Cost of Living Comparison Between Kirkcaldy and Ubud, Bali Cost of Living Comparison Between Kirkcaldy and Ubud, Bali

Monthly Cost of Living

A single person spends $2,185 per month in Kirkcaldy vs $1,419 in Ubud, Bali, rent included.

A couple spends around $3,263 per month in Kirkcaldy vs $2,540 in Ubud, Bali, rent included.

A family of three spends $4,340 per month in Kirkcaldy vs $3,660 in Ubud, Bali, rent included.

Kirkcaldy costs about 54% more than Ubud, Bali, driven mainly by Eating Out.

Both Kirkcaldy and Ubud, Bali sit above the global median – Kirkcaldy by 63%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$22.16 £16.51

$3.56 Rp 64.3K

522.47%

Three-Course Dinner for Two, Mid-Range

$80.4 £59.9

$32.73 Rp 590.3K

145.52%

Fast Food Meal (McDonalds, etc)

$9.99 £7.44

$4.95 Rp 89.2K

101.82%

Cappuccino

$4.57 £3.40

$2.71 Rp 48.9K

68.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 £1.52

$1.34 Rp 24.2K

52.24%

Water (0.33 liter bottle)

$1.51 £1.12

$0.70 Rp 12.6K

115.71%

Local Beer (0.5 liter draught)

$5.94 £4.43

$2.92 Rp 52.7K

103.42%

Imported Beer (0.33 liter bottle)

$6.59 £4.91

$3.96 Rp 71.4K

66.41%

Milk (1 liter)

$1.39 £1.04

$1.81 Rp 32.6K

-23.20%

White Bread (500g)

$1.32 £0.99

$2.52 Rp 45.4K

-47.62%

Rice (white) (1kg)

$1.79 £1.34

$1.16 Rp 20.9K

54.31%

Eggs

$4.17 £3.11

$2.46 Rp 44.4K

69.51%

Local Cheese (1kg)

$8.90 £6.63

$14.71 Rp 265.3K

-39.50%

Chicken Fillets (1kg)

$5.29 £3.94

$4.32 Rp 77.9K

22.45%

Beef Round Steak (1kg)

$13.71 £10.21

$12.14 Rp 218.9K

12.93%

Apples (1kg)

$2.68 £2.00

$3.84 Rp 69.3K

-30.21%

Banana (1kg)

$1.24 £0.92

$1.56 Rp 28.1K

-20.51%

Oranges (1kg)

$2.89 £2.15

$2.83 Rp 51.1K

2.12%

Tomato (1kg)

$4.17 £3.11

$2.33 Rp 41.9K

78.97%

Potato (1kg)

$1.11 £0.83

$1.91 Rp 34.5K

-41.88%

Onion (1kg)

$1.34 £1.00

$2.20 Rp 39.7K

-39.09%

Lettuce (1 head)

$0.78 £0.58

$1.01 Rp 18.3K

-22.77%

Water (1.5 liter bottle)

$0.81 £0.60

$0.78 Rp 14.0K

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$16.21 £12.08

$3.32 Rp 59.8K

388.25%

Wine (Bottle)

$6.78 £5.05

$23.74 Rp 428.0K

-71.44%

Local Beer (0.5 liter bottle)

$2.18 £1.62

$2.79 Rp 50.3K

-21.86%

Imported Beer (0.33 liter bottle)

$2.31 £1.72

$2.86 Rp 51.6K

-19.23%

One-way Ticket (Public Transport)

$3.35 £2.50

$0.27 Rp 4,848

1140.74%

Public Transport Monthly Pass (Regular Price)

$86.9 £64.7

$8.03 Rp 144.8K

981.57%

Taxi Start (Normal Tariff)

$4.82 £3.59

$0.46 Rp 8,230

947.83%

Taxi (Normal Tariff) (1km)

$1.38 £1.03

$0.45 Rp 8,116

206.67%

Taxi 1hour Waiting (Normal Tariff)

$34.18 £25.46

$6.10 Rp 109.9K

460.33%

Gasoline (1 liter)

$1.96 £1.46

$0.79 Rp 14.3K

148.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.1K

$26.1K Rp 471.6M

49.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.5K £30.9K

$32.1K Rp 579.2M

29.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$255 £190

$79.9 Rp 1.4M

219.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.55 £18.29

$4.06 Rp 73.3K

504.68%

Internet (50+ Mbps, Unlimited Data)

$45.62 £33.99

$23.52 Rp 424.1K

93.96%

Gym Membership (Monthly)

$46.17 £34.40

$98.7 Rp 1.8M

-53.22%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

Cinema Ticket

$8.80 £6.56

$4.15 Rp 74.8K

112.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,879 £1,400

$304 Rp 5.5M

518.21%

International Primary School, 1 Child (Yearly)

$15.5K £11.6K

$6,613 Rp 119.3M

134.44%

Jeans (Levis 501 Or Similar)

$82.6 £61.6

$55.5 Rp 1.0M

48.76%

Summer Dress (H&M, Zara, etc)

$41.34 £30.80

$38.31 Rp 690.9K

7.91%

Sport Shoes (Adidas, Nike)

$96.4 £71.8

$88.6 Rp 1.6M

8.77%

Men's Leather Business Shoes

$121 £90.5

$77.9 Rp 1.4M

55.94%

1-bedroom Apartment, City Center (Monthly)

$1,229 £915

$1,006 Rp 18.1M

22.08%

1-bedroom Apartment, Outside City Center (Monthly)

$983 £732

$675 Rp 12.2M

45.56%

3-bedroom Apartment, City Center (Monthly)

$2,058 £1,533

$3,442 Rp 62.1M

-40.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,686 £1,256

$2,039 Rp 36.8M

-17.31%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.28

-55.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,229 in Kirkcaldy versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80.0 in Kirkcaldy versus $33.00 in Ubud, Bali. Groceries tell a different story – $246 in Kirkcaldy vs $302 in Ubud, Bali – so Kirkcaldy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,185 in Kirkcaldy, $1,419 in Ubud, Bali – roughly 54% apart. Kirkcaldy costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,278 per month in Kirkcaldy and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 982% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,879 per month in Kirkcaldy and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kirkcaldy at $2,185. In Ubud, Bali it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $2,185 in Kirkcaldy. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.