Last update: Oct 2026

Cost of Living Comparison Between Kostanay and Ubud, Bali

For one person, living is cheaper in Kostanay: $962 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Kostanay
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Kostanay Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kostanay

🇰🇿 Kazakhstan

$962

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Kostanay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kostanay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $962 per month in Kostanay vs $1,353 in Ubud, Bali, rent included.

Kostanay $962
Ubud, Bali $1,353

A couple spends around $1,452 per month in Kostanay vs $2,297 in Ubud, Bali, rent included.

Kostanay $1,452
Ubud, Bali $2,297

A family of three spends $1,943 per month in Kostanay vs $3,241 in Ubud, Bali, rent included.

Kostanay $1,943
Ubud, Bali $3,241

Kostanay is about 29% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Kostanay sits 29% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.60 ₸2,532

$3.23 Rp 58.1K

73.37%

Three-Course Dinner for Two, Mid-Range

$28.73 ₸13.0K

$34.88 Rp 627.8K

-17.63%

Fast Food Meal (McDonalds, etc)

$7.05 ₸3,186

$5.70 Rp 102.5K

23.68%

Cappuccino

$2.18 ₸988

$2.62 Rp 47.1K

-16.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 ₸506

$1.72 Rp 31.0K

-34.88%

Water (0.33 liter bottle)

$0.86 ₸389

$0.81 Rp 14.6K

6.17%

Local Beer (0.5 liter draught)

$1.45 ₸656

$2.65 Rp 47.7K

-45.28%

Imported Beer (0.33 liter bottle)

$2.61 ₸1,181

$4.37 Rp 78.6K

-40.27%

Milk (1 liter)

$1.22 ₸550

$1.57 Rp 28.3K

-22.29%

White Bread (500g)

$0.52 ₸235

$2.19 Rp 39.5K

-76.26%

Rice (white) (1kg)

$1.05 ₸474

$1.18 Rp 21.2K

-11.02%

Eggs

$2.27 ₸1,026

$2.16 Rp 38.8K

5.09%

Local Cheese (1kg)

$10.21 ₸4,614

$17.65 Rp 317.7K

-42.15%

Chicken Fillets (1kg)

$5.72 ₸2,585

$3.78 Rp 68.0K

51.32%

Beef Round Steak (1kg)

$8.33 ₸3,767

$11.95 Rp 215.1K

-30.29%

Apples (1kg)

$1.61 ₸730

$3.60 Rp 64.8K

-55.28%

Banana (1kg)

$2.37 ₸1,071

$1.59 Rp 28.6K

49.06%

Oranges (1kg)

$1.84 ₸831

$2.31 Rp 41.6K

-20.35%

Tomato (1kg)

$2.32 ₸1,047

$1.91 Rp 34.3K

21.47%

Potato (1kg)

$0.58 ₸264

$1.78 Rp 32.1K

-67.42%

Onion (1kg)

$0.68 ₸308

$2.33 Rp 41.9K

-70.82%

Lettuce (1 head)

$1.21 ₸548

$1.00 Rp 18.0K

21.00%

Water (1.5 liter bottle)

$0.88 ₸399

$0.53 Rp 9,509

66.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.51 ₸1,135

$2.29 Rp 41.1K

9.61%

Wine (Bottle)

$8.47 ₸3,827

$22.07 Rp 397.3K

-61.62%

Local Beer (0.5 liter bottle)

$1.10 ₸495

$2.35 Rp 42.2K

-53.19%

Imported Beer (0.33 liter bottle)

$2.37 ₸1,071

$2.98 Rp 53.6K

-20.47%

One-way Ticket (Public Transport)

$0.31 ₸142

$0.23 Rp 4,112

34.78%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.95 ₸430

$0.47 Rp 8,466

102.13%

Taxi (Normal Tariff) (1km)

$1.14 ₸516

$0.43 Rp 7,737

165.12%

Taxi 1hour Waiting (Normal Tariff)

$6.09 ₸2,755

$5.47 Rp 98.4K

11.33%

Gasoline (1 liter)

