Last update: Oct 2026

Cost of Living Comparison Between Key West, FL and Santiago

For one person, living is cheaper in Santiago: $1,190 a month against $4,808 in Key West, FL, rent and utilities included – about $43,400 less a year. Rent and utilities account for most of the difference.

Key West, FL
🇺🇸 United States
$4,808
/mo nomad
Santiago
🇨🇱 Chile
$1,190
/mo nomad
Monthly Cost of Living

How much you'll spend in Key West, FL and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Key West, FL and in Santiago actually costs, broken down by who's living it.

A single person spends $4,808 per month in Key West, FL vs $1,190 in Santiago, rent included.

  • Key West, FL $4,808
  • Santiago $1,190

A couple spends around $7,043 per month in Key West, FL vs $1,892 in Santiago, rent included.

  • Key West, FL $7,043
  • Santiago $1,892

A family of three spends $9,278 per month in Key West, FL vs $2,595 in Santiago, rent included.

  • Key West, FL $9,278
  • Santiago $2,595

Key West, FL costs about 304% more than Santiago, and outside of rent the biggest gap is in groceries.

Key West, FL sits 256% above the global median, while Santiago is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Key West, FL
Santiago
Difference
Meal at Budget Restaurant
$22.31 $22.31
$10.37 CLP 10.2K
115.14%
Three-Course Dinner for Two, Mid-Range
$98.3 $98.3
$51.7 CLP 50.9K
90.23%
Fast Food Meal (McDonalds, etc)
$11.87 $11.87
$8.94 CLP 8,805
32.77%
Cappuccino
$4.56 $4.56
$3.26 CLP 3,211
39.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 $2.26
$1.67 CLP 1,640
35.33%
Water (0.33 liter bottle)
$1.90 $1.90
$1.23 CLP 1,212
54.47%
Local Beer (0.5 liter draught)
$5.85 $5.85
$3.98 CLP 3,914
46.98%
Imported Beer (0.33 liter bottle)
$6.84 $6.84
$4.54 CLP 4,465
50.66%
🛒 Groceries & Markets
Key West, FL
Santiago
Difference
Milk (1 liter)
$0.99 $0.99
$1.28 CLP 1,263
-22.66%
White Bread (500g)
$3.68 $3.68
$1.85 CLP 1,817
98.92%
Rice (white) (1kg)
$6.74 $6.74
$1.59 CLP 1,567
323.90%
Eggs
$5.16 $5.16
$4.10 CLP 4,031
25.85%
Local Cheese (1kg)
$11.61 $11.61
$11.41 CLP 11.2K
1.75%
Chicken Fillets (1kg)
$13.34 $13.34
$6.69 CLP 6,586
99.40%
Beef Round Steak (1kg)
$23.97 $23.97
$10.81 CLP 10.6K
121.74%
Apples (1kg)
$4.81 $4.81
$1.94 CLP 1,905
147.94%
Banana (1kg)
$1.86 $1.86
$1.52 CLP 1,497
22.37%
Oranges (1kg)
$3.67 $3.67
$1.60 CLP 1,577
129.37%
Tomato (1kg)
$5.17 $5.17
$1.69 CLP 1,668
205.92%
Potato (1kg)
$5.93 $5.93
$1.10 CLP 1,084
439.09%
Onion (1kg)
$3.33 $3.33
$1.52 CLP 1,500
119.08%
Lettuce (1 head)
$3.60 $3.60
$1.18 CLP 1,164
205.08%
Water (1.5 liter bottle)
$2.65 $2.65
$1.08 CLP 1,061
145.37%
Cigarettes 20 Pack (Marlboro, Camel)
$8.18 $8.18
$5.07 CLP 4,995
61.34%
Wine (Bottle)
$14.18 $14.18
$5.95 CLP 5,858
138.32%
Local Beer (0.5 liter bottle)
$1.99 $1.99
$1.49 CLP 1,470
33.56%
Imported Beer (0.33 liter bottle)
$2.38 $2.38
$2.38 CLP 2,342
-
🚌 Getting Around
Key West, FL
Santiago
Difference
One-way Ticket (Public Transport)
$3.98 $3.98
$0.83 CLP 821
379.52%
Public Transport Monthly Pass (Regular Price)
-
$40.14 CLP 39.5K
-
Taxi Start (Normal Tariff)
$3.90 $3.90
$0.40 CLP 393
875.00%
Taxi (Normal Tariff) (1km)
$3.12 $3.12
$0.91 CLP 897
242.86%
Taxi 1hour Waiting (Normal Tariff)
$30.20 $30.20
$11.63 CLP 11.5K
159.67%
Gasoline (1 liter)
$0.91 $0.91
$1.51 CLP 1,486
-39.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K $36.5K
$17.6K CLP 17.3M
107.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$22.0K CLP 21.6M
17.55%
🧾 Monthly Utilities & Internet
Key West, FL
Santiago
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 $215
$151 CLP 149.0K
42.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.4 $54.4
$12.34 CLP 12.1K
340.60%
Internet (50+ Mbps, Unlimited Data)
$73.3 $73.3
$18.73 CLP 18.4K
291.51%
🎉 Sport & Entertainment
Key West, FL
Santiago
Difference
Gym Membership (Monthly)
$79.6 $79.6
$33.71 CLP 33.2K
136.13%
Tennis Court (1 Hour on Weekend)
-
$11.80 CLP 11.6K
-
Cinema Ticket
$14.05 $14.05
$7.45 CLP 7,334
88.59%
🧸 Childcare & Education
Key West, FL
Santiago
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,090 $1,090
$430 CLP 423.7K
153.18%
International Primary School, 1 Child (Yearly)
$20.7K $20.7K
$10.8K CLP 10.6M
91.92%
👕👟 Clothing & Footwear
Key West, FL
Santiago
Difference
Jeans (Levis 501 Or Similar)
$47.58 $47.58
$49.65 CLP 48.9K
-4.17%
Summer Dress (H&M, Zara, etc)
$41.78 $41.78
$28.94 CLP 28.5K
44.37%
Sport Shoes (Adidas, Nike)
$71.7 $71.7
$65.7 CLP 64.6K
9.24%
Men's Leather Business Shoes
$69.1 $69.1
$80.7 CLP 79.4K
-14.34%
🏠 Accommodation & Living
Key West, FL
Santiago
Difference
1-bedroom Apartment, City Center (Monthly)
$3,436 $3,436
$559 CLP 550.4K
514.58%
1-bedroom Apartment, Outside City Center (Monthly)
$3,432 $3,432
$384 CLP 377.8K
794.35%
3-bedroom Apartment, City Center (Monthly)
$7,122 $7,122
$1,004 CLP 988.4K
609.31%
3-bedroom Apartment, Outside City Center (Monthly)
$6,144 $6,144
$780 CLP 767.9K
687.61%
Buy Apartment in City Center (m2)
$9,644 $9,644
$2,640 CLP 2.6M
265.32%
Buy Apartment Outside City Center (m2)
$9,886 $9,886
$2,546 CLP 2.5M
288.32%
💵 Salaries & Financials
Key West, FL
Santiago
Difference
Average Monthly Net Salary (After Tax)
$5,967 $5,967
$804 CLP 791.0K
642.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
5.39
18.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: October 13, 2026

