Cost of Living Comparison Between Knoxville, TN and Wellington Cost of Living Comparison Between Knoxville, TN and Wellington

Monthly Cost of Living

Monthly costs for one person with rent: $2,607 in Knoxville, TN versus $2,281 in Wellington.

Estimated couple costs with rent: $3,706 in Knoxville, TN versus $3,530 in Wellington.

Monthly costs for a family of three with rent: $4,804 in Knoxville, TN versus $4,780 in Wellington.

Living in Knoxville, TN is roughly 14% more expensive than in Wellington, driven mainly by Getting Around.

Both cities are pricier than the global median: Knoxville, TN 95% above, Wellington 71% above.

Currency
🍽 Eating Out
Knoxville, TN
Wellington
Difference
Meal at Budget Restaurant
$18.12 $18.12
$17.23 NZ$29.63
5.17%
Three-Course Dinner for Two, Mid-Range
$84.8 $84.8
$85.4 NZ$147
-0.68%
Fast Food Meal (McDonalds, etc)
$9.89 $9.89
$9.39 NZ$16.15
5.32%
Cappuccino
$5.96 $5.96
$3.65 NZ$6.28
63.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$2.49 NZ$4.28
3.21%
Water (0.33 liter bottle)
$2.47 $2.47
$2.11 NZ$3.63
17.06%
Local Beer (0.5 liter draught)
$6.66 $6.66
$7.35 NZ$12.65
-9.39%
Imported Beer (0.33 liter bottle)
$6.24 $6.24
$7.12 NZ$12.24
-12.36%
🛒 Groceries & Markets
Knoxville, TN
Wellington
Difference
Milk (1 liter)
$1.02 $1.02
$1.88 NZ$3.23
-45.74%
White Bread (500g)
$3.77 $3.77
$2.03 NZ$3.50
85.71%
Rice (white) (1kg)
$3.79 $3.79
$1.91 NZ$3.28
98.43%
Eggs
$3.71 $3.71
$6.91 NZ$11.89
-46.31%
Local Cheese (1kg)
$9.91 $9.91
$8.26 NZ$14.20
19.98%
Chicken Fillets (1kg)
$8.98 $8.98
$10.90 NZ$18.75
-17.61%
Beef Round Steak (1kg)
$15.83 $15.83
$12.85 NZ$22.10
23.19%
Apples (1kg)
$6.34 $6.34
$3.07 NZ$5.28
106.51%
Banana (1kg)
$1.41 $1.41
$2.23 NZ$3.84
-36.77%
Oranges (1kg)
$2.67 $2.67
$3.08 NZ$5.29
-13.31%
Tomato (1kg)
$5.33 $5.33
$4.81 NZ$8.27
10.81%
Potato (1kg)
$2.16 $2.16
$2.07 NZ$3.56
4.35%
Onion (1kg)
$4.72 $4.72
$1.66 NZ$2.85
184.34%
Lettuce (1 head)
$2.33 $2.33
$2.24 NZ$3.86
4.02%
Water (1.5 liter bottle)
$2.16 $2.16
$1.26 NZ$2.16
71.43%
Cigarettes 20 Pack (Marlboro, Camel)
$9.01 $9.01
$26.73 NZ$45.96
-66.29%
Wine (Bottle)
$15.17 $15.17
$11.17 NZ$19.21
35.81%
Local Beer (0.5 liter bottle)
$1.83 $1.83
$3.66 NZ$6.29
-50.00%
Imported Beer (0.33 liter bottle)
$2.81 $2.81
$3.22 NZ$5.54
-12.73%
🚌 Getting Around
Knoxville, TN
Wellington
Difference
One-way Ticket (Public Transport)
$1.03 $1.03
$2.74 NZ$4.71
-62.41%
Public Transport Monthly Pass (Regular Price)
$29.57 $29.57
$106 NZ$182
-71.99%
Taxi Start (Normal Tariff)
$5.12 $5.12
$2.79 NZ$4.80
83.51%
Taxi (Normal Tariff) (1km)
$1.51 $1.51
$1.77 NZ$3.05
-14.69%
Taxi 1hour Waiting (Normal Tariff)
$30.20 $30.20
$60.1 NZ$103
-49.74%
Gasoline (1 liter)
$0.79 $0.79
$1.66 NZ$2.86
-52.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K $30.0K
$32.8K NZ$56.4K
-8.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$25.4K NZ$43.7K
3.78%
🧾 Monthly Utilities & Internet
Knoxville, TN
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$235 $235
$156 NZ$269
50.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.0 $55.0
$33.30 NZ$57.3
65.14%
Internet (50+ Mbps, Unlimited Data)
$69.1 $69.1
$51.2 NZ$88.0
34.89%
🎉 Sport & Entertainment
Knoxville, TN
Wellington
Difference
Gym Membership (Monthly)
$34.22 $34.22
$36.21 NZ$62.3
-5.50%
Tennis Court (1 Hour on Weekend)
$24.92 $24.92
$20.87 NZ$35.88
19.41%
Cinema Ticket
$14.73 $14.73
$12.16 NZ$20.91
21.13%
🧸 Childcare & Education
Knoxville, TN
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 $1,134
$791 NZ$1,360
43.37%
International Primary School, 1 Child (Yearly)
$20.5K $20.5K
$12.5K NZ$21.6K
63.39%
👕👟 Clothing & Footwear
Knoxville, TN
Wellington
Difference
Jeans (Levis 501 Or Similar)
$55.8 $55.8
$72.0 NZ$124
-22.39%
Summer Dress (H&M, Zara, etc)
$60.1 $60.1
$52.6 NZ$90.4
14.33%
Sport Shoes (Adidas, Nike)
$108 $108
$120 NZ$206
-9.91%
Men's Leather Business Shoes
$119 $119
$141 NZ$243
-15.52%
🏠 Accommodation & Living
Knoxville, TN
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$1,675 $1,675
$1,295 NZ$2,226
29.39%
1-bedroom Apartment, Outside City Center (Monthly)
$1,311 $1,311
$1,091 NZ$1,877
20.10%
3-bedroom Apartment, City Center (Monthly)
$3,273 $3,273
$2,137 NZ$3,676
53.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,841 $1,841
$1,919 NZ$3,301
-4.08%
Buy Apartment in City Center (m2)
$4,765 $4,765
$7,057 NZ$12.1K
-32.48%
Buy Apartment Outside City Center (m2)
$2,263 $2,263
$3,779 NZ$6,498
-40.12%
💵 Salaries & Financials
Knoxville, TN
Wellington
Difference
Average Monthly Net Salary (After Tax)
$3,541 $3,541
$2,742 NZ$4,715
29.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
6.94
-5.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Knoxville, TN: July 21, 2026

