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Cost of Living Comparison Between Kirkuk and Ubud, Bali Cost of Living Comparison Between Kirkuk and Ubud, Bali

🙂 Solo nomad: Kirkuk is 37% cheaper than Ubud, Bali without rent, and 19.7% cheaper with rent.
🙂 Family of 3: Kirkuk is 30.4% cheaper than Ubud, Bali without rent, and 15.6% cheaper with rent.
Currency
🍽 Eating Out
Kirkuk
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.8 IQD 4,979
$2.91 Rp 48.4K
30.58%
Three-Course Dinner for Two, Mid-Range
$26.33 IQD 34.5K
$12.33 Rp 205.4K
113.54%
Fast Food Meal (McDonalds, etc)
$5.78 IQD 7,572
$3.21 Rp 53.5K
80.06%
Cappuccino
$2.27 IQD 2,975
$2.28 Rp 38K
-0.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 IQD 478
$1.16 Rp 19.3K
-68.97%
Water (0.33 liter bottle)
$0.19 IQD 250
$0.26 Rp 4,308
-26.92%
Local Beer (0.5 liter draught)
$3.54 IQD 4,634
$2.44 Rp 40.7K
45.08%
Imported Beer (0.33 liter bottle)
$2.85 IQD 3,729
$3.28 Rp 54.7K
-13.11%
🛒 Groceries & Markets
Kirkuk
Ubud, Bali
Difference
Milk (1 liter)
$1.17 IQD 1,533
$1.49 Rp 24.9K
-21.48%
White Bread (500g)
$0.64 IQD 843
$1.62 Rp 27K
-60.49%
Rice (white) (1kg)
$1.67 IQD 2,185
$1.14 Rp 18.9K
46.49%
Eggs
$1.49 IQD 1,955
$2.33 Rp 38.9K
-36.05%
Local Cheese (1kg)
$4.57 IQD 5,984
$13.75 Rp 229.1K
-66.76%
Chicken Fillets (1kg)
$2.92 IQD 3,820
$4.01 Rp 66.8K
-27.18%
Beef Round Steak (1kg)
$10.9 IQD 14.3K
$11.36 Rp 189.3K
-4.05%
Apples (1kg)
$0.92 IQD 1,206
$3.46 Rp 57.7K
-73.41%
Banana (1kg)
$1.02 IQD 1,337
$1.47 Rp 24.5K
-30.61%
Oranges (1kg)
$1.04 IQD 1,357
$2.69 Rp 44.9K
-61.34%
Tomato (1kg)
$0.64 IQD 833
$1.38 Rp 22.9K
-53.62%
Potato (1kg)
$0.46 IQD 603
$1.6 Rp 26.6K
-71.25%
Onion (1kg)
$0.49 IQD 647
$2.17 Rp 36.2K
-77.42%
Lettuce (1 head)
$0.62 IQD 817
$0.96 Rp 15.9K
-35.42%
Water (1.5 liter bottle)
$0.31 IQD 400
$0.6 Rp 9,919
-48.33%
Cigarettes 20 Pack (Marlboro, Camel)
$1.93 IQD 2,533
$2.24 Rp 37.3K
-13.84%
Wine (Bottle)
$7.67 IQD 10K
$14.72 Rp 245.3K
-47.89%
Local Beer (0.5 liter bottle)
$1.8 IQD 2,353
$2.46 Rp 41.1K
-26.83%
Imported Beer (0.33 liter bottle)
$2.17 IQD 2,836
$2.72 Rp 45.3K
-20.22%
🚌 Getting Around
Kirkuk
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.53 IQD 692
$0.32 Rp 5,355
65.63%
Public Transport Monthly Pass (Regular Price)
$30.54 IQD 40K
$9.78 Rp 162.9K
212.27%
Taxi Start (Normal Tariff)
$2.96 IQD 3,880
$0.49 Rp 8,139
504.08%
Taxi (Normal Tariff) (1km)
$1.11 IQD 1,458
$0.37 Rp 6,244
200.00%
Taxi 1hour Waiting (Normal Tariff)
$7.47 IQD 9,785
$6.15 Rp 102.5K
21.46%
Gasoline (1 liter)
$0.54 IQD 703
$0.71 Rp 11.8K
-23.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K IQD 25.7M
$26.6K Rp 443.2M
-26.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K IQD 26.4M
$31.7K Rp 528.6M
-36.54%
🧾 Monthly Utilities & Internet
Kirkuk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.3 IQD 69.7K
$63.7 Rp 1.1M
-16.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.89 IQD 30K
$3.93 Rp 65.5K
482.44%
Internet (50+ Mbps, Unlimited Data)
$37.52 IQD 49.1K
$24.18 Rp 402.9K
55.17%
🎉 Sport & Entertainment
Kirkuk
Ubud, Bali
Difference
Gym Membership (Monthly)
$15.03 IQD 19.7K
$23.22 Rp 386.9K
-35.27%
Tennis Court (1 Hour on Weekend)
$16.92 IQD 22.2K
$6.18 Rp 103K
173.79%
Cinema Ticket
$7.63 IQD 9,988
$3.3 Rp 55K
131.21%
🧸 Childcare & Education
Kirkuk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.2 IQD 77.5K
$93.1 Rp 1.6M
-36.48%
International Primary School, 1 Child (Yearly)
$775 IQD 1M
$6,046 Rp 100.7M
-87.19%
👕👟 Clothing & Footwear
Kirkuk
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$27.96 IQD 36.6K
$51.9 Rp 864.6K
-46.12%
Summer Dress (H&M, Zara, etc)
$30.03 IQD 39.3K
$24.92 Rp 415.3K
20.51%
Sport Shoes (Adidas, Nike)
$22.81 IQD 29.9K
$82.1 Rp 1.4M
-72.20%
Men's Leather Business Shoes
$15.15 IQD 19.8K
$72.6 Rp 1.2M
-79.12%
🏠 Accommodation & Living
Kirkuk
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$76.1 IQD 99.6K
$258 Rp 4.3M
-70.57%
1-bedroom Apartment, Outside City Center (Monthly)
$109 IQD 143.1K
$161 Rp 2.7M
-31.92%
3-bedroom Apartment, City Center (Monthly)
$116 IQD 152K
$574 Rp 9.6M
-79.80%
3-bedroom Apartment, Outside City Center (Monthly)
$250 IQD 327.3K
$330 Rp 5.5M
-24.29%
Buy Apartment in City Center (m2)
$956 IQD 1.3M
$990 Rp 16.5M
-3.48%
Buy Apartment Outside City Center (m2)
$406 IQD 532.1K
$856 Rp 14.3M
-52.51%
💵 Salaries & Financials
Kirkuk
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$677 IQD 886.5K
$182 Rp 3M
272.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkuk: November 25, 2025

Last update for Ubud, Bali: November 24, 2025

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