Last update for Santiago: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Key West, FL
$3.4K
Santiago
$384 88.8% $3K
Groceries & Markets
Key West, FL
$457
Santiago
$236 48.4% $221
Monthly Utilities & Internet
Key West, FL
$343
Santiago
$182 46.8% $160
Eating Out
Key West, FL
$328
Santiago
$189 42.3% $139
Sport & Entertainment
Key West, FL
$108
Santiago
$49 54.9% $59
Clothing & Footwear
Key West, FL
$104
Santiago
$101 2.3% $2.4
Getting Around
Key West, FL
$35 *
Santiago
$48 36.7% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,436 in Key West, FL versus $559 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 643% higher in Key West, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Key West, FL versus $52.0 in Santiago. Monthly groceries follow the same trend: $457 vs $236 – making Santiago the more affordable choice for daily food spending.

Good to know
🇺🇸 Key West, FL
🇨🇱 Santiago
🕒 Local time
09:40 9:40 AM
10:40 10:40 AM
1 h ahead of Key West, FL
🌤 Weather
👥 Population
24,684
6,139,087 Capital
💱 Currency
Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

On the map
Between locations
  • Key West, FL Santiago 6,560 km ≈ 9 h nonstop flight
From you
  • Key West, FL
  • Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Key West, FL vs Santiago: Cost of Living - Frequently Asked Questions
Is Santiago cheaper than Key West, FL?
Yes – Key West, FL is pricier by about 304%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $7,211 per month in Key West, FL and $1,785 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Key West, FL or in Santiago?
A mid-range dinner for two costs $98.0 in Key West, FL and $52.0 in Santiago. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Key West, FL and in Santiago?
Groceries cost about 94% more in Key West, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Key West, FL or in Santiago?
A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,190, than in Key West, FL at $4,808. In Santiago it covers expenses comfortably, while in Key West, FL it requires careful planning or may not stretch far enough.
Is Key West, FL or Santiago more family-friendly?
Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Key West, FL makes more sense. Both are solid long-term options with distinct trade-offs.

Key West, FL vs other spots: cost of living compared

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