Last update: Oct 2026

Cost of Living Comparison Between Kiambu and Ubud, Bali

For one person, living is cheaper in Kiambu: $503 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Kiambu
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Kiambu Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kiambu

🇰🇪 Kenya

$503

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kiambu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kiambu and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $503 in Kiambu versus $1,349 in Ubud, Bali.

Kiambu $503
Ubud, Bali $1,349

Estimated couple costs with rent: $823 in Kiambu versus $2,305 in Ubud, Bali.

Kiambu $823
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,143 in Kiambu versus $3,261 in Ubud, Bali.

Kiambu $1,143
Ubud, Bali $3,261

Living in Kiambu costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$6.41 KES 833

$3.32 Rp 60.4K

93.07%

Three-Course Dinner for Two, Mid-Range

$34.12 KES 4,431

$35.64 Rp 647.8K

-4.26%

Fast Food Meal (McDonalds, etc)

$6.52 KES 847

$5.53 Rp 100.6K

17.90%

Cappuccino

$2.60 KES 337

$2.72 Rp 49.4K

-4.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 KES 83.4

$1.70 Rp 30.9K

-62.35%

Water (0.33 liter bottle)

$0.62 KES 81.1

$0.76 Rp 13.8K

-18.42%

Local Beer (0.5 liter draught)

$2.26 KES 293

$2.65 Rp 48.2K

-14.72%

Imported Beer (0.33 liter bottle)

$2.62 KES 340

$4.38 Rp 79.6K

-40.18%

Milk (1 liter)

$0.54 KES 70.8

$1.49 Rp 27.1K

-63.76%

White Bread (500g)

$0.55 KES 71.5

$2.28 Rp 41.4K

-75.88%

Rice (white) (1kg)

$1.83 KES 237

$1.19 Rp 21.6K

53.78%

Eggs

$1.37 KES 179

$2.04 Rp 37.0K

-32.84%

Local Cheese (1kg)

$10.71 KES 1,391

$17.70 Rp 321.7K

-39.49%

Chicken Fillets (1kg)

$6.67 KES 866

$3.96 Rp 72.0K

68.43%

Beef Round Steak (1kg)

$4.01 KES 520

$12.19 Rp 221.6K

-67.10%

Apples (1kg)

$3.50 KES 455

$3.66 Rp 66.4K

-4.37%

Banana (1kg)

$1.04 KES 135

$1.52 Rp 27.6K

-31.58%

Oranges (1kg)

$0.75 KES 97.0

$2.23 Rp 40.5K

-66.37%

Tomato (1kg)

$0.59 KES 77.1

$1.97 Rp 35.9K

-70.05%

Potato (1kg)

$0.72 KES 93.7

$1.85 Rp 33.6K

-61.08%

Onion (1kg)

$0.71 KES 92.5

$2.42 Rp 44.1K

-70.66%

Lettuce (1 head)

$0.30 KES 38.52

$0.99 Rp 18.0K

-69.70%

Water (1.5 liter bottle)

$0.37 KES 47.84

$0.51 Rp 9,332

-27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 KES 440

$2.22 Rp 40.4K

52.70%

Wine (Bottle)

$11.49 KES 1,493

$22.24 Rp 404.2K

-48.34%

Local Beer (0.5 liter bottle)

$2.27 KES 295

$2.26 Rp 41.1K

0.44%

Imported Beer (0.33 liter bottle)

$2.70 KES 350

$2.97 Rp 54.0K

-9.09%

One-way Ticket (Public Transport)

$0.63 KES 81.3

$0.25 Rp 4,562

152.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.51 KES 196

$0.44 Rp 7,989

243.18%

Taxi (Normal Tariff) (1km)

$0.36 KES 47.33

$0.43 Rp 7,817

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$2.81 KES 365

$5.41 Rp 98.3K

-48.06%

Gasoline (1 liter)

$1.60 KES 208

$0.82 Rp 15.0K

95.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.2K KES 2.5M

$23.8K Rp 433.3M

-19.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K KES 2.8M

$31.7K Rp 577.0M

-31.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.4 KES 7,320

$79.1 Rp 1.4M

-28.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.86 KES 1,020

$6.45 Rp 117.2K

21.86%

Internet (50+ Mbps, Unlimited Data)

$35.13 KES 4,562

$18.58 Rp 337.7K

89.07%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$5.82 KES 755

$4.27 Rp 77.7K

36.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 KES 36.4K

$491 Rp 8.9M

-42.89%

International Primary School, 1 Child (Yearly)

$12.5K KES 1.6M

$5,674 Rp 103.1M

120.53%

Jeans (Levis 501 Or Similar)

$27.56 KES 3,579

$44.64 Rp 811.4K

-38.26%

Summer Dress (H&M, Zara, etc)

$29.19 KES 3,791

$34.95 Rp 635.3K

-16.48%

Sport Shoes (Adidas, Nike)

$70.1 KES 9,109

$79.9 Rp 1.5M

-12.22%

Men's Leather Business Shoes

$57.5 KES 7,466

$79.4 Rp 1.4M

-27.61%

1-bedroom Apartment, City Center (Monthly)

$116 KES 15.0K

$1,125 Rp 20.4M

-89.71%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$1,175 KES 152.6K

$2,732 Rp 49.6M

-56.97%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$125 KES 16.3K

$164 Rp 3.0M

-23.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

13.78

6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiambu: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kiambu

$180 35.8%

Ubud, Bali

$288 21.4% 60.3% $109

Eating Out

Kiambu

$124 24.6%

Ubud, Bali

$108 8% 12.9% $16

Monthly Utilities & Internet

Kiambu

$99 19.7%

Ubud, Bali

$104 7.7% 4.8% $4.7

Clothing & Footwear

Kiambu

$83 16.5%

Ubud, Bali

$108 8% 29.6% $25

Sport & Entertainment

Kiambu

$12 * 2.3%

Ubud, Bali

$58 4.3% 399% $46

Getting Around

Kiambu

$5.8 * 1.2%

Ubud, Bali

$11 0.9% 95.5% $5.6

Accommodation & Living

Kiambu

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $116 in Kiambu and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34 in Kiambu vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $180 vs $288 per month, with Kiambu cheaper across the board.

Good to know

🇰🇪 Kiambu

🇮🇩 Ubud, Bali

🕒 Local time

02:17 2:17 AM

07:17 7:17 AM

5 h ahead of Kiambu

🌤 Weather

👥 Population

147,870

74,800

💱 Currency

Kenyan Shilling KES Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.92 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 28, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.92 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Kiambu Ubud, Bali 8,720 km ≈ 11 h nonstop flight

From you

Kiambu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiambu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kiambu is about 63% cheaper overall, especially in groceries, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 23% lower in Kiambu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $116 in Kiambu versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $280 in Kiambu versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kiambu – a meal for two runs $34 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $503 in Kiambu versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Kiambu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kiambu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Kiambu wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.