Last update: Oct 2026

Cost of Living Comparison Between Lima and Brainerd, MN

For one person, living is cheaper in Lima: $1,042 a month against $2,400 in Brainerd, MN, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

Lima, Peru
Brainerd, MN, United States
Lima
🇵🇪 Peru
$1,042
/mo nomad
Brainerd, MN
🇺🇸 United States
$2,400
/mo nomad
Monthly Cost of Living

How much you'll spend in Lima and in Brainerd, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Brainerd, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,042 in Lima versus $2,400 in Brainerd, MN.

  • Lima $1,042
  • Brainerd, MN $2,400

Estimated couple costs with rent: $1,651 in Lima versus $3,397 in Brainerd, MN.

  • Lima $1,651
  • Brainerd, MN $3,397

Monthly costs for a family of three with rent: $2,259 in Lima versus $4,395 in Brainerd, MN.

  • Lima $2,259
  • Brainerd, MN $4,395

Living in Lima costs roughly 57% less than in Brainerd, MN, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lima is 23% below, Brainerd, MN is 78% above.

Currency
🍽 Eating Out
Lima
Brainerd, MN
Difference
Meal at Budget Restaurant
$4.64 PEN 15.96
$14.74 $14.74
-68.52%
Three-Course Dinner for Two, Mid-Range
$34.34 PEN 118
$38.73 $38.73
-11.33%
Fast Food Meal (McDonalds, etc)
$7.01 PEN 24.13
$9.88 $9.88
-29.05%
Cappuccino
$3.22 PEN 11.09
$1.84 $1.84
75.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 PEN 3.90
$2.17 $2.17
-47.93%
Water (0.33 liter bottle)
$0.61 PEN 2.09
$1.93 $1.93
-68.39%
Local Beer (0.5 liter draught)
$2.93 PEN 10.08
$6.06 $6.06
-51.65%
Imported Beer (0.33 liter bottle)
$4.25 PEN 14.64
$6.02 $6.02
-29.40%
🛒 Groceries & Markets
Lima
Brainerd, MN
Difference
Milk (1 liter)
$1.58 PEN 5.44
$0.90 $0.90
75.56%
White Bread (500g)
$2.61 PEN 8.98
$3.34 $3.34
-21.86%
Rice (white) (1kg)
$1.30 PEN 4.47
$3.43 $3.43
-62.10%
Eggs
$2.92 PEN 10.05
$2.52 $2.52
15.87%
Local Cheese (1kg)
$9.54 PEN 32.83
$9.63 $9.63
-0.93%
Chicken Fillets (1kg)
$5.71 PEN 19.66
$9.70 $9.70
-41.13%
Beef Round Steak (1kg)
$9.47 PEN 32.59
$13.24 $13.24
-28.47%
Apples (1kg)
$2.01 PEN 6.91
$4.85 $4.85
-58.56%
Banana (1kg)
$1.02 PEN 3.52
$1.15 $1.15
-11.30%
Oranges (1kg)
$1.45 PEN 4.99
$6.16 $6.16
-76.46%
Tomato (1kg)
$1.49 PEN 5.14
$4.94 $4.94
-69.84%
Potato (1kg)
$0.91 PEN 3.14
$3.75 $3.75
-75.73%
Onion (1kg)
$0.89 PEN 3.07
$3.54 $3.54
-74.86%
Lettuce (1 head)
$0.86 PEN 2.97
$1.99 $1.99
-56.78%
Water (1.5 liter bottle)
$0.89 PEN 3.06
$1.74 $1.74
-48.85%
Cigarettes 20 Pack (Marlboro, Camel)
$5.47 PEN 18.84
$12.03 $12.03
-54.53%
Wine (Bottle)
$10.17 PEN 35.01
$12.98 $12.98
-21.65%
Local Beer (0.5 liter bottle)
$1.81 PEN 6.22
$1.75 $1.75
3.43%
Imported Beer (0.33 liter bottle)
$3.15 PEN 10.84
$3.49 $3.49
-9.74%
🚌 Getting Around
Lima
Brainerd, MN
Difference
One-way Ticket (Public Transport)
$0.66 PEN 2.28
$1.77 $1.77
-62.71%
Public Transport Monthly Pass (Regular Price)
$31.89 PEN 110
$59.5 $59.5
-46.39%
Taxi Start (Normal Tariff)
$3.43 PEN 11.80
$2.57 $2.57
33.46%
Taxi (Normal Tariff) (1km)
$1.98 PEN 6.80
$1.59 $1.59
24.53%
Taxi 1hour Waiting (Normal Tariff)
$9.60 PEN 33.05
$31.59 $31.59
-69.61%
Gasoline (1 liter)
$1.71 PEN 5.89
$0.91 $0.91
87.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K PEN 75.3K
$27.4K $27.4K
-20.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K PEN 100.0K
$26.4K $26.4K
9.82%
🧾 Monthly Utilities & Internet
Lima
Brainerd, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.8 PEN 227
$224 $224
-70.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.26 PEN 52.5
$45.60 $45.60
-66.54%
Internet (50+ Mbps, Unlimited Data)
$26.87 PEN 92.5
$60.0 $60.0
-55.23%
🎉 Sport & Entertainment
Lima
Brainerd, MN
Difference
Gym Membership (Monthly)
$32.91 PEN 113
$44.63 $44.63
-26.26%
Tennis Court (1 Hour on Weekend)
$20.12 PEN 69.3
-
-
Cinema Ticket
$7.12 PEN 24.50
$8.87 $8.87
-19.73%
🧸 Childcare & Education
Lima
Brainerd, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 PEN 1,064
$1,223 $1,223
-74.73%
International Primary School, 1 Child (Yearly)
$21.4K PEN 73.5K
$30.8K $30.8K
-30.61%
👕👟 Clothing & Footwear
Lima
Brainerd, MN
Difference
Jeans (Levis 501 Or Similar)
$52.0 PEN 179
$40.60 $40.60
28.03%
Summer Dress (H&M, Zara, etc)
$35.69 PEN 123
$40.14 $40.14
-11.09%
Sport Shoes (Adidas, Nike)
$81.8 PEN 282
$60.5 $60.5
35.26%
Men's Leather Business Shoes
$78.0 PEN 268
$65.9 $65.9
18.35%
🏠 Accommodation & Living
Lima
Brainerd, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$727 PEN 2,502
$1,644 $1,644
-55.79%
1-bedroom Apartment, Outside City Center (Monthly)
$373 PEN 1,284
$1,257 $1,257
-70.31%
3-bedroom Apartment, City Center (Monthly)
$1,249 PEN 4,298
$2,296 $2,296
-45.63%
3-bedroom Apartment, Outside City Center (Monthly)
$739 PEN 2,544
$2,072 $2,072
-64.32%
Buy Apartment in City Center (m2)
$2,380 PEN 8,193
$2,393 $2,393
-0.55%
Buy Apartment Outside City Center (m2)
$1,365 PEN 4,698
$2,410 $2,410
-43.36%
💵 Salaries & Financials
Lima
Brainerd, MN
Difference
Average Monthly Net Salary (After Tax)
$650 PEN 2,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.38
6.31
32.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 31, 2026

