Last update: Oct 2026

Cost of Living Comparison Between Kololi and Cebu

For one person, living is cheaper in Kololi: $114 a month against $934 in Cebu, rent and utilities included – about $9,800 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Kololi

🇬🇲 Gambia

$114

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Kololi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kololi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $114 in Kololi versus $934 in Cebu.

Kololi $114
Cebu $934

Estimated couple costs with rent: $270 in Kololi versus $1,415 in Cebu.

Kololi $270
Cebu $1,415

Monthly costs for a family of three with rent: $425 in Kololi versus $1,896 in Cebu.

Kololi $425
Cebu $1,896

Living in Kololi costs roughly 88% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kololi 91% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.03 ₱190

Three-Course Dinner for Two, Mid-Range

$43.75 GMD 3,150

$23.48 ₱1,473

86.33%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.75 GMD 198

$2.52 ₱158

9.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 GMD 166

$1.54 ₱96.9

49.35%

Water (0.33 liter bottle)

$0.99 GMD 71.6

$0.49 ₱30.98

102.04%

Local Beer (0.5 liter draught)

$6.70 GMD 482

$1.79 ₱112

274.30%

Imported Beer (0.33 liter bottle)

$4.62 GMD 333

$2.26 ₱142

104.42%

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.31 GMD 94.0

$1.43 ₱89.7

-8.39%

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.65 GMD 479

$6.35 ₱398

4.72%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kololi: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kololi

–

Cebu

$309 33.5%

Groceries & Markets

Kololi

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Kololi

–

Cebu

$163 17.7%

Clothing & Footwear

Kololi

–

Cebu

$95 10.2%

Eating Out

Kololi

–

Cebu

$88 9.6%

Sport & Entertainment

Kololi

–

Cebu

$44 4.7%

Getting Around

Kololi

–

Cebu

$15 1.7%

Cost Breakdown

Dining out: $44.00 in Kololi vs $23.00 in Cebu. Groceries flip the comparison at $26.00 vs $210, with Kololi cheaper for home cooking.

Good to know

🇬🇲 Kololi

🇵🇭 Cebu

🕒 Local time

09:04 9:04 AM

17:04 5:04 PM

8 h ahead of Kololi

🌤 Weather

👥 Population

8,710

964,169

💱 Currency

Gambian Dalasi GMD D

Philippine Peso PHP ₱

📈 Exchange rate

100 GMD = 1.39 USD

100 GMD = 1.24 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 72 GMD (100 GMD = 1.39 USD). 1 EUR = 80.75 GMD (100 GMD = 1.24 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GMD in detail →

On the map

Lowest

Highest

Between locations

Kololi Cebu 14,930 km ≈ 19 h nonstop flight

From you

Kololi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kololi vs Cebu: Cost of Living - Frequently Asked Questions

Kololi is cheaper overall, especially in groceries, transport, and utilities. The 717% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $171 in Kololi and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 698% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Kololi – a meal for two runs $44.00 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Kololi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kololi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kololi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kololi gentler on the wallet – expenses run 717% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.