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Cost of Living Comparison Between Kharkiv and Panglao Cost of Living Comparison Between Kharkiv and Panglao

🙂 Solo nomad: Kharkiv is 7.9% cheaper than Panglao without rent, and 16.6% cheaper with rent.
😐 Family of 3: Kharkiv is 25.1% more expensive than Panglao without rent, and 10.2% cheaper with rent.
Currency
🍽 Eating Out
Kharkiv
Panglao
Difference
Meal at Budget Restaurant
$7.36 ₴320
$4.44 ₱264
65.77%
Three-Course Dinner for Two, Mid-Range
$26.51 ₴1,152
$12.20 ₱725
117.30%
Fast Food Meal (McDonalds, etc)
$6.22 ₴270
$4.51 ₱268
37.92%
Cappuccino
$1.28 ₴55.4
$2.50 ₱149
-48.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ₴28.62
$0.82 ₱49.00
-19.51%
Water (0.33 liter bottle)
$0.41 ₴17.65
$0.26 ₱15.41
57.69%
Local Beer (0.5 liter draught)
$1.01 ₴44.04
$1.47 ₱87.2
-31.29%
Imported Beer (0.33 liter bottle)
$1.50 ₴65.0
$1.86 ₱110
-19.35%
🛒 Groceries & Markets
Kharkiv
Panglao
Difference
Milk (1 liter)
$1.05 ₴45.64
$1.67 ₱99.3
-37.13%
White Bread (500g)
$0.61 ₴26.69
$1.07 ₱63.7
-42.99%
Rice (white) (1kg)
$1.22 ₴52.9
$1.09 ₱64.5
11.93%
Eggs
$1.63 ₴70.9
$1.98 ₱117
-17.68%
Local Cheese (1kg)
$8.00 ₴347
$9.33 ₱554
-14.26%
Chicken Fillets (1kg)
$3.89 ₴169
$5.10 ₱303
-23.73%
Beef Round Steak (1kg)
$6.63 ₴288
$7.62 ₱453
-12.99%
Apples (1kg)
$0.90 ₴39.22
$2.14 ₱127
-57.94%
Banana (1kg)
$1.70 ₴73.7
$1.52 ₱90.3
11.84%
Oranges (1kg)
$1.89 ₴82.1
$2.16 ₱128
-12.50%
Tomato (1kg)
$2.23 ₴96.9
$1.97 ₱117
13.20%
Potato (1kg)
$0.61 ₴26.62
$2.64 ₱157
-76.89%
Onion (1kg)
$0.56 ₴24.36
$2.46 ₱146
-77.24%
Lettuce (1 head)
$0.99 ₴43.03
$0.94 ₱56.1
5.32%
Water (1.5 liter bottle)
$0.54 ₴23.33
$0.50 ₱29.80
8.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.48 ₴108
$2.64 ₱157
-6.06%
Wine (Bottle)
$4.68 ₴203
$5.56 ₱330
-15.83%
Local Beer (0.5 liter bottle)
$0.81 ₴35.37
$0.88 ₱52.2
-7.95%
Imported Beer (0.33 liter bottle)
$1.28 ₴55.4
$1.79 ₱106
-28.49%
🚌 Getting Around
Kharkiv
Panglao
Difference
One-way Ticket (Public Transport)
$0.35 ₴15.15
$0.28 ₱16.69
25.00%
Taxi Start (Normal Tariff)
$1.43 ₴61.9
$0.89 ₱52.6
60.67%
Taxi (Normal Tariff) (1km)
$0.23 ₴9.99
$0.25 ₱14.92
-8.00%
Taxi 1hour Waiting (Normal Tariff)
$2.88 ₴125
$2.61 ₱155
10.34%
Gasoline (1 liter)
$1.34 ₴58.4
$1.08 ₱64.1
24.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K ₴1.2M
$29.9K ₱1.8M
-8.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K ₴1.0M
$27.5K ₱1.6M
-13.68%
🧾 Monthly Utilities & Internet
Kharkiv
Panglao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 ₴4,896
$95.6 ₱5,681
17.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.61 ₴244
$8.79 ₱523
-36.18%
Internet (50+ Mbps, Unlimited Data)
$6.25 ₴272
$27.09 ₱1,610
-76.93%
🎉 Sport & Entertainment
Kharkiv
Panglao
Difference
Gym Membership (Monthly)
$25.22 ₴1,095
$14.72 ₱875
71.33%
Tennis Court (1 Hour on Weekend)
$15.89 ₴690
$4.44 ₱264
257.88%
Cinema Ticket
$4.78 ₴208
$4.36 ₱259
9.63%
🧸 Childcare & Education
Kharkiv
Panglao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$357 ₴15.5K
$228 ₱13.6K
56.50%
International Primary School, 1 Child (Yearly)
$3,191 ₴138.6K
$3,822 ₱227.2K
-16.52%
👕👟 Clothing & Footwear
Kharkiv
Panglao
Difference
Jeans (Levis 501 Or Similar)
$57.9 ₴2,517
$35.95 ₱2,136
61.14%
Summer Dress (H&M, Zara, etc)
$41.39 ₴1,798
$22.68 ₱1,348
82.50%
Sport Shoes (Adidas, Nike)
$82.3 ₴3,575
$76.5 ₱4,547
7.55%
Men's Leather Business Shoes
$103 ₴4,458
$53.8 ₱3,195
90.89%
🏠 Accommodation & Living
Kharkiv
Panglao
Difference
1-bedroom Apartment, City Center (Monthly)
$183 ₴7,928
$329 ₱19.5K
-44.51%
1-bedroom Apartment, Outside City Center (Monthly)
$134 ₴5,800
$285 ₱16.9K
-53.11%
3-bedroom Apartment, City Center (Monthly)
$369 ₴16.0K
$723 ₱42.9K
-48.91%
3-bedroom Apartment, Outside City Center (Monthly)
$246 ₴10.7K
$499 ₱29.6K
-50.62%
Buy Apartment in City Center (m2)
$1,113 ₴48.4K
$1,035 ₱61.5K
7.55%
Buy Apartment Outside City Center (m2)
$599 ₴26.0K
$900 ₱53.5K
-33.47%
💵 Salaries & Financials
Kharkiv
Panglao
Difference
Average Monthly Net Salary (After Tax)
$446 ₴19.4K
$133 ₱7,925
234.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
17
8
112.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: January 13, 2026

Last update for Panglao: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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