Last update: Oct 2026

Cost of Living Comparison Between Lafayette, CO and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,709 in Lafayette, CO, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Lafayette, CO
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Lafayette, CO Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Lafayette, CO

🇺🇸 United States

$2,709

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Lafayette, CO and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lafayette, CO and in Montreal actually costs, broken down by who's living it.

A single person spends $2,709 per month in Lafayette, CO vs $2,059 in Montreal, rent included.

Lafayette, CO $2,709
Montreal $2,059

A couple spends around $3,773 per month in Lafayette, CO vs $3,123 in Montreal, rent included.

Lafayette, CO $3,773
Montreal $3,123

A family of three spends $4,838 per month in Lafayette, CO vs $4,187 in Montreal, rent included.

Lafayette, CO $4,838
Montreal $4,187

Lafayette, CO costs about 32% more than Montreal, and outside of rent the biggest gap is in transport.

Both Lafayette, CO and Montreal sit above the global median – Lafayette, CO by 100%, Montreal by 52%.

Meal at Budget Restaurant

$19.61 $19.61

$18.84 CA$26.63

4.09%

Three-Course Dinner for Two, Mid-Range

$73.7 $73.7

$73.2 CA$104

0.71%

Fast Food Meal (McDonalds, etc)

$10.26 $10.26

$10.54 CA$14.90

-2.66%

Cappuccino

$5.25 $5.25

$3.97 CA$5.61

32.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$1.94 CA$2.74

39.18%

Water (0.33 liter bottle)

$1.97 $1.97

$1.57 CA$2.22

25.48%

Local Beer (0.5 liter draught)

$6.15 $6.15

$6.42 CA$9.08

-4.21%

Imported Beer (0.33 liter bottle)

$7.35 $7.35

$7.20 CA$10.19

2.08%

Milk (1 liter)

$0.92 $0.92

$2.32 CA$3.28

-60.34%

White Bread (500g)

$3.99 $3.99

$3.19 CA$4.51

25.08%

Rice (white) (1kg)

$4.03 $4.03

$3.19 CA$4.50

26.33%

Eggs

$4.25 $4.25

$3.68 CA$5.20

15.49%

Local Cheese (1kg)

$11.55 $11.55

$13.24 CA$18.72

-12.76%

Chicken Fillets (1kg)

$11.42 $11.42

$11.69 CA$16.53

-2.31%

Beef Round Steak (1kg)

$18.04 $18.04

$13.98 CA$19.76

29.04%

Apples (1kg)

$4.86 $4.86

$3.14 CA$4.44

54.78%

Banana (1kg)

$1.58 $1.58

$1.45 CA$2.05

8.97%

Oranges (1kg)

$4.79 $4.79

$3.38 CA$4.78

41.72%

Tomato (1kg)

$5.16 $5.16

$3.11 CA$4.40

65.92%

Potato (1kg)

$2.46 $2.46

$1.93 CA$2.72

27.46%

Onion (1kg)

$3.32 $3.32

$1.83 CA$2.58

81.42%

Lettuce (1 head)

$2.40 $2.40

$2.36 CA$3.34

1.69%

Water (1.5 liter bottle)

$2.08 $2.08

$1.50 CA$2.12

38.67%

Cigarettes 20 Pack (Marlboro, Camel)

$8.97 $8.97

$11.12 CA$15.73

-19.33%

Wine (Bottle)

$14.93 $14.93

$10.60 CA$14.98

40.85%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.22 CA$3.14

-10.81%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$2.84 CA$4.01

22.89%

One-way Ticket (Public Transport)

$2.26 $2.26

$2.62 CA$3.71

-13.74%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.01 $3.01

$3.23 CA$4.56

-6.81%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.48 CA$2.10

6.08%

Taxi 1hour Waiting (Normal Tariff)

$30.06 $30.06

$32.22 CA$45.55

-6.70%

Gasoline (1 liter)

$1.04 $1.04

$1.36 CA$1.92

-23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K $25.1K

$27.6K CA$39.1K

-9.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$21.2K CA$30.0K

29.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$77.0 CA$109

106.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.5 $59.5

$34.14 CA$48.26

74.25%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$42.19 CA$59.7

60.96%

Gym Membership (Monthly)

$41.03 $41.03

$30.81 CA$43.56

33.17%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$12.89 $12.89

$11.47 CA$16.22

12.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 $1,302

$506 CA$716

157.24%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$16.2K CA$23.0K

50.95%

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$57.3 CA$81.0

0.42%

Summer Dress (H&M, Zara, etc)

$37.42 $37.42

$38.10 CA$53.9

-1.78%

Sport Shoes (Adidas, Nike)

$80.6 $80.6

$91.9 CA$130

-12.28%

Men's Leather Business Shoes

$102 $102

$110 CA$155

-7.51%

1-bedroom Apartment, City Center (Monthly)

$1,455 $1,455

$1,237 CA$1,748

17.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,494 $1,494

$977 CA$1,381

53.00%

3-bedroom Apartment, City Center (Monthly)

$2,743 $2,743

$2,180 CA$3,082

25.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,107 $2,107

$1,608 CA$2,273

31.05%

Buy Apartment in City Center (m2)

$2,612 $2,612

$5,113 CA$7,228

-48.91%

Buy Apartment Outside City Center (m2)

$2,537 $2,537

$3,744 CA$5,293

-32.24%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.48

46.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lafayette, CO: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lafayette, CO

$1.5K 55.2%

Montreal

$977 47.4% 34.6% $518

Groceries & Markets

Lafayette, CO

$402 14.8%

Montreal

$351 17.1% 12.7% $51

Eating Out

Lafayette, CO

$315 11.6%

Montreal

$290 14.1% 7.7% $24

Monthly Utilities & Internet

Lafayette, CO

$286 10.6%

Montreal

$153 7.5% 46.4% $133

Clothing & Footwear

Lafayette, CO

$125 4.6%

Montreal

$134 6.5% 7.2% $9

Sport & Entertainment

Lafayette, CO

$67 2.5%

Montreal

$54 2.6% 19.5% $13

Getting Around

Lafayette, CO

$20 * 0.7%

Montreal

$100 4.9% 404% $80

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,455 in Lafayette, CO versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Lafayette, CO versus $73.0 in Montreal. Monthly groceries follow the same trend: $402 vs $351 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Lafayette, CO

🇨🇦 Montreal

🕒 Local time

11:06 11:06 AM

13:06 1:06 PM

2 h ahead of Lafayette, CO

🌤 Weather

👥 Population

27,729

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Lafayette, CO Montreal 2,630 km ≈ 3 h 45 min nonstop flight

From you

Lafayette, CO
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lafayette, CO vs Montreal: Cost of Living - Frequently Asked Questions

Yes – Lafayette, CO is pricier by about 32%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,063 per month in Lafayette, CO and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,709 in Lafayette, CO and $2,059 in Montreal. That's a gap of about 32%.

Kindergarten costs $1,302 per month in Lafayette, CO and $506 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Lafayette, CO at $2,709. In Montreal it covers expenses comfortably, while in Lafayette, CO it requires careful planning or may not stretch far enough.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lafayette, CO makes more sense. Both are solid long-term options with distinct trade-offs.