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Cost of Living Comparison Between Koh Phan Ghan and Cebu Cost of Living Comparison Between Koh Phan Ghan and Cebu

๐Ÿ˜ Solo nomad: Koh Phan Ghan is 12% more expensive than Cebu without rent, and 24% more expensive with rent.
๐Ÿ˜ Family of 3: Koh Phan Ghan is 11.5% more expensive than Cebu without rent, and 55.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Koh Phan Ghan
Cebu
Difference
Meal at Budget Restaurant
$4.15 เธฟ130
$4.55 โ‚ฑ271
-8.79%
Three-Course Dinner for Two, Mid-Range
$41.89 เธฟ1,317
$24.29 โ‚ฑ1,444
72.46%
Fast Food Meal (McDonalds, etc)
$7.67 เธฟ241
$4.49 โ‚ฑ267
70.82%
Cappuccino
$2.68 เธฟ84.4
$2.51 โ‚ฑ149
6.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.61 เธฟ19.13
$0.81 โ‚ฑ48.11
-24.69%
Water (0.33 liter bottle)
$0.36 เธฟ11.19
$0.45 โ‚ฑ26.98
-20.00%
Local Beer (0.5 liter draught)
$2.18 เธฟ68.5
$1.58 โ‚ฑ94.0
37.97%
Imported Beer (0.33 liter bottle)
$3.30 เธฟ104
$2.14 โ‚ฑ127
54.21%
๐Ÿ›’ Groceries & Markets
Koh Phan Ghan
Cebu
Difference
Milk (1 liter)
$2.10 เธฟ66.1
$2.31 โ‚ฑ137
-9.09%
White Bread (500g)
$1.80 เธฟ56.5
$1.56 โ‚ฑ92.7
15.38%
Rice (white) (1kg)
$2.08 เธฟ65.3
$1.17 โ‚ฑ69.7
77.78%
Eggs
$2.14 เธฟ67.4
$2.29 โ‚ฑ136
-6.55%
Local Cheese (1kg)
$18.50 เธฟ582
$13.04 โ‚ฑ775
41.87%
Chicken Fillets (1kg)
$3.46 เธฟ109
$5.28 โ‚ฑ314
-34.47%
Beef Round Steak (1kg)
$12.66 เธฟ398
$7.80 โ‚ฑ464
62.31%
Apples (1kg)
$3.20 เธฟ101
$3.59 โ‚ฑ213
-10.86%
Banana (1kg)
$1.54 เธฟ48.32
$1.52 โ‚ฑ90.1
1.32%
Oranges (1kg)
$2.24 เธฟ70.5
$3.28 โ‚ฑ195
-31.71%
Tomato (1kg)
$1.92 เธฟ60.4
$2.21 โ‚ฑ132
-13.12%
Potato (1kg)
$1.48 เธฟ46.50
$2.55 โ‚ฑ152
-41.96%
Onion (1kg)
$1.43 เธฟ45.11
$2.57 โ‚ฑ153
-44.36%
Lettuce (1 head)
$0.96 เธฟ30.20
$0.98 โ‚ฑ58.0
-2.04%
Water (1.5 liter bottle)
$0.50 เธฟ15.72
$0.78 โ‚ฑ46.32
-35.90%
Cigarettes 20 Pack (Marlboro, Camel)
$4.25 เธฟ134
$3.25 โ‚ฑ193
30.77%
Wine (Bottle)
$19.95 เธฟ627
$6.86 โ‚ฑ407
190.82%
Local Beer (0.5 liter bottle)
$1.69 เธฟ53.1
$1.17 โ‚ฑ69.3
44.44%
Imported Beer (0.33 liter bottle)
$2.57 เธฟ80.9
$2.28 โ‚ฑ135
12.72%
๐ŸšŒ Getting Around
Koh Phan Ghan
Cebu
Difference
One-way Ticket (Public Transport)
$1.29 เธฟ40.45
$0.26 โ‚ฑ15.42
396.15%
Public Transport Monthly Pass (Regular Price)
-
$14.80 โ‚ฑ879
-
Taxi Start (Normal Tariff)
$2.75 เธฟ86.3
$0.81 โ‚ฑ48.11
239.51%
Taxi (Normal Tariff) (1km)
$0.90 เธฟ28.18
$0.25 โ‚ฑ14.96
260.00%
Taxi 1hour Waiting (Normal Tariff)
$12.63 เธฟ397
$2.58 โ‚ฑ154
389.53%
Gasoline (1 liter)
$1.19 เธฟ37.36
$1.10 โ‚ฑ65.3
8.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K เธฟ865.3K
$30.4K โ‚ฑ1.8M
-9.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K เธฟ1.0M
$27.4K โ‚ฑ1.6M
20.49%
๐Ÿงพ Monthly Utilities & Internet
Koh Phan Ghan
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 เธฟ3,797
$96.9 โ‚ฑ5,756
24.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.66 เธฟ429
$33.74 โ‚ฑ2,005
-59.51%
Internet (50+ Mbps, Unlimited Data)
$18.61 เธฟ585
$29.72 โ‚ฑ1,766
-37.38%
๐ŸŽ‰ Sport & Entertainment
Koh Phan Ghan
Cebu
Difference
Gym Membership (Monthly)
$61.1 เธฟ1,920
$33.41 โ‚ฑ1,986
82.73%
Tennis Court (1 Hour on Weekend)
$16.93 เธฟ532
$8.22 โ‚ฑ489
105.96%
Cinema Ticket
$8.87 เธฟ279
$5.78 โ‚ฑ343
53.46%
๐Ÿงธ Childcare & Education
Koh Phan Ghan
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$696 เธฟ21.9K
$236 โ‚ฑ14.0K
194.84%
International Primary School, 1 Child (Yearly)
$16.1K เธฟ506.9K
$3,881 โ‚ฑ230.6K
315.41%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Koh Phan Ghan
Cebu
Difference
Jeans (Levis 501 Or Similar)
$57.6 เธฟ1,810
$52.9 โ‚ฑ3,141
8.91%
Summer Dress (H&M, Zara, etc)
$34.98 เธฟ1,100
$23.20 โ‚ฑ1,379
50.78%
Sport Shoes (Adidas, Nike)
$116 เธฟ3,660
$76.7 โ‚ฑ4,560
51.74%
Men's Leather Business Shoes
$86.2 เธฟ2,709
$56.3 โ‚ฑ3,348
52.97%
๐Ÿ  Accommodation & Living
Koh Phan Ghan
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$425 เธฟ13.4K
$505 โ‚ฑ30.0K
-15.92%
1-bedroom Apartment, Outside City Center (Monthly)
$306 เธฟ9,609
$217 โ‚ฑ12.9K
40.90%
3-bedroom Apartment, City Center (Monthly)
$1,457 เธฟ45.8K
$807 โ‚ฑ47.9K
80.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,041 เธฟ32.7K
$383 โ‚ฑ22.7K
172.09%
Buy Apartment in City Center (m2)
$3,111 เธฟ97.8K
$3,099 โ‚ฑ184.1K
0.40%
Buy Apartment Outside City Center (m2)
$2,126 เธฟ66.9K
$1,967 โ‚ฑ116.9K
8.09%
๐Ÿ’ต Salaries & Financials
Koh Phan Ghan
Cebu
Difference
Average Monthly Net Salary (After Tax)
$763 เธฟ24.0K
$370 โ‚ฑ22.0K
106.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
8
-33.38%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Koh Phan Ghan: January 11, 2026

Last update for Cebu: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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