Cost of Living Comparison Between Kirkuk and Ubud, Bali Cost of Living Comparison Between Kirkuk and Ubud, Bali

🙂 Solo nomad: Kirkuk is 25.9% cheaper than Ubud, Bali without rent, and 59% cheaper with rent.
🙂 Family of 3: Kirkuk is 40% cheaper than Ubud, Bali without rent, and 65.1% cheaper with rent.
Currency
🍽 Eating Out
Kirkuk
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.87 IQD 5,069
$3.47 Rp 58.7K
11.53%
Three-Course Dinner for Two, Mid-Range
$26.40 IQD 34.5K
$32.10 Rp 543.9K
-17.76%
Fast Food Meal (McDonalds, etc)
$5.64 IQD 7,380
$4.86 Rp 82.4K
16.05%
Cappuccino
$2.35 IQD 3,071
$2.82 Rp 47.8K
-16.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 IQD 515
$1.37 Rp 23.3K
-71.53%
Water (0.33 liter bottle)
$0.20 IQD 263
$0.73 Rp 12.4K
-72.60%
Local Beer (0.5 liter draught)
$3.38 IQD 4,425
$2.90 Rp 49.1K
16.55%
Imported Beer (0.33 liter bottle)
$2.92 IQD 3,820
$3.92 Rp 66.4K
-25.51%
🛒 Groceries & Markets
Kirkuk
Ubud, Bali
Difference
Milk (1 liter)
$1.13 IQD 1,476
$1.74 Rp 29.5K
-35.06%
White Bread (500g)
$0.62 IQD 805
$2.44 Rp 41.4K
-74.59%
Rice (white) (1kg)
$1.58 IQD 2,072
$1.17 Rp 19.8K
35.04%
Eggs
$1.43 IQD 1,871
$2.35 Rp 39.9K
-39.15%
Local Cheese (1kg)
$4.41 IQD 5,775
$14.78 Rp 250.4K
-70.16%
Chicken Fillets (1kg)
$2.81 IQD 3,673
$4.25 Rp 72.0K
-33.88%
Beef Round Steak (1kg)
$10.92 IQD 14.3K
$12.21 Rp 206.9K
-10.57%
Apples (1kg)
$0.96 IQD 1,251
$3.72 Rp 63.0K
-74.19%
Banana (1kg)
$1.01 IQD 1,324
$1.56 Rp 26.4K
-35.26%
Oranges (1kg)
$1.03 IQD 1,351
$2.69 Rp 45.6K
-61.71%
Tomato (1kg)
$0.65 IQD 851
$2.34 Rp 39.6K
-72.22%
Potato (1kg)
$0.47 IQD 613
$2.00 Rp 33.9K
-76.50%
Onion (1kg)
$0.50 IQD 657
$2.31 Rp 39.1K
-78.35%
Lettuce (1 head)
$0.63 IQD 821
$1.01 Rp 17.2K
-37.62%
Water (1.5 liter bottle)
$0.31 IQD 400
$0.73 Rp 12.3K
-57.53%
Cigarettes 20 Pack (Marlboro, Camel)
$1.96 IQD 2,568
$3.31 Rp 56.2K
-40.79%
Wine (Bottle)
$13.78 IQD 18.0K
$25.14 Rp 426.0K
-45.19%
Local Beer (0.5 liter bottle)
$1.79 IQD 2,339
$2.90 Rp 49.1K
-38.28%
Imported Beer (0.33 liter bottle)
$2.16 IQD 2,831
$2.77 Rp 47.0K
-22.02%
🚌 Getting Around
Kirkuk
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.53 IQD 687
$0.27 Rp 4,546
96.30%
Public Transport Monthly Pass (Regular Price)
$30.99 IQD 40.6K
$8.26 Rp 139.9K
275.18%
Taxi Start (Normal Tariff)
$3.05 IQD 3,986
$0.45 Rp 7,667
577.78%
Taxi (Normal Tariff) (1km)
$1.17 IQD 1,536
$0.42 Rp 7,159
178.57%
Taxi 1hour Waiting (Normal Tariff)
$7.51 IQD 9,824
$6.26 Rp 106.0K
19.97%
Gasoline (1 liter)
$0.53 IQD 700
$0.86 Rp 14.7K
-38.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8K IQD 26.0M
$25.9K Rp 438.7M
-23.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K IQD 26.5M
$31.9K Rp 540.4M
-36.59%
🧾 Monthly Utilities & Internet
Kirkuk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.7 IQD 68.9K
$80.8 Rp 1.4M
-34.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.82 IQD 29.9K
$3.98 Rp 67.4K
473.37%
Internet (50+ Mbps, Unlimited Data)
$38.75 IQD 50.7K
$23.55 Rp 399.0K
64.54%
🎉 Sport & Entertainment
Kirkuk
Ubud, Bali
Difference
Gym Membership (Monthly)
$14.67 IQD 19.2K
$97.3 Rp 1.6M
-84.92%
Tennis Court (1 Hour on Weekend)
$17.12 IQD 22.4K
$6.42 Rp 108.8K
166.67%
Cinema Ticket
$7.47 IQD 9,769
$4.16 Rp 70.6K
79.57%
🧸 Childcare & Education
Kirkuk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.0 IQD 77.2K
$294 Rp 5.0M
-79.93%
International Primary School, 1 Child (Yearly)
$786 IQD 1.0M
$6,548 Rp 110.9M
-88.00%
👕👟 Clothing & Footwear
Kirkuk
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$28.55 IQD 37.4K
$54.2 Rp 917.8K
-47.30%
Summer Dress (H&M, Zara, etc)
$30.55 IQD 40.0K
$37.95 Rp 643.0K
-19.50%
Sport Shoes (Adidas, Nike)
$22.84 IQD 29.9K
$88.1 Rp 1.5M
-74.07%
Men's Leather Business Shoes
$14.98 IQD 19.6K
$78.1 Rp 1.3M
-80.82%
🏠 Accommodation & Living
Kirkuk
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$76.2 IQD 99.7K
$995 Rp 16.9M
-92.34%
1-bedroom Apartment, Outside City Center (Monthly)
$111 IQD 144.9K
$668 Rp 11.3M
-83.41%
3-bedroom Apartment, City Center (Monthly)
$116 IQD 152.3K
$3,391 Rp 57.5M
-96.57%
3-bedroom Apartment, Outside City Center (Monthly)
$252 IQD 329.1K
$2,080 Rp 35.2M
-87.91%
Buy Apartment in City Center (m2)
$938 IQD 1.2M
$3,037 Rp 51.5M
-69.11%
Buy Apartment Outside City Center (m2)
$418 IQD 546.8K
$2,378 Rp 40.3M
-82.43%
💵 Salaries & Financials
Kirkuk
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$696 IQD 910.6K
$180 Rp 3.0M
287.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkuk: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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