Cost of Living Comparison Between Kocaeli and Ubud, Bali Cost of Living Comparison Between Kocaeli and Ubud, Bali

Monthly Cost of Living

A single person spends $1,253 per month in Kocaeli vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,811 per month in Kocaeli vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,368 per month in Kocaeli vs $3,273 in Ubud, Bali, rent included.

Kocaeli is about 10% cheaper than Ubud, Bali, driven mainly by Getting Around.

Kocaeli sits 9% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.22 ₺398

$3.37 Rp 59.7K

143.92%

Three-Course Dinner for Two, Mid-Range

$30.95 ₺1,498

$38.59 Rp 682.4K

-19.80%

Fast Food Meal (McDonalds, etc)

$8.07 ₺391

$5.52 Rp 97.6K

46.20%

Cappuccino

$3.63 ₺176

$2.64 Rp 46.8K

37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ₺53.4

$1.67 Rp 29.6K

-34.13%

Water (0.33 liter bottle)

$0.35 ₺16.86

$0.77 Rp 13.6K

-54.55%

Local Beer (0.5 liter draught)

$2.88 ₺140

$2.63 Rp 46.6K

9.51%

Imported Beer (0.33 liter bottle)

$2.93 ₺142

$4.28 Rp 75.7K

-31.54%

Milk (1 liter)

$0.92 ₺44.70

$1.55 Rp 27.3K

-40.65%

White Bread (500g)

$0.92 ₺44.59

$2.22 Rp 39.3K

-58.56%

Rice (white) (1kg)

$2.56 ₺124

$1.13 Rp 19.9K

126.55%

Eggs

$2.77 ₺134

$2.09 Rp 36.9K

32.54%

Local Cheese (1kg)

$10.13 ₺491

$17.39 Rp 307.6K

-41.75%

Chicken Fillets (1kg)

$4.09 ₺198

$3.87 Rp 68.4K

5.68%

Beef Round Steak (1kg)

$20.55 ₺995

$12.55 Rp 221.9K

63.75%

Apples (1kg)

$1.77 ₺85.6

$3.62 Rp 63.9K

-51.10%

Banana (1kg)

$2.02 ₺97.7

$1.56 Rp 27.6K

29.49%

Oranges (1kg)

$1.02 ₺49.53

$2.35 Rp 41.6K

-56.60%

Tomato (1kg)

$1.23 ₺59.8

$2.06 Rp 36.4K

-40.29%

Potato (1kg)

$0.54 ₺26.02

$1.90 Rp 33.6K

-71.58%

Onion (1kg)

$0.41 ₺19.94

$2.34 Rp 41.3K

-82.48%

Lettuce (1 head)

$0.83 ₺39.96

$1.03 Rp 18.2K

-19.42%

Water (1.5 liter bottle)

$0.62 ₺30.10

$0.55 Rp 9,809

12.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 ₺109

$2.25 Rp 39.8K

Wine (Bottle)

$8.30 ₺402

$23.81 Rp 421.0K

-65.14%

Local Beer (0.5 liter bottle)

$2.24 ₺108

$2.31 Rp 40.9K

-3.03%

Imported Beer (0.33 liter bottle)

$2.30 ₺111

$2.80 Rp 49.5K

-17.86%

One-way Ticket (Public Transport)

$0.71 ₺34.21

$0.27 Rp 4,816

162.96%

Public Transport Monthly Pass (Regular Price)

$74.7 ₺3,615

$8.66 Rp 153.2K

762.36%

Taxi Start (Normal Tariff)

$1.01 ₺48.89

$0.48 Rp 8,515

110.42%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

Gasoline (1 liter)

$1.23 ₺59.7

$0.76 Rp 13.4K

61.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K ₺2.0M

$24.5K Rp 433.0M

71.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K ₺2.0M

$32.1K Rp 568.0M

28.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.4 ₺3,943

$83.6 Rp 1.5M

-2.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.95 ₺579

$6.46 Rp 114.2K

84.98%

Internet (50+ Mbps, Unlimited Data)

$13.08 ₺633

$18.99 Rp 335.9K

-31.12%

Gym Membership (Monthly)

$55.5 ₺2,687

$56.0 Rp 989.8K

-0.84%

Tennis Court (1 Hour on Weekend)

$4.26 ₺206

$18.62 Rp 329.2K

-77.12%

Cinema Ticket

$5.03 ₺244

$4.28 Rp 75.7K

17.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 ₺22.9K

$487 Rp 8.6M

-2.83%

International Primary School, 1 Child (Yearly)

$6,224 ₺301.3K

$5,856 Rp 103.6M

6.30%

Jeans (Levis 501 Or Similar)

$48.47 ₺2,346

$45.56 Rp 805.6K

6.39%

Summer Dress (H&M, Zara, etc)

$53.8 ₺2,603

$36.38 Rp 643.3K

47.83%

Sport Shoes (Adidas, Nike)

$121 ₺5,881

$82.0 Rp 1.4M

48.22%

Men's Leather Business Shoes

$103 ₺4,995

$80.4 Rp 1.4M

28.35%

1-bedroom Apartment, City Center (Monthly)

$786 ₺38.0K

$1,117 Rp 19.7M

-29.65%

1-bedroom Apartment, Outside City Center (Monthly)

$487 ₺23.6K

$701 Rp 12.4M

-30.56%

3-bedroom Apartment, City Center (Monthly)

$1,222 ₺59.2K

$3,537 Rp 62.5M

-65.44%

3-bedroom Apartment, Outside City Center (Monthly)

$590 ₺28.6K

$1,762 Rp 31.2M

-66.53%

Buy Apartment in City Center (m2)

$1,050 ₺50.8K

$2,826 Rp 50.0M

-62.86%

Buy Apartment Outside City Center (m2)

$839 ₺40.6K

$2,292 Rp 40.5M

-63.38%

Average Monthly Net Salary (After Tax)

$1,229 ₺59.5K

$170 Rp 3.0M

623.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

197.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kocaeli: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $786 in Kocaeli versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 624% higher in Kocaeli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Kocaeli versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $229 vs $293 – making Kocaeli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kocaeli vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 11% more than Kocaeli, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,879 per month in Kocaeli and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kocaeli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,253 in Kocaeli and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 762% less in Kocaeli. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kocaeli, where all-in costs run around $1,253, than in Ubud, Bali at $1,396. In Kocaeli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kocaeli costs $1,253 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kocaeli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.