Last update: Oct 2026

Cost of Living Comparison Between Kozani and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,284 in Kozani, rent and utilities included – about $4,200 less a year. Rent and utilities account for about half of the difference.

63

Cost of Living Index in Kozani
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Kozani Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Kozani

🇬🇷 Greece

$1,284

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Kozani and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kozani and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,284 per month in Kozani vs $938 in Chiang Mai, rent included.

Kozani $1,284
Chiang Mai $938

A couple spends around $1,879 per month in Kozani vs $1,426 in Chiang Mai, rent included.

Kozani $1,879
Chiang Mai $1,426

A family of three spends $2,474 per month in Kozani vs $1,914 in Chiang Mai, rent included.

Kozani $2,474
Chiang Mai $1,914

Kozani costs about 37% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Kozani and Chiang Mai are more affordable than the global median – Kozani 5% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$11.21 €9.97

$2.26 ฿75.4

396.02%

Three-Course Dinner for Two, Mid-Range

$44.18 €39.30

$19.18 ฿641

130.34%

Fast Food Meal (McDonalds, etc)

$10.96 €9.74

$5.59 ฿187

96.06%

Cappuccino

$2.84 €2.53

$1.72 ฿57.6

65.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 €1.45

$0.64 ฿21.54

156.25%

Water (0.33 liter bottle)

$0.54 €0.48

$0.33 ฿11.18

63.64%

Local Beer (0.5 liter draught)

$4.56 €4.05

$2.36 ฿78.7

93.22%

Imported Beer (0.33 liter bottle)

$4.84 €4.31

$3.90 ฿130

24.10%

Milk (1 liter)

$1.64 €1.46

$2.05 ฿68.6

-20.00%

White Bread (500g)

$1.71 €1.52

$1.40 ฿46.70

22.14%

Rice (white) (1kg)

$1.94 €1.72

$1.28 ฿42.89

51.56%

Eggs

$3.33 €2.96

$2.25 ฿75.3

48.00%

Local Cheese (1kg)

$13.16 €11.70

$16.94 ฿566

-22.31%

Chicken Fillets (1kg)

$8.38 €7.46

$2.74 ฿91.6

205.84%

Beef Round Steak (1kg)

$12.61 €11.21

$9.36 ฿313

34.72%

Apples (1kg)

$1.65 €1.47

$2.40 ฿80.3

-31.25%

Banana (1kg)

$1.64 €1.46

$1.01 ฿33.92

62.38%

Oranges (1kg)

$1.54 €1.37

$1.61 ฿53.9

-4.35%

Tomato (1kg)

$1.62 €1.44

$1.52 ฿50.7

6.58%

Potato (1kg)

$1.01 €0.90

$1.28 ฿42.90

-21.09%

Onion (1kg)

$0.85 €0.75

$1.11 ฿37.22

-23.42%

Lettuce (1 head)

$1.27 €1.13

$0.72 ฿24.09

76.39%

Water (1.5 liter bottle)

$0.89 €0.79

$0.52 ฿17.54

71.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 €4.55

$4.33 ฿145

18.24%

Wine (Bottle)

$8.81 €7.83

$17.73 ฿593

-50.31%

Local Beer (0.5 liter bottle)

$1.99 €1.77

$1.63 ฿54.4

22.09%

Imported Beer (0.33 liter bottle)

$3.13 €2.79

$2.85 ฿95.3

9.82%

One-way Ticket (Public Transport)

$1.65 €1.47

$0.85 ฿28.31

94.12%

Public Transport Monthly Pass (Regular Price)

$41.77 €37.16

$53.9 ฿1,801

-22.50%

Taxi Start (Normal Tariff)

$4.15 €3.69

$1.17 ฿39.18

254.70%

Taxi (Normal Tariff) (1km)

$1.11 €0.98

$0.57 ฿19.00

94.74%

Taxi 1hour Waiting (Normal Tariff)

$16.64 €14.80

$2.37 ฿79.2

602.11%

Gasoline (1 liter)

$1.97 €1.75

$1.45 ฿48.32

35.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K €25.2K

$20.5K ฿684.3K

38.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K €27.7K

$26.5K ฿886.1K

17.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €193

$62.3 ฿2,083

247.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.22 €20.66

$12.27 ฿410

89.24%

Internet (50+ Mbps, Unlimited Data)

$29.90 €26.60

$19.97 ฿668

49.72%

Gym Membership (Monthly)

$43.48 €38.68

$37.91 ฿1,267

14.69%

Tennis Court (1 Hour on Weekend)

$23.90 €21.26

$3.76 ฿126

535.64%

Cinema Ticket

$8.70 €7.73

$6.71 ฿224

29.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €357

$797 ฿26.6K

-49.69%

International Primary School, 1 Child (Yearly)

$9,068 €8,066

$14.8K ฿495.7K

-38.86%

Jeans (Levis 501 Or Similar)

$84.6 €75.2

$53.3 ฿1,780

58.80%

Summer Dress (H&M, Zara, etc)

$45.09 €40.10

$25.05 ฿837

80.00%

Sport Shoes (Adidas, Nike)

$82.5 €73.4

$91.6 ฿3,062

-9.97%

Men's Leather Business Shoes

$61.2 €54.5

$73.5 ฿2,455

-16.63%

1-bedroom Apartment, City Center (Monthly)

$387 €344

$464 ฿15.5K

-16.67%

1-bedroom Apartment, Outside City Center (Monthly)

$314 €280

$305 ฿10.2K

3.19%

3-bedroom Apartment, City Center (Monthly)

$511 €454

$915 ฿30.6K

-44.21%

3-bedroom Apartment, Outside City Center (Monthly)

$428 €380

$552 ฿18.5K

-22.58%

Buy Apartment in City Center (m2)

$2,180 €1,939

$1,912 ฿63.9K

14.01%

Buy Apartment Outside City Center (m2)

$1,867 €1,661

$1,438 ฿48.1K

29.81%

Average Monthly Net Salary (After Tax)

$1,086 €966

$595 ฿19.9K

82.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.26

5.57

-23.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kozani: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kozani

$314 24.5%

Chiang Mai

$305 32.5% 3.1% $9.7

Monthly Utilities & Internet

Kozani

$270 21%

Chiang Mai

$95 10.1% 64.9% $175

Groceries & Markets

Kozani

$260 20.3%

Chiang Mai

$238 25.4% 8.6% $23

Eating Out

Kozani

$198 15.4%

Chiang Mai

$79 8.4% 60.1% $119

Clothing & Footwear

Kozani

$123 9.6%

Chiang Mai

$110 11.7% 11% $14

Sport & Entertainment

Kozani

$61 4.7%

Chiang Mai

$51 5.5% 15.7% $9.5

Getting Around

Kozani

$58 4.5%

Chiang Mai

$61 6.5% 5.6% $3.3

Cost Breakdown

A central one-bedroom costs $387 in Kozani versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 82% higher in Kozani, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Kozani versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $260 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇬🇷 Kozani

🇹🇭 Chiang Mai

🕒 Local time

13:26 1:26 PM

17:26 5:26 PM

4 h ahead of Kozani

🌤 Weather

👥 Population

35,242

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Kozani Chiang Mai 7,600 km ≈ 10 h nonstop flight

From you

Kozani
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kozani vs Chiang Mai: Cost of Living - Frequently Asked Questions

Kozani costs about 37% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,927 per month in Kozani and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $401 per month in Kozani and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Kozani, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Kozani at $1,284. In Chiang Mai it covers expenses comfortably, while in Kozani it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,284 in Kozani. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kozani makes more sense. Both are solid long-term options with distinct trade-offs.