Last update: Oct 2026

Cost of Living Comparison Between Kristiansand and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,633 in Kristiansand, rent and utilities included – about $15,200 less a year. Other living expenses account for most of the difference.

128

Cost of Living Index in Kristiansand
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Kristiansand Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kristiansand

🇳🇴 Norway

$2,633

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kristiansand and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kristiansand and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,633 in Kristiansand versus $1,368 in Ubud, Bali.

Kristiansand $2,633
Ubud, Bali $1,368

Estimated couple costs with rent: $3,954 in Kristiansand versus $2,314 in Ubud, Bali.

Kristiansand $3,954
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,274 in Kristiansand versus $3,260 in Ubud, Bali.

Kristiansand $5,274
Ubud, Bali $3,260

Living in Kristiansand is roughly 93% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kristiansand 95% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$27.90 NOK 263

$3.33 Rp 59.9K

737.84%

Three-Course Dinner for Two, Mid-Range

$84.1 NOK 791

$35.18 Rp 633.2K

138.91%

Fast Food Meal (McDonalds, etc)

$16.00 NOK 151

$5.80 Rp 104.5K

175.86%

Cappuccino

$4.61 NOK 43.41

$2.73 Rp 49.1K

68.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 NOK 30.23

$1.64 Rp 29.5K

95.73%

Water (0.33 liter bottle)

$2.30 NOK 21.68

$0.83 Rp 15.0K

177.11%

Local Beer (0.5 liter draught)

$12.73 NOK 120

$2.70 Rp 48.6K

371.48%

Imported Beer (0.33 liter bottle)

$8.63 NOK 81.3

$4.30 Rp 77.4K

100.70%

Milk (1 liter)

$2.34 NOK 22.07

$1.50 Rp 27.1K

56.00%

White Bread (500g)

$3.97 NOK 37.41

$2.30 Rp 41.4K

72.61%

Rice (white) (1kg)

$3.97 NOK 37.34

$1.18 Rp 21.2K

236.44%

Eggs

$5.61 NOK 52.8

$2.14 Rp 38.6K

162.15%

Local Cheese (1kg)

$12.65 NOK 119

$17.48 Rp 314.6K

-27.63%

Chicken Fillets (1kg)

$14.97 NOK 141

$4.03 Rp 72.5K

271.46%

Beef Round Steak (1kg)

$42.82 NOK 403

$12.23 Rp 220.1K

250.12%

Apples (1kg)

$4.31 NOK 40.55

$3.55 Rp 63.9K

21.41%

Banana (1kg)

$2.45 NOK 23.10

$1.57 Rp 28.3K

56.05%

Oranges (1kg)

$3.98 NOK 37.42

$2.24 Rp 40.2K

77.68%

Tomato (1kg)

$4.76 NOK 44.78

$1.93 Rp 34.7K

146.63%

Potato (1kg)

$2.47 NOK 23.30

$1.88 Rp 33.9K

31.38%

Onion (1kg)

$2.26 NOK 21.31

$2.29 Rp 41.3K

-1.31%

Lettuce (1 head)

$2.93 NOK 27.60

$0.99 Rp 17.9K

195.96%

Water (1.5 liter bottle)

$2.10 NOK 19.76

$0.53 Rp 9,475

296.23%

Cigarettes 20 Pack (Marlboro, Camel)

$16.85 NOK 159

$2.28 Rp 41.1K

639.04%

Wine (Bottle)

$15.49 NOK 146

$23.01 Rp 414.2K

-32.68%

Local Beer (0.5 liter bottle)

$3.57 NOK 33.65

$2.34 Rp 42.2K

52.56%

Imported Beer (0.33 liter bottle)

$3.94 NOK 37.09

$2.91 Rp 52.4K

35.40%

One-way Ticket (Public Transport)

$3.71 NOK 34.89

$0.24 Rp 4,315

1445.83%

Public Transport Monthly Pass (Regular Price)

$72.1 NOK 679

$8.82 Rp 158.7K

717.46%

Taxi Start (Normal Tariff)

$8.04 NOK 75.6

$0.48 Rp 8,684

1575.00%

Taxi (Normal Tariff) (1km)

