Cost of Living Comparison Between Kharkiv and Panglao Cost of Living Comparison Between Kharkiv and Panglao

😐 Solo nomad: Kharkiv is 11.1% more expensive than Panglao without rent, and 14.8% cheaper with rent.
😐 Family of 3: Kharkiv is 21.6% more expensive than Panglao without rent, and 10% cheaper with rent.
Currency
🍽 Eating Out
Kharkiv
Panglao
Difference
Meal at Budget Restaurant
$7.35 ₴318
$4.41 ₱257
66.67%
Three-Course Dinner for Two, Mid-Range
$26.89 ₴1,164
$12.30 ₱716
118.62%
Fast Food Meal (McDonalds, etc)
$6.12 ₴265
$4.38 ₱255
39.73%
Cappuccino
$1.29 ₴55.9
$2.50 ₱146
-48.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ₴28.39
$0.84 ₱48.69
-21.43%
Water (0.33 liter bottle)
$0.41 ₴17.72
$0.28 ₱16.34
46.43%
Local Beer (0.5 liter draught)
$0.99 ₴42.63
$1.53 ₱89.3
-35.29%
Imported Beer (0.33 liter bottle)
$1.49 ₴64.5
$1.87 ₱109
-20.32%
🛒 Groceries & Markets
Kharkiv
Panglao
Difference
Milk (1 liter)
$1.10 ₴47.66
$1.73 ₱101
-36.42%
White Bread (500g)
$0.58 ₴24.93
$1.03 ₱60.1
-43.69%
Rice (white) (1kg)
$1.24 ₴53.7
$1.08 ₱63.2
14.81%
Eggs
$1.57 ₴67.8
$2.00 ₱116
-21.50%
Local Cheese (1kg)
$8.16 ₴353
$9.63 ₱561
-15.26%
Chicken Fillets (1kg)
$4.02 ₴174
$5.21 ₱304
-22.84%
Beef Round Steak (1kg)
$6.65 ₴288
$7.57 ₱441
-12.15%
Apples (1kg)
$0.84 ₴36.22
$2.09 ₱122
-59.81%
Banana (1kg)
$1.68 ₴72.6
$1.47 ₱85.7
14.29%
Oranges (1kg)
$1.87 ₴80.8
$2.08 ₱121
-10.10%
Tomato (1kg)
$2.24 ₴97.0
$1.98 ₱115
13.13%
Potato (1kg)
$0.62 ₴26.87
$2.66 ₱155
-76.69%
Onion (1kg)
$0.52 ₴22.33
$2.56 ₱149
-79.69%
Lettuce (1 head)
$1.02 ₴44.19
$0.93 ₱53.9
9.68%
Water (1.5 liter bottle)
$0.59 ₴25.40
$0.47 ₱27.16
25.53%
Cigarettes 20 Pack (Marlboro, Camel)
$2.58 ₴112
$2.71 ₱158
-4.80%
Wine (Bottle)
$4.75 ₴205
$5.74 ₱335
-17.25%
Local Beer (0.5 liter bottle)
$0.81 ₴34.98
$0.87 ₱50.8
-6.90%
Imported Beer (0.33 liter bottle)
$1.32 ₴57.2
$1.73 ₱101
-23.70%
🚌 Getting Around
Kharkiv
Panglao
Difference
One-way Ticket (Public Transport)
$0.35 ₴15.01
$0.26 ₱14.97
34.62%
Taxi Start (Normal Tariff)
$1.42 ₴61.7
$0.82 ₱48.00
73.17%
Taxi (Normal Tariff) (1km)
$0.23 ₴9.91
$0.23 ₱13.29
-
Taxi 1hour Waiting (Normal Tariff)
$2.86 ₴124
$2.67 ₱156
7.12%
Gasoline (1 liter)
$1.37 ₴59.5
$1.08 ₱62.8
26.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K ₴1.2M
$29.8K ₱1.7M
-8.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K ₴1.0M
$26.9K ₱1.6M
-11.62%
🧾 Monthly Utilities & Internet
Kharkiv
Panglao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₴4,796
$97.3 ₱5,663
13.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.61 ₴243
$8.96 ₱522
-37.39%
Internet (50+ Mbps, Unlimited Data)
$6.03 ₴261
$26.13 ₱1,522
-76.92%
🎉 Sport & Entertainment
Kharkiv
Panglao
Difference
Gym Membership (Monthly)
$25.32 ₴1,096
$14.95 ₱871
69.36%
Tennis Court (1 Hour on Weekend)
$15.41 ₴667
$4.45 ₱259
246.29%
Cinema Ticket
$4.81 ₴208
$4.38 ₱255
9.82%
🧸 Childcare & Education
Kharkiv
Panglao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$352 ₴15.2K
$231 ₱13.5K
52.06%
International Primary School, 1 Child (Yearly)
$3,253 ₴140.8K
$3,966 ₱230.9K
-17.97%
👕👟 Clothing & Footwear
Kharkiv
Panglao
Difference
Jeans (Levis 501 Or Similar)
$57.5 ₴2,490
$46.43 ₱2,704
23.91%
Summer Dress (H&M, Zara, etc)
$39.98 ₴1,730
$23.40 ₱1,362
70.85%
Sport Shoes (Adidas, Nike)
$83.2 ₴3,599
$74.6 ₱4,343
11.50%
Men's Leather Business Shoes
$104 ₴4,489
$52.5 ₱3,059
97.39%
🏠 Accommodation & Living
Kharkiv
Panglao
Difference
1-bedroom Apartment, City Center (Monthly)
$184 ₴7,964
$319 ₱18.6K
-42.31%
1-bedroom Apartment, Outside City Center (Monthly)
$131 ₴5,666
$282 ₱16.4K
-53.66%
3-bedroom Apartment, City Center (Monthly)
$367 ₴15.9K
$714 ₱41.6K
-48.59%
3-bedroom Apartment, Outside City Center (Monthly)
$246 ₴10.6K
$497 ₱28.9K
-50.56%
Buy Apartment in City Center (m2)
$1,083 ₴46.9K
$1,044 ₱60.8K
3.74%
Buy Apartment Outside City Center (m2)
$585 ₴25.3K
$891 ₱51.9K
-34.29%
💵 Salaries & Financials
Kharkiv
Panglao
Difference
Average Monthly Net Salary (After Tax)
$466 ₴20.2K
$138 ₱8,022
238.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
17
8
112.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: March 2, 2026

Last update for Panglao: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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