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Cost of Living Comparison Between Kharkiv and Panglao Cost of Living Comparison Between Kharkiv and Panglao

🙂 Solo nomad: Kharkiv is 1.3% cheaper than Panglao without rent, and 14.4% cheaper with rent.
😐 Family of 3: Kharkiv is 15.4% more expensive than Panglao without rent, and 10.6% cheaper with rent.
Currency
🍽 Eating Out
Kharkiv
Panglao
Difference
Meal at Budget Restaurant
$7.15 ₴302
$4.49 ₱262
59.24%
Three-Course Dinner for Two, Mid-Range
$27.27 ₴1,152
$12.52 ₱731
117.81%
Fast Food Meal (McDonalds, etc)
$5.98 ₴253
$4.53 ₱264
32.01%
Cappuccino
$1.34 ₴56.5
$2.63 ₱154
-49.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₴27.53
$0.77 ₱45.19
-15.58%
Water (0.33 liter bottle)
$0.44 ₴18.57
$0.26 ₱14.97
69.23%
Local Beer (0.5 liter draught)
$0.99 ₴41.77
$1.53 ₱89.6
-35.29%
Imported Beer (0.33 liter bottle)
$1.48 ₴62.4
$1.92 ₱112
-22.92%
🛒 Groceries & Markets
Kharkiv
Panglao
Difference
Milk (1 liter)
$1.09 ₴46.15
$1.72 ₱101
-36.63%
White Bread (500g)
$0.58 ₴24.36
$1.05 ₱61.1
-44.76%
Rice (white) (1kg)
$1.23 ₴52.1
$1.09 ₱63.5
12.84%
Eggs
$1.62 ₴68.5
$1.97 ₱115
-17.77%
Local Cheese (1kg)
$8.06 ₴341
$9.25 ₱540
-12.86%
Chicken Fillets (1kg)
$3.91 ₴165
$5.27 ₱307
-25.81%
Beef Round Steak (1kg)
$6.58 ₴278
$7.62 ₱445
-13.65%
Apples (1kg)
$0.9 ₴38.18
$2.17 ₱127
-58.53%
Banana (1kg)
$1.62 ₴68.3
$1.48 ₱86.2
9.46%
Oranges (1kg)
$1.89 ₴79.9
$2.07 ₱121
-8.70%
Tomato (1kg)
$2.23 ₴94.4
$1.92 ₱112
16.15%
Potato (1kg)
$0.61 ₴25.8
$2.57 ₱150
-76.26%
Onion (1kg)
$0.53 ₴22.21
$2.53 ₱148
-79.05%
Lettuce (1 head)
$1 ₴42.1
$0.97 ₱56.7
3.09%
Water (1.5 liter bottle)
$0.58 ₴24.65
$0.47 ₱27.58
23.40%
Cigarettes 20 Pack (Marlboro, Camel)
$2.59 ₴109
$2.61 ₱152
-0.77%
Wine (Bottle)
$4.61 ₴195
$5.75 ₱335
-19.83%
Local Beer (0.5 liter bottle)
$0.81 ₴34.27
$0.88 ₱51.1
-7.95%
Imported Beer (0.33 liter bottle)
$1.26 ₴53.3
$1.79 ₱105
-29.61%
🚌 Getting Around
Kharkiv
Panglao
Difference
One-way Ticket (Public Transport)
$0.34 ₴14.47
$0.26 ₱14.99
30.77%
Taxi Start (Normal Tariff)
$1.42 ₴59.9
$0.82 ₱47.68
73.17%
Taxi (Normal Tariff) (1km)
$0.23 ₴9.68
$0.23 ₱13.42
-
Taxi 1hour Waiting (Normal Tariff)
$2.86 ₴121
$2.69 ₱157
6.32%
Gasoline (1 liter)
$1.32 ₴55.9
$1.02 ₱59.8
29.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.9K ₴1.1M
$30.5K ₱1.8M
-11.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K ₴991.9K
$27.5K ₱1.6M
-14.80%
🧾 Monthly Utilities & Internet
Kharkiv
Panglao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₴4,689
$97.5 ₱5,692
13.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.55 ₴235
$8.76 ₱511
-36.64%
Internet (50+ Mbps, Unlimited Data)
$6 ₴254
$26.09 ₱1,523
-77.00%
🎉 Sport & Entertainment
Kharkiv
Panglao
Difference
Gym Membership (Monthly)
$25.19 ₴1,065
$14.5 ₱846
73.72%
Tennis Court (1 Hour on Weekend)
$15.9 ₴672
$4.47 ₱261
255.70%
Cinema Ticket
$4.81 ₴203
$4.48 ₱262
7.37%
🧸 Childcare & Education
Kharkiv
Panglao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$352 ₴14.9K
$232 ₱13.5K
51.63%
International Primary School, 1 Child (Yearly)
$3,201 ₴135.3K
$3,854 ₱224.9K
-16.95%
👕👟 Clothing & Footwear
Kharkiv
Panglao
Difference
Jeans (Levis 501 Or Similar)
$58.2 ₴2,460
$36.02 ₱2,102
61.55%
Summer Dress (H&M, Zara, etc)
$41.42 ₴1,751
$23.26 ₱1,358
78.07%
Sport Shoes (Adidas, Nike)
$84.7 ₴3,578
$74.8 ₱4,364
13.21%
Men's Leather Business Shoes
$102 ₴4,301
$54 ₱3,152
88.46%
🏠 Accommodation & Living
Kharkiv
Panglao
Difference
1-bedroom Apartment, City Center (Monthly)
$184 ₴7,790
$319 ₱18.6K
-42.18%
1-bedroom Apartment, Outside City Center (Monthly)
$132 ₴5,562
$275 ₱16K
-52.07%
3-bedroom Apartment, City Center (Monthly)
$368 ₴15.5K
$720 ₱42K
-48.95%
3-bedroom Apartment, Outside City Center (Monthly)
$241 ₴10.2K
$504 ₱29.4K
-52.20%
Buy Apartment in City Center (m2)
$1,033 ₴43.7K
$1,043 ₱60.9K
-0.95%
Buy Apartment Outside City Center (m2)
$555 ₴23.5K
$906 ₱52.9K
-38.73%
💵 Salaries & Financials
Kharkiv
Panglao
Difference
Average Monthly Net Salary (After Tax)
$431 ₴18.2K
$134 ₱7,847
220.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
17
8
112.50%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: November 30, 2025

Last update for Panglao: November 30, 2025

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