Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Settat

For one person, living is cheaper in Settat: $646 a month against $1,009 in Kyiv, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Kyiv
Learn more

Kyiv Living Index
31

Cost of Living Index in Settat
Learn more

Settat Living Index

Jump to prices

Kyiv

🇺🇦 Ukraine

$1,009

/mo nomad

Settat

🇲🇦 Morocco

$646

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Settat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Settat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,009 in Kyiv versus $646 in Settat.

Kyiv $1,009
Settat $646

Estimated couple costs with rent: $1,576 in Kyiv versus $1,030 in Settat.

Kyiv $1,576
Settat $1,030

Monthly costs for a family of three with rent: $2,142 in Kyiv versus $1,415 in Settat.

Kyiv $2,142
Settat $1,415

Living in Kyiv is roughly 56% more expensive than in Settat, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kyiv 26% lower, Settat 52% lower.

Meal at Budget Restaurant

$11.05 ₴496

$3.11 MAD 30.28

255.31%

Three-Course Dinner for Two, Mid-Range

$33.49 ₴1,503

$30.32 MAD 296

10.46%

Fast Food Meal (McDonalds, etc)

$7.72 ₴347

$6.00 MAD 58.5

28.67%

Cappuccino

$1.74 ₴78.2

$1.15 MAD 11.18

51.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ₴32.69

$0.44 MAD 4.31

65.91%

Water (0.33 liter bottle)

$0.59 ₴26.63

$0.37 MAD 3.57

59.46%

Local Beer (0.5 liter draught)

$1.35 ₴60.8

$1.20 MAD 11.70

12.50%

Imported Beer (0.33 liter bottle)

$2.02 ₴90.9

$1.53 MAD 14.88

32.03%

Milk (1 liter)

$1.34 ₴60.4

$0.88 MAD 8.57

52.27%

White Bread (500g)

$0.89 ₴39.81

$0.84 MAD 8.21

5.95%

Rice (white) (1kg)

$1.43 ₴64.3

$1.53 MAD 14.96

-6.54%

Eggs

$1.99 ₴89.3

$1.90 MAD 18.55

4.74%

Local Cheese (1kg)

$10.15 ₴456

$7.85 MAD 76.6

29.30%

Chicken Fillets (1kg)

$5.40 ₴242

$5.14 MAD 50.1

5.06%

Beef Round Steak (1kg)

$8.95 ₴402

$11.23 MAD 110

-20.30%

Apples (1kg)

$1.24 ₴55.7

$1.57 MAD 15.31

-21.02%

Banana (1kg)

$1.55 ₴69.5

$1.35 MAD 13.15

14.81%

Oranges (1kg)

$1.82 ₴81.6

$0.92 MAD 8.99

97.83%

Tomato (1kg)

$2.68 ₴120

$0.73 MAD 7.11

267.12%

Potato (1kg)

$0.63 ₴28.44

$0.72 MAD 7.02

-12.50%

Onion (1kg)

$0.45 ₴20.10

$0.82 MAD 7.98

-45.12%

Lettuce (1 head)

$1.50 ₴67.3

$0.23 MAD 2.23

552.17%

Water (1.5 liter bottle)

$0.65 ₴29.24

$0.53 MAD 5.15

22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₴156

$4.03 MAD 39.32

-13.65%

Wine (Bottle)

$5.69 ₴256

$7.47 MAD 72.8

-23.83%

Local Beer (0.5 liter bottle)

$0.93 ₴41.62

$2.28 MAD 22.27

-59.21%

Imported Beer (0.33 liter bottle)

$1.38 ₴61.9

$3.29 MAD 32.05

-58.05%

One-way Ticket (Public Transport)

$0.69 ₴31.03

$0.51 MAD 4.95

35.29%

Public Transport Monthly Pass (Regular Price)

$11.17 ₴502

$20.43 MAD 199

-45.33%

Taxi Start (Normal Tariff)

$2.21 ₴99.1

$0.80 MAD 7.78

176.25%

Taxi (Normal Tariff) (1km)

$0.45 ₴20.42

$0.59 MAD 5.79

-23.73%

Taxi 1hour Waiting (Normal Tariff)

$4.84 ₴217

$7.00 MAD 68.3

-30.86%

Gasoline (1 liter)

