Last update: Oct 2026

Cost of Living Comparison Between Kumanovo and Bansko

For one person, living is cheaper in Kumanovo: $793 a month against $956 in Bansko, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Kumanovo
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Kumanovo Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Kumanovo

🇲🇰 North Macedonia

$793

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Kumanovo and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kumanovo and in Bansko actually costs, broken down by who's living it.

A single person spends $793 per month in Kumanovo vs $956 in Bansko, rent included.

Kumanovo $793
Bansko $956

A couple spends around $1,162 per month in Kumanovo vs $1,467 in Bansko, rent included.

Kumanovo $1,162
Bansko $1,467

A family of three spends $1,532 per month in Kumanovo vs $1,979 in Bansko, rent included.

Kumanovo $1,532
Bansko $1,979

Kumanovo is about 17% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Kumanovo and Bansko are more affordable than the global median – Kumanovo 41% lower, Bansko 29% lower.

Meal at Budget Restaurant

$6.53 MKD 356

$8.66 BGN 15.06

-24.60%

Three-Course Dinner for Two, Mid-Range

$27.26 MKD 1,487

$44.94 BGN 78.2

-39.34%

Fast Food Meal (McDonalds, etc)

$6.61 MKD 361

$8.78 BGN 15.28

-24.72%

Cappuccino

$1.45 MKD 79.0

$2.33 BGN 4.05

-37.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 MKD 76.2

$1.57 BGN 2.74

-10.83%

Water (0.33 liter bottle)

$1.01 MKD 55.2

$0.82 BGN 1.43

23.17%

Local Beer (0.5 liter draught)

$1.56 MKD 85.1

$1.68 BGN 2.92

-7.14%

Imported Beer (0.33 liter bottle)

$1.69 MKD 92.0

$1.98 BGN 3.45

-14.65%

Milk (1 liter)

$1.23 MKD 66.9

$1.73 BGN 3.00

-28.90%

White Bread (500g)

$0.73 MKD 40.01

$0.80 BGN 1.40

-8.75%

Rice (white) (1kg)

$1.77 MKD 96.4

$1.44 BGN 2.51

22.92%

Eggs

$2.34 MKD 128

$2.36 BGN 4.10

-0.85%

Local Cheese (1kg)

$7.98 MKD 435

$9.39 BGN 16.34

-15.02%

Chicken Fillets (1kg)

$7.57 MKD 413

$6.41 BGN 11.15

18.10%

Beef Round Steak (1kg)

$11.49 MKD 627

$8.48 BGN 14.76

35.50%

Apples (1kg)

$0.94 MKD 51.2

$1.31 BGN 2.28

-28.24%

Banana (1kg)

$1.44 MKD 78.6

$1.62 BGN 2.82

-11.11%

Oranges (1kg)

$1.31 MKD 71.4

$1.73 BGN 3.01

-24.28%

Tomato (1kg)

$1.74 MKD 95.0

$1.94 BGN 3.38

-10.31%

Potato (1kg)

$0.85 MKD 46.29

$0.94 BGN 1.63

-9.57%

Onion (1kg)

$0.80 MKD 43.60

$0.76 BGN 1.32

5.26%

Lettuce (1 head)

$0.52 MKD 28.25

$0.55 BGN 0.95

-5.45%

Water (1.5 liter bottle)

$0.59 MKD 32.11

$0.59 BGN 1.02

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 MKD 171

$3.25 BGN 5.66

-3.69%

Wine (Bottle)

$7.13 MKD 389

$5.20 BGN 9.05

37.12%

Local Beer (0.5 liter bottle)

$1.05 MKD 57.5

$1.09 BGN 1.89

-3.67%

Imported Beer (0.33 liter bottle)

$1.04 MKD 57.0

$1.68 BGN 2.92

-38.10%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$1.12 MKD 61.0

$1.34 BGN 2.34

-16.42%

Taxi (Normal Tariff) (1km)

$0.62 MKD 33.68

$0.65 BGN 1.14

-4.62%

Taxi 1hour Waiting (Normal Tariff)

$5.72 MKD 312

$10.06 BGN 17.51

-43.14%

Gasoline (1 liter)

