Last update: Oct 2026

Cost of Living Comparison Between Lima and Caldwell, TX

For one person, living is cheaper in Lima: $1,042 a month against $2,429 in Caldwell, TX, rent and utilities included – about $16,600 less a year. Rent and utilities account for most of the difference.

Lima, Peru
Caldwell, TX, United States
Lima
🇵🇪 Peru
$1,042
/mo nomad
Caldwell, TX
🇺🇸 United States
$2,429
/mo nomad
Monthly Cost of Living

How much you'll spend in Lima and in Caldwell, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Caldwell, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,042 in Lima versus $2,429 in Caldwell, TX.

  • Lima $1,042
  • Caldwell, TX $2,429

Estimated couple costs with rent: $1,651 in Lima versus $3,559 in Caldwell, TX.

  • Lima $1,651
  • Caldwell, TX $3,559

Monthly costs for a family of three with rent: $2,259 in Lima versus $4,690 in Caldwell, TX.

  • Lima $2,259
  • Caldwell, TX $4,690

Living in Lima costs roughly 57% less than in Caldwell, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lima is 23% below, Caldwell, TX is 80% above.

Currency
🍽 Eating Out
Lima
Caldwell, TX
Difference
Meal at Budget Restaurant
$4.64 PEN 15.95
$15.74 $15.74
-70.52%
Three-Course Dinner for Two, Mid-Range
$34.34 PEN 118
$61.0 $61.0
-43.71%
Fast Food Meal (McDonalds, etc)
$7.01 PEN 24.12
$9.85 $9.85
-28.83%
Cappuccino
$3.22 PEN 11.09
$4.05 $4.05
-20.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 PEN 3.90
$1.49 $1.49
-24.16%
Water (0.33 liter bottle)
$0.61 PEN 2.09
$1.69 $1.69
-63.91%
Local Beer (0.5 liter draught)
$2.93 PEN 10.08
$5.12 $5.12
-42.77%
Imported Beer (0.33 liter bottle)
$4.25 PEN 14.63
$5.86 $5.86
-27.47%
🛒 Groceries & Markets
Lima
Caldwell, TX
Difference
Milk (1 liter)
$1.58 PEN 5.44
$0.78 $0.78
102.56%
White Bread (500g)
$2.61 PEN 8.98
$2.82 $2.82
-7.45%
Rice (white) (1kg)
$1.30 PEN 4.47
$3.83 $3.83
-66.06%
Eggs
$2.92 PEN 10.05
$2.94 $2.94
-0.68%
Local Cheese (1kg)
$9.54 PEN 32.82
$10.98 $10.98
-13.11%
Chicken Fillets (1kg)
$5.71 PEN 19.66
$15.73 $15.73
-63.70%
Beef Round Steak (1kg)
$9.47 PEN 32.58
$24.51 $24.51
-61.36%
Apples (1kg)
$2.01 PEN 6.91
$4.31 $4.31
-53.36%
Banana (1kg)
$1.02 PEN 3.52
$1.70 $1.70
-40.00%
Oranges (1kg)
$1.45 PEN 4.99
$4.53 $4.53
-67.99%
Tomato (1kg)
$1.49 PEN 5.14
$2.71 $2.71
-45.02%
Potato (1kg)
$0.91 PEN 3.14
$2.17 $2.17
-58.06%
Onion (1kg)
$0.89 PEN 3.07
$1.70 $1.70
-47.65%
Lettuce (1 head)
$0.86 PEN 2.97
$1.99 $1.99
-56.78%
Water (1.5 liter bottle)
$0.89 PEN 3.06
$2.03 $2.03
-56.16%
Cigarettes 20 Pack (Marlboro, Camel)
$5.47 PEN 18.83
$10.87 $10.87
-49.68%
Wine (Bottle)
$10.17 PEN 35.00
$10.31 $10.31
-1.36%
Local Beer (0.5 liter bottle)
$1.81 PEN 6.21
$1.69 $1.69
7.10%
Imported Beer (0.33 liter bottle)
$3.15 PEN 10.84
$3.93 $3.93
-19.85%
🚌 Getting Around
Lima
Caldwell, TX
Difference
One-way Ticket (Public Transport)
$0.66 PEN 2.28
$2.26 $2.26
-70.80%
Public Transport Monthly Pass (Regular Price)
$31.89 PEN 110
$65.6 $65.6
-51.36%
Taxi Start (Normal Tariff)
$3.43 PEN 11.79
$3.30 $3.30
3.94%
Taxi (Normal Tariff) (1km)
$1.98 PEN 6.80
$1.82 $1.82
8.79%
Taxi 1hour Waiting (Normal Tariff)
$9.60 PEN 33.04
$33.14 $33.14
-71.03%
Gasoline (1 liter)
$1.71 PEN 5.89
$0.97 $0.97
76.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K PEN 75.3K
$32.0K $32.0K
-31.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K PEN 100.0K
$25.2K $25.2K
15.12%
🧾 Monthly Utilities & Internet
Lima
Caldwell, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.8 PEN 227
$168 $168
-60.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.26 PEN 52.5
$25.05 $25.05
-39.08%
Internet (50+ Mbps, Unlimited Data)
$26.87 PEN 92.5
$67.0 $67.0
-59.88%
🎉 Sport & Entertainment
Lima
Caldwell, TX
Difference
Gym Membership (Monthly)
$32.91 PEN 113
$39.94 $39.94
-17.60%
Tennis Court (1 Hour on Weekend)
$20.12 PEN 69.2
$9.89 $9.89
103.44%
Cinema Ticket
$7.12 PEN 24.49
$14.93 $14.93
-52.31%
🧸 Childcare & Education
Lima
Caldwell, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 PEN 1,064
$1,518 $1,518
-79.63%
International Primary School, 1 Child (Yearly)
$21.4K PEN 73.5K
$24.9K $24.9K
-14.22%
👕👟 Clothing & Footwear
Lima
Caldwell, TX
Difference
Jeans (Levis 501 Or Similar)
$52.0 PEN 179
$22.27 $22.27
133.41%
Summer Dress (H&M, Zara, etc)
$35.69 PEN 123
$54.6 $54.6
-34.62%
Sport Shoes (Adidas, Nike)
$81.8 PEN 281
$65.0 $65.0
25.93%
Men's Leather Business Shoes
$78.0 PEN 268
$96.0 $96.0
-18.82%
🏠 Accommodation & Living
Lima
Caldwell, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$727 PEN 2,501
$1,578 $1,578
-53.94%
1-bedroom Apartment, Outside City Center (Monthly)
$373 PEN 1,284
$1,260 $1,260
-70.39%
3-bedroom Apartment, City Center (Monthly)
$1,249 PEN 4,297
$2,590 $2,590
-51.79%
3-bedroom Apartment, Outside City Center (Monthly)
$739 PEN 2,544
$2,113 $2,113
-65.01%
Buy Apartment in City Center (m2)
$2,380 PEN 8,191
$2,872 $2,872
-17.11%
Buy Apartment Outside City Center (m2)
$1,365 PEN 4,697
$2,318 $2,318
-41.13%
💵 Salaries & Financials
Lima
Caldwell, TX
Difference
Average Monthly Net Salary (After Tax)
$650 PEN 2,238
$1,325 $1,325
-50.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.38
6.62
26.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 31, 2026