$0.58 ₸263

$0.83 Rp 14.9K

-30.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K ₸13.7M

$23.9K Rp 429.8M

26.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K ₸13.8M

$32.8K Rp 590.1M

-6.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.8 ₸34.7K

$80.0 Rp 1.4M

-3.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.97 ₸4,961

$6.56 Rp 118.1K

67.23%

Internet (50+ Mbps, Unlimited Data)

$15.99 ₸7,229

$18.60 Rp 334.8K

-14.03%

Gym Membership (Monthly)

$48.26 ₸21.8K

$54.1 Rp 974.1K

-10.83%

Tennis Court (1 Hour on Weekend)

$20.11 ₸9,091

$18.28 Rp 329.0K

10.01%

Cinema Ticket

$4.40 ₸1,989

$4.25 Rp 76.5K

3.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 ₸94.5K

$493 Rp 8.9M

-57.55%

International Primary School, 1 Child (Yearly)

$6,498 ₸2.9M

$5,597 Rp 100.7M

16.09%

Jeans (Levis 501 Or Similar)

$96.3 ₸43.5K

$45.58 Rp 820.4K

111.34%

Summer Dress (H&M, Zara, etc)

$53.8 ₸24.3K

$34.96 Rp 629.4K

53.75%

Sport Shoes (Adidas, Nike)

$107 ₸48.6K

$77.7 Rp 1.4M

38.24%

Men's Leather Business Shoes

$93.7 ₸42.3K

$78.5 Rp 1.4M

19.27%

1-bedroom Apartment, City Center (Monthly)

$402 ₸181.7K

$1,131 Rp 20.4M

-64.48%

1-bedroom Apartment, Outside City Center (Monthly)

$321 ₸144.9K

$673 Rp 12.1M

-52.36%

3-bedroom Apartment, City Center (Monthly)

$598 ₸270.1K

$3,613 Rp 65.0M

-83.46%

3-bedroom Apartment, Outside City Center (Monthly)

$494 ₸223.4K

$1,702 Rp 30.6M

-70.96%

Buy Apartment in City Center (m2)

$1,218 ₸550.5K

$2,717 Rp 48.9M

-55.18%

Buy Apartment Outside City Center (m2)

$925 ₸418.0K

$2,241 Rp 40.3M

-58.74%

Average Monthly Net Salary (After Tax)

$657 ₸297.0K

$166 Rp 3.0M

294.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.5

13.78

34.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kostanay: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kostanay

$321 33.4%

Ubud, Bali

$673 49.7% 110% $352

Groceries & Markets

Kostanay

$202 21%

Ubud, Bali

$287 21.2% 42.3% $85

Clothing & Footwear

Kostanay

$158 16.4%

Ubud, Bali

$107 7.9% 32.6% $51

Eating Out

Kostanay

$113 11.7%

Ubud, Bali

$106 7.9% 5.4% $6.1

Monthly Utilities & Internet

Kostanay

$104 10.8%

Ubud, Bali

$105 7.8% 1.3% $1.4

Sport & Entertainment

Kostanay

$57 5.9%

Ubud, Bali

$63 4.6% 9.7% $5.6

Getting Around

Kostanay

$7.9 * 0.8%

Ubud, Bali

$12 0.9% 57.1% $4.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $402 in Kostanay versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 295% higher in Kostanay, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Kostanay versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $202 vs $287 – making Kostanay the more affordable choice for daily food spending.

Good to know

🇰🇿 Kostanay

🇮🇩 Ubud, Bali

🕒 Local time

19:24 7:24 PM

21:24 9:24 PM

2 h ahead of Kostanay

🌤 Weather

👥 Population

264,446

74,800

💱 Currency

Kazakhstani Tenge KZT ₸

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KZT = 2.21 USD

1,000 KZT = 1.97 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of October 20, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to KZT in detail →

On the map

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Highest

Between locations

Kostanay Ubud, Bali 8,400 km ≈ 11 h nonstop flight

From you

Kostanay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kostanay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 41% more than Kostanay, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,443 per month in Kostanay and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kostanay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $29.00 in Kostanay and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 42% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kostanay, where all-in costs run around $962, than in Ubud, Bali at $1,353. In Kostanay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kostanay costs $962 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kostanay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.