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Cost of Living Comparison Between Kyiv and Ternopil Cost of Living Comparison Between Kyiv and Ternopil

😐 Solo nomad: Kyiv is 55.1% more expensive than Ternopil without rent, and 69% more expensive with rent.
😐 Family of 3: Kyiv is 62.4% more expensive than Ternopil without rent, and 67.9% more expensive with rent.
Currency
🍽 Eating Out
Kyiv
Ternopil
Difference
Meal at Budget Restaurant
$8.23 ₴358
$4.96 ₴215
65.93%
Three-Course Dinner for Two, Mid-Range
$32.04 ₴1,392
$19.32 ₴839
65.84%
Fast Food Meal (McDonalds, etc)
$6.12 ₴266
$5.78 ₴251
5.88%
Cappuccino
$1.62 ₴70.4
$0.83 ₴35.90
95.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ₴28.79
$0.57 ₴24.97
15.79%
Water (0.33 liter bottle)
$0.43 ₴18.57
$0.32 ₴13.96
34.37%
Local Beer (0.5 liter draught)
$1.10 ₴47.82
$0.85 ₴37.08
29.41%
Imported Beer (0.33 liter bottle)
$1.85 ₴80.3
$1.24 ₴54.0
49.19%
🛒 Groceries & Markets
Kyiv
Ternopil
Difference
Milk (1 liter)
$1.29 ₴56.0
$0.94 ₴40.71
37.23%
White Bread (500g)
$0.81 ₴35.01
$0.51 ₴22.31
58.82%
Rice (white) (1kg)
$1.89 ₴82.0
$1.27 ₴55.3
48.82%
Eggs
$2.05 ₴89.0
$1.51 ₴65.4
35.76%
Local Cheese (1kg)
$10.05 ₴437
$4.69 ₴204
114.29%
Chicken Fillets (1kg)
$4.50 ₴195
$3.66 ₴159
22.95%
Beef Round Steak (1kg)
$7.82 ₴340
$4.85 ₴211
61.24%
Apples (1kg)
$1.02 ₴44.39
$0.88 ₴38.24
15.91%
Banana (1kg)
$1.62 ₴70.5
$1.46 ₴63.5
10.96%
Oranges (1kg)
$1.85 ₴80.2
$2.13 ₴92.3
-13.15%
Tomato (1kg)
$2.23 ₴97.0
$1.77 ₴76.7
25.99%
Potato (1kg)
$0.81 ₴35.14
$0.57 ₴24.86
42.11%
Onion (1kg)
$0.59 ₴25.68
$0.63 ₴27.51
-6.35%
Lettuce (1 head)
$1.38 ₴59.8
$1.29 ₴56.0
6.98%
Water (1.5 liter bottle)
$0.58 ₴25.17
$0.43 ₴18.76
34.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 ₴129
$2.14 ₴93.0
38.79%
Wine (Bottle)
$5.05 ₴219
$3.43 ₴149
47.23%
Local Beer (0.5 liter bottle)
$0.88 ₴38.29
$0.90 ₴39.24
-2.22%
Imported Beer (0.33 liter bottle)
$1.59 ₴69.1
$1.18 ₴51.4
34.75%
🚌 Getting Around
Kyiv
Ternopil
Difference
One-way Ticket (Public Transport)
$0.18 ₴7.92
$0.35 ₴15.06
-48.57%
Public Transport Monthly Pass (Regular Price)
$9.49 ₴412
-
-
Taxi Start (Normal Tariff)
$2.02 ₴87.6
$0.87 ₴37.80
132.18%
Taxi (Normal Tariff) (1km)
$0.38 ₴16.39
$0.23 ₴9.91
65.22%
Taxi 1hour Waiting (Normal Tariff)
$4.29 ₴186
$2.84 ₴123
51.06%
Gasoline (1 liter)
$1.38 ₴59.7
$1.36 ₴59.1
1.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K ₴1.4M
$31.0K ₴1.3M
0.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K ₴1.1M
$24.5K ₴1.1M
-0.66%
🧾 Monthly Utilities & Internet
Kyiv
Ternopil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 ₴4,733
$60.7 ₴2,639
79.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.59 ₴243
$5.31 ₴231
5.27%
Internet (50+ Mbps, Unlimited Data)
$7.06 ₴307
$6.64 ₴288
6.33%
🎉 Sport & Entertainment
Kyiv
Ternopil
Difference
Gym Membership (Monthly)
$38.21 ₴1,660
$22.59 ₴981
69.15%
Tennis Court (1 Hour on Weekend)
$16.27 ₴707
$12.24 ₴532
32.92%
Cinema Ticket
$4.79 ₴208
$4.45 ₴193
7.64%
🧸 Childcare & Education
Kyiv
Ternopil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$377 ₴16.4K
$265 ₴11.5K
42.24%
International Primary School, 1 Child (Yearly)
$7,672 ₴333.3K
$3,530 ₴153.3K
117.36%
👕👟 Clothing & Footwear
Kyiv
Ternopil
Difference
Jeans (Levis 501 Or Similar)
$67.9 ₴2,948
$41.71 ₴1,812
62.67%
Summer Dress (H&M, Zara, etc)
$35.56 ₴1,545
$23.97 ₴1,041
48.35%
Sport Shoes (Adidas, Nike)
$103 ₴4,487
$71.8 ₴3,117
43.94%
Men's Leather Business Shoes
$115 ₴4,976
$83.0 ₴3,607
37.95%
🏠 Accommodation & Living
Kyiv
Ternopil
Difference
1-bedroom Apartment, City Center (Monthly)
$595 ₴25.8K
$253 ₴11.0K
134.72%
1-bedroom Apartment, Outside City Center (Monthly)
$351 ₴15.2K
$161 ₴6,977
118.39%
3-bedroom Apartment, City Center (Monthly)
$1,306 ₴56.8K
$369 ₴16.0K
254.44%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₴26.9K
$290 ₴12.6K
113.31%
Buy Apartment in City Center (m2)
$2,513 ₴109.2K
$1,047 ₴45.5K
139.96%
Buy Apartment Outside City Center (m2)
$1,069 ₴46.4K
$520 ₴22.6K
105.59%
💵 Salaries & Financials
Kyiv
Ternopil
Difference
Average Monthly Net Salary (After Tax)
$722 ₴31.4K
$495 ₴21.5K
45.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
19.34
8
141.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: January 11, 2026

Last update for Ternopil: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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