$1.76 ₴79.0

$1.51 MAD 14.76

16.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₴1.4M

$30.1K MAD 293.5K

1.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₴1.1M

$31.5K MAD 307.1K

-19.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 ₴4,467

$20.66 MAD 201

381.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.91 ₴310

$5.07 MAD 49.44

36.29%

Internet (50+ Mbps, Unlimited Data)

$6.67 ₴299

$36.21 MAD 353

-81.58%

Gym Membership (Monthly)

$36.15 ₴1,623

$18.64 MAD 182

93.94%

Tennis Court (1 Hour on Weekend)

$18.24 ₴819

$21.14 MAD 206

-13.72%

Cinema Ticket

$5.54 ₴248

$6.57 MAD 64.1

-15.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$410 ₴18.4K

$97.3 MAD 949

321.37%

International Primary School, 1 Child (Yearly)

$15.0K ₴675.1K

$8,252 MAD 80.5K

82.27%

Jeans (Levis 501 Or Similar)

$75.3 ₴3,378

$31.76 MAD 310

136.96%

Summer Dress (H&M, Zara, etc)

$40.20 ₴1,805

$44.34 MAD 432

-9.34%

Sport Shoes (Adidas, Nike)

$94.6 ₴4,246

$80.6 MAD 786

17.39%

Men's Leather Business Shoes

$117 ₴5,264

$80.8 MAD 788

45.12%

1-bedroom Apartment, City Center (Monthly)

$632 ₴28.4K

$273 MAD 2,664

131.39%

1-bedroom Apartment, Outside City Center (Monthly)

$342 ₴15.4K

$169 MAD 1,645

102.89%

3-bedroom Apartment, City Center (Monthly)

$1,285 ₴57.7K

$453 MAD 4,416

183.60%

3-bedroom Apartment, Outside City Center (Monthly)

$624 ₴28.0K

$273 MAD 2,663

128.59%

Buy Apartment in City Center (m2)

$2,707 ₴121.5K

$1,126 MAD 11.0K

140.38%

Buy Apartment Outside City Center (m2)

$1,118 ₴50.2K

$883 MAD 8,607

26.69%

Average Monthly Net Salary (After Tax)

$828 ₴37.2K

$206 MAD 2,012

301.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

4.5

297.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 18, 2026

Last update for Settat: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$342 33.9%

Settat

$169 26.1% 50.7% $174

Groceries & Markets

Kyiv

$192 19%

Settat

$181 28.1% 5.6% $11

Eating Out

Kyiv

$149 14.7%

Settat

$69 10.7% 53.6% $80

Clothing & Footwear

Kyiv

$147 14.6%

Settat

$107 16.6% 27.4% $40

Monthly Utilities & Internet

Kyiv

$113 11.2%

Settat

$62 9.6% 45.2% $51

Sport & Entertainment

Kyiv

$47 4.7%

Settat

$32 4.9% 32.7% $15

Getting Around

Kyiv

$18 1.8%

Settat

$26 4.1% 42.4% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $632 in Kyiv and $273 in Settat. Housing cost is often the main lever when comparing two cities.

Kyiv pays 301% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Kyiv vs $30.00 in Settat for a mid-range dinner for two. Groceries echo the gap at $192 vs $181 per month, with Settat cheaper across the board.

Good to know

🇺🇦 Kyiv

🇲🇦 Settat

🕒 Local time

04:31 4:31 AM

02:31 2:31 AM

2 h behind Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

142,250

💱 Currency

Ukrainian Hryvnia UAH ₴

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 21, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Moroccan Dirham exchange rates as of October 21, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Kyiv Settat 3,650 km ≈ 5 h nonstop flight

From you

Kyiv
Settat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Settat: Cost of Living - Frequently Asked Questions

Settat is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 301% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $632 in Kyiv versus $273 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Settat – a meal for two runs $30.00 versus $33.00 in Kyiv. If you eat out regularly, this makes a real dent in your monthly spending.

At $646 in Settat versus $1,009 in Kyiv, a $1,000 budget is realistic in Settat but tight or insufficient in Kyiv. The gap between the two cities makes Settat the clear choice for anyone on this budget.

For families, Settat is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kyiv and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 56% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.