Last update for Wellington: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,675 in Knoxville, TN and $1,295 in Wellington. Housing cost is often the main lever when comparing two cities.

Knoxville, TN pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Knoxville, TN vs $85.0 in Wellington. Groceries flip the comparison at $374 vs $338, with Wellington cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Knoxville, TN vs Wellington: Cost of Living - Frequently Asked Questions
Which city is more expensive, Knoxville, TN or Wellington?
Wellington wins on cost – living expenses run 14% lower than in Knoxville, TN. Housing and daily spending are where you'll feel the difference most, making Wellington the obvious pick if budget is a priority.
Are salaries higher in Knoxville, TN or in Wellington?
Average pay runs 29% higher in Knoxville, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Knoxville, TN compared to Wellington?
Rent for a central apartment: $1,675 in Knoxville, TN versus $1,295 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Knoxville, TN or in Wellington?
Supermarket bills run roughly 11% higher in Knoxville, TN. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Knoxville, TN and in Wellington?
Dining out is cheaper in Wellington – a meal for two runs $85.0 versus $85.0 in Knoxville, TN. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,500/month in Knoxville, TN or in Wellington?
At $2,281 in Wellington versus $2,607 in Knoxville, TN, a $2,500 budget is realistic in Wellington but tight or insufficient in Knoxville, TN. The gap between the two cities makes Wellington the clear choice for anyone on this budget.
Which city is better for digital nomads, Knoxville, TN or Wellington?
Both work as nomad bases, but Wellington delivers better value – similar infrastructure at $2,281 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Wellington hard to pass up.
How safe is Knoxville, TN compared to Wellington?
Safety-wise, Knoxville, TN and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Wellington gentler on the wallet – expenses run 14% less than in Knoxville, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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