Cost of Living Comparison Between Kotor and Phuket Cost of Living Comparison Between Kotor and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,555 in Kotor versus $1,265 in Phuket.

Estimated couple costs with rent: $2,513 in Kotor versus $2,089 in Phuket.

Monthly costs for a family of three with rent: $3,470 in Kotor versus $2,913 in Phuket.

Living in Kotor is roughly 23% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Kotor is 13% above, Phuket is 8% below.

Meal at Budget Restaurant

$11.76 €10.11

$4.66 ฿153

152.36%

Three-Course Dinner for Two, Mid-Range

$62.1 €53.4

$32.22 ฿1,059

92.86%

Fast Food Meal (McDonalds, etc)

$11.74 €10.09

$8.68 ฿285

35.25%

Cappuccino

$3.19 €2.75

$2.90 ฿95.3

10.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 €2.24

$0.84 ฿27.75

210.71%

Water (0.33 liter bottle)

$1.61 €1.38

$0.49 ฿16.08

228.57%

Local Beer (0.5 liter draught)

$2.87 €2.46

$2.48 ฿81.6

15.73%

Imported Beer (0.33 liter bottle)

$4.30 €3.70

$3.73 ฿123

15.28%

Milk (1 liter)

$1.42 €1.22

$1.89 ฿62.0

-24.87%

White Bread (500g)

$1.05 €0.91

$1.41 ฿46.31

-25.53%

Rice (white) (1kg)

$2.13 €1.83

$1.62 ฿53.3

31.48%

Eggs

$3.57 €3.07

$2.24 ฿73.7

59.37%

Local Cheese (1kg)

$9.38 €8.07

$19.84 ฿652

-52.72%

Chicken Fillets (1kg)

$8.61 €7.40

$3.48 ฿114

147.41%

Beef Round Steak (1kg)

$12.55 €10.79

$11.37 ฿374

10.38%

Apples (1kg)

$1.34 €1.15

$2.90 ฿95.3

-53.79%

Banana (1kg)

$1.77 €1.52

$1.72 ฿56.7

2.91%

Oranges (1kg)

$1.61 €1.38

$2.27 ฿74.7

-29.07%

Tomato (1kg)

$2.40 €2.07

$2.13 ฿70.1

12.68%

Potato (1kg)

$0.92 €0.79

$1.47 ฿48.49

-37.41%

Onion (1kg)

$1.05 €0.90

$1.42 ฿46.69

-26.06%

Lettuce (1 head)

$1.74 €1.50

$1.10 ฿36.08

58.18%

Water (1.5 liter bottle)

$0.89 €0.76

$0.60 ฿19.66

48.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.57 €3.93

$4.31 ฿142

6.03%

Wine (Bottle)

$8.09 €6.95

$18.60 ฿612

-56.51%

Local Beer (0.5 liter bottle)

$1.12 €0.97

$1.80 ฿59.2

-37.78%

Imported Beer (0.33 liter bottle)

$1.89 €1.63

$2.97 ฿97.5

-36.36%

One-way Ticket (Public Transport)

$1.73 €1.48

$2.25 ฿73.8

-23.11%

Public Transport Monthly Pass (Regular Price)

$45.99 €39.55

$23.49 ฿772

95.79%

Taxi Start (Normal Tariff)

$0.80 €0.69

$3.10 ฿102

-74.19%

Taxi (Normal Tariff) (1km)

$1.19 €1.02

$1.08 ฿35.39

10.19%

Taxi 1hour Waiting (Normal Tariff)

$11.48 €9.87

$3.87 ฿127

196.64%

Gasoline (1 liter)

$1.82 €1.56

$1.43 ฿46.93

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K €25.5K

$27.8K ฿913.6K

6.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K €23.4K

$27.0K ฿887.2K

0.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €113

$105 ฿3,446

25.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.70 €15.22

$11.39 ฿375

55.40%

Internet (50+ Mbps, Unlimited Data)

$34.43 €29.61

$17.54 ฿577

96.29%

Gym Membership (Monthly)

$46.12 €39.65

$54.3 ฿1,787

-15.13%

Tennis Court (1 Hour on Weekend)

$21.21 €18.24

$11.44 ฿376

85.40%

Cinema Ticket

$6.55 €5.63

$7.78 ฿256

-15.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 €314

$576 ฿19.0K

-36.55%

International Primary School, 1 Child (Yearly)

$7,648 €6,576

$11.6K ฿380.8K

-33.96%

Jeans (Levis 501 Or Similar)

$90.7 €78.0

$63.6 ฿2,092

42.55%

Summer Dress (H&M, Zara, etc)

$47.39 €40.74

$29.10 ฿957

62.85%

Sport Shoes (Adidas, Nike)

$99.4 €85.5

$96.2 ฿3,164

3.35%

Men's Leather Business Shoes

$116 €99.6

$90.0 ฿2,960

28.72%

1-bedroom Apartment, City Center (Monthly)

$694 €596

$733 ฿24.1K

-5.39%

1-bedroom Apartment, Outside City Center (Monthly)

$686 €589

$501 ฿16.5K

36.88%

3-bedroom Apartment, City Center (Monthly)

$1,417 €1,218

$2,126 ฿69.9K

-33.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,375 €1,182

$1,252 ฿41.2K

9.76%

Buy Apartment in City Center (m2)

$4,048 €3,481

$3,534 ฿116.2K

14.56%

Buy Apartment Outside City Center (m2)

$2,954 €2,540

$2,622 ฿86.2K

12.65%

Average Monthly Net Salary (After Tax)

$971 €835

$508 ฿16.7K

91.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.57

6.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: September 7, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $694 in Kotor and $733 in Phuket. Housing cost is often the main lever when comparing two cities.

Kotor pays 91% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Kotor vs $32.00 in Phuket. Groceries flip the comparison at $240 vs $275, with Kotor cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 91% higher in Kotor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $694 in Kotor versus $733 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $366 in Kotor versus $576 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Kotor pay roughly 14% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,265 in Phuket versus $1,555 in Kotor, a $1,500 budget is realistic in Phuket but tight or insufficient in Kotor. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kotor and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 23% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.