Cost of Living Comparison Between Kinmen and Chang-hua Cost of Living Comparison Between Kinmen and Chang-hua

Monthly Cost of Living

A single person spends $1,124 per month in Kinmen vs $904 in Chang-hua, rent included.

A couple spends around $1,864 per month in Kinmen vs $1,361 in Chang-hua, rent included.

A family of three spends $2,603 per month in Kinmen vs $1,819 in Chang-hua, rent included.

Kinmen costs about 24% more than Chang-hua, driven mainly by Clothing & Footwear.

Both Kinmen and Chang-hua are more affordable than the global median – Kinmen 16% lower, Chang-hua 33% lower.

Meal at Budget Restaurant

$5.23 NT$165

$3.76 NT$118

39.10%

Three-Course Dinner for Two, Mid-Range

$30.74 NT$967

$27.15 NT$855

13.22%

Fast Food Meal (McDonalds, etc)

$5.46 NT$172

$5.64 NT$178

-3.19%

Cappuccino

$2.91 NT$91.5

$1.84 NT$57.8

58.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 NT$34.45

$0.88 NT$27.63

23.86%

Water (0.33 liter bottle)

$0.77 NT$24.33

$0.46 NT$14.54

67.39%

Local Beer (0.5 liter draught)

$1.89 NT$59.4

$1.45 NT$45.62

30.34%

Imported Beer (0.33 liter bottle)

$2.64 NT$83.2

$1.98 NT$62.3

33.33%

Milk (1 liter)

$3.26 NT$103

$2.76 NT$86.9

18.12%

White Bread (500g)

$1.90 NT$59.9

$1.91 NT$60.1

-0.52%

Rice (white) (1kg)

$2.79 NT$87.9

$3.17 NT$99.9

-11.99%

Eggs

$2.84 NT$89.3

$2.91 NT$91.7

-2.41%

Local Cheese (1kg)

$18.85 NT$593

$17.14 NT$540

9.98%

Chicken Fillets (1kg)

$8.00 NT$252

$7.81 NT$246

2.43%

Beef Round Steak (1kg)

$17.25 NT$543

$20.15 NT$634

-14.39%

Apples (1kg)

$4.58 NT$144

$5.22 NT$164

-12.26%

Banana (1kg)

$2.56 NT$80.7

$2.89 NT$91.1

-11.42%

Oranges (1kg)

$2.67 NT$84.2

$2.75 NT$86.7

-2.91%

Tomato (1kg)

$3.49 NT$110

$3.23 NT$102

8.05%

Potato (1kg)

$2.87 NT$90.3

$2.75 NT$86.5

4.36%

Onion (1kg)

$2.24 NT$70.4

$2.19 NT$69.0

2.28%

Lettuce (1 head)

$1.96 NT$61.7

$1.87 NT$59.0

4.81%

Water (1.5 liter bottle)

$1.25 NT$39.49

$0.81 NT$25.47

54.32%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 NT$132

$3.95 NT$124

6.08%

Wine (Bottle)

$14.40 NT$453

$9.61 NT$302

49.84%

Local Beer (0.5 liter bottle)

$1.66 NT$52.1

$1.56 NT$49.26

6.41%

Imported Beer (0.33 liter bottle)

$2.47 NT$77.8

$2.41 NT$75.8

2.49%

One-way Ticket (Public Transport)

$0.89 NT$27.89

$1.72 NT$54.0

-48.26%

Public Transport Monthly Pass (Regular Price)

$39.20 NT$1,234

$37.34 NT$1,175

4.98%

Taxi Start (Normal Tariff)

$2.94 NT$92.5

$2.95 NT$93.0

-0.34%

Taxi (Normal Tariff) (1km)

$0.77 NT$24.35

$0.78 NT$24.68

-1.28%

Taxi 1hour Waiting (Normal Tariff)

$10.28 NT$324

$10.29 NT$324

-0.10%

Gasoline (1 liter)

$1.06 NT$33.49

$1.02 NT$32.18

3.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K NT$1.1M

$38.6K NT$1.2M

-7.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K NT$808.1K

$27.5K NT$864.1K

-6.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.4 NT$2,719

$34.13 NT$1,074

153.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.55 NT$773

$18.70 NT$589

31.28%

Internet (50+ Mbps, Unlimited Data)

$22.48 NT$708

$20.26 NT$638

10.96%

Gym Membership (Monthly)

$36.74 NT$1,156

$26.09 NT$821

40.82%

Tennis Court (1 Hour on Weekend)

$15.18 NT$478

$15.35 NT$483

-1.11%

Cinema Ticket

$10.06 NT$317

$10.07 NT$317

-0.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 NT$13.2K

$643 NT$20.2K

-34.90%

International Primary School, 1 Child (Yearly)

$15.3K NT$482.6K

$8,353 NT$262.9K

83.55%

Jeans (Levis 501 Or Similar)

$84.1 NT$2,647

$53.8 NT$1,692

56.39%

Summer Dress (H&M, Zara, etc)

$34.75 NT$1,094

$16.87 NT$531

105.99%

Sport Shoes (Adidas, Nike)

$91.0 NT$2,864

$84.1 NT$2,647

8.22%

Men's Leather Business Shoes

$103 NT$3,244

$53.8 NT$1,692

91.72%

1-bedroom Apartment, City Center (Monthly)

$440 NT$13.8K

$312 NT$9,829

40.83%

1-bedroom Apartment, Outside City Center (Monthly)

$286 NT$8,994

$190 NT$5,974

50.55%

3-bedroom Apartment, City Center (Monthly)

$1,034 NT$32.6K

$546 NT$17.2K

89.26%

3-bedroom Apartment, Outside City Center (Monthly)

$740 NT$23.3K

$189 NT$5,953

291.49%

Buy Apartment in City Center (m2)

$7,661 NT$241.2K

$3,014 NT$94.9K

154.17%

Buy Apartment Outside City Center (m2)

$5,295 NT$166.7K

$1,682 NT$52.9K

214.86%

Average Monthly Net Salary (After Tax)

$2,015 NT$63.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.18

2.19

-0.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: June 1, 2026

Last update for Chang-hua: May 30, 2026

Cost Breakdown

A central one-bedroom costs $440 in Kinmen versus $312 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Kinmen versus $27.00 in Chang-hua. Monthly groceries follow the same trend: $367 vs $354 – making Chang-hua the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kinmen vs Chang-hua: Cost of Living - Frequently Asked Questions

Kinmen costs about 24% more than Chang-hua, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,686 per month in Kinmen and $1,355 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,124 in Kinmen and $904 in Chang-hua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 5% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $904, than in Kinmen at $1,124. In Chang-hua it covers expenses comfortably, while in Kinmen it requires careful planning or may not stretch far enough.

Families tend to lean toward Chang-hua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kinmen makes more sense. Both are solid long-term options with distinct trade-offs.