Cost of Living Comparison Between Kirkcaldy and Ubud, Bali Cost of Living Comparison Between Kirkcaldy and Ubud, Bali

Monthly Cost of Living

A single person spends $2,295 per month in Kirkcaldy vs $1,374 in Ubud, Bali, rent included.

A couple spends around $3,363 per month in Kirkcaldy vs $2,313 in Ubud, Bali, rent included.

A family of three spends $4,431 per month in Kirkcaldy vs $3,252 in Ubud, Bali, rent included.

Kirkcaldy costs about 67% more than Ubud, Bali, driven mainly by Eating Out.

Both Kirkcaldy and Ubud, Bali sit above the global median – Kirkcaldy by 70%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$19.86 £14.97

$3.32 Rp 59.4K

498.19%

Three-Course Dinner for Two, Mid-Range

$98.3 £74.1

$35.33 Rp 631.4K

178.15%

Fast Food Meal (McDonalds, etc)

$10.49 £7.91

$5.33 Rp 95.3K

96.81%

Cappuccino

$4.72 £3.56

$2.75 Rp 49.2K

71.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 £2.14

$1.73 Rp 30.9K

64.16%

Water (0.33 liter bottle)

$1.87 £1.41

$0.80 Rp 14.3K

133.75%

Local Beer (0.5 liter draught)

$6.86 £5.17

$2.95 Rp 52.7K

132.54%

Imported Beer (0.33 liter bottle)

$7.00 £5.28

$4.44 Rp 79.3K

57.66%

Milk (1 liter)

$1.37 £1.03

$1.50 Rp 26.8K

-8.67%

White Bread (500g)

$1.72 £1.29

$2.30 Rp 41.1K

-25.22%

Rice (white) (1kg)

$1.97 £1.49

$1.10 Rp 19.6K

79.09%

Eggs

$3.93 £2.97

$2.16 Rp 38.6K

81.94%

Local Cheese (1kg)

$3.99 £3.01

$17.09 Rp 305.4K

-76.65%

Chicken Fillets (1kg)

$8.92 £6.72

$3.88 Rp 69.3K

129.90%

Beef Round Steak (1kg)

$13.18 £9.94

$11.92 Rp 213.0K

10.57%

Apples (1kg)

$2.27 £1.71

$3.57 Rp 63.7K

-36.41%

Banana (1kg)

$1.41 £1.06

$1.58 Rp 28.3K

-10.76%

Oranges (1kg)

$2.65 £2.00

$2.36 Rp 42.2K

12.29%

Tomato (1kg)

$2.60 £1.96

$1.97 Rp 35.1K

31.98%

Potato (1kg)

$1.33 £1.00

$1.81 Rp 32.3K

-26.52%

Onion (1kg)

$1.52 £1.15

$2.39 Rp 42.7K

-36.40%

Lettuce (1 head)

$1.23 £0.93

$1.02 Rp 18.2K

20.59%

Water (1.5 liter bottle)

$1.36 £1.02

$0.49 Rp 8,782

177.55%

Cigarettes 20 Pack (Marlboro, Camel)

$21.84 £16.46

$2.25 Rp 40.1K

870.67%

Wine (Bottle)

$6.59 £4.97

$22.30 Rp 398.5K

-70.45%

Local Beer (0.5 liter bottle)

$2.70 £2.04

$2.37 Rp 42.3K

13.92%

Imported Beer (0.33 liter bottle)

$2.98 £2.25

$2.90 Rp 51.7K

2.76%

One-way Ticket (Public Transport)

$3.96 £2.99

$0.25 Rp 4,452

1484.00%

Public Transport Monthly Pass (Regular Price)

$90.5 £68.2

$8.55 Rp 152.8K

958.36%

Taxi Start (Normal Tariff)

$4.06 £3.06

$0.44 Rp 7,897

822.73%

Taxi (Normal Tariff) (1km)

$2.34 £1.76

$0.42 Rp 7,547

457.14%

Taxi 1hour Waiting (Normal Tariff)

$24.36 £18.37

$5.66 Rp 101.2K

330.39%

Gasoline (1 liter)

$2.00 £1.51

$0.81 Rp 14.6K

146.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.3K £29.6K

$23.7K Rp 424.2M

65.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.6K

$31.0K Rp 553.6M

31.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 £185

$82.3 Rp 1.5M

197.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.25 £21.30

$6.30 Rp 112.6K

348.41%

Internet (50+ Mbps, Unlimited Data)

$42.38 £31.95

$18.63 Rp 333.0K

127.48%

Gym Membership (Monthly)

$39.78 £29.99

$54.7 Rp 978.1K

-27.32%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 329.7K

Cinema Ticket

$11.34 £8.55

$4.24 Rp 75.8K

167.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,770 £1,335

$484 Rp 8.7M

265.66%

International Primary School, 1 Child (Yearly)

$22.8K £17.2K

$5,590 Rp 99.9M

307.15%

Jeans (Levis 501 Or Similar)

$95.6 £72.1

$45.77 Rp 818.0K

108.94%

Summer Dress (H&M, Zara, etc)

$49.16 £37.06

$35.69 Rp 637.9K

37.74%

Sport Shoes (Adidas, Nike)

$103 £77.5

$78.3 Rp 1.4M

31.36%

Men's Leather Business Shoes

$115 £86.5

$80.1 Rp 1.4M

43.23%

1-bedroom Apartment, City Center (Monthly)

$1,230 £927

$1,147 Rp 20.5M

7.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,100 £830

$678 Rp 12.1M

62.30%

3-bedroom Apartment, City Center (Monthly)

$2,073 £1,563

$3,504 Rp 62.6M

-40.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 £1,217

$1,688 Rp 30.2M

-4.39%

Buy Apartment in City Center (m2)

$5,202 £3,922

$2,788 Rp 49.8M

86.56%

Buy Apartment Outside City Center (m2)

$4,058 £3,060

$2,257 Rp 40.3M

79.83%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

13.78

-62.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A central one-bedroom costs $1,230 in Kirkcaldy versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Kirkcaldy versus $35.00 in Ubud, Bali. Groceries tell a different story – $255 in Kirkcaldy vs $286 in Ubud, Bali – so Kirkcaldy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,295 in Kirkcaldy, $1,374 in Ubud, Bali – roughly 67% apart. Kirkcaldy costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,442 per month in Kirkcaldy and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 958% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,770 per month in Kirkcaldy and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Kirkcaldy at $2,295. In Ubud, Bali it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,374 in Ubud, Bali to $2,295 in Kirkcaldy. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.