Last update: Oct 2026

Cost of Living Comparison Between Lake Worth, FL and Chicago, IL

For one person, living is cheaper in Lake Worth, FL: $2,542 a month against $3,037 in Chicago, IL, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

Lake Worth, FL, United States
Chicago, IL, United States
Lake Worth, FL
🇺🇸 United States
$2,542
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Lake Worth, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Worth, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,542 per month in Lake Worth, FL vs $3,037 in Chicago, IL, rent included.

  • Lake Worth, FL $2,542
  • Chicago, IL $3,037

A couple spends around $3,794 per month in Lake Worth, FL vs $4,518 in Chicago, IL, rent included.

  • Lake Worth, FL $3,794
  • Chicago, IL $4,518

A family of three spends $5,045 per month in Lake Worth, FL vs $5,999 in Chicago, IL, rent included.

  • Lake Worth, FL $5,045
  • Chicago, IL $5,999

Lake Worth, FL is about 16% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Lake Worth, FL and Chicago, IL sit above the global median – Lake Worth, FL by 87%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Lake Worth, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$25.04 $25.04
$20.71 $20.71
20.91%
Three-Course Dinner for Two, Mid-Range
$75.5 $75.5
$89.2 $89.2
-15.35%
Fast Food Meal (McDonalds, etc)
$10.08 $10.08
$13.19 $13.19
-23.58%
Cappuccino
$4.97 $4.97
$5.66 $5.66
-12.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.51 $2.51
$2.64 $2.64
-4.92%
Water (0.33 liter bottle)
$1.88 $1.88
$2.28 $2.28
-17.54%
Local Beer (0.5 liter draught)
$5.30 $5.30
$6.87 $6.87
-22.85%
Imported Beer (0.33 liter bottle)
$7.67 $7.67
$8.84 $8.84
-13.24%
🛒 Groceries & Markets
Lake Worth, FL
Chicago, IL
Difference
Milk (1 liter)
$0.86 $0.86
$1.25 $1.25
-31.20%
White Bread (500g)
$3.11 $3.11
$3.72 $3.72
-16.40%
Rice (white) (1kg)
$3.05 $3.05
$5.39 $5.39
-43.41%
Eggs
$4.51 $4.51
$4.74 $4.74
-4.85%
Local Cheese (1kg)
$13.34 $13.34
$13.84 $13.84
-3.61%
Chicken Fillets (1kg)
$11.08 $11.08
$14.40 $14.40
-23.06%
Beef Round Steak (1kg)
$14.69 $14.69
$18.38 $18.38
-20.08%
Apples (1kg)
$4.69 $4.69
$5.22 $5.22
-10.15%
Banana (1kg)
$1.58 $1.58
$1.98 $1.98
-20.20%
Oranges (1kg)
$2.98 $2.98
$4.06 $4.06
-26.60%
Tomato (1kg)
$5.49 $5.49
$4.97 $4.97
10.46%
Potato (1kg)
$3.00 $3.00
$2.67 $2.67
12.36%
Onion (1kg)
$3.30 $3.30
$2.66 $2.66
24.06%
Lettuce (1 head)
$2.23 $2.23
$2.24 $2.24
-0.45%
Water (1.5 liter bottle)
$2.45 $2.45
$3.13 $3.13
-21.73%
Cigarettes 20 Pack (Marlboro, Camel)
$9.14 $9.14
$13.82 $13.82
-33.86%
Wine (Bottle)
$12.76 $12.76
$14.88 $14.88
-14.25%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.54 $2.54
-29.92%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$3.51 $3.51
-6.84%
🚌 Getting Around
Lake Worth, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.20 $2.20
$2.43 $2.43
-9.47%
Public Transport Monthly Pass (Regular Price)
$52.4 $52.4
$73.5 $73.5
-28.79%
Taxi Start (Normal Tariff)
$3.05 $3.05
$3.18 $3.18
-4.09%
Taxi (Normal Tariff) (1km)
$1.85 $1.85
$1.39 $1.39
33.09%
Taxi 1hour Waiting (Normal Tariff)
$32.95 $32.95
$25.03 $25.03
31.64%
Gasoline (1 liter)
$0.99 $0.99
$1.20 $1.20
-17.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K $28.4K
$35.0K $35.0K
-18.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$26.7K $26.7K
-0.52%
🧾 Monthly Utilities & Internet
Lake Worth, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 $173
$194 $194
-11.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.8 $57.8
$69.5 $69.5
-16.83%
Internet (50+ Mbps, Unlimited Data)
$76.4 $76.4
$61.6 $61.6
23.91%
🎉 Sport & Entertainment
Lake Worth, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$35.43 $35.43
$47.90 $47.90
-26.03%
Tennis Court (1 Hour on Weekend)
-
$27.34 $27.34
-
Cinema Ticket
$10.17 $10.17
$17.81 $17.81
-42.90%
🧸 Childcare & Education
Lake Worth, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$900 $900
$1,794 $1,794
-49.84%
International Primary School, 1 Child (Yearly)
$20.8K $20.8K
$31.9K $31.9K
-34.94%
👕👟 Clothing & Footwear
Lake Worth, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$65.5 $65.5
$67.0 $67.0
-2.25%
Summer Dress (H&M, Zara, etc)
$41.51 $41.51
$52.1 $52.1
-20.39%
Sport Shoes (Adidas, Nike)
$117 $117
$102 $102
15.68%
Men's Leather Business Shoes
$101 $101
$144 $144
-29.90%
🏠 Accommodation & Living
Lake Worth, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,633 $1,633
$2,526 $2,526
-35.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,234 $1,234
$1,578 $1,578
-21.80%
3-bedroom Apartment, City Center (Monthly)
$2,425 $2,425
$4,738 $4,738
-48.83%
3-bedroom Apartment, Outside City Center (Monthly)
$2,128 $2,128
$2,693 $2,693
-20.98%
Buy Apartment in City Center (m2)
$2,638 $2,638
$4,190 $4,190
-37.03%
Buy Apartment Outside City Center (m2)
$2,528 $2,528
$2,768 $2,768
-8.66%
💵 Salaries & Financials
Lake Worth, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$7,572 $7,572
$4,931 $4,931
53.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.81
-3.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Worth, FL: October 25, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lake Worth, FL
$1.2K
Chicago, IL
$1.6K 27.9% $344
Groceries & Markets
Lake Worth, FL
$377
Chicago, IL
$447 18.7% $71
Eating Out
Lake Worth, FL
$350
Chicago, IL
$345 1.3% $4.6
Monthly Utilities & Internet
Lake Worth, FL
$307
Chicago, IL
$326 6.2% $19
Clothing & Footwear
Lake Worth, FL
$146
Chicago, IL
$164 12.1% $18
Getting Around
Lake Worth, FL
$73
Chicago, IL
$93 27.2% $20
Sport & Entertainment
Lake Worth, FL
$56
Chicago, IL
$84 49.7% $28

