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Cost of Living Comparison Between Kirkuk and Ho Chi Minh City (Saigon) Cost of Living Comparison Between Kirkuk and Ho Chi Minh City (Saigon)

😐 Solo nomad: Kirkuk is 4.9% more expensive than Ho Chi Minh City (Saigon) without rent, and 28.3% cheaper with rent.
😐 Family of 3: Kirkuk is 7.8% more expensive than Ho Chi Minh City (Saigon) without rent, and 27.3% cheaper with rent.
Currency
🍽 Eating Out
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$3.92 IQD 5,134
$1.99 ₫52.1K
96.98%
Three-Course Dinner for Two, Mid-Range
$25.91 IQD 34.0K
$22.76 ₫596.8K
13.84%
Fast Food Meal (McDonalds, etc)
$5.84 IQD 7,653
$4.58 ₫120.0K
27.51%
Cappuccino
$2.36 IQD 3,095
$1.79 ₫47.0K
31.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 IQD 515
$0.51 ₫13.3K
-23.53%
Water (0.33 liter bottle)
$0.20 IQD 256
$0.28 ₫7,290
-28.57%
Local Beer (0.5 liter draught)
$3.48 IQD 4,558
$1.04 ₫27.2K
234.62%
Imported Beer (0.33 liter bottle)
$2.90 IQD 3,807
$1.56 ₫40.8K
85.90%
🛒 Groceries & Markets
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.18 IQD 1,551
$1.53 ₫40.0K
-22.88%
White Bread (500g)
$0.66 IQD 862
$0.98 ₫25.6K
-32.65%
Rice (white) (1kg)
$1.57 IQD 2,063
$0.95 ₫24.9K
65.26%
Eggs
$1.43 IQD 1,873
$1.42 ₫37.3K
0.70%
Local Cheese (1kg)
$4.42 IQD 5,800
$11.74 ₫307.8K
-62.35%
Chicken Fillets (1kg)
$2.90 IQD 3,797
$3.62 ₫95.0K
-19.89%
Beef Round Steak (1kg)
$11.10 IQD 14.6K
$10.37 ₫271.9K
7.04%
Apples (1kg)
$0.90 IQD 1,175
$2.66 ₫69.7K
-66.17%
Banana (1kg)
$1.06 IQD 1,392
$1.16 ₫30.4K
-8.62%
Oranges (1kg)
$0.98 IQD 1,291
$1.34 ₫35.2K
-26.87%
Tomato (1kg)
$0.59 IQD 780
$1.13 ₫29.6K
-47.79%
Potato (1kg)
$0.46 IQD 606
$1.11 ₫29.1K
-58.56%
Onion (1kg)
$0.50 IQD 655
$1.17 ₫30.6K
-57.26%
Lettuce (1 head)
$0.68 IQD 889
$0.71 ₫18.5K
-4.23%
Water (1.5 liter bottle)
$0.33 IQD 436
$0.47 ₫12.2K
-29.79%
Cigarettes 20 Pack (Marlboro, Camel)
$1.86 IQD 2,436
$1.23 ₫32.3K
51.22%
Wine (Bottle)
$7.53 IQD 9,879
$13.53 ₫354.8K
-44.35%
Local Beer (0.5 liter bottle)
$1.79 IQD 2,347
$0.91 ₫23.8K
96.70%
Imported Beer (0.33 liter bottle)
$2.08 IQD 2,732
$1.43 ₫37.4K
45.45%
🚌 Getting Around
Kirkuk
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.56 IQD 728
$0.26 ₫6,752
115.38%
Public Transport Monthly Pass (Regular Price)
$30.71 IQD 40.3K
$10.52 ₫275.9K
191.92%
Taxi Start (Normal Tariff)
$2.97 IQD 3,899
$0.72 ₫18.9K
312.50%
Taxi (Normal Tariff) (1km)
$1.16 IQD 1,527
$0.65 ₫16.9K
78.46%
Taxi 1hour Waiting (Normal Tariff)
$7.56 IQD 9,917
$3.15 ₫82.6K
140.00%
Gasoline (1 liter)
$0.53 IQD 701
$0.90 ₫23.5K
-41.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1K IQD 26.4M
$37.1K ₫972.3M
-45.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K IQD 25.8M
$33.7K ₫883.1M
-41.64%
🧾 Monthly Utilities & Internet
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.9 IQD 70.6K
$84.4 ₫2.2M
-36.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.30 IQD 30.6K
$5.95 ₫156.0K
291.60%
Internet (50+ Mbps, Unlimited Data)
$37.57 IQD 49.3K
$9.33 ₫244.8K
302.68%
🎉 Sport & Entertainment
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$14.59 IQD 19.1K
$20.77 ₫544.6K
-29.75%
Tennis Court (1 Hour on Weekend)
$16.72 IQD 21.9K
$9.67 ₫253.5K
72.91%
Cinema Ticket
$7.69 IQD 10.1K
$4.20 ₫110.1K
83.10%
🧸 Childcare & Education
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$58.6 IQD 76.9K
$270 ₫7.1M
-78.29%
International Primary School, 1 Child (Yearly)
$786 IQD 1.0M
$14.2K ₫373.1M
-94.48%
👕👟 Clothing & Footwear
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$28.86 IQD 37.8K
$41.47 ₫1.1M
-30.41%
Summer Dress (H&M, Zara, etc)
$30.58 IQD 40.1K
$27.53 ₫722.0K
11.08%
Sport Shoes (Adidas, Nike)
$23.30 IQD 30.6K
$97.4 ₫2.6M
-76.07%
Men's Leather Business Shoes
$14.89 IQD 19.5K
$86.5 ₫2.3M
-82.78%
🏠 Accommodation & Living
Kirkuk
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$75.3 IQD 98.7K
$534 ₫14.0M
-85.90%
1-bedroom Apartment, Outside City Center (Monthly)
$108 IQD 141.6K
$299 ₫7.8M
-63.90%
3-bedroom Apartment, City Center (Monthly)
$116 IQD 152.4K
$1,090 ₫28.6M
-89.34%
3-bedroom Apartment, Outside City Center (Monthly)
$248 IQD 325.6K
$667 ₫17.5M
-62.78%
Buy Apartment in City Center (m2)
$958 IQD 1.3M
$4,235 ₫111.1M
-77.38%
Buy Apartment Outside City Center (m2)
$413 IQD 542.1K
$1,829 ₫48.0M
-77.40%
💵 Salaries & Financials
Kirkuk
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
$704 IQD 923.4K
$461 ₫12.1M
52.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
9.14
-37.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkuk: January 13, 2026

Last update for Ho Chi Minh City (Saigon): January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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