Cost of Living Comparison Between Kota Bharu and Ubud, Bali Cost of Living Comparison Between Kota Bharu and Ubud, Bali

Monthly Cost of Living

A single person spends $709 per month in Kota Bharu vs $1,379 in Ubud, Bali, rent included.

A couple spends around $1,061 per month in Kota Bharu vs $2,363 in Ubud, Bali, rent included.

A family of three spends $1,412 per month in Kota Bharu vs $3,347 in Ubud, Bali, rent included.

Kota Bharu is about 49% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kota Bharu sits 48% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.19 MYR 8.84

$3.31 Rp 58.9K

-33.84%

Three-Course Dinner for Two, Mid-Range

$15.50 MYR 62.6

$39.08 Rp 694.5K

-60.34%

Fast Food Meal (McDonalds, etc)

$5.01 MYR 20.24

$5.62 Rp 99.8K

-10.85%

Cappuccino

$2.19 MYR 8.84

$2.64 Rp 46.9K

-17.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 MYR 2.05

$1.58 Rp 28.2K

-67.72%

Water (0.33 liter bottle)

$0.28 MYR 1.14

$0.71 Rp 12.6K

-60.56%

Local Beer (0.5 liter draught)

$2.44 MYR 9.84

$2.73 Rp 48.5K

-10.62%

Imported Beer (0.33 liter bottle)

$4.40 MYR 17.77

$4.32 Rp 76.8K

1.85%

Milk (1 liter)

$1.56 MYR 6.28

$1.54 Rp 27.4K

1.30%

White Bread (500g)

$0.92 MYR 3.70

$2.30 Rp 40.8K

-60.00%

Rice (white) (1kg)

$0.84 MYR 3.39

$1.03 Rp 18.3K

-18.45%

Eggs

$1.55 MYR 6.24

$2.12 Rp 37.7K

-26.89%

Local Cheese (1kg)

$15.48 MYR 62.6

$17.30 Rp 307.5K

-10.52%

Chicken Fillets (1kg)

$3.12 MYR 12.62

$4.03 Rp 71.6K

-22.58%

Beef Round Steak (1kg)

$6.52 MYR 26.34

$12.42 Rp 220.8K

-47.50%

Apples (1kg)

$2.40 MYR 9.70

$3.70 Rp 65.7K

-35.14%

Banana (1kg)

$1.46 MYR 5.90

$1.62 Rp 28.7K

-9.88%

Oranges (1kg)

$2.29 MYR 9.24

$2.27 Rp 40.3K

0.88%

Tomato (1kg)

$1.12 MYR 4.54

$1.99 Rp 35.4K

-43.72%

Potato (1kg)

$0.88 MYR 3.57

$1.83 Rp 32.5K

-51.91%

Onion (1kg)

$0.80 MYR 3.22

$2.25 Rp 40.1K

-64.44%

Lettuce (1 head)

$0.71 MYR 2.86

$1.04 Rp 18.6K

-31.73%

Water (1.5 liter bottle)

$0.45 MYR 1.84

$0.56 Rp 10.0K

-19.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 MYR 13.64

$2.22 Rp 39.5K

52.25%

Wine (Bottle)

$21.56 MYR 87.1

$23.22 Rp 412.7K

-7.15%

Local Beer (0.5 liter bottle)

$2.50 MYR 10.11

$2.39 Rp 42.5K

4.60%

Imported Beer (0.33 liter bottle)

$3.61 MYR 14.59

$2.87 Rp 51.1K

25.78%

One-way Ticket (Public Transport)

$0.76 MYR 3.09

$0.25 Rp 4,416

204.00%

Public Transport Monthly Pass (Regular Price)

$12.55 MYR 50.7

$7.17 Rp 127.4K

75.03%

Taxi Start (Normal Tariff)

$1.26 MYR 5.11

$0.46 Rp 8,163

173.91%

Taxi (Normal Tariff) (1km)

$0.51 MYR 2.05

$0.46 Rp 8,235

10.87%

Taxi 1hour Waiting (Normal Tariff)

$3.63 MYR 14.68

$5.70 Rp 101.2K

-36.32%

Gasoline (1 liter)

$0.48 MYR 1.93

$0.76 Rp 13.6K

-36.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K MYR 127.5K

$24.6K Rp 436.7M

28.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K MYR 115.2K

$31.0K Rp 551.5M

-8.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.0 MYR 206

$82.2 Rp 1.5M

-37.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.40 MYR 33.94

$6.33 Rp 112.5K

32.70%

Internet (50+ Mbps, Unlimited Data)

$27.51 MYR 111

$18.54 Rp 329.6K

48.38%

Gym Membership (Monthly)

$49.56 MYR 200

$56.1 Rp 996.2K

-11.58%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.30 MYR 17.39

$4.26 Rp 75.8K

0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$124 MYR 500

$489 Rp 8.7M

-74.70%

International Primary School, 1 Child (Yearly)

$5,037 MYR 20.4K

$5,793 Rp 103.0M

-13.04%

Jeans (Levis 501 Or Similar)

$54.1 MYR 219

$45.98 Rp 817.3K

17.64%

Summer Dress (H&M, Zara, etc)

$19.56 MYR 79.0

$35.86 Rp 637.4K

-45.45%

Sport Shoes (Adidas, Nike)

$74.0 MYR 299

$79.5 Rp 1.4M

-6.95%

Men's Leather Business Shoes

$87.8 MYR 355

$80.9 Rp 1.4M

8.43%

1-bedroom Apartment, City Center (Monthly)

$244 MYR 985

$1,144 Rp 20.3M

-78.69%

1-bedroom Apartment, Outside City Center (Monthly)

$126 MYR 507

$692 Rp 12.3M

-81.86%

3-bedroom Apartment, City Center (Monthly)

$681 MYR 2,753

$3,532 Rp 62.8M

-80.71%

3-bedroom Apartment, Outside City Center (Monthly)

$224 MYR 906

$1,709 Rp 30.4M

-86.89%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$296 MYR 1,197

$169 Rp 3.0M

74.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.43

13.78

-67.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kota Bharu: August 16, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $244 in Kota Bharu versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Kota Bharu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $15.00 in Kota Bharu versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $227 vs $293 – making Kota Bharu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kota Bharu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 95% more than Kota Bharu, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,063 per month in Kota Bharu and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kota Bharu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 75% less in Kota Bharu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $124 per month in Kota Bharu and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kota Bharu, where all-in costs run around $709, than in Ubud, Bali at $1,379. In Kota Bharu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kota Bharu costs $709 versus $1,379 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kota Bharu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.