Cost of Living Comparison Between Kyiv and Ternopil Cost of Living Comparison Between Kyiv and Ternopil

😐 Solo nomad: Kyiv is 68.3% more expensive than Ternopil without rent, and 67.9% more expensive with rent.
😐 Family of 3: Kyiv is 30.6% more expensive than Ternopil without rent, and 67.6% more expensive with rent.
Currency
🍽 Eating Out
Kyiv
Ternopil
Difference
Meal at Budget Restaurant
$8.34 ₴346
$4.76 ₴198
75.21%
Three-Course Dinner for Two, Mid-Range
$31.49 ₴1,307
$19.33 ₴802
62.91%
Fast Food Meal (McDonalds, etc)
$5.93 ₴246
$5.89 ₴244
0.68%
Cappuccino
$1.56 ₴64.9
$0.86 ₴35.76
81.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.68 ₴28.25
$0.57 ₴23.68
19.30%
Water (0.33 liter bottle)
$0.43 ₴17.82
$0.3 ₴12.28
43.33%
Local Beer (0.5 liter draught)
$1.08 ₴44.64
$0.88 ₴36.6
22.73%
Imported Beer (0.33 liter bottle)
$1.82 ₴75.4
$1.22 ₴50.8
49.18%
🛒 Groceries & Markets
Kyiv
Ternopil
Difference
Milk (1 liter)
$1.29 ₴53.4
$1.01 ₴42.13
27.72%
White Bread (500g)
$0.81 ₴33.61
$0.51 ₴21.29
58.82%
Rice (white) (1kg)
$1.83 ₴75.8
$1.28 ₴52.9
42.97%
Eggs
$2.05 ₴85
$1.54 ₴63.9
33.12%
Local Cheese (1kg)
$9.76 ₴405
$4.74 ₴197
105.91%
Chicken Fillets (1kg)
$4.46 ₴185
$3.64 ₴151
22.53%
Beef Round Steak (1kg)
$7.82 ₴325
$4.72 ₴196
65.68%
Apples (1kg)
$1.02 ₴42.16
$0.88 ₴36.37
15.91%
Banana (1kg)
$1.56 ₴64.7
$1.46 ₴60.6
6.85%
Oranges (1kg)
$1.77 ₴73.5
$2.04 ₴84.8
-13.24%
Tomato (1kg)
$2.27 ₴94.2
$1.74 ₴72.1
30.46%
Potato (1kg)
$0.85 ₴35.43
$0.57 ₴23.84
49.12%
Onion (1kg)
$0.55 ₴22.67
$0.67 ₴27.84
-17.91%
Lettuce (1 head)
$1.39 ₴57.5
$1.29 ₴53.6
7.75%
Water (1.5 liter bottle)
$0.57 ₴23.68
$0.44 ₴18.12
29.55%
Cigarettes 20 Pack (Marlboro, Camel)
$2.87 ₴119
$2.22 ₴92.4
29.28%
Wine (Bottle)
$5.17 ₴214
$3.61 ₴150
43.21%
Local Beer (0.5 liter bottle)
$0.85 ₴35.31
$0.83 ₴34.43
2.41%
Imported Beer (0.33 liter bottle)
$1.55 ₴64.4
$1.24 ₴51.6
25.00%
🚌 Getting Around
Kyiv
Ternopil
Difference
One-way Ticket (Public Transport)
$0.19 ₴7.98
$0.35 ₴14.45
-45.71%
Public Transport Monthly Pass (Regular Price)
$9.73 ₴404
-
-
Taxi Start (Normal Tariff)
$2.06 ₴85.7
$0.89 ₴36.93
131.46%
Taxi (Normal Tariff) (1km)
$0.34 ₴14.25
$0.23 ₴9.51
47.83%
Taxi 1hour Waiting (Normal Tariff)
$4.38 ₴182
$2.97 ₴123
47.47%
Gasoline (1 liter)
$1.43 ₴59.3
$1.3 ₴54
10.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31K ₴1.3M
$30.8K ₴1.3M
0.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K ₴1M
$24.1K ₴999.4K
1.23%
🧾 Monthly Utilities & Internet
Kyiv
Ternopil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 ₴4,635
$59.9 ₴2,487
86.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.6 ₴233
$5.32 ₴221
5.26%
Internet (50+ Mbps, Unlimited Data)
$6.85 ₴284
$6.29 ₴261
8.90%
🎉 Sport & Entertainment
Kyiv
Ternopil
Difference
Gym Membership (Monthly)
$37.01 ₴1,537
$22.64 ₴940
63.47%
Tennis Court (1 Hour on Weekend)
$16.62 ₴690
$12.35 ₴513
34.57%
Cinema Ticket
$4.79 ₴199
$4.46 ₴185
7.40%
🧸 Childcare & Education
Kyiv
Ternopil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$379 ₴15.7K
$269 ₴11.2K
40.94%
International Primary School, 1 Child (Yearly)
$7,615 ₴316.1K
$3,435 ₴142.6K
121.70%
👕👟 Clothing & Footwear
Kyiv
Ternopil
Difference
Jeans (Levis 501 Or Similar)
$69.8 ₴2,898
$42.67 ₴1,771
63.60%
Summer Dress (H&M, Zara, etc)
$35.59 ₴1,477
$24.27 ₴1,008
46.64%
Sport Shoes (Adidas, Nike)
$103 ₴4,268
$73.7 ₴3,060
39.46%
Men's Leather Business Shoes
$115 ₴4,779
$85.2 ₴3,536
35.18%
🏠 Accommodation & Living
Kyiv
Ternopil
Difference
1-bedroom Apartment, City Center (Monthly)
$596 ₴24.7K
$258 ₴10.7K
130.60%
1-bedroom Apartment, Outside City Center (Monthly)
$362 ₴15K
$161 ₴6,682
124.85%
3-bedroom Apartment, City Center (Monthly)
$1,285 ₴53.3K
$362 ₴15K
254.74%
3-bedroom Apartment, Outside City Center (Monthly)
$621 ₴25.8K
$295 ₴12.2K
110.72%
Buy Apartment in City Center (m2)
$2,295 ₴95.3K
$1,054 ₴43.8K
117.65%
Buy Apartment Outside City Center (m2)
$1,196 ₴49.6K
$540 ₴22.4K
121.63%
💵 Salaries & Financials
Kyiv
Ternopil
Difference
Average Monthly Net Salary (After Tax)
$639 ₴26.5K
$515 ₴21.4K
24.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
19.34
8
141.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 29, 2025

Last update for Ternopil: October 28, 2025

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