Last update: Nov 2026

Cost of Living Comparison Between Lagos and Makurdi

For one person, living is cheaper in Makurdi: $12.12 a month against $964 in Lagos, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Lagos
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Lagos Living Index

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Lagos

🇳🇬 Nigeria

$964

/mo nomad

Makurdi

🇳🇬 Nigeria

$12.12

/mo nomad

Monthly Cost of Living

How much you'll spend in Lagos and in Makurdi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lagos and in Makurdi actually costs, broken down by who's living it.

A single person spends $964 per month in Lagos vs $12.12 in Makurdi, rent included.

Lagos $964
Makurdi $12.12

A couple spends around $1,871 per month in Lagos vs $17.15 in Makurdi, rent included.

Lagos $1,871
Makurdi $17.15

A family of three spends $2,777 per month in Lagos vs $22 in Makurdi, rent included.

Lagos $2,777
Makurdi $22

Lagos costs about 7853% more than Makurdi, and outside of rent the biggest gap is in eating out.

Both Lagos and Makurdi are more affordable than the global median – Lagos 29% lower, Makurdi 99% lower.

Meal at Budget Restaurant

$3.78 ₦5,051

$0.38 ₦511

894.74%

Three-Course Dinner for Two, Mid-Range

$50.0 ₦66.9K

Fast Food Meal (McDonalds, etc)

$7.39 ₦9,880

$1.82 ₦2,433

306.04%

Cappuccino

$2.87 ₦3,832

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₦589

$0.08 ₦107

450.00%

Water (0.33 liter bottle)

$0.22 ₦293

$0.07 ₦96.8

214.29%

Local Beer (0.5 liter draught)

$1.03 ₦1,375

$0.35 ₦474

194.29%

Imported Beer (0.33 liter bottle)

$2.02 ₦2,704

$0.61 ₦817

231.15%

Milk (1 liter)

$3.14 ₦4,202

White Bread (500g)

$1.43 ₦1,908

Rice (white) (1kg)

$1.20 ₦1,605

Eggs

$2.24 ₦2,993

Local Cheese (1kg)

$3.45 ₦4,620

Chicken Fillets (1kg)

$3.92 ₦5,235

Beef Round Steak (1kg)

$4.35 ₦5,814

Apples (1kg)

$1.68 ₦2,248

Banana (1kg)

$1.26 ₦1,679

Oranges (1kg)

$1.10 ₦1,468

Tomato (1kg)

$1.26 ₦1,678

Potato (1kg)

$1.46 ₦1,959

Onion (1kg)

$1.92 ₦2,565

Lettuce (1 head)

$0.90 ₦1,205

Water (1.5 liter bottle)

$0.40 ₦529

Cigarettes 20 Pack (Marlboro, Camel)

$0.58 ₦774

Wine (Bottle)

$2.64 ₦3,534

Local Beer (0.5 liter bottle)

$0.54 ₦728

Imported Beer (0.33 liter bottle)

$0.49 ₦658

One-way Ticket (Public Transport)

$0.78 ₦1,043

Public Transport Monthly Pass (Regular Price)

$21.97 ₦29.4K

Taxi Start (Normal Tariff)

$0.70 ₦932

Taxi (Normal Tariff) (1km)

$0.95 ₦1,268

Taxi 1hour Waiting (Normal Tariff)

$2.21 ₦2,951

Gasoline (1 liter)

$0.92 ₦1,234

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₦15.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K ₦41.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₦151.3K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.67 ₦19.6K

Internet (50+ Mbps, Unlimited Data)

$35.64 ₦47.7K

Gym Membership (Monthly)

$28.38 ₦37.9K

Tennis Court (1 Hour on Weekend)

$6.90 ₦9,225

Cinema Ticket

$6.35 ₦8,488

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 ₦884.3K

International Primary School, 1 Child (Yearly)

$18.6K ₦24.9M

Jeans (Levis 501 Or Similar)

$14.47 ₦19.3K

Summer Dress (H&M, Zara, etc)

$18.12 ₦24.2K

Sport Shoes (Adidas, Nike)

$36.71 ₦49.1K

Men's Leather Business Shoes

$47.80 ₦63.9K

1-bedroom Apartment, City Center (Monthly)

$702 ₦938.6K

1-bedroom Apartment, Outside City Center (Monthly)

$423 ₦565.6K

3-bedroom Apartment, City Center (Monthly)

$2,801 ₦3.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,515 ₦2.0M

Buy Apartment in City Center (m2)

$3,241 ₦4.3M

Buy Apartment Outside City Center (m2)

$1,652 ₦2.2M

Average Monthly Net Salary (After Tax)

$120 ₦160.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lagos: November 1, 2026

Last update for Makurdi: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lagos

$423 43.9%

Makurdi

–

Monthly Utilities & Internet

Lagos

$163 17%

Makurdi

–

Groceries & Markets

Lagos

$155 16%

Makurdi

–

Eating Out

Lagos

$99 10.2%

Makurdi

–

Clothing & Footwear

Lagos

$53 5.5%

Makurdi

–

Sport & Entertainment

Lagos

$41 4.3%

Makurdi

–

Getting Around

Lagos

$31 3.2%

Makurdi

–

Good to know

🇳🇬 Lagos

🇳🇬 Makurdi

🕒 Local time

20:23 8:23 PM

Same time as Lagos

🌤 Weather

👥 Population

10,404,112

500,797

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.64 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.64 EUR

Exchange rates and currency converter

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Lagos Makurdi 590 km ≈ 1 h 15 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lagos vs Makurdi: Cost of Living - Frequently Asked Questions

Lagos costs about 7853% more than Makurdi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,446 per month in Lagos and $18.18 in Makurdi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A $800 monthly budget goes further in Makurdi, where all-in costs run around $12.12, than in Lagos at $964. In Makurdi it covers expenses comfortably, while in Lagos it requires careful planning or may not stretch far enough.

It depends on your priorities. Lagos has an edge in some lifestyle areas, with costs from $12.12 in Makurdi to $964 in Lagos. Climate, culture, job market, and personal taste all factor in.