Cost of Living Comparison Between Kinmen and Chang-hua Cost of Living Comparison Between Kinmen and Chang-hua

Monthly Cost of Living

A single person spends $1,124 per month in Kinmen vs $887 in Chang-hua, rent included.

A couple spends around $1,876 per month in Kinmen vs $1,367 in Chang-hua, rent included.

A family of three spends $2,629 per month in Kinmen vs $1,848 in Chang-hua, rent included.

Kinmen costs about 27% more than Chang-hua, driven mainly by Clothing & Footwear.

Both Kinmen and Chang-hua are more affordable than the global median – Kinmen 16% lower, Chang-hua 34% lower.

Meal at Budget Restaurant

$5.07 NT$164

$3.77 NT$122

34.48%

Three-Course Dinner for Two, Mid-Range

$30.83 NT$996

$26.71 NT$863

15.42%

Fast Food Meal (McDonalds, etc)

$5.54 NT$179

$5.84 NT$189

-5.14%

Cappuccino

$2.92 NT$94.4

$1.86 NT$60.2

56.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 NT$33.62

$0.91 NT$29.43

14.29%

Water (0.33 liter bottle)

$0.72 NT$23.27

$0.43 NT$13.86

67.44%

Local Beer (0.5 liter draught)

$1.84 NT$59.3

$1.44 NT$46.57

27.78%

Imported Beer (0.33 liter bottle)

$2.74 NT$88.6

$2.08 NT$67.3

31.73%

Milk (1 liter)

$3.31 NT$107

$2.76 NT$89.1

19.93%

White Bread (500g)

$1.95 NT$62.9

$1.88 NT$60.7

3.72%

Rice (white) (1kg)

$2.89 NT$93.5

$3.13 NT$101

-7.67%

Eggs

$2.85 NT$92.1

$2.79 NT$90.2

2.15%

Local Cheese (1kg)

$18.49 NT$598

$17.71 NT$572

4.40%

Chicken Fillets (1kg)

$8.10 NT$262

$7.81 NT$252

3.71%

Beef Round Steak (1kg)

$17.18 NT$555

$19.98 NT$646

-14.01%

Apples (1kg)

$4.67 NT$151

$5.04 NT$163

-7.34%

Banana (1kg)

$2.53 NT$81.7

$2.97 NT$95.9

-14.81%

Oranges (1kg)

$2.64 NT$85.4

$2.77 NT$89.5

-4.69%

Tomato (1kg)

$3.45 NT$111

$3.10 NT$100

11.29%

Potato (1kg)

$2.77 NT$89.5

$2.65 NT$85.5

4.53%

Onion (1kg)

$2.17 NT$70.2

$2.17 NT$70.3

Lettuce (1 head)

$2.06 NT$66.6

$1.98 NT$63.9

4.04%

Water (1.5 liter bottle)

$1.20 NT$38.62

$0.81 NT$26.13

48.15%

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 NT$131

$4.15 NT$134

-2.41%

Wine (Bottle)

$13.99 NT$452

$9.07 NT$293

54.24%

Local Beer (0.5 liter bottle)

$1.67 NT$53.8

$1.55 NT$50.0

7.74%

Imported Beer (0.33 liter bottle)

$2.56 NT$82.7

$2.35 NT$76.1

8.94%

One-way Ticket (Public Transport)

$0.87 NT$28.02

$1.72 NT$55.6

-49.42%

Public Transport Monthly Pass (Regular Price)

$39.33 NT$1,271

$36.55 NT$1,181

7.61%

Taxi Start (Normal Tariff)

$2.96 NT$95.6

$2.89 NT$93.5

2.42%

Taxi (Normal Tariff) (1km)

$0.80 NT$25.78

$0.72 NT$23.42

11.11%

Taxi 1hour Waiting (Normal Tariff)

$10.22 NT$330

$10.29 NT$333

-0.68%

Gasoline (1 liter)

$1.07 NT$34.61

$1.08 NT$34.76

-0.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K NT$1.1M

$37.3K NT$1.2M

-5.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K NT$857.3K

$26.9K NT$868.8K

-1.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.1 NT$2,781

$34.24 NT$1,106

151.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.37 NT$787

$18.64 NT$602

30.74%

Internet (50+ Mbps, Unlimited Data)

$22.59 NT$730

$19.98 NT$645

13.06%

Gym Membership (Monthly)

$36.68 NT$1,185

$25.57 NT$826

43.45%

Tennis Court (1 Hour on Weekend)

$14.95 NT$483

$15.29 NT$494

-2.22%

Cinema Ticket

$10.06 NT$325

$10.36 NT$335

-2.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 NT$13.7K

$636 NT$20.6K

-33.27%

International Primary School, 1 Child (Yearly)

$15.8K NT$509.2K

$8,532 NT$275.7K

84.70%

Jeans (Levis 501 Or Similar)

$81.6 NT$2,636

$53.7 NT$1,736

51.88%

Summer Dress (H&M, Zara, etc)

$34.43 NT$1,113

$16.77 NT$542

105.31%

Sport Shoes (Adidas, Nike)

$91.3 NT$2,948

$84.5 NT$2,729

8.03%

Men's Leather Business Shoes

$102 NT$3,302

$54.8 NT$1,772

86.32%

1-bedroom Apartment, City Center (Monthly)

$424 NT$13.7K

$310 NT$10.0K

36.65%

1-bedroom Apartment, Outside City Center (Monthly)

$293 NT$9,474

$184 NT$5,932

59.71%

3-bedroom Apartment, City Center (Monthly)

$1,042 NT$33.7K

$533 NT$17.2K

95.50%

3-bedroom Apartment, Outside City Center (Monthly)

$734 NT$23.7K

$187 NT$6,039

292.95%

Buy Apartment in City Center (m2)

$6,302 NT$203.6K

$2,945 NT$95.2K

114.00%

Buy Apartment Outside City Center (m2)

$4,564 NT$147.5K

$1,608 NT$51.9K

183.91%

Average Monthly Net Salary (After Tax)

$2,032 NT$65.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.18

2.19

-0.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: July 13, 2026

Last update for Chang-hua: July 13, 2026

Cost Breakdown

A central one-bedroom costs $424 in Kinmen versus $310 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Kinmen versus $27.00 in Chang-hua. Monthly groceries follow the same trend: $366 vs $352 – making Chang-hua the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kinmen vs Chang-hua: Cost of Living - Frequently Asked Questions

Kinmen costs about 27% more than Chang-hua, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,685 per month in Kinmen and $1,330 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,124 in Kinmen and $887 in Chang-hua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 8% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $887, than in Kinmen at $1,124. In Chang-hua it covers expenses comfortably, while in Kinmen it requires careful planning or may not stretch far enough.

Families tend to lean toward Chang-hua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kinmen makes more sense. Both are solid long-term options with distinct trade-offs.