surprise, AZ differ by about 28% in total monthly costs ($1,012 vs $1,300 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 551% lower in Surprise, AZ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 71% higher in Surprise, AZ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,012 per month in Lima versus $1,300 in Surprise, AZ – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,012 in Lima versus $1,300 in Surprise, AZ, a $2,000 budget is realistic in Lima but tight or insufficient in Surprise, AZ. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 28% less than in Surprise, AZ. Beyond cost, consider language, visa policies, and how big the international community is in each city.