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Cost of Living Comparison Between Kielce and Banja Luka Cost of Living Comparison Between Kielce and Banja Luka

🙂 Solo nomad: Kielce is 0.9% cheaper than Banja Luka without rent, and 15.9% more expensive with rent.
😐 Family of 3: Kielce is 0.6% more expensive than Banja Luka without rent, and 6.7% more expensive with rent.
Currency
🍽 Eating Out
Kielce
Banja Luka
Difference
Meal at Budget Restaurant
$10.82 zł 39.28
$8.67 BAM 14.65
24.80%
Three-Course Dinner for Two, Mid-Range
$40.06 zł 145
$42.02 BAM 71.0
-4.66%
Fast Food Meal (McDonalds, etc)
$6.66 zł 24.18
$8.61 BAM 14.55
-22.65%
Cappuccino
$3.00 zł 10.89
$1.64 BAM 2.77
82.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.23 zł 8.10
$2.00 BAM 3.38
11.50%
Water (0.33 liter bottle)
$0.84 zł 3.04
$1.15 BAM 1.94
-26.96%
Local Beer (0.5 liter draught)
$3.20 zł 11.61
$2.00 BAM 3.38
60.00%
Imported Beer (0.33 liter bottle)
$4.05 zł 14.72
$2.81 BAM 4.75
44.13%
🛒 Groceries & Markets
Kielce
Banja Luka
Difference
Milk (1 liter)
$1.04 zł 3.77
$1.37 BAM 2.31
-24.09%
White Bread (500g)
$1.51 zł 5.47
$1.29 BAM 2.18
17.05%
Rice (white) (1kg)
$1.21 zł 4.40
$1.65 BAM 2.78
-26.67%
Eggs
$3.33 zł 12.11
$2.86 BAM 4.83
16.43%
Local Cheese (1kg)
$8.65 zł 31.41
$9.53 BAM 16.10
-9.23%
Chicken Fillets (1kg)
$6.98 zł 25.34
$8.95 BAM 15.12
-22.01%
Beef Round Steak (1kg)
$12.58 zł 45.67
$11.91 BAM 20.13
5.63%
Apples (1kg)
$0.91 zł 3.29
$1.45 BAM 2.45
-37.24%
Banana (1kg)
$1.45 zł 5.27
$1.62 BAM 2.74
-10.49%
Oranges (1kg)
$1.65 zł 5.99
$1.85 BAM 3.13
-10.81%
Tomato (1kg)
$2.86 zł 10.38
$1.95 BAM 3.30
46.67%
Potato (1kg)
$0.56 zł 2.02
$1.19 BAM 2.02
-52.94%
Onion (1kg)
$0.58 zł 2.12
$1.29 BAM 2.19
-55.04%
Lettuce (1 head)
$1.73 zł 6.26
$1.22 BAM 2.06
41.80%
Water (1.5 liter bottle)
$0.48 zł 1.73
$0.78 BAM 1.31
-38.46%
Cigarettes 20 Pack (Marlboro, Camel)
$5.02 zł 18.23
$3.76 BAM 6.36
33.51%
Wine (Bottle)
$7.40 zł 26.85
$8.01 BAM 13.54
-7.62%
Local Beer (0.5 liter bottle)
$1.28 zł 4.65
$0.69 BAM 1.17
85.51%
Imported Beer (0.33 liter bottle)
$1.51 zł 5.50
$1.09 BAM 1.85
38.53%
🚌 Getting Around
Kielce
Banja Luka
Difference
One-way Ticket (Public Transport)
$1.12 zł 4.07
$1.38 BAM 2.33
-18.84%
Public Transport Monthly Pass (Regular Price)
$33.16 zł 120
$36.64 BAM 61.9
-9.50%
Taxi Start (Normal Tariff)
$2.42 zł 8.79
$1.44 BAM 2.43
68.06%
Taxi (Normal Tariff) (1km)
$0.76 zł 2.78
$1.16 BAM 1.95
-34.48%
Taxi 1hour Waiting (Normal Tariff)
$14.87 zł 54.0
$9.00 BAM 15.21
65.22%
Gasoline (1 liter)
$1.76 zł 6.37
$1.49 BAM 2.52
18.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K zł 124.4K
$29.1K BAM 49.1K
17.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K zł 107.1K
$26.4K BAM 44.6K
11.72%
🧾 Monthly Utilities & Internet
Kielce
Banja Luka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 zł 778
$170 BAM 287
26.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.06 zł 29.27
$19.16 BAM 32.38
-57.93%
Internet (50+ Mbps, Unlimited Data)
$11.81 zł 42.87
$23.63 BAM 39.93
-50.02%
🎉 Sport & Entertainment
Kielce
Banja Luka
Difference
Gym Membership (Monthly)
$31.35 zł 114
$28.58 BAM 48.30
9.69%
Tennis Court (1 Hour on Weekend)
$20.70 zł 75.1
$10.20 BAM 17.23
102.94%
Cinema Ticket
$8.34 zł 30.27
$4.65 BAM 7.86
79.35%
🧸 Childcare & Education
Kielce
Banja Luka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 zł 1,002
$235 BAM 396
17.65%
International Primary School, 1 Child (Yearly)
$5,866 zł 21.3K
$3,723 BAM 6,292
57.58%
👕👟 Clothing & Footwear
Kielce
Banja Luka
Difference
Jeans (Levis 501 Or Similar)
$75.7 zł 275
$73.8 BAM 125
2.55%
Summer Dress (H&M, Zara, etc)
$49.44 zł 179
$36.92 BAM 62.4
33.91%
Sport Shoes (Adidas, Nike)
$82.1 zł 298
$88.7 BAM 150
-7.43%
Men's Leather Business Shoes
$112 zł 405
$125 BAM 212
-11.07%
🏠 Accommodation & Living
Kielce
Banja Luka
Difference
1-bedroom Apartment, City Center (Monthly)
$554 zł 2,012
$449 BAM 758
23.58%
1-bedroom Apartment, Outside City Center (Monthly)
$453 zł 1,645
$326 BAM 552
38.83%
3-bedroom Apartment, City Center (Monthly)
$796 zł 2,890
$653 BAM 1,104
21.82%
3-bedroom Apartment, Outside City Center (Monthly)
$600 zł 2,179
$479 BAM 809
25.37%
Buy Apartment in City Center (m2)
$2,895 zł 10.5K
$3,090 BAM 5,222
-6.30%
Buy Apartment Outside City Center (m2)
$2,212 zł 8,030
$2,087 BAM 3,527
6.00%
💵 Salaries & Financials
Kielce
Banja Luka
Difference
Average Monthly Net Salary (After Tax)
$1,442 zł 5,234
$874 BAM 1,476
65.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.97
5.02
18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kielce: January 11, 2026

Last update for Banja Luka: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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