🙂Monthly costs for one person with rent: $985 in Lima versus $1,297 in Playa del Carmen.
🙂Estimated couple costs with rent: $1,537 in Lima versus $2,181 in Playa del Carmen.
🙂Monthly costs for a family of three with rent: $2,089 in Lima versus $3,065 in Playa del Carmen.
🙂Living in Lima costs roughly 24% less than in Playa del Carmen, driven mainly by Eating Out.
📊Both cities sit below the global median: Lima27% lower, Playa del Carmen3% lower.
Currency
🍽 Eating Out
Lima
Playa del Carmen
Difference
Meal at Budget Restaurant
$4.11PEN 13.98
$11.73MX$203
-64.96%
Three-Course Dinner for Two, Mid-Range
$32.93PEN 112
$41.62MX$721
-20.88%
Fast Food Meal(McDonalds, etc)
$7.00PEN 23.81
$10.64MX$184
-34.21%
Cappuccino
$2.54PEN 8.64
$3.52MX$61.0
-27.84%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.92PEN 3.14
$1.51MX$26.17
-39.07%
Water(0.33 liter bottle)
$0.61PEN 2.06
$0.97MX$16.87
-37.11%
Local Beer(0.5 liter draught)
$2.24PEN 7.62
$2.95MX$51.1
-24.07%
Imported Beer(0.33 liter bottle)
$3.84PEN 13.08
$4.45MX$77.2
-13.71%
🛒 Groceries & Markets
Lima
Playa del Carmen
Difference
Milk(1 liter)
$1.41PEN 4.79
$1.38MX$23.97
2.17%
White Bread(500g)
$2.73PEN 9.30
$1.89MX$32.78
44.44%
Rice(white)(1kg)
$1.30PEN 4.44
$1.64MX$28.37
-20.73%
Eggs
$2.96PEN 10.07
$2.51MX$43.42
17.93%
Local Cheese(1kg)
$7.97PEN 27.12
$8.34MX$145
-4.44%
Chicken Fillets(1kg)
$5.67PEN 19.31
$8.34MX$145
-32.01%
Beef Round Steak(1kg)
$10.58PEN 36.01
$10.73MX$186
-1.40%
Apples(1kg)
$2.02PEN 6.88
$2.60MX$45.12
-22.31%
Banana(1kg)
$1.07PEN 3.66
$1.46MX$25.25
-26.71%
Oranges(1kg)
$1.13PEN 3.86
$1.90MX$32.94
-40.53%
Tomato(1kg)
$1.25PEN 4.26
$2.08MX$35.98
-39.90%
Potato(1kg)
$1.03PEN 3.52
$1.78MX$30.77
-42.13%
Onion(1kg)
$0.96PEN 3.25
$2.19MX$37.87
-56.16%
Lettuce(1 head)
$0.87PEN 2.96
$1.04MX$18.02
-16.35%
Water(1.5 liter bottle)
$0.88PEN 3.00
$1.08MX$18.66
-18.52%
Cigarettes 20 Pack(Marlboro, Camel)
$5.46PEN 18.58
$4.08MX$70.7
33.82%
Wine(Bottle)
$8.98PEN 30.55
$10.32MX$179
-12.98%
Local Beer(0.5 liter bottle)
$1.75PEN 5.96
$1.71MX$29.67
2.34%
Imported Beer(0.33 liter bottle)
$3.08PEN 10.48
$2.58MX$44.63
19.38%
🚌 Getting Around
Lima
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.67PEN 2.26
$0.51MX$8.83
31.37%
Public Transport Monthly Pass(Regular Price)
$30.61PEN 104
$26.46MX$459
15.68%
Taxi Start(Normal Tariff)
$3.38PEN 11.51
$3.26MX$56.5
3.68%
Taxi(Normal Tariff)(1km)
$2.21PEN 7.53
$2.49MX$43.17
-11.24%
Taxi 1hour Waiting(Normal Tariff)
$8.22PEN 27.97
$3.25MX$56.3
152.92%
Gasoline(1 liter)
$1.35PEN 4.60
$1.31MX$22.65
3.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KPEN 65.7K
$30.3KMX$524.7K
-36.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3KPEN 82.7K
$23.4KMX$406.0K
3.77%
🧾 Monthly Utilities & Internet
Lima
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$56.7PEN 193
$82.9MX$1,436
-31.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.64PEN 43.01
$22.22MX$385
-43.11%
Internet(50+ Mbps, Unlimited Data)
$24.00PEN 81.7
$29.34MX$508
-18.20%
🎉 Sport & Entertainment
Lima
Playa del Carmen
Difference
Gym Membership(Monthly)
$30.10PEN 102
$51.6MX$895
-41.70%
Tennis Court(1 Hour on Weekend)
$18.95PEN 64.5
$18.32MX$317
3.44%
Cinema Ticket
$6.74PEN 22.92
$5.07MX$87.8
32.94%
🧸 Childcare & Education
Lima
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$218PEN 740
$201MX$3,480
8.36%
International Primary School, 1 Child(Yearly)
$7,895PEN 26.9K
$5,212MX$90.3K
51.49%
👕👟 Clothing & Footwear
Lima
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$49.95PEN 170
$36.92MX$640
35.29%
Summer Dress(H&M, Zara, etc)
$36.59PEN 125
$39.79MX$689
-8.04%
Sport Shoes(Adidas, Nike)
$89.7PEN 305
$78.5MX$1,360
14.30%
Men's Leather Business Shoes
$88.1PEN 300
$87.1MX$1,509
1.14%
🏠 Accommodation & Living
Lima
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$606PEN 2,063
$973MX$16.9K
-37.67%
1-bedroom Apartment, Outside City Center(Monthly)
$350PEN 1,190
$468MX$8,105
-25.26%
3-bedroom Apartment, City Center(Monthly)
$1,036PEN 3,525
$1,641MX$28.4K
-36.89%
3-bedroom Apartment, Outside City Center(Monthly)
$628PEN 2,136
$1,221MX$21.2K
-48.59%
Buy Apartment in City Center(m2)
$2,367PEN 8,056
$3,946MX$68.4K
-40.01%
Buy Apartment Outside City Center(m2)
$1,434PEN 4,881
$6,498MX$112.6K
-77.93%
💵 Salaries & Financials
Lima
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$626PEN 2,131
$664MX$11.5K
-5.67%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.11
11.42
-11.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lima: June 1, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $606 in Lima and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Playa del Carmen pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Lima vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $222 vs $249 per month, with Lima cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lima vs Playa del Carmen: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lima and Playa del Carmen?
Lima and Playa del Carmen differ by about 32% in total monthly costs ($985 vs $1,297 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Playa del Carmen earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lima and Playa del Carmen?
Rent for a central apartment: $606 in Lima versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Lima and Playa del Carmen?
Childcare runs $218 in Lima versus $201 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Playa del Carmen. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $985 in Lima versus $1,297 in Playa del Carmen, a $2,000 budget is realistic in Lima but tight or insufficient in Playa del Carmen. The gap between the two cities makes Lima the clear choice for anyone on this budget.
How does quality of life compare between Lima and Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Lima or Playa del Carmen?
Expats usually find Lima gentler on the wallet – expenses run 32% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.