Last update: Oct 2026

Cost of Living Comparison Between Lamia and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,192 in Lamia, rent and utilities included – about $3,300 less a year. The total is higher in Lamia despite lower rent and utilities.

58

Cost of Living Index in Lamia
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Lamia Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Lamia

🇬🇷 Greece

$1,192

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Lamia and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lamia and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,192 in Lamia versus $918 in Cebu.

Lamia $1,192
Cebu $918

Estimated couple costs with rent: $1,853 in Lamia versus $1,409 in Cebu.

Lamia $1,853
Cebu $1,409

Monthly costs for a family of three with rent: $2,515 in Lamia versus $1,900 in Cebu.

Lamia $2,515
Cebu $1,900

Living in Lamia is roughly 30% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Lamia 12% lower, Cebu 32% lower.

Meal at Budget Restaurant

$17.07 €15.18

$3.09 ₱194

452.43%

Three-Course Dinner for Two, Mid-Range

$54.8 €48.75

$24.22 ₱1,525

126.30%

Fast Food Meal (McDonalds, etc)

$8.45 €7.52

$3.92 ₱247

115.56%

Cappuccino

$3.09 €2.75

$2.51 ₱158

23.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 €1.22

$1.59 ₱100

-13.84%

Water (0.33 liter bottle)

$0.49 €0.43

$0.53 ₱33.43

-7.55%

Local Beer (0.5 liter draught)

$5.06 €4.50

$1.78 ₱112

184.27%

Imported Beer (0.33 liter bottle)

$6.22 €5.54

$2.17 ₱137

186.64%

Milk (1 liter)

$1.67 €1.49

$1.92 ₱121

-13.02%

White Bread (500g)

$1.09 €0.97

$1.36 ₱85.4

-19.85%

Rice (white) (1kg)

$2.04 €1.82

$1.01 ₱63.5

101.98%

Eggs

$3.45 €3.07

$2.03 ₱128

69.95%

Local Cheese (1kg)

$9.25 €8.23

$9.86 ₱621

-6.19%

Chicken Fillets (1kg)

$6.04 €5.37

$4.39 ₱277

37.59%

Beef Round Steak (1kg)

$9.18 €8.17

$7.60 ₱479

20.79%

Apples (1kg)

$1.96 €1.74

$3.30 ₱208

-40.61%

Banana (1kg)

$2.20 €1.96

$1.39 ₱87.8

58.27%

Oranges (1kg)

$1.97 €1.75

$2.33 ₱147

-15.45%

Tomato (1kg)

$2.15 €1.91

$1.50 ₱94.3

43.33%

Potato (1kg)

$1.22 €1.09

$2.36 ₱149

-48.31%

Onion (1kg)

$1.14 €1.02

$1.90 ₱119

-40.00%

Lettuce (1 head)

$0.58 €0.51

$1.19 ₱74.9

-51.26%

Water (1.5 liter bottle)

$0.88 €0.78

$0.63 ₱39.71

39.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.93 €4.39

$3.00 ₱189

64.33%

Wine (Bottle)

$7.03 €6.25

$6.03 ₱379

16.58%

Local Beer (0.5 liter bottle)

$0.90 €0.80

$1.23 ₱77.7

-26.83%

Imported Beer (0.33 liter bottle)

$2.27 €2.02

$1.75 ₱110

29.71%

One-way Ticket (Public Transport)

$1.30 €1.16

$0.25 ₱15.86

420.00%

Public Transport Monthly Pass (Regular Price)

$41.33 €36.76

$12.64 ₱796

226.98%

Taxi Start (Normal Tariff)

$4.15 €3.70

$0.77 ₱48.62

438.96%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.23 ₱14.53

395.65%

Taxi 1hour Waiting (Normal Tariff)

$16.71 €14.87

$4.46 ₱281

274.66%

Gasoline (1 liter)

$2.06 €1.83

$1.31 ₱82.8

57.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$21.2K ₱1.3M

31.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K €24.2K

$19.1K ₱1.2M

41.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 €175

$120 ₱7,569

63.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.56 €20.06

$14.00 ₱882

61.14%

Internet (50+ Mbps, Unlimited Data)

$30.37 €27.02

$27.54 ₱1,734

10.28%

Gym Membership (Monthly)

$55.0 €48.94

$32.33 ₱2,035

70.18%

Tennis Court (1 Hour on Weekend)

$25.51 €22.69

$6.65 ₱419

283.61%

Cinema Ticket

$7.62 €6.78

$5.65 ₱356

34.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 €244

$275 ₱17.3K

-0.19%

International Primary School, 1 Child (Yearly)

$6,477 €5,762

$7,918 ₱498.5K

-18.20%

Jeans (Levis 501 Or Similar)

$40.11 €35.68

$49.33 ₱3,106

-18.69%

Summer Dress (H&M, Zara, etc)

$45.68 €40.63

$25.24 ₱1,589

80.98%

Sport Shoes (Adidas, Nike)

$67.1 €59.7

$77.0 ₱4,846

-12.86%

Men's Leather Business Shoes

$131 €116

$57.2 ₱3,601

128.15%

1-bedroom Apartment, City Center (Monthly)

$486 €432

$500 ₱31.5K

-2.79%

1-bedroom Apartment, Outside City Center (Monthly)

$225 €200

$309 ₱19.4K

-27.08%

3-bedroom Apartment, City Center (Monthly)

$497 €442

$1,078 ₱67.9K

-53.89%

3-bedroom Apartment, Outside City Center (Monthly)

$389 €346

$615 ₱38.7K

-36.73%

Buy Apartment in City Center (m2)

$2,640 €2,349

$2,886 ₱181.7K

-8.51%

Buy Apartment Outside City Center (m2)

$2,193 €1,951

$1,917 ₱120.7K

14.43%

Average Monthly Net Salary (After Tax)

$1,112 €989

$346 ₱21.8K

221.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.34

7.2

-25.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lamia: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Lamia

$250 21%

Cebu

$162 17.6% 35.2% $88

Eating Out

Lamia

$244 20.5%

Cebu

$88 9.6% 63.9% $156

Accommodation & Living

Lamia

$225 18.9%

Cebu

$309 33.6% 37.1% $84

Groceries & Markets

Lamia

$219 18.3%

Cebu

$206 22.4% 5.8% $13

Clothing & Footwear

Lamia

$128 10.7%

Cebu

$94 10.2% 26.3% $34

Sport & Entertainment

Lamia

$70 5.9%

Cebu

$44 4.8% 37.9% $27

Getting Around

Lamia

$56 4.7%

Cebu

$16 1.7% 72.4% $41

Cost Breakdown

A one-bedroom apartment in the center runs $486 in Lamia and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Lamia pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Lamia vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $219 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Lamia

🇵🇭 Cebu

🕒 Local time

00:14 12:14 AM

05:14 5:14 AM

5 h ahead of Lamia

🌤 Weather

👥 Population

52,006

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Lamia Cebu 10,260 km ≈ 13 h nonstop flight

From you

Lamia
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lamia vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 30% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 222% higher in Lamia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $486 in Lamia versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,192 per month in Lamia versus $918 in Cebu – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 227% less than in Lamia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,192 in Lamia, a $1,500 budget is realistic in Cebu but tight or insufficient in Lamia. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lamia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lamia and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 30% less than in Lamia. Beyond cost, consider language, visa policies, and how big the international community is in each city.