Last update: Oct 2026

Cost of Living Comparison Between Kotor and Phuket

For one person, living is cheaper in Phuket: $1,208 a month against $1,543 in Kotor, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Kotor
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Kotor Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Kotor

🇲🇪 Montenegro

$1,543

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotor and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotor and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,543 in Kotor versus $1,208 in Phuket.

Kotor $1,543
Phuket $1,208

Estimated couple costs with rent: $2,446 in Kotor versus $2,027 in Phuket.

Kotor $2,446
Phuket $2,027

Monthly costs for a family of three with rent: $3,350 in Kotor versus $2,845 in Phuket.

Kotor $3,350
Phuket $2,845

Living in Kotor is roughly 28% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kotor is 14% above, Phuket is 11% below.

Meal at Budget Restaurant

$11.27 €10.03

$4.40 ฿147

156.14%

Three-Course Dinner for Two, Mid-Range

$59.7 €53.1

$32.26 ฿1,078

84.90%

Fast Food Meal (McDonalds, etc)

$11.34 €10.08

$8.76 ฿293

29.45%

Cappuccino

$3.22 €2.86

$2.83 ฿94.5

13.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.22

$0.90 ฿30.14

177.78%

Water (0.33 liter bottle)

$1.47 €1.30

$0.47 ฿15.56

212.77%

Local Beer (0.5 liter draught)

$3.02 €2.69

$2.55 ฿85.2

18.43%

Imported Beer (0.33 liter bottle)

$4.16 €3.70

$3.83 ฿128

8.62%

Milk (1 liter)

$1.33 €1.18

$1.73 ฿57.7

-23.12%

White Bread (500g)

$0.93 €0.83

$1.47 ฿49.11

-36.73%

Rice (white) (1kg)

$1.98 €1.76

$1.51 ฿50.6

31.13%

Eggs

$3.57 €3.18

$2.17 ฿72.7

64.52%

Local Cheese (1kg)

$8.78 €7.81

$19.70 ฿658

-55.43%

Chicken Fillets (1kg)

$8.49 €7.55

$3.34 ฿112

154.19%

Beef Round Steak (1kg)

$12.57 €11.18

$11.16 ฿373

12.63%

Apples (1kg)

$1.27 €1.13

$2.85 ฿95.1

-55.44%

Banana (1kg)

$1.68 €1.49

$1.70 ฿56.9

-1.18%

Oranges (1kg)

$1.55 €1.38

$2.19 ฿73.3

-29.22%

Tomato (1kg)

$2.42 €2.15

$2.05 ฿68.4

18.05%

Potato (1kg)

$0.88 €0.79

$1.45 ฿48.57

-39.31%

Onion (1kg)

$1.07 €0.95

$1.38 ฿46.16

-22.46%

Lettuce (1 head)

$1.44 €1.28

$1.07 ฿35.69

34.58%

Water (1.5 liter bottle)

$0.86 €0.76

$0.51 ฿16.91

68.63%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 €3.92

$4.26 ฿142

3.52%

Wine (Bottle)

$7.95 €7.07

$18.58 ฿621

-57.21%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.78 ฿59.7

-36.52%

Imported Beer (0.33 liter bottle)

$1.75 €1.55

$2.85 ฿95.2

-38.60%

One-way Ticket (Public Transport)

$1.66 €1.48

$2.26 ฿75.6

-26.55%

Public Transport Monthly Pass (Regular Price)

$44.59 €39.67

$22.10 ฿738

101.76%

Taxi Start (Normal Tariff)

$0.79 €0.70

$3.01 ฿101

-73.75%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$1.06 ฿35.34

2.83%

Taxi 1hour Waiting (Normal Tariff)

$11.32 €10.07

$3.86 ฿129

193.26%

Gasoline (1 liter)

$1.70 €1.52

$1.45 ฿48.45

17.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.5K

$26.3K ฿879.9K

4.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K €21.2K

$26.9K ฿900.4K

-11.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €113

$96.4 ฿3,221

32.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.30 €15.39

$11.04 ฿369

56.70%

Internet (50+ Mbps, Unlimited Data)

$32.15 €28.60

$17.14 ฿573

87.57%

Gym Membership (Monthly)

$45.75 €40.69

$52.2 ฿1,744

-12.32%

Tennis Court (1 Hour on Weekend)

$19.82 €17.63

$11.16 ฿373

77.60%

Cinema Ticket

$6.30 €5.60

$7.81 ฿261

-19.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 €298

$556 ฿18.6K

-39.79%

International Primary School, 1 Child (Yearly)

$7,192 €6,398

$11.6K ฿387.0K

-37.89%

Jeans (Levis 501 Or Similar)

$88.9 €79.0

$64.2 ฿2,146

38.41%

Summer Dress (H&M, Zara, etc)

$44.84 €39.88

$28.69 ฿959

56.29%

Sport Shoes (Adidas, Nike)

$96.0 €85.4

$95.4 ฿3,187

0.63%

Men's Leather Business Shoes

$107 €95.0

$88.0 ฿2,940

21.35%

1-bedroom Apartment, City Center (Monthly)

$683 €607

$737 ฿24.6K

-7.41%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €591

$462 ฿15.5K

43.79%

3-bedroom Apartment, City Center (Monthly)

$1,343 €1,195

$2,095 ฿70.0K

-35.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,176

$1,201 ฿40.1K

10.12%

Buy Apartment in City Center (m2)

$3,875 €3,447

$3,488 ฿116.6K

11.10%

Buy Apartment Outside City Center (m2)

$2,840 €2,526

$2,523 ฿84.3K

12.55%

Average Monthly Net Salary (After Tax)

$950 €845

$501 ฿16.7K

89.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.57

6.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: October 19, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotor

$665 43.1%

Phuket

$462 38.3% 30.5% $202

Groceries & Markets

Kotor

$232 15%

Phuket

$269 22.2% 15.9% $37

Eating Out

Kotor

$202 13.1%

Phuket

$121 10% 40% $81

Monthly Utilities & Internet

Kotor

$177 11.5%

Phuket

$125 10.3% 29.6% $52

Clothing & Footwear

Kotor

$151 9.8%

Phuket

$124 10.3% 17.9% $27

Sport & Entertainment

Kotor

$58 3.8%

Phuket

$68 5.6% 16.2% $9.5

Getting Around

Kotor

$57 3.7%

Phuket

$39 3.3% 31.4% $18

Cost Breakdown

A one-bedroom apartment in the center runs $683 in Kotor and $737 in Phuket. Housing cost is often the main lever when comparing two cities.

Kotor pays 90% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Kotor vs $32.00 in Phuket. Groceries flip the comparison at $232 vs $269, with Kotor cheaper for home cooking.

Good to know

🇲🇪 Kotor

🇹🇭 Phuket

🕒 Local time

14:14 2:14 PM

19:14 7:14 PM

5 h ahead of Kotor

🌤 Weather

👥 Population

13,000

79,308

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Kotor Phuket 8,570 km ≈ 11 h nonstop flight

From you

Kotor
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in eating out, clothing, and transport. The 28% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 90% higher in Kotor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $683 in Kotor versus $737 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $335 in Kotor versus $556 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Kotor pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,208 in Phuket versus $1,543 in Kotor, a $1,500 budget is realistic in Phuket but tight or insufficient in Kotor. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kotor and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 28% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.