Last update: Oct 2026

Cost of Living Comparison Between Lima and Fort Walton Beach, FL

For one person, living is cheaper in Lima: $1,042 a month against $2,163 in Fort Walton Beach, FL, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Lima
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Lima Living Index
102

Cost of Living Index in Fort Walton Beach, FL
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Fort Walton Beach, FL Living Index

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Lima

🇵🇪 Peru

$1,042

/mo nomad

Fort Walton Beach, FL

🇺🇸 United States

$2,163

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Fort Walton Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Fort Walton Beach, FL actually costs, broken down by who's living it.

A single person spends $1,042 per month in Lima vs $2,163 in Fort Walton Beach, FL, rent included.

Lima $1,042
Fort Walton Beach, FL $2,163

A couple spends around $1,651 per month in Lima vs $3,387 in Fort Walton Beach, FL, rent included.

Lima $1,651
Fort Walton Beach, FL $3,387

A family of three spends $2,259 per month in Lima vs $4,610 in Fort Walton Beach, FL, rent included.

Lima $2,259
Fort Walton Beach, FL $4,610

Lima is about 52% cheaper than Fort Walton Beach, FL, and outside of rent the biggest gap is in eating out.

Lima sits 23% below the global median, while Fort Walton Beach, FL is 60% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.64 PEN 15.95

$13.67 $13.67

-66.06%

Three-Course Dinner for Two, Mid-Range

$34.34 PEN 118

$80.9 $80.9

-57.57%

Fast Food Meal (McDonalds, etc)

$7.01 PEN 24.12

$10.57 $10.57

-33.68%

Cappuccino

$3.22 PEN 11.09

$5.21 $5.21

-38.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 PEN 3.90

$2.64 $2.64

-57.20%

Water (0.33 liter bottle)

$0.61 PEN 2.09

$2.07 $2.07

-70.53%

Local Beer (0.5 liter draught)

$2.93 PEN 10.07

$5.13 $5.13

-42.88%

Imported Beer (0.33 liter bottle)

$4.25 PEN 14.63

$7.06 $7.06

-39.80%

Milk (1 liter)

$1.58 PEN 5.44

$0.96 $0.96

64.58%

White Bread (500g)

$2.61 PEN 8.98

$2.83 $2.83

-7.77%

Rice (white) (1kg)

$1.30 PEN 4.46

$2.04 $2.04

-36.27%

Eggs

$2.92 PEN 10.04

$3.01 $3.01

-2.99%

Local Cheese (1kg)

$9.54 PEN 32.82

$11.52 $11.52

-17.19%

Chicken Fillets (1kg)

$5.71 PEN 19.66

$10.22 $10.22

-44.13%

Beef Round Steak (1kg)

$9.47 PEN 32.57

$13.87 $13.87

-31.72%

Apples (1kg)

$2.01 PEN 6.91

$3.43 $3.43

-41.40%

Banana (1kg)

$1.02 PEN 3.52

$1.54 $1.54

-33.77%

Oranges (1kg)

$1.45 PEN 4.99

$3.67 $3.67

-60.49%

Tomato (1kg)

$1.49 PEN 5.14

$2.90 $2.90

-48.62%

Potato (1kg)

$0.91 PEN 3.14

$1.18 $1.18

-22.88%

Onion (1kg)

$0.89 PEN 3.07

$2.22 $2.22

-59.91%

Lettuce (1 head)

$0.86 PEN 2.97

$1.73 $1.73

-50.29%

Water (1.5 liter bottle)

$0.89 PEN 3.05

$1.47 $1.47

-39.46%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 PEN 18.83

$9.37 $9.37

-41.62%

Wine (Bottle)

$10.17 PEN 34.99

$8.67 $8.67

17.30%

Local Beer (0.5 liter bottle)

$1.81 PEN 6.21

$1.84 $1.84

-1.63%

Imported Beer (0.33 liter bottle)

$3.15 PEN 10.83

$2.22 $2.22

41.89%

One-way Ticket (Public Transport)

$0.66 PEN 2.28

$1.97 $1.97

-66.50%

Public Transport Monthly Pass (Regular Price)

$31.89 PEN 110

$49.67 $49.67

-35.80%

Taxi Start (Normal Tariff)

$3.43 PEN 11.79

$6.11 $6.11

-43.86%

Taxi (Normal Tariff) (1km)

$1.98 PEN 6.80

$1.84 $1.84

7.61%

Taxi 1hour Waiting (Normal Tariff)

$9.60 PEN 33.03

$45.12 $45.12

-78.72%

Gasoline (1 liter)

