Cost of Living Comparison Between Kielce and Banja Luka Cost of Living Comparison Between Kielce and Banja Luka

😐 Solo nomad: Kielce is 15.5% more expensive than Banja Luka without rent, and 17.8% more expensive with rent.

🙂 Family of 3: Kielce is 10.7% cheaper than Banja Luka without rent, and 4.3% more expensive with rent.

Meal at Budget Restaurant

$10.75 zł 39.45

$8.61 BAM 14.46

24.85%

Three-Course Dinner for Two, Mid-Range

$41.46 zł 152

$41.52 BAM 69.8

-0.14%

Fast Food Meal (McDonalds, etc)

$6.90 zł 25.33

$8.67 BAM 14.56

-20.42%

Cappuccino

$2.92 zł 10.71

$1.60 BAM 2.69

82.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.77

$1.96 BAM 3.29

8.16%

Water (0.33 liter bottle)

$0.84 zł 3.08

$1.19 BAM 2.00

-29.41%

Local Beer (0.5 liter draught)

$3.33 zł 12.24

$2.12 BAM 3.56

57.08%

Imported Beer (0.33 liter bottle)

$4.10 zł 15.04

$2.88 BAM 4.84

42.36%

Milk (1 liter)

$0.95 zł 3.50

$1.41 BAM 2.37

-32.62%

White Bread (500g)

$1.43 zł 5.26

$1.28 BAM 2.15

11.72%

Rice (white) (1kg)

$1.22 zł 4.49

$1.57 BAM 2.63

-22.29%

Eggs

$3.42 zł 12.56

$2.87 BAM 4.82

19.16%

Local Cheese (1kg)

$8.54 zł 31.35

$9.60 BAM 16.12

-11.04%

Chicken Fillets (1kg)

$6.92 zł 25.38

$8.84 BAM 14.85

-21.72%

Beef Round Steak (1kg)

$12.93 zł 47.44

$11.95 BAM 20.08

8.20%

Apples (1kg)

$0.98 zł 3.60

$1.45 BAM 2.44

-32.41%

Banana (1kg)

$1.47 zł 5.38

$1.59 BAM 2.67

-7.55%

Oranges (1kg)

$1.67 zł 6.13

$1.89 BAM 3.17

-11.64%

Tomato (1kg)

$2.77 zł 10.16

$1.93 BAM 3.24

43.52%

Potato (1kg)

$0.58 zł 2.15

$1.26 BAM 2.11

-53.97%

Onion (1kg)

$0.63 zł 2.30

$1.25 BAM 2.10

-49.60%

Lettuce (1 head)

$1.71 zł 6.27

$1.26 BAM 2.12

35.71%

Water (1.5 liter bottle)

$0.47 zł 1.73

$0.77 BAM 1.30

-38.96%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 zł 18.58

$3.66 BAM 6.14

38.25%

Wine (Bottle)

$7.09 zł 26.03

$8.31 BAM 13.97

-14.68%

Local Beer (0.5 liter bottle)

$1.28 zł 4.70

$0.71 BAM 1.19

80.28%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.50

$1.09 BAM 1.83

37.61%

One-way Ticket (Public Transport)

$1.12 zł 4.12

$1.38 BAM 2.31

-18.84%

Public Transport Monthly Pass (Regular Price)

$33.10 zł 121

$36.66 BAM 61.6

-9.71%

Taxi Start (Normal Tariff)

$2.51 zł 9.21

$1.44 BAM 2.42

74.31%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.70

$1.15 BAM 1.93

-35.65%

Taxi 1hour Waiting (Normal Tariff)

$14.67 zł 53.8

$9.10 BAM 15.29

61.21%

Gasoline (1 liter)

$1.70 zł 6.23

$1.54 BAM 2.59

10.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 121.9K

$28.9K BAM 48.5K

15.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K zł 108.2K

$27.2K BAM 45.7K

8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 zł 772

$172 BAM 290

21.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.39 zł 30.78

$18.98 BAM 31.89

-55.80%

Internet (50+ Mbps, Unlimited Data)

$11.92 zł 43.74

$23.44 BAM 39.38

-49.15%

Gym Membership (Monthly)

$31.94 zł 117

$28.22 BAM 47.41

13.18%

Tennis Court (1 Hour on Weekend)

$20.20 zł 74.1

$9.97 BAM 16.75

102.61%

Cinema Ticket

$8.02 zł 29.43

$4.74 BAM 7.97

69.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 zł 1,047

$236 BAM 396

20.96%

International Primary School, 1 Child (Yearly)

$5,912 zł 21.7K

$3,627 BAM 6,093

63.00%

Jeans (Levis 501 Or Similar)

$77.5 zł 284

$74.8 BAM 126

3.66%

Summer Dress (H&M, Zara, etc)

$49.24 zł 181

$35.98 BAM 60.4

36.85%

Sport Shoes (Adidas, Nike)

$83.0 zł 304

$88.2 BAM 148

-5.91%

Men's Leather Business Shoes

$112 zł 411

$122 BAM 205

-8.27%

1-bedroom Apartment, City Center (Monthly)

$555 zł 2,037

$450 BAM 755

23.44%

1-bedroom Apartment, Outside City Center (Monthly)

$457 zł 1,677

$320 BAM 538

42.73%

3-bedroom Apartment, City Center (Monthly)

$794 zł 2,912

$652 BAM 1,095

21.79%

3-bedroom Apartment, Outside City Center (Monthly)

$605 zł 2,219

$474 BAM 796

27.61%

Buy Apartment in City Center (m2)

$2,905 zł 10.7K

$3,020 BAM 5,074

-3.80%

Buy Apartment Outside City Center (m2)

$2,208 zł 8,103

$1,999 BAM 3,358

10.46%

Average Monthly Net Salary (After Tax)

$1,454 zł 5,337

$882 BAM 1,482

64.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.97

5.02

18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kielce: February 28, 2026

Last update for Banja Luka: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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