🙂Monthly costs for one person with rent: $489 in Kiambu versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $759 in Kiambu versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,030 in Kiambu versus $3,763 in Ubud, Bali.
🌍Living in Kiambu costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kiambu is 63% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Kiambu
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.12KES 403
$3.45Rp 62.0K
-9.57%
Three-Course Dinner for Two, Mid-Range
$19.07KES 2,464
$32.34Rp 580.1K
-41.03%
Fast Food Meal(McDonalds, etc)
$4.74KES 613
$4.84Rp 86.9K
-2.07%
Cappuccino
$1.91KES 246
$2.75Rp 49.3K
-30.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.50KES 64.3
$1.38Rp 24.8K
-63.77%
Water(0.33 liter bottle)
$0.36KES 47.13
$0.75Rp 13.5K
-52.00%
Local Beer(0.5 liter draught)
$1.73KES 224
$2.99Rp 53.7K
-42.14%
Imported Beer(0.33 liter bottle)
$2.34KES 302
$3.85Rp 69.1K
-39.22%
🛒 Groceries & Markets
Kiambu
Ubud, Bali
Difference
Milk(1 liter)
$0.64KES 82.5
$1.74Rp 31.1K
-63.22%
White Bread(500g)
$0.54KES 69.2
$2.46Rp 44.1K
-78.05%
Rice(white)(1kg)
$1.66KES 214
$1.17Rp 21.0K
41.88%
Eggs
$1.29KES 167
$2.43Rp 43.6K
-46.91%
Local Cheese(1kg)
$11.83KES 1,529
$14.50Rp 260.2K
-18.41%
Chicken Fillets(1kg)
$6.76KES 874
$4.35Rp 78.0K
55.40%
Beef Round Steak(1kg)
$4.17KES 539
$11.98Rp 214.9K
-65.19%
Apples(1kg)
$3.06KES 395
$3.72Rp 66.7K
-17.74%
Banana(1kg)
$1.07KES 139
$1.63Rp 29.2K
-34.36%
Oranges(1kg)
$0.81KES 104
$2.74Rp 49.2K
-70.44%
Tomato(1kg)
$0.59KES 76.8
$2.24Rp 40.2K
-73.66%
Potato(1kg)
$0.59KES 75.6
$1.92Rp 34.4K
-69.27%
Onion(1kg)
$0.76KES 98.1
$2.28Rp 40.8K
-66.67%
Lettuce(1 head)
$0.32KES 41.55
$1.06Rp 19.1K
-69.81%
Water(1.5 liter bottle)
$0.37KES 48.13
$0.72Rp 12.9K
-48.61%
Cigarettes 20 Pack(Marlboro, Camel)
$3.01KES 389
$3.29Rp 58.9K
-8.51%
Wine(Bottle)
$11.50KES 1,486
$23.19Rp 416.1K
-50.41%
Local Beer(0.5 liter bottle)
$2.30KES 297
$2.78Rp 49.8K
-17.27%
Imported Beer(0.33 liter bottle)
$2.84KES 367
$2.73Rp 49.0K
4.03%
🚌 Getting Around
Kiambu
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.56KES 72.1
$0.27Rp 4,778
107.41%
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.4K
-
Taxi Start(Normal Tariff)
$1.53KES 197
$0.48Rp 8,659
218.75%
Taxi(Normal Tariff)(1km)
$0.41KES 52.6
$0.42Rp 7,532
-2.38%
Taxi 1hour Waiting(Normal Tariff)
$2.84KES 366
$6.22Rp 111.6K
-54.34%
Gasoline(1 liter)
$1.52KES 196
$0.81Rp 14.6K
87.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7KKES 2.8M
$26.6KRp 477.4M
-18.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.9KKES 2.6M
$32.2KRp 577.4M
-38.16%
🧾 Monthly Utilities & Internet
Kiambu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$28.46KES 3,678
$78.4Rp 1.4M
-63.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.90KES 1,021
$4.07Rp 73.0K
94.10%
Internet(50+ Mbps, Unlimited Data)
$28.86KES 3,729
$24.33Rp 436.4K
18.62%
🎉 Sport & Entertainment
Kiambu
Ubud, Bali
Difference
Gym Membership(Monthly)
$11.68KES 1,509
$98.6Rp 1.8M
-88.16%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
$5.93KES 767
$3.99Rp 71.5K
48.62%
🧸 Childcare & Education
Kiambu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201KES 26.0K
$305Rp 5.5M
-34.11%
International Primary School, 1 Child(Yearly)
$7,976KES 1.0M
$6,642Rp 119.2M
20.08%
👕👟 Clothing & Footwear
Kiambu
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$6.26KES 809
$54.1Rp 971.2K
-88.44%
Summer Dress(H&M, Zara, etc)
$23.57KES 3,045
$37.81Rp 678.2K
-37.66%
Sport Shoes(Adidas, Nike)
$26.87KES 3,472
$86.8Rp 1.6M
-69.06%
Men's Leather Business Shoes
$30.47KES 3,937
$76.4Rp 1.4M
-60.09%
🏠 Accommodation & Living
Kiambu
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$117KES 15.1K
$992Rp 17.8M
-88.24%
1-bedroom Apartment, Outside City Center(Monthly)
$92.6KES 12.0K
$673Rp 12.1M
-86.23%
3-bedroom Apartment, City Center(Monthly)
$191KES 24.7K
$3,375Rp 60.5M
-94.33%
3-bedroom Apartment, Outside City Center(Monthly)
$149KES 19.3K
$2,050Rp 36.8M
-92.72%
Buy Apartment in City Center(m2)
$1,159KES 149.8K
$2,805Rp 50.3M
-58.67%
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Kiambu
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$123KES 15.9K
$167Rp 3.0M
-26.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
11
13.28
-17.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kiambu: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $117 in Kiambu and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $19.00 in Kiambu vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $183 vs $297 per month, with Kiambu cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kiambu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kiambu?
Kiambu is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 188% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kiambu or Ubud, Bali?
On paper, salaries run 36% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Kiambu and Ubud, Bali?
Rent for a central apartment: $117 in Kiambu versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $201 in Kiambu versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Kiambu or in Ubud, Bali?
Dining out is cheaper in Kiambu – a meal for two runs $19.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Kiambu or in Ubud, Bali?
At $489 in Kiambu versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Kiambu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kiambu the clear choice for anyone on this budget.
Is Kiambu or Ubud, Bali more family-friendly?
For families, Kiambu is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kiambu or Ubud, Bali?
Safety-wise, Kiambu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kiambu gentler on the wallet – expenses run 188% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.