🙂Monthly costs for one person with rent: $999 in Lima versus $1,256 in Playa del Carmen.
🙂Estimated couple costs with rent: $1,561 in Lima versus $2,137 in Playa del Carmen.
🙂Monthly costs for a family of three with rent: $2,124 in Lima versus $3,017 in Playa del Carmen.
🌍Living in Lima costs roughly 21% less than in Playa del Carmen, driven mainly by Eating Out.
📊Both cities sit below the global median: Lima25% lower, Playa del Carmen6% lower.
Currency
🍽 Eating Out
Lima
Playa del Carmen
Difference
Meal at Budget Restaurant
$4.06PEN 13.77
$11.99MX$210
-66.14%
Three-Course Dinner for Two, Mid-Range
$33.99PEN 115
$41.78MX$733
-18.65%
Fast Food Meal(McDonalds, etc)
$6.74PEN 22.86
$10.75MX$189
-37.30%
Cappuccino
$2.52PEN 8.56
$3.50MX$61.3
-28.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.94PEN 3.18
$1.45MX$25.41
-35.17%
Water(0.33 liter bottle)
$0.65PEN 2.21
$0.88MX$15.52
-26.14%
Local Beer(0.5 liter draught)
$2.17PEN 7.35
$2.95MX$51.7
-26.44%
Imported Beer(0.33 liter bottle)
$3.95PEN 13.39
$4.51MX$79.1
-12.42%
🛒 Groceries & Markets
Lima
Playa del Carmen
Difference
Milk(1 liter)
$1.41PEN 4.78
$1.43MX$25.12
-1.40%
White Bread(500g)
$2.72PEN 9.22
$1.84MX$32.23
47.83%
Rice(white)(1kg)
$1.37PEN 4.64
$1.57MX$27.51
-12.74%
Eggs
$2.94PEN 9.98
$2.51MX$44.06
17.13%
Local Cheese(1kg)
$7.92PEN 26.87
$8.28MX$145
-4.35%
Chicken Fillets(1kg)
$5.76PEN 19.54
$8.43MX$148
-31.67%
Beef Round Steak(1kg)
$10.71PEN 36.32
$10.68MX$187
0.28%
Apples(1kg)
$1.98PEN 6.72
$2.61MX$45.76
-24.14%
Banana(1kg)
$1.08PEN 3.66
$1.44MX$25.22
-25.00%
Oranges(1kg)
$1.10PEN 3.72
$1.96MX$34.41
-43.88%
Tomato(1kg)
$1.19PEN 4.05
$2.09MX$36.74
-43.06%
Potato(1kg)
$1.04PEN 3.51
$1.85MX$32.47
-43.78%
Onion(1kg)
$1.00PEN 3.38
$2.17MX$38.02
-53.92%
Lettuce(1 head)
$0.87PEN 2.94
$1.03MX$18.09
-15.53%
Water(1.5 liter bottle)
$0.86PEN 2.93
$1.07MX$18.84
-19.63%
Cigarettes 20 Pack(Marlboro, Camel)
$5.59PEN 18.96
$4.10MX$72.0
36.34%
Wine(Bottle)
$8.99PEN 30.51
$10.17MX$178
-11.60%
Local Beer(0.5 liter bottle)
$1.77PEN 5.99
$1.68MX$29.38
5.36%
Imported Beer(0.33 liter bottle)
$3.07PEN 10.42
$2.53MX$44.31
21.34%
🚌 Getting Around
Lima
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.68PEN 2.29
$0.51MX$8.93
33.33%
Public Transport Monthly Pass(Regular Price)
$31.68PEN 107
$26.04MX$457
21.66%
Taxi Start(Normal Tariff)
$3.37PEN 11.43
$3.23MX$56.7
4.33%
Taxi(Normal Tariff)(1km)
$2.22PEN 7.54
$2.41MX$42.19
-7.88%
Taxi 1hour Waiting(Normal Tariff)
$8.26PEN 28.00
$3.23MX$56.6
155.73%
Gasoline(1 liter)
$1.35PEN 4.58
$1.32MX$23.17
2.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4KPEN 65.8K
$29.7KMX$520.9K
-34.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3KPEN 82.3K
$23.7KMX$415.0K
2.52%
🧾 Monthly Utilities & Internet
Lima
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$56.4PEN 191
$82.0MX$1,439
-31.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.57PEN 42.63
$22.95MX$403
-45.23%
Internet(50+ Mbps, Unlimited Data)
$23.66PEN 80.3
$30.11MX$528
-21.42%
🎉 Sport & Entertainment
Lima
Playa del Carmen
Difference
Gym Membership(Monthly)
$31.04PEN 105
$52.0MX$912
-40.27%
Tennis Court(1 Hour on Weekend)
$18.69PEN 63.4
$18.53MX$325
0.86%
Cinema Ticket
$6.83PEN 23.17
$4.98MX$87.3
37.15%
🧸 Childcare & Education
Lima
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$219PEN 743
$197MX$3,463
10.90%
International Primary School, 1 Child(Yearly)
$8,096PEN 27.5K
$5,336MX$93.6K
51.71%
👕👟 Clothing & Footwear
Lima
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$49.58PEN 168
$35.60MX$624
39.27%
Summer Dress(H&M, Zara, etc)
$35.59PEN 121
$40.33MX$707
-11.75%
Sport Shoes(Adidas, Nike)
$89.3PEN 303
$78.8MX$1,381
13.33%
Men's Leather Business Shoes
$88.9PEN 302
$88.9MX$1,560
-0.03%
🏠 Accommodation & Living
Lima
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$623PEN 2,115
$947MX$16.6K
-34.16%
1-bedroom Apartment, Outside City Center(Monthly)
$344PEN 1,167
$474MX$8,314
-27.39%
3-bedroom Apartment, City Center(Monthly)
$1,027PEN 3,484
$1,644MX$28.8K
-37.52%
3-bedroom Apartment, Outside City Center(Monthly)
$618PEN 2,098
$1,211MX$21.2K
-48.92%
Buy Apartment in City Center(m2)
$2,315PEN 7,852
$4,056MX$71.1K
-42.93%
Buy Apartment Outside City Center(m2)
$1,395PEN 4,734
$6,470MX$113.5K
-78.43%
💵 Salaries & Financials
Lima
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$625PEN 2,120
$654MX$11.5K
-4.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.11
11.42
-11.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lima: July 12, 2026
Last update for Playa del Carmen: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $623 in Lima and $947 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Playa del Carmen pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $34.00 in Lima vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $222 vs $249 per month, with Lima cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lima vs Playa del Carmen: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lima and in Playa del Carmen?
Lima and Playa del Carmen differ by about 26% in total monthly costs ($999 vs $1,256 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 5% lower in Playa del Carmen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lima and in Playa del Carmen?
Rent for a central apartment: $623 in Lima versus $947 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Lima and Playa del Carmen?
Childcare runs $219 in Lima versus $197 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Playa del Carmen. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $999 in Lima versus $1,256 in Playa del Carmen, a $2,000 budget is realistic in Lima but tight or insufficient in Playa del Carmen. The gap between the two cities makes Lima the clear choice for anyone on this budget.
How does quality of life compare between Lima and Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Lima or Playa del Carmen?
Expats usually find Lima gentler on the wallet – expenses run 26% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.