Last update: Oct 2026

Cost of Living Comparison Between Lafayette, LA and Chicago, IL

For one person, living is cheaper in Lafayette, LA: $2,365 a month against $3,037 in Chicago, IL, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

Lafayette, LA, United States
Chicago, IL, United States
Lafayette, LA
🇺🇸 United States
$2,365
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Lafayette, LA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lafayette, LA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,365 per month in Lafayette, LA vs $3,037 in Chicago, IL, rent included.

  • Lafayette, LA $2,365
  • Chicago, IL $3,037

A couple spends around $3,578 per month in Lafayette, LA vs $4,518 in Chicago, IL, rent included.

  • Lafayette, LA $3,578
  • Chicago, IL $4,518

A family of three spends $4,791 per month in Lafayette, LA vs $5,999 in Chicago, IL, rent included.

  • Lafayette, LA $4,791
  • Chicago, IL $5,999

Lafayette, LA is about 22% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Lafayette, LA and Chicago, IL sit above the global median – Lafayette, LA by 74%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Lafayette, LA
Chicago, IL
Difference
Meal at Budget Restaurant
$25.39 $25.39
$20.71 $20.71
22.60%
Three-Course Dinner for Two, Mid-Range
$100 $100
$89.2 $89.2
12.32%
Fast Food Meal (McDonalds, etc)
$10.15 $10.15
$13.19 $13.19
-23.05%
Cappuccino
$5.39 $5.39
$5.66 $5.66
-4.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.87 $2.87
$2.64 $2.64
8.71%
Water (0.33 liter bottle)
$1.81 $1.81
$2.28 $2.28
-20.61%
Local Beer (0.5 liter draught)
$5.55 $5.55
$6.87 $6.87
-19.21%
Imported Beer (0.33 liter bottle)
$6.15 $6.15
$8.84 $8.84
-30.43%
🛒 Groceries & Markets
Lafayette, LA
Chicago, IL
Difference
Milk (1 liter)
$1.14 $1.14
$1.25 $1.25
-8.80%
White Bread (500g)
$4.10 $4.10
$3.72 $3.72
10.22%
Rice (white) (1kg)
$3.53 $3.53
$5.39 $5.39
-34.51%
Eggs
$5.52 $5.52
$4.74 $4.74
16.46%
Local Cheese (1kg)
$10.08 $10.08
$13.84 $13.84
-27.17%
Chicken Fillets (1kg)
$10.27 $10.27
$14.40 $14.40
-28.68%
Beef Round Steak (1kg)
$15.82 $15.82
$18.38 $18.38
-13.93%
Apples (1kg)
$5.08 $5.08
$5.22 $5.22
-2.68%
Banana (1kg)
$1.43 $1.43
$1.98 $1.98
-27.78%
Oranges (1kg)
$5.37 $5.37
$4.06 $4.06
32.27%
Tomato (1kg)
$5.51 $5.51
$4.97 $4.97
10.87%
Potato (1kg)
$2.68 $2.68
$2.67 $2.67
0.37%
Onion (1kg)
$3.31 $3.31
$2.66 $2.66
24.44%
Lettuce (1 head)
$2.25 $2.25
$2.24 $2.24
0.45%
Water (1.5 liter bottle)
$2.37 $2.37
$3.13 $3.13
-24.28%
Cigarettes 20 Pack (Marlboro, Camel)
$9.42 $9.42
$13.82 $13.82
-31.84%
Wine (Bottle)
$16.53 $16.53
$14.88 $14.88
11.09%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$2.54 $2.54
-27.56%
Imported Beer (0.33 liter bottle)
$3.71 $3.71
$3.51 $3.51
5.70%
🚌 Getting Around
Lafayette, LA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$0.98 $0.98
$2.43 $2.43
-59.67%
Public Transport Monthly Pass (Regular Price)
$59.7 $59.7
$73.5 $73.5
-18.84%
Taxi Start (Normal Tariff)
$2.54 $2.54
$3.18 $3.18
-20.13%
Taxi (Normal Tariff) (1km)
$1.01 $1.01
$1.39 $1.39
-27.34%
Taxi 1hour Waiting (Normal Tariff)
$35.70 $35.70
$25.03 $25.03
42.63%
Gasoline (1 liter)
$0.98 $0.98
$1.20 $1.20
-18.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K $28.8K
$35.0K $35.0K
-17.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$26.7K $26.7K
-1.06%
🧾 Monthly Utilities & Internet
Lafayette, LA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$225 $225
$194 $194
15.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.3 $53.3
$69.5 $69.5
-23.20%
Internet (50+ Mbps, Unlimited Data)
$59.2 $59.2
$61.6 $61.6
-3.89%
🎉 Sport & Entertainment
Lafayette, LA
Chicago, IL
Difference
Gym Membership (Monthly)
$56.8 $56.8
$47.90 $47.90
18.54%
Tennis Court (1 Hour on Weekend)
$21.23 $21.23
$27.34 $27.34
-22.35%
Cinema Ticket
$11.83 $11.83
$17.81 $17.81
-33.58%
🧸 Childcare & Education
Lafayette, LA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,532 $1,532
$1,794 $1,794
-14.60%
International Primary School, 1 Child (Yearly)
$10.4K $10.4K
$31.9K $31.9K
-67.40%
👕👟 Clothing & Footwear
Lafayette, LA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$56.6 $56.6
$67.0 $67.0
-15.53%
Summer Dress (H&M, Zara, etc)
$42.83 $42.83
$52.1 $52.1
-17.86%
Sport Shoes (Adidas, Nike)
$85.2 $85.2
$102 $102
-16.07%
Men's Leather Business Shoes
$120 $120
$144 $144
-16.81%
🏠 Accommodation & Living
Lafayette, LA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,255 $1,255
$2,526 $2,526
-50.34%
1-bedroom Apartment, Outside City Center (Monthly)
$980 $980
$1,578 $1,578
-37.92%
3-bedroom Apartment, City Center (Monthly)
$1,758 $1,758
$4,738 $4,738
-62.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,611 $1,611
$2,693 $2,693
-40.18%
Buy Apartment in City Center (m2)
$1,801 $1,801
$4,190 $4,190
-57.01%
Buy Apartment Outside City Center (m2)
$1,464 $1,464
$2,768 $2,768
-47.12%
💵 Salaries & Financials
Lafayette, LA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,504 $3,504
$4,931 $4,931
-28.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.3
6.81
-7.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lafayette, LA: October 25, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lafayette, LA
$980
Chicago, IL
$1.6K 61.1% $598
Groceries & Markets
Lafayette, LA
$402
Chicago, IL
$447 11.2% $45
Eating Out
Lafayette, LA
$357
Chicago, IL
$345 3.4% $12
Monthly Utilities & Internet
Lafayette, LA
$337
Chicago, IL
$326 3.4% $12
Clothing & Footwear
Lafayette, LA
$137
Chicago, IL
$164 19.8% $27
Sport & Entertainment
Lafayette, LA
$80
Chicago, IL
$84 3.8% $3.1
Getting Around
Lafayette, LA
$71
Chicago, IL
$93 31.1% $22