Last update for Brainerd, MN: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lima
$373
Brainerd, MN
$1.3K 237% $884
Groceries & Markets
Lima
$228
Brainerd, MN
$353 54.6% $125
Eating Out
Lima
$127
Brainerd, MN
$228 80% $102
Clothing & Footwear
Lima
$111
Brainerd, MN
$93 16.3% $18
Monthly Utilities & Internet
Lima
$108
Brainerd, MN
$329 205% $221
Getting Around
Lima
$48
Brainerd, MN
$77 61.2% $29
Sport & Entertainment
Lima
$47
Brainerd, MN
$62 32.3% $15

Cost Breakdown

A one-bedroom apartment in the center runs $727 in Lima and $1,644 in Brainerd, MN. Housing cost is often the main lever when comparing two cities.

Dining out: $34 in Lima vs $39 in Brainerd, MN for a mid-range dinner for two. Groceries echo the gap at $228 vs $353 per month, with Lima cheaper across the board.

Good to know
🇵🇪 Lima
🇺🇸 Brainerd, MN
🕒 Local time
18:08 6:08 PM
17:08 5:08 PM
1 h behind Lima
🌤 Weather
👥 Population
9,989,369 Capital
13,722
💱 Currency
Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

Peruvian Sol exchange rates as of November 5, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

On the map
Between locations
  • Lima Brainerd, MN 6,720 km ≈ 9 h nonstop flight
From you
  • Lima
  • Brainerd, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lima vs Brainerd, MN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Lima or Brainerd, MN?
Lima wins on cost – living expenses run 57% lower than in Brainerd, MN. Housing and daily spending are where you’ll feel the difference most, making Lima the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Lima and in Brainerd, MN?
You’d need roughly $1,564 in Lima and $3,600 in Brainerd, MN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Lima compared to Brainerd, MN?
Rent for a central apartment: $727 in Lima versus $1,644 in Brainerd, MN. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Lima and in Brainerd, MN?
Dining out is cheaper in Lima – a meal for two runs $34 versus $39 in Brainerd, MN. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Lima compared to Brainerd, MN?
All in, you’ll spend $1,042 per month in Lima versus $2,400 in Brainerd, MN – Lima is about 57% cheaper, which adds up to real savings over time.
Can you live on $2,000/month in Lima or in Brainerd, MN?
At $1,042 in Lima versus $2,400 in Brainerd, MN, a $2,000 budget is realistic in Lima but tight or insufficient in Brainerd, MN. The gap between the two cities makes Lima the clear choice for anyone on this budget.
Which city offers a better quality of life: Lima or Brainerd, MN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Lima gentler on the wallet – expenses run 57% less than in Brainerd, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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