😐Monthly costs for one person with rent: $2,312 in Lerwick versus $1,419 in Ubud, Bali.
😐Estimated couple costs with rent: $3,374 in Lerwick versus $2,540 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,435 in Lerwick versus $3,660 in Ubud, Bali.
😐Living in Lerwick is roughly 63% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Lerwick73% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Lerwick
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.16£15.12
$3.56Rp 64.3K
466.29%
Three-Course Dinner for Two, Mid-Range
$81.3£61.0
$32.73Rp 590.3K
148.40%
Fast Food Meal(McDonalds, etc)
$10.14£7.60
$4.95Rp 89.3K
104.85%
Cappuccino
$4.61£3.45
$2.71Rp 48.9K
70.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.29£1.71
$1.34Rp 24.2K
70.90%
Water(0.33 liter bottle)
$1.60£1.20
$0.70Rp 12.6K
128.57%
Local Beer(0.5 liter draught)
$6.24£4.68
$2.92Rp 52.7K
113.70%
Imported Beer(0.33 liter bottle)
$6.01£4.51
$3.96Rp 71.4K
51.77%
🛒 Groceries & Markets
Lerwick
Ubud, Bali
Difference
Milk(1 liter)
$1.58£1.18
$1.81Rp 32.6K
-12.71%
White Bread(500g)
$1.61£1.20
$2.52Rp 45.4K
-36.11%
Rice(white)(1kg)
$2.19£1.65
$1.16Rp 20.9K
88.79%
Eggs
$3.88£2.91
$2.46Rp 44.4K
57.72%
Local Cheese(1kg)
$10.06£7.55
$14.71Rp 265.3K
-31.61%
Chicken Fillets(1kg)
$9.01£6.75
$4.32Rp 77.9K
108.56%
Beef Round Steak(1kg)
$13.81£10.36
$12.14Rp 218.9K
13.76%
Apples(1kg)
$3.12£2.34
$3.84Rp 69.3K
-18.75%
Banana(1kg)
$1.63£1.23
$1.56Rp 28.1K
4.49%
Oranges(1kg)
$2.86£2.15
$2.83Rp 51.1K
1.06%
Tomato(1kg)
$3.60£2.70
$2.33Rp 41.9K
54.51%
Potato(1kg)
$1.68£1.26
$1.91Rp 34.5K
-12.04%
Onion(1kg)
$1.48£1.11
$2.20Rp 39.7K
-32.73%
Lettuce(1 head)
$1.06£0.80
$1.01Rp 18.3K
4.95%
Water(1.5 liter bottle)
$1.48£1.11
$0.78Rp 14.0K
89.74%
Cigarettes 20 Pack(Marlboro, Camel)
$19.37£14.53
$3.32Rp 59.8K
483.43%
Wine(Bottle)
$11.18£8.38
$23.74Rp 428.1K
-52.91%
Local Beer(0.5 liter bottle)
$2.82£2.11
$2.79Rp 50.3K
1.08%
Imported Beer(0.33 liter bottle)
$3.10£2.33
$2.86Rp 51.6K
8.39%
🚌 Getting Around
Lerwick
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.27£2.45
$0.27Rp 4,848
1111.11%
Public Transport Monthly Pass(Regular Price)
$89.3£67.0
$8.03Rp 144.8K
1012.08%
Taxi Start(Normal Tariff)
$5.55£4.16
$0.46Rp 8,231
1106.52%
Taxi(Normal Tariff)(1km)
$1.53£1.15
$0.45Rp 8,117
240.00%
Taxi 1hour Waiting(Normal Tariff)
$22.72£17.04
$6.10Rp 109.9K
272.46%
Gasoline(1 liter)
$1.94£1.45
$0.79Rp 14.3K
145.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K£28.7K
$26.1KRp 471.6M
46.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.8K£30.6K
$32.1KRp 579.3M
26.97%
🧾 Monthly Utilities & Internet
Lerwick
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$296£222
$79.9Rp 1.4M
269.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.23£12.92
$4.06Rp 73.3K
324.38%
Internet(50+ Mbps, Unlimited Data)
$43.36£32.51
$23.52Rp 424.2K
84.35%
🎉 Sport & Entertainment
Lerwick
Ubud, Bali
Difference
Gym Membership(Monthly)
$45.04£33.77
$98.7Rp 1.8M
-54.37%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 119.6K
-
Cinema Ticket
$13.71£10.28
$4.15Rp 74.8K
230.36%
🧸 Childcare & Education
Lerwick
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,576£1,182
$304Rp 5.5M
418.46%
International Primary School, 1 Child(Yearly)
$18.5K£13.9K
$6,613Rp 119.3M
179.38%
👕👟 Clothing & Footwear
Lerwick
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$82.8£62.1
$55.5Rp 1.0M
49.15%
Summer Dress(H&M, Zara, etc)
$43.14£32.35
$38.31Rp 690.9K
12.61%
Sport Shoes(Adidas, Nike)
$92.8£69.6
$88.6Rp 1.6M
4.76%
Men's Leather Business Shoes
$97.0£72.7
$77.9Rp 1.4M
24.54%
🏠 Accommodation & Living
Lerwick
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,224£918
$1,006Rp 18.2M
21.63%
1-bedroom Apartment, Outside City Center(Monthly)
$1,011£758
$675Rp 12.2M
49.72%
3-bedroom Apartment, City Center(Monthly)
$2,074£1,555
$3,442Rp 62.1M
-39.74%
3-bedroom Apartment, Outside City Center(Monthly)
$1,713£1,285
$2,039Rp 36.8M
-15.99%
Buy Apartment in City Center(m2)
$4,753£3,564
$2,841Rp 51.2M
67.28%
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.8M
-
💵 Salaries & Financials
Lerwick
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.63
13.28
-57.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lerwick: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,224 in Lerwick and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $81.0 in Lerwick vs $33.00 in Ubud, Bali. Groceries flip the comparison at $300 vs $302, with Lerwick cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lerwick vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Lerwick?
Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,468 in Lerwick and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Lerwick and Ubud, Bali?
Rent for a central apartment: $1,224 in Lerwick versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Lerwick vs Ubud, Bali?
All in, you'll spend $2,312 per month in Lerwick versus $1,419 in Ubud, Bali – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 1012% less than in Lerwick. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Lerwick or Ubud, Bali?
At $1,419 in Ubud, Bali versus $2,312 in Lerwick, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lerwick. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Lerwick or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lerwick, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Lerwick or Ubud, Bali?
Safety-wise, Lerwick and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Lerwick. Beyond cost, consider language, visa policies, and how big the international community is in each city.