Last update: Oct 2026

Cost of Living Comparison Between Lachen and Cebu

For one person, living is cheaper in Cebu: $915 a month against $3,419 in Lachen, rent and utilities included – about $30,000 less a year. Rent and utilities account for about half of the difference.

166

Cost of Living Index in Lachen
Learn more

Lachen Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Lachen

🇨🇭 Switzerland

$3,419

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Lachen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lachen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,419 in Lachen versus $915 in Cebu.

Lachen $3,419
Cebu $915

Estimated couple costs with rent: $5,218 in Lachen versus $1,418 in Cebu.

Lachen $5,218
Cebu $1,418

Monthly costs for a family of three with rent: $7,017 in Lachen versus $1,921 in Cebu.

Lachen $7,017
Cebu $1,921

Living in Lachen is roughly 274% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lachen is 152% above, Cebu is 33% below.

Meal at Budget Restaurant

$33.00 CHF 27.18

$3.05 ₱192

981.97%

Three-Course Dinner for Two, Mid-Range

$121 CHF 99.4

$24.00 ₱1,511

403.00%

Fast Food Meal (McDonalds, etc)

$16.33 CHF 13.45

$3.99 ₱251

309.27%

Cappuccino

$6.19 CHF 5.10

$2.50 ₱157

147.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.68 CHF 4.68

$1.54 ₱97.1

268.83%

Water (0.33 liter bottle)

$5.11 CHF 4.20

$0.50 ₱31.37

922.00%

Local Beer (0.5 liter draught)

$8.44 CHF 6.95

$1.78 ₱112

374.16%

Imported Beer (0.33 liter bottle)

$9.62 CHF 7.92

$2.17 ₱136

343.32%

Milk (1 liter)

$2.16 CHF 1.78

$2.00 ₱126

8.00%

White Bread (500g)

$3.39 CHF 2.79

$1.37 ₱86.2

147.45%

Rice (white) (1kg)

$4.33 CHF 3.57

$1.03 ₱64.9

320.39%

Eggs

$7.88 CHF 6.49

$2.03 ₱128

288.18%

Local Cheese (1kg)

$26.48 CHF 21.81

$10.20 ₱642

159.61%

Chicken Fillets (1kg)

$26.44 CHF 21.77

$4.45 ₱280

494.16%

Beef Round Steak (1kg)

$39.73 CHF 32.72

$7.67 ₱483

417.99%

Apples (1kg)

$3.49 CHF 2.87

$3.31 ₱208

5.44%

Banana (1kg)

$2.14 CHF 1.77

$1.46 ₱91.8

46.58%

Oranges (1kg)

$2.63 CHF 2.17

$2.32 ₱146

13.36%

Tomato (1kg)

$4.78 CHF 3.94

$1.49 ₱94.0

220.81%

Potato (1kg)

$2.01 CHF 1.65

$2.34 ₱147

-14.10%

Onion (1kg)

$2.27 CHF 1.87

$1.94 ₱122

17.01%

Lettuce (1 head)

$2.44 CHF 2.01

$1.16 ₱73.0

110.34%

Water (1.5 liter bottle)

$1.42 CHF 1.17

$0.68 ₱42.89

108.82%

Cigarettes 20 Pack (Marlboro, Camel)

$11.07 CHF 9.12

$2.99 ₱188

270.23%

Wine (Bottle)

$13.22 CHF 10.89

$6.24 ₱393

111.86%

Local Beer (0.5 liter bottle)

$2.29 CHF 1.88

$1.23 ₱77.3

86.18%

Imported Beer (0.33 liter bottle)

$3.35 CHF 2.76

$1.73 ₱109

93.64%

One-way Ticket (Public Transport)

$3.85 CHF 3.17

$0.23 ₱14.36

1573.91%

Public Transport Monthly Pass (Regular Price)

$110 CHF 90.7

$12.34 ₱777

792.06%

Taxi Start (Normal Tariff)

$7.70 CHF 6.34

$0.79 ₱49.96

874.68%

Taxi (Normal Tariff) (1km)

