Last update: Oct 2026

Cost of Living Comparison Between Lake Oswego, OR and Toronto

For one person, living costs are similar in Lake Oswego, OR and in Toronto: $2,466 and $2,561 a month, rent and utilities included.

119

Cost of Living Index in Lake Oswego, OR
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Lake Oswego, OR Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Lake Oswego, OR

🇺🇸 United States

$2,466

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Oswego, OR and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Oswego, OR and in Toronto actually costs, broken down by who's living it.

A single person spends $2,466 per month in Lake Oswego, OR vs $2,561 in Toronto, rent included.

Lake Oswego, OR $2,466
Toronto $2,561

A couple spends around $3,653 per month in Lake Oswego, OR vs $3,694 in Toronto, rent included.

Lake Oswego, OR $3,653
Toronto $3,694

A family of three spends $4,840 per month in Lake Oswego, OR vs $4,826 in Toronto, rent included.

Lake Oswego, OR $4,840
Toronto $4,826

Lake Oswego, OR is about 4% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Lake Oswego, OR and Toronto sit above the global median – Lake Oswego, OR by 83%, Toronto by 90%.

Meal at Budget Restaurant

$21.65 $21.65

$17.18 CA$24.29

26.02%

Three-Course Dinner for Two, Mid-Range

$88.7 $88.7

$76.0 CA$107

16.77%

Fast Food Meal (McDonalds, etc)

$10.90 $10.90

$10.54 CA$14.89

3.42%

Cappuccino

$5.79 $5.79

$4.02 CA$5.68

44.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.12 CA$3.00

43.87%

Water (0.33 liter bottle)

$2.02 $2.02

$1.75 CA$2.48

15.43%

Local Beer (0.5 liter draught)

$6.53 $6.53

$6.24 CA$8.83

4.65%

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$7.09 CA$10.02

-17.35%

Milk (1 liter)

$1.03 $1.03

$2.44 CA$3.45

-57.79%

White Bread (500g)

$3.99 $3.99

$2.68 CA$3.78

48.88%

Rice (white) (1kg)

$5.38 $5.38

$2.24 CA$3.17

140.18%

Eggs

$4.35 $4.35

$3.56 CA$5.03

22.19%

Local Cheese (1kg)

$11.10 $11.10

$9.09 CA$12.85

22.11%

Chicken Fillets (1kg)

$10.53 $10.53

$11.33 CA$16.01

-7.06%

Beef Round Steak (1kg)

$17.40 $17.40

$14.53 CA$20.55

19.75%

Apples (1kg)

$3.69 $3.69

$3.62 CA$5.12

1.93%

Banana (1kg)

$1.50 $1.50

$1.21 CA$1.72

23.97%

Oranges (1kg)

$2.79 $2.79

$3.60 CA$5.09

-22.50%

Tomato (1kg)

$2.57 $2.57

$4.21 CA$5.96

-38.95%

Potato (1kg)

$2.13 $2.13

$1.79 CA$2.53

18.99%

Onion (1kg)

$1.79 $1.79

$1.59 CA$2.25

12.58%

Lettuce (1 head)

$1.93 $1.93

$2.27 CA$3.21

-14.98%

Water (1.5 liter bottle)

$1.78 $1.78

$1.25 CA$1.77

42.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.14 $11.14

$13.82 CA$19.53

-19.39%

Wine (Bottle)

$10.95 $10.95

$14.27 CA$20.18

-23.27%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.20 CA$3.10

-20.00%

Imported Beer (0.33 liter bottle)

$3.61 $3.61

$2.43 CA$3.44

48.56%

One-way Ticket (Public Transport)

$1.98 $1.98

$2.39 CA$3.38

-17.15%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$4.51 $4.51

$2.91 CA$4.12

54.98%

Taxi (Normal Tariff) (1km)

$0.74 $0.74

$1.20 CA$1.69

-38.33%

Taxi 1hour Waiting (Normal Tariff)

$23.86 $23.86

$21.38 CA$30.23

11.60%

Gasoline (1 liter)

$1.25 $1.25

$1.21 CA$1.71

3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K $34.1K

$28.2K CA$39.8K

21.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$20.3K CA$28.6K

19.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$120 CA$170

25.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.45 $46.45

$32.26 CA$45.60

43.99%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$47.93 CA$67.8

32.44%

Gym Membership (Monthly)

$42.10 $42.10

$38.48 CA$54.4

9.41%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$14.83 $14.83

$12.38 CA$17.50

19.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,352 $1,352

$830 CA$1,173

62.85%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$23.1K CA$32.6K

-47.49%

Jeans (Levis 501 Or Similar)

$40.20 $40.20

$50.7 CA$71.7

-20.73%

Summer Dress (H&M, Zara, etc)

$30.33 $30.33

$40.02 CA$56.6

-24.21%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$98.0 CA$139

-12.31%

Men's Leather Business Shoes

$83.9 $83.9

$121 CA$171

-30.43%

1-bedroom Apartment, City Center (Monthly)

$1,586 $1,586

$1,592 CA$2,251

-0.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,313 $1,313

$1,410 CA$1,994

-6.88%

3-bedroom Apartment, City Center (Monthly)

$2,506 $2,506

$2,670 CA$3,775

-6.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 $2,165

$2,152 CA$3,042

0.62%

Buy Apartment in City Center (m2)

$2,743 $2,743

$7,945 CA$11.2K

-65.47%

Buy Apartment Outside City Center (m2)

$2,429 $2,429

$6,542 CA$9,249

-62.87%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.47

49.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Oswego, OR: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Oswego, OR

$1.3K 53.3%

Toronto

$1.4K 55.1% 7.4% $97

Groceries & Markets

Lake Oswego, OR

$356 14.4%

Toronto

$340 13.3% 4.5% $16

Eating Out

Lake Oswego, OR

$340 13.8%

Toronto

$278 10.9% 18.2% $62

Monthly Utilities & Internet

Lake Oswego, OR

$260 10.6%

Toronto

$201 7.8% 23% $60

Clothing & Footwear

Lake Oswego, OR

$108 4.4%

Toronto

$139 5.4% 28.7% $31

Sport & Entertainment

Lake Oswego, OR

$72 2.9%

Toronto

$63 2.5% 11.9% $8.5

Getting Around

Lake Oswego, OR

$16 * 0.7%

Toronto

$129 5.1% 703% $113

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,586 in Lake Oswego, OR versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Lake Oswego, OR versus $76.0 in Toronto. Monthly groceries follow the same trend: $356 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Lake Oswego, OR

🇨🇦 Toronto

🕒 Local time

12:52 12:52 PM

15:52 3:52 PM

3 h ahead of Lake Oswego, OR

🌤 Weather

👥 Population

40,731

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Lake Oswego, OR Toronto 3,390 km ≈ 4 h 45 min nonstop flight

From you

Lake Oswego, OR
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Oswego, OR vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 4%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,698 per month in Lake Oswego, OR and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lake Oswego, OR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,466 in Lake Oswego, OR and $2,561 in Toronto. That's a gap of about 4%.

Kindergarten costs $1,352 per month in Lake Oswego, OR and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,466 in Lake Oswego, OR and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Lake Oswego, OR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lake Oswego, OR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.