Last update: Oct 2026

Cost of Living Comparison Between Kokomo, IN and Chicago, IL

For one person, living is cheaper in Kokomo, IN: $2,013 a month against $3,185 in Chicago, IL, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

98

Cost of Living Index in Kokomo, IN
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Kokomo, IN Living Index
153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Kokomo, IN

🇺🇸 United States

$2,013

/mo nomad

Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Kokomo, IN and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kokomo, IN and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,013 per month in Kokomo, IN vs $3,185 in Chicago, IL, rent included.

Kokomo, IN $2,013
Chicago, IL $3,185

A couple spends around $2,867 per month in Kokomo, IN vs $4,631 in Chicago, IL, rent included.

Kokomo, IN $2,867
Chicago, IL $4,631

A family of three spends $3,720 per month in Kokomo, IN vs $6,077 in Chicago, IL, rent included.

Kokomo, IN $3,720
Chicago, IL $6,077

Kokomo, IN is about 37% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Kokomo, IN and Chicago, IL sit above the global median – Kokomo, IN by 49%, Chicago, IL by 136%.

Meal at Budget Restaurant

$13.80 $13.80

$21.58 $21.58

-36.05%

Three-Course Dinner for Two, Mid-Range

$69.3 $69.3

$88.7 $88.7

-21.79%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$13.20 $13.20

-23.64%

Cappuccino

$4.12 $4.12

$5.59 $5.59

-26.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$2.63 $2.63

-5.70%

Water (0.33 liter bottle)

$1.82 $1.82

$2.26 $2.26

-19.47%

Local Beer (0.5 liter draught)

$6.79 $6.79

$7.11 $7.11

-4.50%

Imported Beer (0.33 liter bottle)

$4.52 $4.52

$9.23 $9.23

-51.03%

Milk (1 liter)

$0.74 $0.74

$1.28 $1.28

-42.19%

White Bread (500g)

$2.75 $2.75

$3.84 $3.84

-28.39%

Rice (white) (1kg)

$1.89 $1.89

$5.07 $5.07

-62.72%

Eggs

$3.17 $3.17

$4.84 $4.84

-34.50%

Local Cheese (1kg)

$6.63 $6.63

$14.17 $14.17

-53.21%

Chicken Fillets (1kg)

$15.55 $15.55

$14.61 $14.61

6.43%

Beef Round Steak (1kg)

$16.78 $16.78

$18.76 $18.76

-10.55%

Apples (1kg)

$4.64 $4.64

$5.19 $5.19

-10.60%

Banana (1kg)

$1.24 $1.24

$2.00 $2.00

-38.00%

Oranges (1kg)

$3.26 $3.26

$4.00 $4.00

-18.50%

Tomato (1kg)

$3.80 $3.80

$4.98 $4.98

-23.69%

Potato (1kg)

$2.71 $2.71

$2.79 $2.79

-2.87%

Onion (1kg)

$2.57 $2.57

$2.65 $2.65

-3.02%

Lettuce (1 head)

$2.13 $2.13

Water (1.5 liter bottle)

$1.28 $1.28

$3.09 $3.09

-58.58%

Cigarettes 20 Pack (Marlboro, Camel)

$7.48 $7.48

$16.05 $16.05

-53.40%

Wine (Bottle)

$19.72 $19.72

$15.20 $15.20

29.74%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.62 $2.62

-34.73%

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$3.46 $3.46

74.86%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$75.1 $75.1

Taxi Start (Normal Tariff)

$3.21 $3.21

Taxi (Normal Tariff) (1km)

$3.19 $3.19

$1.39 $1.39

129.50%

Taxi 1hour Waiting (Normal Tariff)

$14.91 $14.91

$25.02 $25.02

-40.41%

Gasoline (1 liter)

$0.87 $0.87

$1.24 $1.24

-29.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K $36.6K

$37.2K $37.2K

-1.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

-0.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$192 $192

3.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.3 $51.3

$67.8 $67.8

-24.37%

Internet (50+ Mbps, Unlimited Data)

$57.7 $57.7

$60.9 $60.9

-5.17%

Gym Membership (Monthly)

$19.82 $19.82

$53.6 $53.6

-63.00%

Tennis Court (1 Hour on Weekend)

$27.90 $27.90

Cinema Ticket

$13.99 $13.99

$17.80 $17.80

-21.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$533 $533

$1,554 $1,554

-65.68%

International Primary School, 1 Child (Yearly)

$6,507 $6,507

$31.4K $31.4K

-79.25%

Jeans (Levis 501 Or Similar)

$39.32 $39.32

$67.9 $67.9

-42.07%

Summer Dress (H&M, Zara, etc)

$47.77 $47.77

$50.8 $50.8

-5.89%

Sport Shoes (Adidas, Nike)

$69.5 $69.5

$101 $101

-31.49%

Men's Leather Business Shoes

$119 $119

$143 $143

-16.61%

1-bedroom Apartment, City Center (Monthly)

$848 $848

$2,383 $2,383

-64.42%

1-bedroom Apartment, Outside City Center (Monthly)

$903 $903

$1,712 $1,712

-47.26%

3-bedroom Apartment, City Center (Monthly)

$1,428 $1,428

$4,674 $4,674

-69.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,284 $1,284

$2,738 $2,738

-53.09%

Buy Apartment in City Center (m2)

$1,315 $1,315

$4,158 $4,158

-68.37%

Buy Apartment Outside City Center (m2)

$1,323 $1,323

$2,691 $2,691

-50.83%

Average Monthly Net Salary (After Tax)

$5,604 $5,604

$4,894 $4,894

14.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

-11.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kokomo, IN: October 11, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kokomo, IN

$903 44.9%

Chicago, IL

$1.7K 53.8% 89.6% $809

Groceries & Markets

Kokomo, IN

$363 18%

Chicago, IL

$451 14.2% 24.3% $88

Monthly Utilities & Internet

Kokomo, IN

$309 15.3%

Chicago, IL

$321 10.1% 3.9% $12

Eating Out

Kokomo, IN

$250 12.4%

Chicago, IL

$353 11.1% 41% $103

Clothing & Footwear

Kokomo, IN

$124 6.2%

Chicago, IL

$164 5.1% 31.6% $39

Sport & Entertainment

Kokomo, IN

$48 2.4%

Chicago, IL

$89 2.8% 86.6% $41

Getting Around

Kokomo, IN

$16 * 0.8%

Chicago, IL

$95 3% 496% $79

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $848 in Kokomo, IN versus $2,383 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Kokomo, IN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Kokomo, IN versus $89.0 in Chicago, IL. Monthly groceries follow the same trend: $363 vs $451 – making Kokomo, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Kokomo, IN

🇺🇸 Chicago, IL

🕒 Local time

01:01 1:01 AM

00:01 12:01 AM

1 h behind Kokomo, IN

🌤 Weather

👥 Population

57,000

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Kokomo, IN Chicago, IL 200 km

From you

Kokomo, IN
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kokomo, IN vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,013 in Kokomo, IN, $3,185 in Chicago, IL – roughly 58% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,020 per month in Kokomo, IN and $4,777 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kokomo, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $69.0 in Kokomo, IN and $89.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Kokomo, IN, where all-in costs run around $2,013, than in Chicago, IL at $3,185. In Kokomo, IN it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,013 in Kokomo, IN to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kokomo, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.