Last update for Caldwell, TX: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lima
$373
Caldwell, TX
$1.3K 238% $887
Groceries & Markets
Lima
$228
Caldwell, TX
$391 71.4% $163
Eating Out
Lima
$127
Caldwell, TX
$254 100% $127
Clothing & Footwear
Lima
$111
Caldwell, TX
$107 3.9% $4.3
Monthly Utilities & Internet
Lima
$108
Caldwell, TX
$260 141% $152
Getting Around
Lima
$48
Caldwell, TX
$87 81.8% $39
Sport & Entertainment
Lima
$47
Caldwell, TX
$70 48.1% $23

Cost Breakdown

A one-bedroom apartment in the center runs $727 in Lima and $1,578 in Caldwell, TX. Housing cost is often the main lever when comparing two cities.

Caldwell, TX pays about 2 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34 in Lima vs $61 in Caldwell, TX for a mid-range dinner for two. Groceries echo the gap at $228 vs $391 per month, with Lima cheaper across the board.

Good to know
🇵🇪 Lima
🇺🇸 Caldwell, TX
🕒 Local time
02:41 2:41 AM
01:41 1:41 AM
1 h behind Lima
🌤 Weather
👥 Population
9,989,369 Capital
59,996
💱 Currency
Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Lima Caldwell, TX 5,180 km ≈ 7 h nonstop flight
From you
  • Lima
  • Caldwell, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lima vs Caldwell, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Lima or Caldwell, TX?
Lima wins on cost – living expenses run 57% lower than in Caldwell, TX. Housing and daily spending are where you’ll feel the difference most, making Lima the obvious pick if budget is a priority.
Are salaries higher in Lima or in Caldwell, TX?
On paper, salaries run 51% lower in Lima. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Lima compared to Caldwell, TX?
Rent for a central apartment: $727 in Lima versus $1,578 in Caldwell, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Lima and in Caldwell, TX?
Dining out is cheaper in Lima – a meal for two runs $34 versus $61 in Caldwell, TX. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Lima compared to Caldwell, TX?
All in, you’ll spend $1,042 per month in Lima versus $2,429 in Caldwell, TX – Lima is about 57% cheaper, which adds up to real savings over time.
Can you live on $2,000/month in Lima or in Caldwell, TX?
At $1,042 in Lima versus $2,429 in Caldwell, TX, a $2,000 budget is realistic in Lima but tight or insufficient in Caldwell, TX. The gap between the two cities makes Lima the clear choice for anyone on this budget.
Which city offers a better quality of life: Lima or Caldwell, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Lima gentler on the wallet – expenses run 57% less than in Caldwell, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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