Cost of Living Comparison Between Kharkiv and Ternopil Cost of Living Comparison Between Kharkiv and Ternopil

😐 Solo nomad: Kharkiv is 44% more expensive than Ternopil without rent, and 18.8% more expensive with rent.

😐 Family of 3: Kharkiv is 9.6% more expensive than Ternopil without rent, and 20.9% more expensive with rent.

Meal at Budget Restaurant

$7.44 ₴309

$4.76 ₴198

56.30%

Three-Course Dinner for Two, Mid-Range

$27.36 ₴1,136

$19.33 ₴802

41.54%

Fast Food Meal (McDonalds, etc)

$5.95 ₴247

$5.89 ₴244

1.02%

Cappuccino

$1.29 ₴53.7

$0.86 ₴35.76

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₴26.78

$0.57 ₴23.68

14.04%

Water (0.33 liter bottle)

$0.43 ₴17.91

$0.3 ₴12.28

43.33%

Local Beer (0.5 liter draught)

$0.97 ₴40.44

$0.88 ₴36.6

10.23%

Imported Beer (0.33 liter bottle)

$1.52 ₴63.3

$1.22 ₴50.8

24.59%

Milk (1 liter)

$1.07 ₴44.25

$1.01 ₴42.13

5.94%

White Bread (500g)

$0.62 ₴25.92

$0.51 ₴21.29

21.57%

Rice (white) (1kg)

$1.23 ₴51.2

$1.28 ₴52.9

-3.91%

Eggs

$1.57 ₴65

$1.54 ₴63.9

1.95%

Local Cheese (1kg)

$8.21 ₴341

$4.74 ₴197

73.21%

Chicken Fillets (1kg)

$3.93 ₴163

$3.64 ₴151

7.97%

Beef Round Steak (1kg)

$6.66 ₴276

$4.72 ₴196

41.10%

Apples (1kg)

$0.91 ₴37.81

$0.88 ₴36.37

3.41%

Banana (1kg)

$1.63 ₴67.8

$1.46 ₴60.6

11.64%

Oranges (1kg)

$1.92 ₴79.9

$2.04 ₴84.8

-5.88%

Tomato (1kg)

$2.25 ₴93.2

$1.74 ₴72.1

29.31%

Potato (1kg)

$0.63 ₴25.99

$0.57 ₴23.84

10.53%

Onion (1kg)

$0.56 ₴23.31

$0.67 ₴27.84

-16.42%

Lettuce (1 head)

$1 ₴41.45

$1.29 ₴53.6

-22.48%

Water (1.5 liter bottle)

$0.57 ₴23.81

$0.44 ₴18.12

29.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.54 ₴105

$2.22 ₴92.4

14.41%

Wine (Bottle)

$4.73 ₴196

$3.61 ₴150

31.02%

Local Beer (0.5 liter bottle)

$0.77 ₴31.89

$0.83 ₴34.43

-7.23%

Imported Beer (0.33 liter bottle)

$1.26 ₴52.4

$1.24 ₴51.6

1.61%

One-way Ticket (Public Transport)

$0.34 ₴14.23

$0.35 ₴14.45

-2.86%

Taxi Start (Normal Tariff)

$1.44 ₴59.6

$0.89 ₴36.93

61.80%

Taxi (Normal Tariff) (1km)

$0.25 ₴10.4

$0.23 ₴9.51

8.70%

Taxi 1hour Waiting (Normal Tariff)

$2.94 ₴122

$2.97 ₴123

-1.01%

Gasoline (1 liter)

$1.32 ₴54.9

$1.3 ₴54

1.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ₴1.1M

$30.8K ₴1.3M

-12.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₴982.2K

$24.1K ₴999.4K

-1.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₴4,710

$59.9 ₴2,487

89.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.54 ₴230

$5.32 ₴221

4.14%

Internet (50+ Mbps, Unlimited Data)

$6.24 ₴259

$6.29 ₴261

-0.79%

Gym Membership (Monthly)

$24.86 ₴1,032

$22.64 ₴940

9.81%

Tennis Court (1 Hour on Weekend)

$15.61 ₴648

$12.35 ₴513

26.40%

Cinema Ticket

$4.87 ₴202

$4.46 ₴185

9.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$350 ₴14.5K

$269 ₴11.2K

30.23%

International Primary School, 1 Child (Yearly)

$3,191 ₴132.5K

$3,435 ₴142.6K

-7.10%

Jeans (Levis 501 Or Similar)

$56.1 ₴2,328

$42.67 ₴1,771

31.45%

Summer Dress (H&M, Zara, etc)

$40.09 ₴1,664

$24.27 ₴1,008

65.18%

Sport Shoes (Adidas, Nike)

$83.8 ₴3,478

$73.7 ₴3,060

13.66%

Men's Leather Business Shoes

$103 ₴4,261

$85.2 ₴3,536

20.51%

1-bedroom Apartment, City Center (Monthly)

$182 ₴7,554

$258 ₴10.7K

-29.60%

1-bedroom Apartment, Outside City Center (Monthly)

$129 ₴5,346

$161 ₴6,682

-19.99%

3-bedroom Apartment, City Center (Monthly)

$357 ₴14.8K

$362 ₴15K

-1.58%

3-bedroom Apartment, Outside City Center (Monthly)

$245 ₴10.2K

$295 ₴12.2K

-16.75%

Buy Apartment in City Center (m2)

$1,359 ₴56.4K

$1,054 ₴43.8K

28.86%

Buy Apartment Outside City Center (m2)

$702 ₴29.2K

$540 ₴22.4K

30.18%

Average Monthly Net Salary (After Tax)

$423 ₴17.5K

$515 ₴21.4K

-17.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

112.50%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 28, 2025

Last update for Ternopil: October 28, 2025

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