Cost of Living Comparison Between Lerwick and Ubud, Bali Cost of Living Comparison Between Lerwick and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,275 in Lerwick versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $3,421 in Lerwick versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,566 in Lerwick versus $3,724 in Ubud, Bali.

Living in Lerwick is roughly 63% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lerwick 69% above, Ubud, Bali 4% above.

Currency
🍽 Eating Out
Lerwick
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.71 £15.30
$3.48 Rp 59.7K
495.11%
Three-Course Dinner for Two, Mid-Range
$81.9 £60.6
$32.88 Rp 563.4K
149.21%
Fast Food Meal (McDonalds, etc)
$10.08 £7.45
$5.09 Rp 87.2K
98.04%
Cappuccino
$4.78 £3.53
$2.75 Rp 47.1K
73.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 £1.74
$1.38 Rp 23.7K
70.29%
Water (0.33 liter bottle)
$1.66 £1.23
$0.71 Rp 12.2K
133.80%
Local Beer (0.5 liter draught)
$6.07 £4.49
$2.88 Rp 49.3K
110.76%
Imported Beer (0.33 liter bottle)
$6.24 £4.61
$3.87 Rp 66.3K
61.24%
🛒 Groceries & Markets
Lerwick
Ubud, Bali
Difference
Milk (1 liter)
$1.65 £1.22
$1.79 Rp 30.7K
-7.82%
White Bread (500g)
$1.66 £1.23
$2.45 Rp 41.9K
-32.24%
Rice (white) (1kg)
$2.18 £1.61
$1.21 Rp 20.7K
80.17%
Eggs
$3.84 £2.84
$2.39 Rp 40.9K
60.67%
Local Cheese (1kg)
$9.72 £7.18
$14.70 Rp 251.9K
-33.88%
Chicken Fillets (1kg)
$8.73 £6.45
$4.24 Rp 72.7K
105.90%
Beef Round Steak (1kg)
$14.32 £10.59
$12.08 Rp 206.9K
18.54%
Apples (1kg)
$3.07 £2.27
$3.66 Rp 62.8K
-16.12%
Banana (1kg)
$1.62 £1.20
$1.61 Rp 27.5K
0.62%
Oranges (1kg)
$2.94 £2.17
$2.72 Rp 46.6K
8.09%
Tomato (1kg)
$3.44 £2.54
$2.27 Rp 38.9K
51.54%
Potato (1kg)
$1.62 £1.20
$1.90 Rp 32.6K
-14.74%
Onion (1kg)
$1.54 £1.14
$2.30 Rp 39.4K
-33.04%
Lettuce (1 head)
$1.06 £0.78
$1.02 Rp 17.4K
3.92%
Water (1.5 liter bottle)
$1.47 £1.09
$0.78 Rp 13.3K
88.46%
Cigarettes 20 Pack (Marlboro, Camel)
$18.92 £13.98
$3.24 Rp 55.6K
483.95%
Wine (Bottle)
$10.71 £7.91
$24.06 Rp 412.3K
-55.49%
Local Beer (0.5 liter bottle)
$2.81 £2.07
$2.84 Rp 48.7K
-1.06%
Imported Beer (0.33 liter bottle)
$3.20 £2.36
$2.79 Rp 47.8K
14.70%
🚌 Getting Around
Lerwick
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.46 £2.56
$0.27 Rp 4,606
1181.48%
Public Transport Monthly Pass (Regular Price)
$88.2 £65.2
$8.24 Rp 141.2K
970.15%
Taxi Start (Normal Tariff)
$5.48 £4.05
$0.45 Rp 7,700
1117.78%
Taxi (Normal Tariff) (1km)
$1.58 £1.17
$0.43 Rp 7,298
267.44%
Taxi 1hour Waiting (Normal Tariff)
$22.97 £16.97
$6.02 Rp 103.2K
281.56%
Gasoline (1 liter)
$1.96 £1.45
$0.86 Rp 14.7K
127.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K £28.0K
$26.1K Rp 446.6M
45.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.3K £30.5K
$31.7K Rp 543.2M
30.31%
🧾 Monthly Utilities & Internet
Lerwick
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$301 £222
$78.3 Rp 1.3M
283.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.12 £12.65
$4.00 Rp 68.5K
328.00%
Internet (50+ Mbps, Unlimited Data)
$43.41 £32.08
$24.35 Rp 417.3K
78.28%
🎉 Sport & Entertainment
Lerwick
Ubud, Bali
Difference
Gym Membership (Monthly)
$46.43 £34.31
$95.8 Rp 1.6M
-51.52%
Tennis Court (1 Hour on Weekend)
-
$6.46 Rp 110.6K
-
Cinema Ticket
$13.47 £9.96
$4.01 Rp 68.7K
235.91%
🧸 Childcare & Education
Lerwick
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,600 £1,182
$302 Rp 5.2M
430.50%
International Primary School, 1 Child (Yearly)
$18.3K £13.5K
$6,545 Rp 112.2M
179.10%
👕👟 Clothing & Footwear
Lerwick
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$82.4 £60.9
$53.4 Rp 915.5K
54.25%
Summer Dress (H&M, Zara, etc)
$44.29 £32.73
$38.55 Rp 660.6K
14.89%
Sport Shoes (Adidas, Nike)
$91.4 £67.5
$89.1 Rp 1.5M
2.59%
Men's Leather Business Shoes
$97.2 £71.8
$78.9 Rp 1.4M
23.16%
🏠 Accommodation & Living
Lerwick
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,206 £891
$1,016 Rp 17.4M
18.71%
1-bedroom Apartment, Outside City Center (Monthly)
$986 £729
$672 Rp 11.5M
46.74%
3-bedroom Apartment, City Center (Monthly)
$2,062 £1,524
$3,368 Rp 57.7M
-38.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,673 £1,236
$2,108 Rp 36.1M
-20.64%
Buy Apartment in City Center (m2)
-
$3,001 Rp 51.4M
-
Buy Apartment Outside City Center (m2)
-
$2,337 Rp 40.0M
-
💵 Salaries & Financials
Lerwick
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.63
13.28
-57.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lerwick: April 11, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,206 in Lerwick and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $82 in Lerwick vs $33 in Ubud, Bali. Groceries flip the comparison at $299 vs $300, with Lerwick cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lerwick vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Lerwick?
Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,413 in Lerwick and $2,092 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Lerwick and Ubud, Bali?
Rent for a central apartment: $1,206 in Lerwick versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Lerwick vs Ubud, Bali?
All in, you'll spend $2,275 per month in Lerwick versus $1,395 in Ubud, Bali – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 970% less than in Lerwick. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Lerwick or Ubud, Bali?
At $1,395 in Ubud, Bali versus $2,275 in Lerwick, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lerwick. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Lerwick or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lerwick, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Lerwick or Ubud, Bali?
Safety-wise, Lerwick and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Lerwick. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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