Last update: Oct 2026

Cost of Living Comparison Between Lima and Oxford, MS

For one person, living is cheaper in Lima: $1,042 a month against $2,361 in Oxford, MS, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

Lima, Peru
Oxford, MS, United States
Lima
🇵🇪 Peru
$1,042
/mo nomad
Oxford, MS
🇺🇸 United States
$2,361
/mo nomad
Monthly Cost of Living

How much you'll spend in Lima and in Oxford, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Oxford, MS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,042 in Lima versus $2,361 in Oxford, MS.

  • Lima $1,042
  • Oxford, MS $2,361

Estimated couple costs with rent: $1,651 in Lima versus $3,937 in Oxford, MS.

  • Lima $1,651
  • Oxford, MS $3,937

Monthly costs for a family of three with rent: $2,259 in Lima versus $5,513 in Oxford, MS.

  • Lima $2,259
  • Oxford, MS $5,513

Living in Lima costs roughly 56% less than in Oxford, MS, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lima is 23% below, Oxford, MS is 75% above.

Currency
🍽 Eating Out
Lima
Oxford, MS
Difference
Meal at Budget Restaurant
$4.64 PEN 15.95
$16.79 $16.79
-72.36%
Three-Course Dinner for Two, Mid-Range
$34.34 PEN 118
$59.6 $59.6
-42.40%
Fast Food Meal (McDonalds, etc)
$7.01 PEN 24.12
$10.85 $10.85
-35.39%
Cappuccino
$3.22 PEN 11.09
$4.99 $4.99
-35.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 PEN 3.90
$1.51 $1.51
-25.17%
Water (0.33 liter bottle)
$0.61 PEN 2.09
$1.82 $1.82
-66.48%
Local Beer (0.5 liter draught)
$2.93 PEN 10.08
$4.46 $4.46
-34.30%
Imported Beer (0.33 liter bottle)
$4.25 PEN 14.63
$7.02 $7.02
-39.46%
🛒 Groceries & Markets
Lima
Oxford, MS
Difference
Milk (1 liter)
$1.58 PEN 5.44
$0.88 $0.88
79.55%
White Bread (500g)
$2.61 PEN 8.98
$3.15 $3.15
-17.14%
Rice (white) (1kg)
$1.30 PEN 4.47
$2.68 $2.68
-51.49%
Eggs
$2.92 PEN 10.05
$4.08 $4.08
-28.43%
Local Cheese (1kg)
$9.54 PEN 32.82
$9.34 $9.34
2.14%
Chicken Fillets (1kg)
$5.71 PEN 19.66
$11.63 $11.63
-50.90%
Beef Round Steak (1kg)
$9.47 PEN 32.58
$14.94 $14.94
-36.61%
Apples (1kg)
$2.01 PEN 6.91
$3.81 $3.81
-47.24%
Banana (1kg)
$1.02 PEN 3.52
$1.40 $1.40
-27.14%
Oranges (1kg)
$1.45 PEN 4.99
$3.40 $3.40
-57.35%
Tomato (1kg)
$1.49 PEN 5.14
$2.96 $2.96
-49.66%
Potato (1kg)
$0.91 PEN 3.14
$2.63 $2.63
-65.40%
Onion (1kg)
$0.89 PEN 3.07
$2.20 $2.20
-59.55%
Lettuce (1 head)
$0.86 PEN 2.97
$1.81 $1.81
-52.49%
Water (1.5 liter bottle)
$0.89 PEN 3.06
$1.91 $1.91
-53.40%
Cigarettes 20 Pack (Marlboro, Camel)
$5.47 PEN 18.83
$7.44 $7.44
-26.48%
Wine (Bottle)
$10.17 PEN 35.00
$12.21 $12.21
-16.71%
Local Beer (0.5 liter bottle)
$1.81 PEN 6.21
$1.66 $1.66
9.04%
Imported Beer (0.33 liter bottle)
$3.15 PEN 10.84
$3.13 $3.13
0.64%
🚌 Getting Around
Lima
Oxford, MS
Difference
One-way Ticket (Public Transport)
$0.66 PEN 2.28
-
-
Public Transport Monthly Pass (Regular Price)
$31.89 PEN 110
-
-
Taxi Start (Normal Tariff)
$3.43 PEN 11.79
$5.10 $5.10
-32.75%
Taxi (Normal Tariff) (1km)
$1.98 PEN 6.80
$1.91 $1.91
3.66%
Taxi 1hour Waiting (Normal Tariff)
$9.60 PEN 33.04
$32.91 $32.91
-70.83%
Gasoline (1 liter)
$1.71 PEN 5.89
$0.70 $0.70
144.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K PEN 75.3K
$30.1K $30.1K
-27.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K PEN 100.0K
$25.8K $25.8K
12.55%
🧾 Monthly Utilities & Internet
Lima
Oxford, MS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.8 PEN 227
$136 $136
-51.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.26 PEN 52.5
$50.7 $50.7
-69.90%
Internet (50+ Mbps, Unlimited Data)
$26.87 PEN 92.5
$67.0 $67.0
-59.87%
🎉 Sport & Entertainment
Lima
Oxford, MS
Difference
Gym Membership (Monthly)
$32.91 PEN 113
$25.19 $25.19
30.65%
Tennis Court (1 Hour on Weekend)
$20.12 PEN 69.2
-
-
Cinema Ticket
$7.12 PEN 24.49
$11.83 $11.83
-39.81%
🧸 Childcare & Education
Lima
Oxford, MS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 PEN 1,064
$1,570 $1,570
-80.32%
International Primary School, 1 Child (Yearly)
$21.4K PEN 73.5K
$14.8K $14.8K
44.38%
👕👟 Clothing & Footwear
Lima
Oxford, MS
Difference
Jeans (Levis 501 Or Similar)
$52.0 PEN 179
$62.7 $62.7
-17.12%
Summer Dress (H&M, Zara, etc)
$35.69 PEN 123
$52.1 $52.1
-31.46%
Sport Shoes (Adidas, Nike)
$81.8 PEN 281
$87.5 $87.5
-6.54%
Men's Leather Business Shoes
$78.0 PEN 268
$168 $168
-53.62%
🏠 Accommodation & Living
Lima
Oxford, MS
Difference
1-bedroom Apartment, City Center (Monthly)
$727 PEN 2,501
$1,333 $1,333
-45.47%
1-bedroom Apartment, Outside City Center (Monthly)
$373 PEN 1,284
$1,265 $1,265
-70.51%
3-bedroom Apartment, City Center (Monthly)
$1,249 PEN 4,297
$3,077 $3,077
-59.42%
3-bedroom Apartment, Outside City Center (Monthly)
$739 PEN 2,544
$3,081 $3,081
-76.00%
Buy Apartment in City Center (m2)
$2,380 PEN 8,191
$3,291 $3,291
-27.67%
Buy Apartment Outside City Center (m2)
$1,365 PEN 4,697
$2,996 $2,996
-54.45%
💵 Salaries & Financials
Lima
Oxford, MS
Difference
Average Monthly Net Salary (After Tax)
$650 PEN 2,238
$4,739 $4,739
-86.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.38
6.62
26.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 31, 2026

