Last update: Nov 2026

Cost of Living Comparison Between Kyle, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,392 in Kyle, TX, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

114

Cost of Living Index in Kyle, TX
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Kyle, TX Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kyle, TX

🇺🇸 United States

$2,392

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyle, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyle, TX and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,392 per month in Kyle, TX vs $1,331 in Ubud, Bali, rent included.

Kyle, TX $2,392
Ubud, Bali $1,331

A couple spends around $3,284 per month in Kyle, TX vs $2,255 in Ubud, Bali, rent included.

Kyle, TX $3,284
Ubud, Bali $2,255

A family of three spends $4,176 per month in Kyle, TX vs $3,180 in Ubud, Bali, rent included.

Kyle, TX $4,176
Ubud, Bali $3,180

Kyle, TX costs about 80% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Kyle, TX sits 77% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.71 $14.71

$3.38 Rp 61.2K

335.21%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$34.65 Rp 628.6K

113.91%

Fast Food Meal (McDonalds, etc)

$7.83 $7.83

$5.57 Rp 101.1K

40.57%

Cappuccino

$5.34 $5.34

$2.62 Rp 47.5K

103.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 $2.01

$1.54 Rp 27.9K

30.52%

Water (0.33 liter bottle)

$0.98 $0.98

$0.64 Rp 11.6K

53.12%

Local Beer (0.5 liter draught)

$6.12 $6.12

$2.67 Rp 48.4K

129.21%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$4.26 Rp 77.3K

93.19%

Milk (1 liter)

$0.83 $0.83

$1.46 Rp 26.5K

-43.15%

White Bread (500g)

$1.66 $1.66

$2.29 Rp 41.6K

-27.51%

Rice (white) (1kg)

$3.05 $3.05

$1.11 Rp 20.1K

174.77%

Eggs

$2.44 $2.44

$2.10 Rp 38.1K

16.19%

Local Cheese (1kg)

$11.22 $11.22

$15.94 Rp 289.2K

-29.61%

Chicken Fillets (1kg)

$13.38 $13.38

$3.88 Rp 70.4K

244.85%

Beef Round Steak (1kg)

$16.59 $16.59

$11.40 Rp 206.8K

45.53%

Apples (1kg)

$4.19 $4.19

$3.55 Rp 64.4K

18.03%

Banana (1kg)

$1.41 $1.41

$1.54 Rp 27.9K

-8.44%

Oranges (1kg)

$3.12 $3.12

$2.23 Rp 40.5K

39.91%

Tomato (1kg)

$3.98 $3.98

$1.97 Rp 35.8K

102.03%

Potato (1kg)

$2.18 $2.18

$1.86 Rp 33.7K

17.20%

Onion (1kg)

$2.74 $2.74

$2.42 Rp 43.9K

13.22%

Lettuce (1 head)

$1.93 $1.93

$1.02 Rp 18.6K

89.22%

Water (1.5 liter bottle)

$2.48 $2.48

$0.52 Rp 9,475

376.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 $9.95

$2.20 Rp 39.9K

352.27%

Wine (Bottle)

$14.50 $14.50

$21.79 Rp 395.2K

-33.46%

Local Beer (0.5 liter bottle)

$2.57 $2.57

$2.33 Rp 42.2K

10.30%

Imported Beer (0.33 liter bottle)

$3.02 $3.02

$2.97 Rp 53.9K

1.68%

One-way Ticket (Public Transport)

$6.18 $6.18

$0.25 Rp 4,542

2372.00%

Public Transport Monthly Pass (Regular Price)

$87.5 $87.5

$8.17 Rp 148.3K

970.99%

Taxi Start (Normal Tariff)

$3.80 $3.80

$0.44 Rp 7,941

763.64%

Taxi (Normal Tariff) (1km)

$0.66 $0.66

$0.47 Rp 8,489

40.43%

Taxi 1hour Waiting (Normal Tariff)

$17.73 $17.73

$5.60 Rp 101.6K

216.61%

Gasoline (1 liter)

$0.70 $0.70

$0.83 Rp 15.0K

-15.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$24.4K Rp 443.5M

41.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$31.7K Rp 575.0M

-14.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$77.5 Rp 1.4M

151.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.77 $39.77

$6.14 Rp 111.5K

547.72%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$18.92 Rp 343.1K

268.50%

Gym Membership (Monthly)

$44.55 $44.55

$51.0 Rp 925.0K

-12.63%

Tennis Court (1 Hour on Weekend)

$60.6 $60.6

$18.25 Rp 331.0K

232.27%

Cinema Ticket

$15.25 $15.25

$4.38 Rp 79.5K

248.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,938 $1,938

$492 Rp 8.9M

293.52%

International Primary School, 1 Child (Yearly)

$35.2K $35.2K

$12.2K Rp 221.7M

187.97%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$45.16 Rp 819.2K

11.20%

Summer Dress (H&M, Zara, etc)

$46.53 $46.53

$34.89 Rp 632.9K

33.36%

Sport Shoes (Adidas, Nike)

$112 $112

$78.3 Rp 1.4M

43.13%

Men's Leather Business Shoes

$96.5 $96.5

$77.9 Rp 1.4M

23.95%

1-bedroom Apartment, City Center (Monthly)

$1,238 $1,238

$1,078 Rp 19.5M

14.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,135 $1,135

$665 Rp 12.1M

70.66%

3-bedroom Apartment, City Center (Monthly)

$2,072 $2,072

$3,510 Rp 63.7M

-40.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,353 $1,353

$1,671 Rp 30.3M

-19.01%

Buy Apartment in City Center (m2)

$2,085 $2,085

$2,340 Rp 42.4M

-10.88%

Buy Apartment Outside City Center (m2)

$1,517 $1,517

$2,236 Rp 40.6M

-32.15%

Average Monthly Net Salary (After Tax)

$4,927 $4,927

$166 Rp 3.0M

2862.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyle, TX: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyle, TX

$1.1K 47.4%

Ubud, Bali

$665 50% 41.4% $470

Groceries & Markets

Kyle, TX

$356 14.9%

Ubud, Bali

$279 21% 21.6% $77

Monthly Utilities & Internet

Kyle, TX

$304 12.7%

Ubud, Bali

$103 7.7% 66.3% $202

Eating Out

Kyle, TX

$264 11.1%

Ubud, Bali

$106 8% 60% $159

Clothing & Footwear

Kyle, TX

$137 5.8%

Ubud, Bali

$106 8% 22.6% $31

Getting Around

Kyle, TX

$119 5%

Ubud, Bali

$12 0.9% 90% $107

Sport & Entertainment

Kyle, TX

$75 3.1%

Ubud, Bali

$60 4.5% 20.4% $15

Cost Breakdown

A central one-bedroom costs $1,238 in Kyle, TX versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kyle, TX are about 30 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Kyle, TX versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $356 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Kyle, TX

🇮🇩 Ubud, Bali

🕒 Local time

20:44 8:44 PM

10:44 10:44 AM

14 h ahead of Kyle, TX

🌤 Weather

👥 Population

28,016

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Kyle, TX Ubud, Bali 15,820 km ≈ 20 h nonstop flight

From you

Kyle, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyle, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Kyle, TX is pricier by about 80%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,587 per month in Kyle, TX and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,238 in Kyle, TX.

Monthly expenses with rent come to $2,392 in Kyle, TX and $1,331 in Ubud, Bali. That makes Ubud, Bali about 44% cheaper.

Public transport costs about 91% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,392 in Kyle, TX and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kyle, TX makes more sense. Both are solid long-term options with distinct trade-offs.