Cost of Living Comparison Between Lagos and Kaduna Cost of Living Comparison Between Lagos and Kaduna

Monthly Cost of Living

A single person spends $1,120 per month in Lagos vs $389 in Kaduna, rent included.

A couple spends around $1,893 per month in Lagos vs $734 in Kaduna, rent included.

A family of three spends $2,666 per month in Lagos vs $1,079 in Kaduna, rent included.

Lagos costs about 188% more than Kaduna, driven mainly by Getting Around.

Both Lagos and Kaduna are more affordable than the global median – Lagos 16% lower, Kaduna 71% lower.

Meal at Budget Restaurant

$2.65 ₦3,615

$2.14 ₦2,913

23.83%

Three-Course Dinner for Two, Mid-Range

$50.1 ₦68.3K

$35.40 ₦48.3K

41.44%

Fast Food Meal (McDonalds, etc)

$5.48 ₦7,469

$3.60 ₦4,904

52.22%

Cappuccino

$2.12 ₦2,892

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₦459

$0.37 ₦499

-8.11%

Water (0.33 liter bottle)

$0.22 ₦300

$0.12 ₦168

83.33%

Local Beer (0.5 liter draught)

$0.85 ₦1,153

$0.82 ₦1,114

3.66%

Imported Beer (0.33 liter bottle)

$1.38 ₦1,882

$1.39 ₦1,894

-0.72%

Milk (1 liter)

$2.27 ₦3,090

$2.26 ₦3,086

0.44%

White Bread (500g)

$1.24 ₦1,692

$1.00 ₦1,359

24.00%

Rice (white) (1kg)

$2.25 ₦3,064

$2.12 ₦2,897

6.13%

Eggs

$1.69 ₦2,302

$3.26 ₦4,450

-48.16%

Local Cheese (1kg)

$6.22 ₦8,485

$2.40 ₦3,268

159.17%

Chicken Fillets (1kg)

$4.30 ₦5,860

Beef Round Steak (1kg)

$5.30 ₦7,229

$5.72 ₦7,803

-7.34%

Apples (1kg)

$3.43 ₦4,686

$6.44 ₦8,779

-46.74%

Banana (1kg)

$2.12 ₦2,891

$3.57 ₦4,876

-40.62%

Oranges (1kg)

$2.16 ₦2,947

$1.13 ₦1,548

91.15%

Tomato (1kg)

$2.33 ₦3,179

$1.88 ₦2,565

23.94%

Potato (1kg)

$2.36 ₦3,226

$2.38 ₦3,253

-0.84%

Onion (1kg)

$1.96 ₦2,676

$2.35 ₦3,208

-16.60%

Lettuce (1 head)

$1.92 ₦2,623

$0.37 ₦500

418.92%

Water (1.5 liter bottle)

$0.35 ₦480

$0.34 ₦467

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$1.31 ₦1,786

Wine (Bottle)

$2.54 ₦3,463

$1.88 ₦2,563

35.11%

Local Beer (0.5 liter bottle)

$0.63 ₦857

Imported Beer (0.33 liter bottle)

$0.89 ₦1,214

One-way Ticket (Public Transport)

$0.75 ₦1,019

Public Transport Monthly Pass (Regular Price)

$35.90 ₦49.0K

Taxi Start (Normal Tariff)

$1.20 ₦1,639

Taxi (Normal Tariff) (1km)

$2.16 ₦2,949

Taxi 1hour Waiting (Normal Tariff)

$4.77 ₦6,506

Gasoline (1 liter)

$0.80 ₦1,086

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₦28.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₦28.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.95 ₦57.2K

$14.09 ₦19.2K

197.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.98 ₦13.6K

$7.24 ₦9,883

37.85%

Internet (50+ Mbps, Unlimited Data)

$33.59 ₦45.8K

$33.90 ₦46.2K

-0.91%

Gym Membership (Monthly)

$30.93 ₦42.2K

Tennis Court (1 Hour on Weekend)

$12.54 ₦17.1K

Cinema Ticket

$6.31 ₦8,612

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.6 ₦112.6K

International Primary School, 1 Child (Yearly)

$2,338 ₦3.2M

Jeans (Levis 501 Or Similar)

$18.86 ₦25.7K

$11.36 ₦15.5K

66.02%

Summer Dress (H&M, Zara, etc)

$24.28 ₦33.1K

$20.93 ₦28.6K

16.01%

Sport Shoes (Adidas, Nike)

$64.5 ₦88.0K

$21.04 ₦28.7K

206.65%

Men's Leather Business Shoes

$57.5 ₦78.4K

$20.84 ₦28.4K

175.91%

1-bedroom Apartment, City Center (Monthly)

$1,087 ₦1.5M

$170 ₦231.9K

539.51%

1-bedroom Apartment, Outside City Center (Monthly)

$622 ₦848.8K

$107 ₦146.3K

480.07%

3-bedroom Apartment, City Center (Monthly)

$2,735 ₦3.7M

$494 ₦673.8K

453.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,340 ₦1.8M

$274 ₦373.7K

389.10%

Buy Apartment in City Center (m2)

$3,181 ₦4.3M

Buy Apartment Outside City Center (m2)

$1,622 ₦2.2M

Average Monthly Net Salary (After Tax)

$120 ₦163.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

16.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lagos: July 28, 2026

Last update for Kaduna: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,087 in Lagos versus $170 in Kaduna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $50.0 in Lagos versus $35.00 in Kaduna. Monthly groceries follow the same trend: $190 vs $167 – making Kaduna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lagos vs Kaduna: Cost of Living - Frequently Asked Questions

Lagos costs about 188% more than Kaduna, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,680 per month in Lagos and $584 in Kaduna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,120 in Lagos and $389 in Kaduna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 14% more in Lagos, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kaduna, where all-in costs run around $389, than in Lagos at $1,120. In Kaduna it covers expenses comfortably, while in Lagos it requires careful planning or may not stretch far enough.

Families tend to lean toward Kaduna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kaduna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lagos makes more sense. Both are solid long-term options with distinct trade-offs.