Last update: Oct 2026

Cost of Living Comparison Between Krefeld and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,899 in Krefeld, rent and utilities included – about $11,800 less a year. Rent and utilities account for about half of the difference.

93

Cost of Living Index in Krefeld
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Krefeld Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Krefeld

🇩🇪 Germany

$1,899

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Krefeld and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krefeld and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,899 in Krefeld versus $918 in Cebu.

Krefeld $1,899
Cebu $918

Estimated couple costs with rent: $2,932 in Krefeld versus $1,409 in Cebu.

Krefeld $2,932
Cebu $1,409

Monthly costs for a family of three with rent: $3,964 in Krefeld versus $1,900 in Cebu.

Krefeld $3,964
Cebu $1,900

Living in Krefeld is roughly 107% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Krefeld is 41% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.81 €14.95

$3.09 ₱194

444.01%

Three-Course Dinner for Two, Mid-Range

$71.6 €63.7

$24.22 ₱1,525

195.75%

Fast Food Meal (McDonalds, etc)

$12.93 €11.50

$3.92 ₱247

229.85%

Cappuccino

$4.03 €3.58

$2.51 ₱158

60.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 €3.28

$1.59 ₱100

132.08%

Water (0.33 liter bottle)

$3.20 €2.85

$0.53 ₱33.43

503.77%

Local Beer (0.5 liter draught)

$5.74 €5.10

$1.78 ₱112

222.47%

Imported Beer (0.33 liter bottle)

$5.46 €4.85

$2.17 ₱137

151.61%

Milk (1 liter)

$1.26 €1.12

$1.92 ₱121

-34.37%

White Bread (500g)

$2.10 €1.87

$1.36 ₱85.4

54.41%

Rice (white) (1kg)

$3.62 €3.22

$1.01 ₱63.5

258.42%

Eggs

$3.74 €3.33

$2.03 ₱128

84.24%

Local Cheese (1kg)

$13.16 €11.70

$9.86 ₱621

33.47%

Chicken Fillets (1kg)

$12.34 €10.98

$4.39 ₱277

181.09%

Beef Round Steak (1kg)

$23.32 €20.75

$7.60 ₱479

206.84%

Apples (1kg)

$3.01 €2.68

$3.30 ₱208

-8.79%

Banana (1kg)

$1.99 €1.77

$1.39 ₱87.8

43.17%

Oranges (1kg)

$2.39 €2.12

$2.33 ₱147

2.58%

Tomato (1kg)

$4.17 €3.71

$1.50 ₱94.3

178.00%

Potato (1kg)

$1.40 €1.25

$2.36 ₱149

-40.68%

Onion (1kg)

$1.19 €1.06

$1.90 ₱119

-37.37%

Lettuce (1 head)

$1.61 €1.43

$1.19 ₱74.9

35.29%

Water (1.5 liter bottle)

$1.04 €0.92

$0.63 ₱39.71

65.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.98 €8.88

$3.00 ₱189

232.67%

Wine (Bottle)

$6.58 €5.86

$6.03 ₱379

9.12%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.23 ₱77.7

-11.38%

Imported Beer (0.33 liter bottle)

$1.55 €1.38

$1.75 ₱110

-11.43%

One-way Ticket (Public Transport)

$3.42 €3.04

$0.25 ₱15.86

1268.00%

Public Transport Monthly Pass (Regular Price)

$60.6 €53.9

$12.64 ₱796

379.43%

Taxi Start (Normal Tariff)

$5.06 €4.50

$0.77 ₱48.62

557.14%

Taxi (Normal Tariff) (1km)

$2.20 €1.95

$0.23 ₱14.53

856.52%

Taxi 1hour Waiting (Normal Tariff)

$34.02 €30.26

$4.46 ₱281

662.78%

Gasoline (1 liter)

$2.26 €2.01

$1.31 ₱82.8

72.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €28.8K

$21.2K ₱1.3M

52.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$19.1K ₱1.2M

99.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$300 €267

$120 ₱7,569

149.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.28 €22.49

$14.00 ₱882

80.57%

Internet (50+ Mbps, Unlimited Data)

$41.06 €36.52

$27.54 ₱1,734

49.09%

Gym Membership (Monthly)

$39.80 €35.41

$32.33 ₱2,035

23.11%

Tennis Court (1 Hour on Weekend)

$23.10 €20.55

$6.65 ₱419

247.37%

Cinema Ticket

$13.54 €12.05

$5.65 ₱356

139.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$465 €414

$275 ₱17.3K

69.06%

International Primary School, 1 Child (Yearly)

$21.8K €19.4K

$7,918 ₱498.5K

174.93%

Jeans (Levis 501 Or Similar)

$88.8 €79.0

$49.33 ₱3,106

80.05%

Summer Dress (H&M, Zara, etc)

$41.10 €36.56

$25.24 ₱1,589

62.84%

Sport Shoes (Adidas, Nike)

$105 €93.3

$77.0 ₱4,846

36.28%

Men's Leather Business Shoes

$130 €116

$57.2 ₱3,601

127.20%

1-bedroom Apartment, City Center (Monthly)

$716 €637

$500 ₱31.5K

43.40%

1-bedroom Apartment, Outside City Center (Monthly)

$584 €519

$309 ₱19.4K

88.95%

3-bedroom Apartment, City Center (Monthly)

$1,425 €1,267

$1,078 ₱67.9K

32.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,128 €1,004

$615 ₱38.7K

83.38%

Buy Apartment in City Center (m2)

$3,248 €2,889

$2,886 ₱181.7K

12.55%

Buy Apartment Outside City Center (m2)

$4,481 €3,985

$1,917 ₱120.7K

133.78%

Average Monthly Net Salary (After Tax)

$2,002 €1,781

$346 ₱21.8K

478.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

7.2

-45.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krefeld: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krefeld

$583 30.7%

Cebu

$309 33.6% 47.1% $275

Monthly Utilities & Internet

Krefeld

$366 19.3%

Cebu

$162 17.6% 55.9% $205

Groceries & Markets

Krefeld

$339 17.8%

Cebu

$206 22.4% 39.2% $133

Eating Out

Krefeld

$289 15.2%

Cebu

$88 9.6% 69.4% $200

Clothing & Footwear

Krefeld

$164 8.6%

Cebu

$94 10.2% 42.8% $70

Getting Around

Krefeld

$90 4.8%

Cebu

$16 1.7% 82.8% $75

Sport & Entertainment

Krefeld

$67 3.5%

Cebu

$44 4.8% 34.8% $23

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Krefeld and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Krefeld pays 479% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Krefeld vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $339 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Krefeld

🇵🇭 Cebu

🕒 Local time

04:00 4:00 AM

10:00 10:00 AM

6 h ahead of Krefeld

🌤 Weather

👥 Population

222,058

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Krefeld Cebu 10,920 km ≈ 14 h nonstop flight

From you

Krefeld
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krefeld vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 107% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 479% higher in Krefeld, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $716 in Krefeld versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,899 per month in Krefeld versus $918 in Cebu – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 379% less than in Krefeld. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,899 in Krefeld, a $1,500 budget is realistic in Cebu but tight or insufficient in Krefeld. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Krefeld, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Krefeld and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 107% less than in Krefeld. Beyond cost, consider language, visa policies, and how big the international community is in each city.