Last update: Oct 2026

Cost of Living Comparison Between Kuressaare and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,493 in Kuressaare, rent and utilities included – about $6,900 less a year. Other living expenses account for most of the difference.

73

Cost of Living Index in Kuressaare
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Kuressaare Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kuressaare

🇪🇪 Estonia

$1,493

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kuressaare and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kuressaare and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,493 in Kuressaare versus $918 in Cebu.

Kuressaare $1,493
Cebu $918

Estimated couple costs with rent: $2,215 in Kuressaare versus $1,409 in Cebu.

Kuressaare $2,215
Cebu $1,409

Monthly costs for a family of three with rent: $2,937 in Kuressaare versus $1,900 in Cebu.

Kuressaare $2,937
Cebu $1,900

Living in Kuressaare is roughly 63% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kuressaare is 11% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.17 €11.71

$3.09 ₱194

326.21%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$24.22 ₱1,525

181.05%

Fast Food Meal (McDonalds, etc)

$9.15 €8.14

$3.92 ₱247

133.42%

Cappuccino

$4.02 €3.58

$2.51 ₱158

60.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 €3.04

$1.59 ₱100

115.09%

Water (0.33 liter bottle)

$2.85 €2.54

$0.53 ₱33.43

437.74%

Local Beer (0.5 liter draught)

$6.45 €5.74

$1.78 ₱112

262.36%

Imported Beer (0.33 liter bottle)

$5.71 €5.08

$2.17 ₱137

163.13%

Milk (1 liter)

$1.17 €1.05

$1.92 ₱121

-39.06%

White Bread (500g)

$1.91 €1.70

$1.36 ₱85.4

40.44%

Rice (white) (1kg)

$2.37 €2.11

$1.01 ₱63.5

134.65%

Eggs

$2.94 €2.61

$2.03 ₱128

44.83%

Local Cheese (1kg)

$12.46 €11.08

$9.86 ₱621

26.37%

Chicken Fillets (1kg)

$8.75 €7.78

$4.39 ₱277

99.32%

Beef Round Steak (1kg)

$14.69 €13.06

$7.60 ₱479

93.29%

Apples (1kg)

$1.76 €1.57

$3.30 ₱208

-46.67%

Banana (1kg)

$1.50 €1.34

$1.39 ₱87.8

7.91%

Oranges (1kg)

$2.40 €2.13

$2.33 ₱147

3.00%

Tomato (1kg)

$2.95 €2.62

$1.50 ₱94.3

96.67%

Potato (1kg)

$1.04 €0.93

$2.36 ₱149

-55.93%

Onion (1kg)

$0.90 €0.80

$1.90 ₱119

-52.63%

Lettuce (1 head)

$1.87 €1.67

$1.19 ₱74.9

57.14%

Water (1.5 liter bottle)

$1.18 €1.05

$0.63 ₱39.71

87.30%

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 €6.07

$3.00 ₱189

127.33%

Wine (Bottle)

$10.33 €9.19

$6.03 ₱379

71.31%

Local Beer (0.5 liter bottle)

$1.88 €1.67

$1.23 ₱77.7

52.85%

Imported Beer (0.33 liter bottle)

$2.26 €2.01

$1.75 ₱110

29.14%

One-way Ticket (Public Transport)

$2.18 €1.94

$0.25 ₱15.86

772.00%

Public Transport Monthly Pass (Regular Price)

$27.78 €24.71

$12.64 ₱796

119.78%

Taxi Start (Normal Tariff)

$3.49 €3.10

$0.77 ₱48.62

353.25%

Taxi (Normal Tariff) (1km)

$0.99 €0.88

$0.23 ₱14.53

330.43%

Taxi 1hour Waiting (Normal Tariff)

$26.97 €23.99

$4.46 ₱281

504.71%

Gasoline (1 liter)

$2.00 €1.78

$1.31 ₱82.8

52.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €24.4K

$21.2K ₱1.3M

28.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K €26.7K

$19.1K ₱1.2M

56.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$309 €275

$120 ₱7,569

157.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.30 €10.05

$14.00 ₱882

-19.29%

Internet (50+ Mbps, Unlimited Data)

$35.12 €31.24

$27.54 ₱1,734

27.52%

Gym Membership (Monthly)

$34.03 €30.27

$32.33 ₱2,035

5.26%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.74 €10.45

$5.65 ₱356

107.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$438 €389

$275 ₱17.3K

58.92%

International Primary School, 1 Child (Yearly)

$11.7K €10.4K

$7,918 ₱498.5K

47.63%

Jeans (Levis 501 Or Similar)

$111 €98.9

$49.33 ₱3,106

125.40%

Summer Dress (H&M, Zara, etc)

$48.47 €43.12

$25.24 ₱1,589

92.04%

Sport Shoes (Adidas, Nike)

$104 €92.4

$77.0 ₱4,846

35.01%

Men's Leather Business Shoes

$121 €107

$57.2 ₱3,601

111.10%

1-bedroom Apartment, City Center (Monthly)

$505 €450

$500 ₱31.5K

1.18%

1-bedroom Apartment, Outside City Center (Monthly)

$332 €295

$309 ₱19.4K

7.42%

3-bedroom Apartment, City Center (Monthly)

$668 €594

$1,078 ₱67.9K

-38.02%

3-bedroom Apartment, Outside City Center (Monthly)

$501 €446

$615 ₱38.7K

-18.56%

Buy Apartment in City Center (m2)

$4,122 €3,666

$2,886 ₱181.7K

42.82%

Buy Apartment Outside City Center (m2)

$2,475 €2,202

$1,917 ₱120.7K

29.15%

Average Monthly Net Salary (After Tax)

$1,293 €1,150

$346 ₱21.8K

273.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

7.2

-45.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuressaare: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Kuressaare

$356 23.8%

Cebu

$162 17.6% 54.5% $194

Accommodation & Living

Kuressaare

$332 22.2%

Cebu

$309 33.6% 6.9% $23

Groceries & Markets

Kuressaare

$281 18.8%

Cebu

$206 22.4% 26.6% $75

Eating Out

Kuressaare

$250 16.7%

Cebu

$88 9.6% 64.7% $162

Clothing & Footwear

Kuressaare

$173 11.6%

Cebu

$94 10.2% 45.7% $79

Sport & Entertainment

Kuressaare

$58 3.9%

Cebu

$44 4.8% 24.2% $14

Getting Around

Kuressaare

$45 3%

Cebu

$16 1.7% 65.4% $29

Cost Breakdown

A one-bedroom apartment in the center runs $505 in Kuressaare and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kuressaare pays 274% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Kuressaare vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $281 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇪 Kuressaare

🇵🇭 Cebu

🕒 Local time

03:50 3:50 AM

08:50 8:50 AM

5 h ahead of Kuressaare

🌤 Weather

👥 Population

15,170

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Kuressaare Cebu 9,690 km ≈ 13 h nonstop flight

From you

Kuressaare
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kuressaare vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 63% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 274% higher in Kuressaare, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $505 in Kuressaare versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,493 per month in Kuressaare versus $918 in Cebu – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 120% less than in Kuressaare. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,493 in Kuressaare, a $1,500 budget is realistic in Cebu but tight or insufficient in Kuressaare. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kuressaare, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kuressaare and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 63% less than in Kuressaare. Beyond cost, consider language, visa policies, and how big the international community is in each city.