Last update: Oct 2026

Cost of Living Comparison Between Kinmen and Chang-hua

For one person, living is cheaper in Chang-hua: $864 a month against $1,088 in Kinmen, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Kinmen
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Kinmen Living Index
42

Cost of Living Index in Chang-hua
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Chang-hua Living Index

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Kinmen

🇹🇼 Taiwan

$1,088

/mo nomad

Chang-hua

🇹🇼 Taiwan

$864

/mo nomad

Monthly Cost of Living

How much you'll spend in Kinmen and in Chang-hua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kinmen and in Chang-hua actually costs, broken down by who's living it.

A single person spends $1,088 per month in Kinmen vs $864 in Chang-hua, rent included.

Kinmen $1,088
Chang-hua $864

A couple spends around $1,849 per month in Kinmen vs $1,343 in Chang-hua, rent included.

Kinmen $1,849
Chang-hua $1,343

A family of three spends $2,611 per month in Kinmen vs $1,822 in Chang-hua, rent included.

Kinmen $2,611
Chang-hua $1,822

Kinmen costs about 26% more than Chang-hua, and outside of rent the biggest gap is in clothing.

Both Kinmen and Chang-hua are more affordable than the global median – Kinmen 19% lower, Chang-hua 36% lower.

Meal at Budget Restaurant

$4.77 NT$155

$3.83 NT$124

24.54%

Three-Course Dinner for Two, Mid-Range

$31.40 NT$1,018

$32.76 NT$1,062

-4.15%

Fast Food Meal (McDonalds, etc)

$4.75 NT$154

$5.53 NT$179

-14.10%

Cappuccino

$2.90 NT$94.0

$1.63 NT$52.7

77.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 NT$31.62

$0.96 NT$30.99

2.08%

Water (0.33 liter bottle)

$0.65 NT$21.01

$0.56 NT$18.01

16.07%

Local Beer (0.5 liter draught)

$1.55 NT$50.1

$1.36 NT$44.21

13.97%

Imported Beer (0.33 liter bottle)

$2.56 NT$82.9

$2.17 NT$70.3

17.97%

Milk (1 liter)

$3.03 NT$98.2

$2.38 NT$77.1

27.31%

White Bread (500g)

$1.87 NT$60.8

$2.07 NT$67.2

-9.66%

Rice (white) (1kg)

$2.96 NT$96.1

$2.94 NT$95.5

0.68%

Eggs

$2.71 NT$87.9

$2.76 NT$89.5

-1.81%

Local Cheese (1kg)

$19.51 NT$633

$16.19 NT$525

20.51%

Chicken Fillets (1kg)

$7.82 NT$254

$9.51 NT$308

-17.77%

Beef Round Steak (1kg)

$20.99 NT$681

$21.23 NT$688

-1.13%

Apples (1kg)

$4.27 NT$139

$4.82 NT$156

-11.41%

Banana (1kg)

$2.50 NT$81.0

$3.38 NT$110

-26.04%

Oranges (1kg)

$2.98 NT$96.7

$2.93 NT$95.1

1.71%

Tomato (1kg)

$3.25 NT$105

$3.17 NT$103

2.52%

Potato (1kg)

$2.84 NT$92.1

$2.77 NT$89.8

2.53%

Onion (1kg)

$2.15 NT$69.7

$2.11 NT$68.4

1.90%

Lettuce (1 head)

$2.00 NT$64.8

$1.69 NT$54.9

18.34%

Water (1.5 liter bottle)

$1.07 NT$34.85

$0.77 NT$24.97

38.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.95 NT$128

$3.96 NT$128

-0.25%

Wine (Bottle)

$12.64 NT$410

$9.43 NT$306

34.04%

Local Beer (0.5 liter bottle)

$1.63 NT$52.9

$1.38 NT$44.70

18.12%

Imported Beer (0.33 liter bottle)

$2.29 NT$74.3

$2.29 NT$74.4

One-way Ticket (Public Transport)

$0.61 NT$19.75

$1.55 NT$50.4

-60.65%

Public Transport Monthly Pass (Regular Price)

$36.67 NT$1,189

$34.80 NT$1,129

5.37%

Taxi Start (Normal Tariff)

$2.74 NT$88.8

$2.65 NT$85.9

3.40%

Taxi (Normal Tariff) (1km)

