Last update: Oct 2026

Cost of Living Comparison Between Krotoszyn and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,375 in Krotoszyn, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Krotoszyn
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Krotoszyn Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Krotoszyn

🇵🇱 Poland

$1,375

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Krotoszyn and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krotoszyn and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,375 in Krotoszyn versus $918 in Cebu.

Krotoszyn $1,375
Cebu $918

Estimated couple costs with rent: $2,132 in Krotoszyn versus $1,409 in Cebu.

Krotoszyn $2,132
Cebu $1,409

Monthly costs for a family of three with rent: $2,889 in Krotoszyn versus $1,900 in Cebu.

Krotoszyn $2,889
Cebu $1,900

Living in Krotoszyn is roughly 50% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Krotoszyn is 2% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.01 zł 46.67

$3.09 ₱194

288.67%

Three-Course Dinner for Two, Mid-Range

$62.8 zł 244

$24.22 ₱1,525

159.33%

Fast Food Meal (McDonalds, etc)

$7.45 zł 28.96

$3.92 ₱247

90.05%

Cappuccino

$3.48 zł 13.52

$2.51 ₱158

38.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 zł 8.40

$1.59 ₱100

35.85%

Water (0.33 liter bottle)

$1.61 zł 6.27

$0.53 ₱33.43

203.77%

Local Beer (0.5 liter draught)

$3.84 zł 14.93

$1.78 ₱112

115.73%

Imported Beer (0.33 liter bottle)

$3.78 zł 14.70

$2.17 ₱137

74.19%

Milk (1 liter)

$0.96 zł 3.73

$1.92 ₱121

-50.00%

White Bread (500g)

$1.51 zł 5.85

$1.36 ₱85.4

11.03%

Rice (white) (1kg)

$0.94 zł 3.65

$1.01 ₱63.5

-6.93%

Eggs

$3.07 zł 11.92

$2.03 ₱128

51.23%

Local Cheese (1kg)

$6.79 zł 26.38

$9.86 ₱621

-31.14%

Chicken Fillets (1kg)

$5.64 zł 21.91

$4.39 ₱277

28.47%

Beef Round Steak (1kg)

$9.04 zł 35.12

$7.60 ₱479

18.95%

Apples (1kg)

$0.92 zł 3.58

$3.30 ₱208

-72.12%

Banana (1kg)

$1.66 zł 6.47

$1.39 ₱87.8

19.42%

Oranges (1kg)

$1.58 zł 6.15

$2.33 ₱147

-32.19%

Tomato (1kg)

$3.13 zł 12.14

$1.50 ₱94.3

108.67%

Potato (1kg)

$0.97 zł 3.78

$2.36 ₱149

-58.90%

Onion (1kg)

$1.32 zł 5.12

$1.90 ₱119

-30.53%

Lettuce (1 head)

$1.15 zł 4.48

$1.19 ₱74.9

-3.36%

Water (1.5 liter bottle)

$0.65 zł 2.53

$0.63 ₱39.71

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 zł 22.28

$3.00 ₱189

91.33%

Wine (Bottle)

$5.00 zł 19.44

$6.03 ₱379

-17.08%

Local Beer (0.5 liter bottle)

$1.01 zł 3.94

$1.23 ₱77.7

-17.89%

Imported Beer (0.33 liter bottle)

$1.41 zł 5.48

$1.75 ₱110

-19.43%

One-way Ticket (Public Transport)

$1.08 zł 4.21

$0.25 ₱15.86

332.00%

Public Transport Monthly Pass (Regular Price)

$32.61 zł 127

$12.64 ₱796

157.99%

Taxi Start (Normal Tariff)

$2.11 zł 8.19

$0.77 ₱48.62

174.03%

Taxi (Normal Tariff) (1km)

$0.77 zł 3.00

$0.23 ₱14.53

234.78%

Taxi 1hour Waiting (Normal Tariff)

$10.20 zł 39.61

$4.46 ₱281

128.70%

Gasoline (1 liter)

