Cost of Living Comparison Between Kharkiv and Ternopil Cost of Living Comparison Between Kharkiv and Ternopil

😐 Solo nomad: Kharkiv is 31% more expensive than Ternopil without rent, and 20.5% more expensive with rent.

😐 Family of 3: Kharkiv is 42.2% more expensive than Ternopil without rent, and 21.2% more expensive with rent.

Meal at Budget Restaurant

$7.36 ₴320

$4.96 ₴215

48.39%

Three-Course Dinner for Two, Mid-Range

$26.51 ₴1,152

$19.32 ₴839

37.22%

Fast Food Meal (McDonalds, etc)

$6.22 ₴270

$5.78 ₴251

7.61%

Cappuccino

$1.28 ₴55.4

$0.83 ₴35.90

54.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ₴28.62

$0.57 ₴24.97

15.79%

Water (0.33 liter bottle)

$0.41 ₴17.65

$0.32 ₴13.96

28.12%

Local Beer (0.5 liter draught)

$1.01 ₴44.04

$0.85 ₴37.08

18.82%

Imported Beer (0.33 liter bottle)

$1.50 ₴65.0

$1.24 ₴54.0

20.97%

Milk (1 liter)

$1.05 ₴45.64

$0.94 ₴40.71

11.70%

White Bread (500g)

$0.61 ₴26.69

$0.51 ₴22.31

19.61%

Rice (white) (1kg)

$1.22 ₴52.9

$1.27 ₴55.3

-3.94%

Eggs

$1.63 ₴70.9

$1.51 ₴65.4

7.95%

Local Cheese (1kg)

$8.00 ₴347

$4.69 ₴204

70.58%

Chicken Fillets (1kg)

$3.89 ₴169

$3.66 ₴159

6.28%

Beef Round Steak (1kg)

$6.63 ₴288

$4.85 ₴211

36.70%

Apples (1kg)

$0.90 ₴39.22

$0.88 ₴38.24

2.27%

Banana (1kg)

$1.70 ₴73.7

$1.46 ₴63.5

16.44%

Oranges (1kg)

$1.89 ₴82.1

$2.13 ₴92.3

-11.27%

Tomato (1kg)

$2.23 ₴96.9

$1.77 ₴76.7

25.99%

Potato (1kg)

$0.61 ₴26.62

$0.57 ₴24.86

7.02%

Onion (1kg)

$0.56 ₴24.36

$0.63 ₴27.51

-11.11%

Lettuce (1 head)

$0.99 ₴43.03

$1.29 ₴56.0

-23.26%

Water (1.5 liter bottle)

$0.54 ₴23.33

$0.43 ₴18.76

25.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.48 ₴108

$2.14 ₴93.0

15.89%

Wine (Bottle)

$4.68 ₴203

$3.43 ₴149

36.44%

Local Beer (0.5 liter bottle)

$0.81 ₴35.37

$0.90 ₴39.24

-10.00%

Imported Beer (0.33 liter bottle)

$1.28 ₴55.4

$1.18 ₴51.4

8.47%

One-way Ticket (Public Transport)

$0.35 ₴15.15

$0.35 ₴15.06

Taxi Start (Normal Tariff)

$1.43 ₴61.9

$0.87 ₴37.80

64.37%

Taxi (Normal Tariff) (1km)

$0.23 ₴9.99

$0.23 ₴9.91

Taxi 1hour Waiting (Normal Tariff)

$2.88 ₴125

$2.84 ₴123

1.41%

Gasoline (1 liter)

$1.34 ₴58.4

$1.36 ₴59.1

-1.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K ₴1.2M

$31.0K ₴1.3M

-11.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₴1.0M

$24.5K ₴1.1M

-3.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₴4,896

$60.7 ₴2,639

85.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.61 ₴244

$5.31 ₴231

5.65%

Internet (50+ Mbps, Unlimited Data)

$6.25 ₴272

$6.64 ₴288

-5.87%

Gym Membership (Monthly)

$25.22 ₴1,095

$22.59 ₴981

11.64%

Tennis Court (1 Hour on Weekend)

$15.89 ₴690

$12.24 ₴532

29.82%

Cinema Ticket

$4.78 ₴208

$4.45 ₴193

7.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$357 ₴15.5K

$265 ₴11.5K

34.64%

International Primary School, 1 Child (Yearly)

$3,191 ₴138.6K

$3,530 ₴153.3K

-9.60%

Jeans (Levis 501 Or Similar)

$57.9 ₴2,517

$41.71 ₴1,812

38.89%

Summer Dress (H&M, Zara, etc)

$41.39 ₴1,798

$23.97 ₴1,041

72.67%

Sport Shoes (Adidas, Nike)

$82.3 ₴3,575

$71.8 ₴3,117

14.70%

Men's Leather Business Shoes

$103 ₴4,458

$83.0 ₴3,607

23.59%

1-bedroom Apartment, City Center (Monthly)

$183 ₴7,928

$253 ₴11.0K

-27.96%

1-bedroom Apartment, Outside City Center (Monthly)

$134 ₴5,800

$161 ₴6,977

-16.87%

3-bedroom Apartment, City Center (Monthly)

$369 ₴16.0K

0.17%

3-bedroom Apartment, Outside City Center (Monthly)

$246 ₴10.7K

$290 ₴12.6K

-15.13%

Buy Apartment in City Center (m2)

$1,113 ₴48.4K

$1,047 ₴45.5K

6.27%

Buy Apartment Outside City Center (m2)

$599 ₴26.0K

$520 ₴22.6K

15.11%

Average Monthly Net Salary (After Tax)

$446 ₴19.4K

$495 ₴21.5K

-9.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

112.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: January 13, 2026

Last update for Ternopil: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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