$0.82 NT$26.72

$0.76 NT$24.71

7.89%

Taxi 1hour Waiting (Normal Tariff)

$9.51 NT$308

$9.29 NT$301

2.37%

Gasoline (1 liter)

$1.02 NT$32.92

$1.06 NT$34.39

-3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K NT$1.1M

$33.1K NT$1.1M

3.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K NT$801.0K

$24.3K NT$787.5K

1.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.5 NT$2,869

$31.62 NT$1,025

179.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.67 NT$573

$16.99 NT$551

4.00%

Internet (50+ Mbps, Unlimited Data)

$22.41 NT$727

$18.71 NT$607

19.78%

Gym Membership (Monthly)

$37.07 NT$1,202

$31.75 NT$1,029

16.76%

Cinema Ticket

$9.78 NT$317

$9.38 NT$304

4.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 NT$17.3K

$636 NT$20.6K

-15.99%

International Primary School, 1 Child (Yearly)

$16.6K NT$538.1K

$7,946 NT$257.7K

108.83%

Jeans (Levis 501 Or Similar)

$64.5 NT$2,092

$49.35 NT$1,600

30.70%

Summer Dress (H&M, Zara, etc)

$31.43 NT$1,019

$15.47 NT$502

103.17%

Sport Shoes (Adidas, Nike)

$85.0 NT$2,757

$78.1 NT$2,534

8.79%

Men's Leather Business Shoes

$101 NT$3,284

$49.57 NT$1,607

104.32%

1-bedroom Apartment, City Center (Monthly)

$409 NT$13.3K

$252 NT$8,160

62.68%

1-bedroom Apartment, Outside City Center (Monthly)

$255 NT$8,261

$170 NT$5,528

49.46%

3-bedroom Apartment, City Center (Monthly)

$973 NT$31.5K

$509 NT$16.5K

91.23%

3-bedroom Apartment, Outside City Center (Monthly)

$745 NT$24.2K

$169 NT$5,480

340.77%

Buy Apartment in City Center (m2)

$7,994 NT$259.2K

$2,959 NT$96.0K

170.17%

Buy Apartment Outside City Center (m2)

$5,078 NT$164.7K

$1,631 NT$52.9K

211.34%

Average Monthly Net Salary (After Tax)

$2,011 NT$65.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.38

2.2

8.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: October 10, 2026

Last update for Chang-hua: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kinmen

$369 33.9%

Chang-hua

$358 41.4% 2.9% $11

Accommodation & Living

Kinmen

$255 23.4%

Chang-hua

$170 19.7% 33.1% $84

Monthly Utilities & Internet

Kinmen

$129 11.8%

Chang-hua

$67 7.8% 47.6% $61

Clothing & Footwear

Kinmen

$127 11.7%

Chang-hua

$87 10% 31.8% $40

Eating Out

Kinmen

$107 9.8%

Chang-hua

$84 9.7% 21.2% $23

Sport & Entertainment

Kinmen

$57 5.2%

Chang-hua

$51 5.8% 10.8% $6.1

Getting Around

Kinmen

$46 4.2%

Chang-hua

$47 5.5% 3.3% $1.5

Cost Breakdown

A central one-bedroom costs $409 in Kinmen versus $252 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Kinmen versus $33.00 in Chang-hua. Groceries tell a different story – $369 in Kinmen vs $358 in Chang-hua – so Chang-hua wins on supermarket bills even if dining out costs more.

Good to know

🇹🇼 Kinmen

🇹🇼 Chang-hua

🕒 Local time

09:03 9:03 AM

Same time as Kinmen

🌤 Weather

👥 Population

12,568

226,564

💱 Currency

New Taiwan Dollar TWD NT$

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

Exchange rates and currency converter

On the map

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Kinmen Chang-hua 240 km

From you

Kinmen
Chang-hua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kinmen vs Chang-hua: Cost of Living - Frequently Asked Questions

Kinmen costs about 26% more than Chang-hua, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,632 per month in Kinmen and $1,296 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,088 in Kinmen and $864 in Chang-hua. That's a gap of about 26%.

Public transport costs about 5% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $864, than in Kinmen at $1,088. In Chang-hua it covers expenses comfortably, while in Kinmen it requires careful planning or may not stretch far enough.

Families tend to lean toward Chang-hua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kinmen makes more sense. Both are solid long-term options with distinct trade-offs.