$1.45 MKD 79.0

$1.48 BGN 2.57

-2.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K MKD 1.9M

$29.1K BGN 50.7K

21.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K MKD 1.5M

$20.9K BGN 36.4K

29.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 MKD 6,956

$92.4 BGN 161

37.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.68 MKD 910

$14.52 BGN 25.26

14.88%

Internet (50+ Mbps, Unlimited Data)

$18.70 MKD 1,020

$12.32 BGN 21.43

51.79%

Gym Membership (Monthly)

$27.77 MKD 1,515

$31.70 BGN 55.2

-12.40%

Tennis Court (1 Hour on Weekend)

$18.35 MKD 1,001

$8.53 BGN 14.84

115.12%

Cinema Ticket

$5.53 MKD 301

$5.62 BGN 9.78

-1.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 MKD 19.4K

$230 BGN 401

54.37%

International Primary School, 1 Child (Yearly)

$5,659 MKD 308.7K

$2,268 BGN 3,947

149.45%

Jeans (Levis 501 Or Similar)

$41.62 MKD 2,270

$30.10 BGN 52.4

38.27%

Summer Dress (H&M, Zara, etc)

$19.80 MKD 1,080

$19.62 BGN 34.13

0.92%

Sport Shoes (Adidas, Nike)

$80.5 MKD 4,392

$45.86 BGN 79.8

75.58%

Men's Leather Business Shoes

$49.21 MKD 2,685

$47.69 BGN 83.0

3.19%

1-bedroom Apartment, City Center (Monthly)

$241 MKD 13.1K

$518 BGN 902

-53.58%

1-bedroom Apartment, Outside City Center (Monthly)

$196 MKD 10.7K

$357 BGN 621

-45.15%

3-bedroom Apartment, City Center (Monthly)

$410 MKD 22.4K

$614 BGN 1,069

-33.19%

3-bedroom Apartment, Outside City Center (Monthly)

$247 MKD 13.4K

$569 BGN 990

-56.66%

Buy Apartment in City Center (m2)

$1,610 MKD 87.8K

$1,191 BGN 2,073

35.13%

Buy Apartment Outside City Center (m2)

$1,434 MKD 78.2K

$959 BGN 1,669

49.51%

Average Monthly Net Salary (After Tax)

$554 MKD 30.2K

$1,704 BGN 2,965

-67.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

33.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumanovo: October 10, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kumanovo

$196 24.7%

Bansko

$357 37.3% 82.3% $161

Groceries & Markets

Kumanovo

$194 24.5%

Bansko

$192 20.1% 1.4% $2.7

Monthly Utilities & Internet

Kumanovo

$163 20.6%

Bansko

$119 12.5% 26.8% $44

Eating Out

Kumanovo

$110 13.9%

Bansko

$145 15.2% 31.9% $35

Clothing & Footwear

Kumanovo

$86 10.9%

Bansko

$64 6.7% 25.1% $22

Sport & Entertainment

Kumanovo

$39 4.9%

Bansko

$43 4.5% 10.6% $4.1

Getting Around

Kumanovo

$4.2 * 0.5%

Bansko

$35 3.7% 732% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $241 in Kumanovo versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 208% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Kumanovo versus $45.00 in Bansko. Groceries tell a different story – $194 in Kumanovo vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇲🇰 Kumanovo

🇧🇬 Bansko

🕒 Local time

16:55 4:55 PM

17:55 5:55 PM

1 h ahead of Kumanovo

🌤 Weather

👥 Population

75,051

8,000

💱 Currency

North Macedonian Denar MKD ден

Bulgarian Lev BGN лв.

📈 Exchange rate

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 17, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to MKD in detail →

On the map

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Highest

Between locations

Kumanovo Bansko 150 km

From you

Kumanovo
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumanovo vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $793 in Kumanovo, $956 in Bansko – roughly 21% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,189 per month in Kumanovo and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumanovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $793 in Kumanovo and $956 in Bansko. That's a gap of about 21%.

Kindergarten costs $356 per month in Kumanovo and $230 in Bansko. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Kumanovo, where all-in costs run around $793, than in Bansko at $956. In Kumanovo it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $793 in Kumanovo to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumanovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.