Cost of Living Comparison Between Kiambu and Ubud, Bali Cost of Living Comparison Between Kiambu and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $489 in Kiambu versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $759 in Kiambu versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,030 in Kiambu versus $3,763 in Ubud, Bali.

Living in Kiambu costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kiambu is 63% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Kiambu
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.12 KES 403
$3.45 Rp 62.0K
-9.57%
Three-Course Dinner for Two, Mid-Range
$19.07 KES 2,464
$32.34 Rp 580.1K
-41.03%
Fast Food Meal (McDonalds, etc)
$4.74 KES 613
$4.84 Rp 86.9K
-2.07%
Cappuccino
$1.91 KES 246
$2.75 Rp 49.3K
-30.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.50 KES 64.3
$1.38 Rp 24.8K
-63.77%
Water (0.33 liter bottle)
$0.36 KES 47.13
$0.75 Rp 13.5K
-52.00%
Local Beer (0.5 liter draught)
$1.73 KES 224
$2.99 Rp 53.7K
-42.14%
Imported Beer (0.33 liter bottle)
$2.34 KES 302
$3.85 Rp 69.1K
-39.22%
🛒 Groceries & Markets
Kiambu
Ubud, Bali
Difference
Milk (1 liter)
$0.64 KES 82.5
$1.74 Rp 31.1K
-63.22%
White Bread (500g)
$0.54 KES 69.2
$2.46 Rp 44.1K
-78.05%
Rice (white) (1kg)
$1.66 KES 214
$1.17 Rp 21.0K
41.88%
Eggs
$1.29 KES 167
$2.43 Rp 43.6K
-46.91%
Local Cheese (1kg)
$11.83 KES 1,529
$14.50 Rp 260.2K
-18.41%
Chicken Fillets (1kg)
$6.76 KES 874
$4.35 Rp 78.0K
55.40%
Beef Round Steak (1kg)
$4.17 KES 539
$11.98 Rp 214.9K
-65.19%
Apples (1kg)
$3.06 KES 395
$3.72 Rp 66.7K
-17.74%
Banana (1kg)
$1.07 KES 139
$1.63 Rp 29.2K
-34.36%
Oranges (1kg)
$0.81 KES 104
$2.74 Rp 49.2K
-70.44%
Tomato (1kg)
$0.59 KES 76.8
$2.24 Rp 40.2K
-73.66%
Potato (1kg)
$0.59 KES 75.6
$1.92 Rp 34.4K
-69.27%
Onion (1kg)
$0.76 KES 98.1
$2.28 Rp 40.8K
-66.67%
Lettuce (1 head)
$0.32 KES 41.55
$1.06 Rp 19.1K
-69.81%
Water (1.5 liter bottle)
$0.37 KES 48.13
$0.72 Rp 12.9K
-48.61%
Cigarettes 20 Pack (Marlboro, Camel)
$3.01 KES 389
$3.29 Rp 58.9K
-8.51%
Wine (Bottle)
$11.50 KES 1,486
$23.19 Rp 416.1K
-50.41%
Local Beer (0.5 liter bottle)
$2.30 KES 297
$2.78 Rp 49.8K
-17.27%
Imported Beer (0.33 liter bottle)
$2.84 KES 367
$2.73 Rp 49.0K
4.03%
🚌 Getting Around
Kiambu
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.56 KES 72.1
$0.27 Rp 4,778
107.41%
Public Transport Monthly Pass (Regular Price)
-
$8.11 Rp 145.4K
-
Taxi Start (Normal Tariff)
$1.53 KES 197
$0.48 Rp 8,659
218.75%
Taxi (Normal Tariff) (1km)
$0.41 KES 52.6
$0.42 Rp 7,532
-2.38%
Taxi 1hour Waiting (Normal Tariff)
$2.84 KES 366
$6.22 Rp 111.6K
-54.34%
Gasoline (1 liter)
$1.52 KES 196
$0.81 Rp 14.6K
87.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K KES 2.8M
$26.6K Rp 477.4M
-18.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.9K KES 2.6M
$32.2K Rp 577.4M
-38.16%
🧾 Monthly Utilities & Internet
Kiambu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$28.46 KES 3,678
$78.4 Rp 1.4M
-63.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.90 KES 1,021
$4.07 Rp 73.0K
94.10%
Internet (50+ Mbps, Unlimited Data)
$28.86 KES 3,729
$24.33 Rp 436.4K
18.62%
🎉 Sport & Entertainment
Kiambu
Ubud, Bali
Difference
Gym Membership (Monthly)
$11.68 KES 1,509
$98.6 Rp 1.8M
-88.16%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.7K
-
Cinema Ticket
$5.93 KES 767
$3.99 Rp 71.5K
48.62%
🧸 Childcare & Education
Kiambu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 KES 26.0K
$305 Rp 5.5M
-34.11%
International Primary School, 1 Child (Yearly)
$7,976 KES 1.0M
$6,642 Rp 119.2M
20.08%
👕👟 Clothing & Footwear
Kiambu
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$6.26 KES 809
$54.1 Rp 971.2K
-88.44%
Summer Dress (H&M, Zara, etc)
$23.57 KES 3,045
$37.81 Rp 678.2K
-37.66%
Sport Shoes (Adidas, Nike)
$26.87 KES 3,472
$86.8 Rp 1.6M
-69.06%
Men's Leather Business Shoes
$30.47 KES 3,937
$76.4 Rp 1.4M
-60.09%
🏠 Accommodation & Living
Kiambu
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$117 KES 15.1K
$992 Rp 17.8M
-88.24%
1-bedroom Apartment, Outside City Center (Monthly)
$92.6 KES 12.0K
$673 Rp 12.1M
-86.23%
3-bedroom Apartment, City Center (Monthly)
$191 KES 24.7K
$3,375 Rp 60.5M
-94.33%
3-bedroom Apartment, Outside City Center (Monthly)
$149 KES 19.3K
$2,050 Rp 36.8M
-92.72%
Buy Apartment in City Center (m2)
$1,159 KES 149.8K
$2,805 Rp 50.3M
-58.67%
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 39.9M
-
💵 Salaries & Financials
Kiambu
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$123 KES 15.9K
$167 Rp 3.0M
-26.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
11
13.28
-17.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiambu: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $117 in Kiambu and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Kiambu vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $183 vs $297 per month, with Kiambu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kiambu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kiambu?
Kiambu is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 188% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kiambu or Ubud, Bali?
On paper, salaries run 36% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Kiambu and Ubud, Bali?
Rent for a central apartment: $117 in Kiambu versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $201 in Kiambu versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Kiambu or in Ubud, Bali?
Dining out is cheaper in Kiambu – a meal for two runs $19.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Kiambu or in Ubud, Bali?
At $489 in Kiambu versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Kiambu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kiambu the clear choice for anyone on this budget.
Is Kiambu or Ubud, Bali more family-friendly?
For families, Kiambu is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kiambu or Ubud, Bali?
Safety-wise, Kiambu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kiambu gentler on the wallet – expenses run 188% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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