Cost of Living Comparison Between Kharkiv and Ternopil Cost of Living Comparison Between Kharkiv and Ternopil

😐 Solo nomad: Kharkiv is 24.2% more expensive than Ternopil without rent, and 20.3% more expensive with rent.

😐 Family of 3: Kharkiv is 12.1% more expensive than Ternopil without rent, and 18.3% more expensive with rent.

Meal at Budget Restaurant

$7.35 ₴322

$4.73 ₴207

55.39%

Three-Course Dinner for Two, Mid-Range

$26.89 ₴1,177

$19.26 ₴843

39.62%

Fast Food Meal (McDonalds, etc)

$6.12 ₴268

$5.88 ₴257

4.08%

Cappuccino

$1.29 ₴56.6

$0.87 ₴38.27

48.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ₴28.72

$0.62 ₴27.00

6.45%

Water (0.33 liter bottle)

$0.41 ₴17.92

$0.32 ₴14.19

28.12%

Local Beer (0.5 liter draught)

$0.99 ₴43.12

$0.91 ₴39.97

8.79%

Imported Beer (0.33 liter bottle)

$1.49 ₴65.2

$1.19 ₴52.0

25.21%

Milk (1 liter)

$1.10 ₴48.22

$0.94 ₴41.15

17.02%

White Bread (500g)

$0.58 ₴25.21

$0.52 ₴22.59

11.54%

Rice (white) (1kg)

$1.24 ₴54.3

$1.33 ₴58.2

-6.77%

Eggs

$1.57 ₴68.6

$1.56 ₴68.3

0.64%

Local Cheese (1kg)

$8.16 ₴357

$4.95 ₴217

64.85%

Chicken Fillets (1kg)

$4.02 ₴176

$3.73 ₴163

7.77%

Beef Round Steak (1kg)

$6.65 ₴291

$4.92 ₴215

35.16%

Apples (1kg)

$0.84 ₴36.64

$0.84 ₴36.95

Banana (1kg)

$1.68 ₴73.5

$1.47 ₴64.3

14.29%

Oranges (1kg)

$1.87 ₴81.8

$2.08 ₴90.9

-10.10%

Tomato (1kg)

$2.24 ₴98.1

$1.77 ₴77.5

26.55%

Potato (1kg)

$0.62 ₴27.18

$0.54 ₴23.69

14.81%

Onion (1kg)

$0.52 ₴22.59

$0.62 ₴27.12

-16.13%

Lettuce (1 head)

$1.02 ₴44.70

$1.25 ₴54.7

-18.40%

Water (1.5 liter bottle)

$0.59 ₴25.69

$0.44 ₴19.30

34.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.58 ₴113

$2.19 ₴96.1

17.81%

Wine (Bottle)

$4.75 ₴208

$3.53 ₴155

34.56%

Local Beer (0.5 liter bottle)

$0.81 ₴35.39

$0.89 ₴39.06

-8.99%

Imported Beer (0.33 liter bottle)

$1.32 ₴57.9

$1.22 ₴53.5

8.20%

One-way Ticket (Public Transport)

$0.35 ₴15.18

$0.38 ₴16.51

-7.89%

Taxi Start (Normal Tariff)

$1.42 ₴62.4

$0.83 ₴36.36

71.08%

Taxi (Normal Tariff) (1km)

$0.23 ₴10.03

$0.25 ₴10.99

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$2.86 ₴125

$2.91 ₴127

-1.72%

Gasoline (1 liter)

$1.37 ₴60.2

$1.32 ₴57.7

3.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K ₴1.2M

$30.5K ₴1.3M

-10.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₴1.0M

$24.3K ₴1.1M

-2.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₴4,852

$60.3 ₴2,639

83.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.61 ₴246

$5.56 ₴243

0.90%

Internet (50+ Mbps, Unlimited Data)

$6.03 ₴264

$6.54 ₴286

-7.80%

Gym Membership (Monthly)

$25.32 ₴1,108

$22.86 ₴1,001

10.76%

Tennis Court (1 Hour on Weekend)

$15.41 ₴675

$12.36 ₴541

24.68%

Cinema Ticket

$4.81 ₴211

$4.27 ₴187

12.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$352 ₴15.4K

$271 ₴11.8K

29.92%

International Primary School, 1 Child (Yearly)

$3,253 ₴142.4K

$3,513 ₴153.8K

-7.38%

Jeans (Levis 501 Or Similar)

$57.5 ₴2,519

$42.19 ₴1,847

36.36%

Summer Dress (H&M, Zara, etc)

$39.98 ₴1,750

$24.42 ₴1,069

63.72%

Sport Shoes (Adidas, Nike)

$83.2 ₴3,641

$72.0 ₴3,153

15.45%

Men's Leather Business Shoes

$104 ₴4,541

$85.7 ₴3,752

21.02%

1-bedroom Apartment, City Center (Monthly)

$184 ₴8,056

$257 ₴11.3K

-28.46%

1-bedroom Apartment, Outside City Center (Monthly)

$131 ₴5,731

$160 ₴7,005

-18.18%

3-bedroom Apartment, City Center (Monthly)

$367 ₴16.1K

$360 ₴15.8K

1.97%

3-bedroom Apartment, Outside City Center (Monthly)

$246 ₴10.8K

$294 ₴12.9K

-16.57%

Buy Apartment in City Center (m2)

$1,083 ₴47.4K

$1,030 ₴45.1K

5.19%

Buy Apartment Outside City Center (m2)

$585 ₴25.6K

$519 ₴22.7K

12.78%

Average Monthly Net Salary (After Tax)

$466 ₴20.4K

$490 ₴21.4K

-4.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

112.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: March 2, 2026

Last update for Ternopil: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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