Cost Breakdown

A central one-bedroom costs $1,633 in Lake Worth, FL versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Lake Worth, FL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76 in Lake Worth, FL versus $89 in Chicago, IL. Monthly groceries follow the same trend: $377 vs $447 – making Lake Worth, FL the more affordable choice for daily food spending.

Good to know
🇺🇸 Lake Worth, FL
🇺🇸 Chicago, IL
🕒 Local time
20:00 8:00 PM
19:00 7:00 PM
1 h behind Lake Worth, FL
🌤 Weather
👥 Population
42,000
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Lake Worth, FL Chicago, IL 1,830 km ≈ 2 h 45 min nonstop flight
From you
  • Lake Worth, FL
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lake Worth, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Lake Worth, FL and in Chicago, IL compare overall?
Monthly costs with rent: $2,542 in Lake Worth, FL, $3,037 in Chicago, IL – Lake Worth, FL comes out roughly 16% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Lake Worth, FL compared to Chicago, IL?
For a comfortable life, plan on about $3,814 per month in Lake Worth, FL and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lake Worth, FL and Chicago, IL?
Rent is clearly cheaper in Lake Worth, FL, especially for central apartments: a one-bedroom in the center costs $1,633 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 19% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $76 in Lake Worth, FL and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,542 in Lake Worth, FL and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Lake Worth, FL or Chicago, IL?
Families tend to lean toward Lake Worth, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Lake Worth, FL or Chicago, IL?
For expats, Lake Worth, FL is the easier option financially – housing and daily costs are lower, and overall it costs about 16% less, which matters a lot on a fixed budget or early-career salary.

Lake Worth, FL vs other spots: cost of living compared

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