😐Monthly costs for one person with rent: $2,313 in Kristiansand versus $1,419 in Ubud, Bali.
😐Estimated couple costs with rent: $3,591 in Kristiansand versus $2,540 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,870 in Kristiansand versus $3,660 in Ubud, Bali.
😐Living in Kristiansand is roughly 63% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Kristiansand73% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Kristiansand
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.56NOK 237
$3.56Rp 63.7K
617.98%
Three-Course Dinner for Two, Mid-Range
$100NOK 931
$32.73Rp 584.5K
206.05%
Fast Food Meal(McDonalds, etc)
$13.48NOK 125
$4.95Rp 88.4K
172.32%
Cappuccino
$5.05NOK 46.88
$2.71Rp 48.4K
86.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.51NOK 23.34
$1.34Rp 24.0K
87.31%
Water(0.33 liter bottle)
$2.15NOK 19.94
$0.70Rp 12.5K
207.14%
Local Beer(0.5 liter draught)
$9.32NOK 86.6
$2.92Rp 52.1K
219.18%
Imported Beer(0.33 liter bottle)
$9.91NOK 92.0
$3.96Rp 70.7K
150.25%
🛒 Groceries & Markets
Kristiansand
Ubud, Bali
Difference
Milk(1 liter)
$2.13NOK 19.83
$1.81Rp 32.3K
17.68%
White Bread(500g)
$3.41NOK 31.68
$2.52Rp 45.0K
35.32%
Rice(white)(1kg)
$3.20NOK 29.73
$1.16Rp 20.7K
175.86%
Eggs
$4.24NOK 39.37
$2.46Rp 43.9K
72.36%
Local Cheese(1kg)
$11.44NOK 106
$14.71Rp 262.7K
-22.23%
Chicken Fillets(1kg)
$13.94NOK 130
$4.32Rp 77.1K
222.69%
Beef Round Steak(1kg)
$30.99NOK 288
$12.14Rp 216.7K
155.27%
Apples(1kg)
$3.57NOK 33.19
$3.84Rp 68.6K
-7.03%
Banana(1kg)
$2.36NOK 21.88
$1.56Rp 27.8K
51.28%
Oranges(1kg)
$3.39NOK 31.50
$2.83Rp 50.6K
19.79%
Tomato(1kg)
$4.06NOK 37.71
$2.33Rp 41.5K
74.25%
Potato(1kg)
$2.26NOK 20.98
$1.91Rp 34.2K
18.32%
Onion(1kg)
$2.15NOK 19.96
$2.20Rp 39.3K
-2.27%
Lettuce(1 head)
$2.85NOK 26.49
$1.01Rp 18.1K
182.18%
Water(1.5 liter bottle)
$1.91NOK 17.72
$0.78Rp 13.8K
144.87%
Cigarettes 20 Pack(Marlboro, Camel)
$14.22NOK 132
$3.32Rp 59.2K
328.31%
Wine(Bottle)
$16.27NOK 151
$23.74Rp 423.9K
-31.47%
Local Beer(0.5 liter bottle)
$3.31NOK 30.79
$2.79Rp 49.8K
18.64%
Imported Beer(0.33 liter bottle)
$3.89NOK 36.18
$2.86Rp 51.1K
36.01%
🚌 Getting Around
Kristiansand
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.49NOK 32.39
$0.27Rp 4,800
1192.59%
Public Transport Monthly Pass(Regular Price)
$67.5NOK 627
$8.03Rp 143.4K
740.47%
Taxi Start(Normal Tariff)
$10.28NOK 95.5
$0.46Rp 8,150
2134.78%
Taxi(Normal Tariff)(1km)
$1.44NOK 13.40
$0.45Rp 8,037
220.00%
Taxi 1hour Waiting(Normal Tariff)
$41.61NOK 387
$6.10Rp 108.9K
582.13%
Gasoline(1 liter)
$2.19NOK 20.38
$0.79Rp 14.2K
177.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.7KNOK 340.6K
$26.1KRp 467.0M
40.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.7KNOK 397.1K
$32.1KRp 573.6M
33.09%
🧾 Monthly Utilities & Internet
Kristiansand
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$222NOK 2,066
$79.9Rp 1.4M
178.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.92NOK 287
$4.06Rp 72.6K
661.58%
Internet(50+ Mbps, Unlimited Data)
$38.43NOK 357
$23.52Rp 420.0K
63.39%
🎉 Sport & Entertainment
Kristiansand
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.25NOK 383
$98.7Rp 1.8M
-58.21%
Tennis Court(1 Hour on Weekend)
$35.77NOK 332
$6.63Rp 118.4K
439.52%
Cinema Ticket
$14.85NOK 138
$4.15Rp 74.1K
257.83%
🧸 Childcare & Education
Kristiansand
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$267NOK 2,479
$304Rp 5.4M
-12.20%
International Primary School, 1 Child(Yearly)
$15.0KNOK 139.0K
$6,613Rp 118.1M
126.21%
👕👟 Clothing & Footwear
Kristiansand
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$104NOK 971
$55.5Rp 991.8K
88.12%
Summer Dress(H&M, Zara, etc)
$47.84NOK 444
$38.31Rp 684.1K
24.88%
Sport Shoes(Adidas, Nike)
$99.2NOK 921
$88.6Rp 1.6M
11.95%
Men's Leather Business Shoes
$153NOK 1,425
$77.9Rp 1.4M
96.97%
🏠 Accommodation & Living
Kristiansand
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,005NOK 9,336
$1,006Rp 18.0M
-0.15%
1-bedroom Apartment, Outside City Center(Monthly)
$890NOK 8,270
$675Rp 12.1M
31.82%
3-bedroom Apartment, City Center(Monthly)
$1,792NOK 16.6K
$3,442Rp 61.5M
-47.95%
3-bedroom Apartment, Outside City Center(Monthly)
$1,384NOK 12.9K
$2,039Rp 36.4M
-32.14%
Buy Apartment in City Center(m2)
$4,911NOK 45.6K
$2,841Rp 50.7M
72.84%
Buy Apartment Outside City Center(m2)
$3,546NOK 32.9K
$2,264Rp 40.4M
56.62%
💵 Salaries & Financials
Kristiansand
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,267NOK 39.6K
$165Rp 3.0M
2482.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.38
13.28
-67.02%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kristiansand: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,005 in Kristiansand and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kristiansand pays 2482% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $100 in Kristiansand vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $450 vs $302 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kristiansand vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kristiansand?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 63% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kristiansand or Ubud, Bali?
Kristiansand pays 2482% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kristiansand and Ubud, Bali?
Rent for a central apartment: $1,005 in Kristiansand versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Kristiansand and Ubud, Bali?
Supermarket bills run roughly 49% higher in Kristiansand. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Kristiansand or Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $100 in Kristiansand. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for Kristiansand or Ubud, Bali?
At $1,419 in Ubud, Bali versus $2,313 in Kristiansand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kristiansand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Kristiansand or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kristiansand, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kristiansand or Ubud, Bali?
Safety-wise, Kristiansand and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Kristiansand. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kristiansand vs other spots: cost of living compared