$1.61 NOK 15.12

$0.46 Rp 8,233

250.00%

Taxi 1hour Waiting (Normal Tariff)

$56.5 NOK 531

$5.45 Rp 98.2K

935.78%

Gasoline (1 liter)

$2.22 NOK 20.93

$0.88 Rp 15.9K

152.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.0K NOK 451.6K

$24.6K Rp 442.2M

95.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K NOK 409.4K

$31.2K Rp 561.4M

39.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 NOK 2,057

$83.0 Rp 1.5M

163.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.19 NOK 294

$6.45 Rp 116.0K

383.57%

Internet (50+ Mbps, Unlimited Data)

$59.2 NOK 558

$18.57 Rp 334.2K

219.01%

Gym Membership (Monthly)

$48.14 NOK 453

$55.8 Rp 1.0M

-13.76%

Tennis Court (1 Hour on Weekend)

$35.88 NOK 338

$18.11 Rp 326.0K

98.12%

Cinema Ticket

$15.61 NOK 147

$4.38 Rp 78.9K

256.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$296 NOK 2,790

$493 Rp 8.9M

-39.88%

International Primary School, 1 Child (Yearly)

$2,572 NOK 24.2K

$5,754 Rp 103.6M

-55.30%

Jeans (Levis 501 Or Similar)

$115 NOK 1,086

$46.19 Rp 831.4K

149.77%

Summer Dress (H&M, Zara, etc)

$55.7 NOK 524

$35.33 Rp 636.0K

57.54%

Sport Shoes (Adidas, Nike)

$119 NOK 1,116

$79.1 Rp 1.4M

49.85%

Men's Leather Business Shoes

$155 NOK 1,459

$78.4 Rp 1.4M

97.69%

1-bedroom Apartment, City Center (Monthly)

$1,160 NOK 10.9K

$1,142 Rp 20.6M

1.55%

1-bedroom Apartment, Outside City Center (Monthly)

$988 NOK 9,298

$676 Rp 12.2M

46.20%

3-bedroom Apartment, City Center (Monthly)

$1,804 NOK 17.0K

$3,503 Rp 63.1M

-48.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,571 NOK 14.8K

$1,700 Rp 30.6M

-7.56%

Buy Apartment in City Center (m2)

$4,711 NOK 44.3K

$2,784 Rp 50.1M

69.20%

Buy Apartment Outside City Center (m2)

$3,480 NOK 32.8K

$2,241 Rp 40.3M

55.32%

Average Monthly Net Salary (After Tax)

$4,193 NOK 39.5K

$165 Rp 3.0M

2448.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

13.78

-63.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kristiansand: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kristiansand

$988 37.5%

Ubud, Bali

$676 49.4% 31.6% $312

Groceries & Markets

Kristiansand

$524 19.9%

Ubud, Bali

$290 21.2% 44.6% $234

Eating Out

Kristiansand

$430 16.3%

Ubud, Bali

$109 8% 74.7% $321

Monthly Utilities & Internet

Kristiansand

$309 11.7%

Ubud, Bali

$108 7.9% 65% $201

Clothing & Footwear

Kristiansand

$200 7.6%

Ubud, Bali

$108 7.9% 46.2% $92

Getting Around

Kristiansand

$103 3.9%

Ubud, Bali

$13 0.9% 87.8% $90

Sport & Entertainment

Kristiansand

$79 3%

Ubud, Bali

$65 4.7% 18.6% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,160 in Kristiansand and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kristiansand pays 2448% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Kristiansand vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $524 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Kristiansand

🇮🇩 Ubud, Bali

🕒 Local time

06:40 6:40 AM

12:40 12:40 PM

6 h ahead of Kristiansand

🌤 Weather

👥 Population

117,213

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Kristiansand Ubud, Bali 11,820 km ≈ 15 h nonstop flight

From you

Kristiansand
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kristiansand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 93% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2448% higher in Kristiansand, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,160 in Kristiansand versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 81% higher in Kristiansand. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $84.0 in Kristiansand. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,633 in Kristiansand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kristiansand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kristiansand, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kristiansand and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 93% less than in Kristiansand. Beyond cost, consider language, visa policies, and how big the international community is in each city.