$1.61 zł 6.27

$1.31 ₱82.8

22.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K zł 116.0K

$21.2K ₱1.3M

40.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K zł 109.1K

$19.1K ₱1.2M

46.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 zł 1,114

$120 ₱7,569

138.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.21 zł 31.91

$14.00 ₱882

-41.36%

Internet (50+ Mbps, Unlimited Data)

$18.74 zł 72.8

$27.54 ₱1,734

-31.95%

Gym Membership (Monthly)

$40.87 zł 159

$32.33 ₱2,035

26.42%

Tennis Court (1 Hour on Weekend)

$19.98 zł 77.6

$6.65 ₱419

200.45%

Cinema Ticket

$7.30 zł 28.36

$5.65 ₱356

29.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 zł 1,257

$275 ₱17.3K

17.50%

International Primary School, 1 Child (Yearly)

$5,068 zł 19.7K

$7,918 ₱498.5K

-35.99%

Jeans (Levis 501 Or Similar)

$81.7 zł 318

$49.33 ₱3,106

65.70%

Summer Dress (H&M, Zara, etc)

$35.87 zł 139

$25.24 ₱1,589

42.12%

Sport Shoes (Adidas, Nike)

$86.7 zł 337

$77.0 ₱4,846

12.66%

Men's Leather Business Shoes

$98.6 zł 383

$57.2 ₱3,601

72.33%

1-bedroom Apartment, City Center (Monthly)

$634 zł 2,463

$500 ₱31.5K

26.89%

1-bedroom Apartment, Outside City Center (Monthly)

$436 zł 1,692

$309 ₱19.4K

41.05%

3-bedroom Apartment, City Center (Monthly)

$888 zł 3,451

$1,078 ₱67.9K

-17.59%

3-bedroom Apartment, Outside City Center (Monthly)

$881 zł 3,423

$615 ₱38.7K

43.21%

Buy Apartment in City Center (m2)

$2,492 zł 9,681

$2,886 ₱181.7K

-13.66%

Buy Apartment Outside City Center (m2)

$1,928 zł 7,489

$1,917 ₱120.7K

0.57%

Average Monthly Net Salary (After Tax)

$974 zł 3,786

$346 ₱21.8K

181.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

7.2

-4.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krotoszyn: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krotoszyn

$436 31.7%

Cebu

$309 33.6% 29.1% $127

Monthly Utilities & Internet

Krotoszyn

$314 22.8%

Cebu

$162 17.6% 48.4% $152

Eating Out

Krotoszyn

$202 14.7%

Cebu

$88 9.6% 56.3% $114

Groceries & Markets

Krotoszyn

$189 13.7%

Cebu

$206 22.4% 9% $17

Clothing & Footwear

Krotoszyn

$136 9.9%

Cebu

$94 10.2% 31.1% $42

Sport & Entertainment

Krotoszyn

$55 4%

Cebu

$44 4.8% 21.4% $12

Getting Around

Krotoszyn

$43 3.1%

Cebu

$16 1.7% 63.7% $27

Cost Breakdown

A one-bedroom apartment in the center runs $634 in Krotoszyn and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Krotoszyn pays 182% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Krotoszyn vs $24.00 in Cebu. Groceries flip the comparison at $189 vs $206, with Krotoszyn cheaper for home cooking.

Good to know

🇵🇱 Krotoszyn

🇵🇭 Cebu

🕒 Local time

03:11 3:11 AM

09:11 9:11 AM

6 h ahead of Krotoszyn

🌤 Weather

👥 Population

28,580

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Krotoszyn Cebu 10,220 km ≈ 13 h nonstop flight

From you

Krotoszyn
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krotoszyn vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 50% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 182% higher in Krotoszyn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $634 in Krotoszyn versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,375 per month in Krotoszyn versus $918 in Cebu – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 158% less than in Krotoszyn. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,375 in Krotoszyn, a $1,500 budget is realistic in Cebu but tight or insufficient in Krotoszyn. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Krotoszyn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Krotoszyn and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 50% less than in Krotoszyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.