Cost Breakdown

A central one-bedroom costs $1,255 in Lafayette, LA versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Chicago, IL. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Lafayette, LA versus $89 in Chicago, IL. Groceries tell a different story – $402 in Lafayette, LA vs $447 in Chicago, IL – so Lafayette, LA wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Lafayette, LA
🇺🇸 Chicago, IL
🕒 Local time
08:29 8:29 AM
08:29 8:29 AM
Same time as Lafayette, LA
🌤 Weather
👥 Population
61,244
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Lafayette, LA Chicago, IL 1,350 km ≈ 2 h 15 min nonstop flight
From you
  • Lafayette, LA
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lafayette, LA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Lafayette, LA and in Chicago, IL compare overall?
Monthly costs with rent: $2,365 in Lafayette, LA, $3,037 in Chicago, IL – Lafayette, LA comes out roughly 22% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Lafayette, LA compared to Chicago, IL?
For a comfortable life, plan on about $3,547 per month in Lafayette, LA and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lafayette, LA and Chicago, IL?
Rent is clearly cheaper in Lafayette, LA, especially for central apartments: a one-bedroom in the center costs $1,255 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 11% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in Lafayette, LA and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $2,365 in Lafayette, LA and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Lafayette, LA or Chicago, IL?
Families tend to lean toward Lafayette, LA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Lafayette, LA and Chicago, IL?
If budget matters most, go with Lafayette, LA. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

Lafayette, LA vs other spots: cost of living compared

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