🙂Monthly costs for one person with rent: $486 in Kiambu versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $750 in Kiambu versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,014 in Kiambu versus $3,660 in Ubud, Bali.
🙂Living in Kiambu costs roughly 66% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kiambu is 64% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Kiambu
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.16KES 410
$3.56Rp 63.7K
-11.24%
Three-Course Dinner for Two, Mid-Range
$19.55KES 2,533
$32.73Rp 584.5K
-40.27%
Fast Food Meal(McDonalds, etc)
$4.55KES 589
$4.95Rp 88.4K
-8.08%
Cappuccino
$1.91KES 247
$2.71Rp 48.4K
-29.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.54KES 70.2
$1.34Rp 24.0K
-59.70%
Water(0.33 liter bottle)
$0.34KES 43.48
$0.70Rp 12.5K
-51.43%
Local Beer(0.5 liter draught)
$1.76KES 228
$2.92Rp 52.1K
-39.73%
Imported Beer(0.33 liter bottle)
$2.26KES 293
$3.96Rp 70.7K
-42.93%
🛒 Groceries & Markets
Kiambu
Ubud, Bali
Difference
Milk(1 liter)
$0.68KES 88.3
$1.81Rp 32.3K
-62.43%
White Bread(500g)
$0.53KES 68.1
$2.52Rp 45.0K
-78.97%
Rice(white)(1kg)
$1.66KES 216
$1.16Rp 20.7K
43.10%
Eggs
$1.36KES 176
$2.46Rp 43.9K
-44.72%
Local Cheese(1kg)
$11.74KES 1,522
$14.71Rp 262.7K
-20.19%
Chicken Fillets(1kg)
$6.55KES 848
$4.32Rp 77.1K
51.62%
Beef Round Steak(1kg)
$4.15KES 537
$12.14Rp 216.7K
-65.82%
Apples(1kg)
$3.04KES 394
$3.84Rp 68.6K
-20.83%
Banana(1kg)
$1.09KES 141
$1.56Rp 27.8K
-30.13%
Oranges(1kg)
$0.78KES 102
$2.83Rp 50.6K
-72.44%
Tomato(1kg)
$0.56KES 72.7
$2.33Rp 41.5K
-75.97%
Potato(1kg)
$0.55KES 70.7
$1.91Rp 34.2K
-71.20%
Onion(1kg)
$0.76KES 98.5
$2.20Rp 39.3K
-65.45%
Lettuce(1 head)
$0.32KES 41.56
$1.01Rp 18.1K
-68.32%
Water(1.5 liter bottle)
$0.40KES 52.0
$0.78Rp 13.8K
-48.72%
Cigarettes 20 Pack(Marlboro, Camel)
$3.01KES 390
$3.32Rp 59.2K
-9.34%
Wine(Bottle)
$11.43KES 1,481
$23.74Rp 423.9K
-51.85%
Local Beer(0.5 liter bottle)
$2.19KES 284
$2.79Rp 49.8K
-21.51%
Imported Beer(0.33 liter bottle)
$2.79KES 362
$2.86Rp 51.1K
-2.45%
🚌 Getting Around
Kiambu
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.56KES 72.1
$0.27Rp 4,800
107.41%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
$1.59KES 207
$0.46Rp 8,150
245.65%
Taxi(Normal Tariff)(1km)
$0.37KES 48.56
$0.45Rp 8,037
-17.78%
Taxi 1hour Waiting(Normal Tariff)
$2.85KES 369
$6.10Rp 108.9K
-53.28%
Gasoline(1 liter)
$1.53KES 198
$0.79Rp 14.2K
93.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9KKES 2.8M
$26.1KRp 467.0M
-16.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7KKES 2.6M
$32.1KRp 573.6M
-38.57%
🧾 Monthly Utilities & Internet
Kiambu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$28.59KES 3,704
$79.9Rp 1.4M
-64.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.60KES 984
$4.06Rp 72.6K
87.19%
Internet(50+ Mbps, Unlimited Data)
$29.32KES 3,799
$23.52Rp 420.0K
24.66%
🎉 Sport & Entertainment
Kiambu
Ubud, Bali
Difference
Gym Membership(Monthly)
$11.59KES 1,502
$98.7Rp 1.8M
-88.26%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$5.64KES 731
$4.15Rp 74.1K
35.90%
🧸 Childcare & Education
Kiambu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$204KES 26.5K
$304Rp 5.4M
-32.77%
International Primary School, 1 Child(Yearly)
$8,097KES 1.0M
$6,613Rp 118.1M
22.43%
👕👟 Clothing & Footwear
Kiambu
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$6.24KES 808
$55.5Rp 991.8K
-88.76%
Summer Dress(H&M, Zara, etc)
$23.84KES 3,088
$38.31Rp 684.1K
-37.77%
Sport Shoes(Adidas, Nike)
$27.40KES 3,550
$88.6Rp 1.6M
-69.07%
Men's Leather Business Shoes
$30.38KES 3,936
$77.9Rp 1.4M
-60.99%
🏠 Accommodation & Living
Kiambu
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$115KES 14.9K
$1,006Rp 18.0M
-88.56%
1-bedroom Apartment, Outside City Center(Monthly)
$92.7KES 12.0K
$675Rp 12.1M
-86.28%
3-bedroom Apartment, City Center(Monthly)
$191KES 24.8K
$3,442Rp 61.5M
-94.45%
3-bedroom Apartment, Outside City Center(Monthly)
$146KES 18.9K
$2,039Rp 36.4M
-92.84%
Buy Apartment in City Center(m2)
$1,137KES 147.2K
$2,841Rp 50.7M
-59.99%
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Kiambu
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$122KES 15.8K
$165Rp 3.0M
-26.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
11
13.28
-17.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kiambu: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $115 in Kiambu and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $20.00 in Kiambu vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $181 vs $302 per month, with Kiambu cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kiambu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kiambu?
Kiambu is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 192% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kiambu or Ubud, Bali?
On paper, Ubud, Bali earns 35% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Kiambu and Ubud, Bali?
Rent for a central apartment: $115 in Kiambu versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $204 in Kiambu versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Kiambu or Ubud, Bali?
Dining out is cheaper in Kiambu – a meal for two runs $20.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Kiambu or Ubud, Bali?
At $486 in Kiambu versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Kiambu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kiambu the clear choice for anyone on this budget.
Is Kiambu or Ubud, Bali more family-friendly?
For families, Kiambu is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kiambu or Ubud, Bali?
Safety-wise, Kiambu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kiambu gentler on the wallet – expenses run 192% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.