$4.95 CHF 4.07

$0.22 ₱13.86

2150.00%

Taxi 1hour Waiting (Normal Tariff)

$86.9 CHF 71.6

$4.54 ₱286

1813.44%

Gasoline (1 liter)

$2.29 CHF 1.89

$1.32 ₱82.9

73.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K CHF 32.2K

$21.0K ₱1.3M

86.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K CHF 32.8K

$19.4K ₱1.2M

105.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 CHF 190

$119 ₱7,464

94.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.78 CHF 26.18

$14.22 ₱896

123.49%

Internet (50+ Mbps, Unlimited Data)

$65.5 CHF 53.9

$27.47 ₱1,730

138.26%

Gym Membership (Monthly)

$88.5 CHF 72.9

$32.31 ₱2,034

173.97%

Tennis Court (1 Hour on Weekend)

$47.80 CHF 39.37

$6.50 ₱409

635.38%

Cinema Ticket

$21.69 CHF 17.86

$5.40 ₱340

301.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,846 CHF 2,344

$276 ₱17.4K

931.05%

International Primary School, 1 Child (Yearly)

$44.9K CHF 37.0K

$7,866 ₱495.3K

471.21%

Jeans (Levis 501 Or Similar)

$139 CHF 114

$49.37 ₱3,108

181.02%

Summer Dress (H&M, Zara, etc)

$88.1 CHF 72.6

$24.58 ₱1,548

258.38%

Sport Shoes (Adidas, Nike)

$147 CHF 121

$76.6 ₱4,825

91.17%

Men's Leather Business Shoes

$172 CHF 142

$58.9 ₱3,706

192.76%

1-bedroom Apartment, City Center (Monthly)

$1,745 CHF 1,437

$503 ₱31.7K

246.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,482 CHF 1,221

$305 ₱19.2K

386.74%

3-bedroom Apartment, City Center (Monthly)

$2,930 CHF 2,413

$1,075 ₱67.7K

172.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,496 CHF 2,056

$632 ₱39.8K

294.89%

Buy Apartment in City Center (m2)

$16.2K CHF 13.3K

$2,870 ₱180.7K

463.34%

Buy Apartment Outside City Center (m2)

$12.6K CHF 10.4K

$1,877 ₱118.2K

571.27%

Average Monthly Net Salary (After Tax)

$9,670 CHF 7,965

$336 ₱21.1K

2779.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.72

7.2

-76.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lachen: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lachen

$1.5K 43.4%

Cebu

$305 33.3% 79.5% $1.2K

Groceries & Markets

Lachen

$582 17%

Cebu

$210 22.9% 64% $372

Eating Out

Lachen

$492 14.4%

Cebu

$88 9.6% 82.2% $404

Monthly Utilities & Internet

Lachen

$328 9.6%

Cebu

$160 17.5% 51.1% $168

Clothing & Footwear

Lachen

$246 7.2%

Cebu

$94 10.3% 61.6% $151

Getting Around

Lachen

$158 4.6%

Cebu

$15 1.7% 90.4% $143

Sport & Entertainment

Lachen

$132 3.9%

Cebu

$43 4.7% 67.3% $89

Cost Breakdown

A one-bedroom apartment in the center runs $1,745 in Lachen and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Lachen pays 2779% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Lachen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $582 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Lachen

🇵🇭 Cebu

🕒 Local time

23:44 11:44 PM

05:44 5:44 AM

6 h ahead of Lachen

🌤 Weather

👥 Population

9,000

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Lachen Cebu 10,980 km ≈ 14 h nonstop flight

From you

Lachen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lachen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 274% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2779% higher in Lachen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,745 in Lachen versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,419 per month in Lachen versus $915 in Cebu – a 274% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 792% less than in Lachen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $3,419 in Lachen, a $1,500 budget is realistic in Cebu but tight or insufficient in Lachen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lachen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lachen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 274% less than in Lachen. Beyond cost, consider language, visa policies, and how big the international community is in each city.