Last update for Oxford, MS: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lima
$373
Oxford, MS
$1.3K 239% $892
Groceries & Markets
Lima
$228
Oxford, MS
$336 47.1% $107
Eating Out
Lima
$127
Oxford, MS
$276 118% $149
Clothing & Footwear
Lima
$111
Oxford, MS
$167 49.7% $55
Monthly Utilities & Internet
Lima
$108
Oxford, MS
$254 135% $146
Getting Around
Lima
$48
Oxford, MS
$15 * 69.3% $33
Sport & Entertainment
Lima
$47
Oxford, MS
$49 3.6% $1.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $727 in Lima and $1,333 in Oxford, MS. Housing cost is often the main lever when comparing two cities.

Oxford, MS pays about 7.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $34 in Lima vs $60 in Oxford, MS for a mid-range dinner for two. Groceries echo the gap at $228 vs $336 per month, with Lima cheaper across the board.

Good to know
🇵🇪 Lima
🇺🇸 Oxford, MS
🕒 Local time
20:28 8:28 PM
19:28 7:28 PM
1 h behind Lima
🌤 Weather
👥 Population
9,989,369 Capital
23,639
💱 Currency
Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

On the map
Between locations
  • Lima Oxford, MS 5,330 km ≈ 7 h nonstop flight
From you
  • Lima
  • Oxford, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lima vs Oxford, MS: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lima and in Oxford, MS?
Total monthly costs including rent come to $1,042 in Lima and $2,361 in Oxford, MS, so Lima is about 56% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 86% lower in Lima. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lima and in Oxford, MS?
Rent for a central apartment: $727 in Lima versus $1,333 in Oxford, MS. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 47% higher in Oxford, MS. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Lima or Oxford, MS?
All in, you’ll spend $1,042 per month in Lima versus $2,361 in Oxford, MS – Lima is about 56% cheaper, which adds up to real savings over time.
Which city is more doable on $2,000 per month?
At $1,042 in Lima versus $2,361 in Oxford, MS, a $2,000 budget is realistic in Lima but tight or insufficient in Oxford, MS. The gap between the two cities makes Lima the clear choice for anyone on this budget.
How does quality of life compare between Lima and Oxford, MS?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Lima and Oxford, MS?
It comes down to priorities – Lima wins on affordability, Oxford, MS on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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