$1.71 PEN 5.89

$0.96 $0.96

78.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K PEN 75.2K

$26.1K $26.1K

-16.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K PEN 99.9K

$26.0K $26.0K

11.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 PEN 227

$173 $173

-62.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.26 PEN 52.5

$49.06 $49.06

-68.90%

Internet (50+ Mbps, Unlimited Data)

$26.87 PEN 92.5

$65.7 $65.7

-59.08%

Gym Membership (Monthly)

$32.91 PEN 113

$46.72 $46.72

-29.56%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$7.12 PEN 24.49

$13.34 $13.34

-46.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 PEN 1,063

$818 $818

-62.21%

International Primary School, 1 Child (Yearly)

$21.4K PEN 73.5K

$16.8K $16.8K

26.78%

Jeans (Levis 501 Or Similar)

$52.0 PEN 179

$20.24 $20.24

156.82%

Summer Dress (H&M, Zara, etc)

$35.69 PEN 123

$20.16 $20.16

77.03%

Sport Shoes (Adidas, Nike)

$81.8 PEN 281

$88.1 $88.1

-7.18%

Men's Leather Business Shoes

$78.0 PEN 268

$108 $108

-27.87%

1-bedroom Apartment, City Center (Monthly)

$727 PEN 2,501

$1,639 $1,639

-55.64%

1-bedroom Apartment, Outside City Center (Monthly)

$373 PEN 1,284

$1,056 $1,056

-64.67%

3-bedroom Apartment, City Center (Monthly)

$1,249 PEN 4,296

$2,780 $2,780

-55.09%

3-bedroom Apartment, Outside City Center (Monthly)

$739 PEN 2,543

$2,108 $2,108

-64.93%

Buy Apartment in City Center (m2)

$2,380 PEN 8,190

$4,679 $4,679

-49.13%

Buy Apartment Outside City Center (m2)

$1,365 PEN 4,696

$4,626 $4,626

-70.49%

Average Monthly Net Salary (After Tax)

$650 PEN 2,237

$3,338 $3,338

-80.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.38

6.42

30.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 31, 2026

Last update for Fort Walton Beach, FL: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$373 35.8%

Fort Walton Beach, FL

$1.1K 48.8% 183% $683

Groceries & Markets

Lima

$228 21.9%

Fort Walton Beach, FL

$305 14.1% 33.5% $76

Eating Out

Lima

$127 12.2%

Fort Walton Beach, FL

$262 12.1% 107% $135

Clothing & Footwear

Lima

$111 10.7%

Fort Walton Beach, FL

$106 4.9% 4.4% $4.9

Monthly Utilities & Internet

Lima

$108 10.4%

Fort Walton Beach, FL

$288 13.3% 167% $180

Getting Around

Lima

$48 4.6%

Fort Walton Beach, FL

$73 3.4% 52.3% $25

Sport & Entertainment

Lima

$47 4.5%

Fort Walton Beach, FL

$73 3.4% 55.7% $26

Cost Breakdown

A central one-bedroom costs $727 in Lima versus $1,639 in Fort Walton Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Fort Walton Beach, FL are about 5.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34 in Lima versus $81 in Fort Walton Beach, FL. Monthly groceries follow the same trend: $228 vs $305 – making Lima the more affordable choice for daily food spending.

Good to know

🇵🇪 Lima

🇺🇸 Fort Walton Beach, FL

🕒 Local time

14:52 2:52 PM

13:52 1:52 PM

1 h behind Lima

🌤 Weather

👥 Population

9,989,369 Capital

19,507

💱 Currency

Peruvian Sol PEN S/

United States Dollar USD $

📈 Exchange rate

1 PEN = 0.291 USD

1 PEN = 0.26 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.85 PEN (1 PEN = 0.26 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to PEN in detail →

On the map

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Between locations

Lima Fort Walton Beach, FL 4,830 km ≈ 7 h nonstop flight

From you

Lima
Fort Walton Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Fort Walton Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,042 in Lima, $2,163 in Fort Walton Beach, FL – Lima comes out roughly 52% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,564 per month in Lima and $3,245 in Fort Walton Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments: a one-bedroom in the center costs $727 there versus $1,639 in Fort Walton Beach, FL.

Groceries cost about 33% more in Fort Walton Beach, FL, though the gap depends on what you buy.

A mid-range dinner for two costs $34 in Lima and $81 in Fort Walton Beach, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,042, than in Fort Walton Beach, FL at $2,163. In Lima it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lima. If higher salaries or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.