Last update: Oct 2026

Cost of Living Comparison Between Key West, FL and Deerfield Beach, FL

For one person, living is cheaper in Deerfield Beach, FL: $2,883 a month against $4,808 in Key West, FL, rent and utilities included – about $23,100 less a year. Higher rent and utilities in Key West, FL outweigh lower spending on other living expenses.

233

Cost of Living Index in Key West, FL
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Key West, FL Living Index
139

Cost of Living Index in Deerfield Beach, FL
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Deerfield Beach, FL Living Index

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Key West, FL

🇺🇸 United States

$4,808

/mo nomad

Deerfield Beach, FL

🇺🇸 United States

$2,883

/mo nomad

Monthly Cost of Living

How much you'll spend in Key West, FL and in Deerfield Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Key West, FL and in Deerfield Beach, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,808 in Key West, FL versus $2,883 in Deerfield Beach, FL.

Key West, FL $4,808
Deerfield Beach, FL $2,883

Estimated couple costs with rent: $7,043 in Key West, FL versus $4,565 in Deerfield Beach, FL.

Key West, FL $7,043
Deerfield Beach, FL $4,565

Monthly costs for a family of three with rent: $9,278 in Key West, FL versus $6,247 in Deerfield Beach, FL.

Key West, FL $9,278
Deerfield Beach, FL $6,247

Living in Key West, FL is roughly 67% more expensive than in Deerfield Beach, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Key West, FL 256% above, Deerfield Beach, FL 114% above.

Meal at Budget Restaurant

$22.31 $22.31

$25.39 $25.39

-12.13%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$81.2 $81.2

21.15%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$12.34 $12.34

-3.81%

Cappuccino

$4.56 $4.56

$5.15 $5.15

-11.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$2.69 $2.69

-15.99%

Water (0.33 liter bottle)

$1.90 $1.90

$2.01 $2.01

-5.47%

Local Beer (0.5 liter draught)

$5.85 $5.85

$5.93 $5.93

-1.35%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$6.02 $6.02

13.62%

Milk (1 liter)

$0.99 $0.99

$1.05 $1.05

-5.71%

White Bread (500g)

$3.68 $3.68

$4.53 $4.53

-18.76%

Rice (white) (1kg)

$6.74 $6.74

$5.10 $5.10

32.16%

Eggs

$5.16 $5.16

$3.99 $3.99

29.32%

Local Cheese (1kg)

$11.61 $11.61

$9.75 $9.75

19.08%

Chicken Fillets (1kg)

$13.34 $13.34

$14.46 $14.46

-7.75%

Beef Round Steak (1kg)

$23.97 $23.97

$20.09 $20.09

19.31%

Apples (1kg)

$4.81 $4.81

$6.37 $6.37

-24.49%

Banana (1kg)

$1.86 $1.86

$1.58 $1.58

17.72%

Oranges (1kg)

$3.67 $3.67

$6.04 $6.04

-39.24%

Tomato (1kg)

$5.17 $5.17

$5.37 $5.37

-3.72%

Potato (1kg)

$5.93 $5.93

$3.53 $3.53

67.99%

Onion (1kg)

$3.33 $3.33

$3.78 $3.78

-11.90%

Lettuce (1 head)

$3.60 $3.60

$2.63 $2.63

36.88%

Water (1.5 liter bottle)

$2.65 $2.65

$3.09 $3.09

-14.24%

Cigarettes 20 Pack (Marlboro, Camel)

$8.18 $8.18

$9.16 $9.16

-10.70%

Wine (Bottle)

$14.18 $14.18

$12.21 $12.21

16.13%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$2.60 $2.60

-23.46%

Imported Beer (0.33 liter bottle)

$2.38 $2.38

$4.65 $4.65

-48.82%

One-way Ticket (Public Transport)

$3.98 $3.98

$2.09 $2.09

90.43%

Public Transport Monthly Pass (Regular Price)

$60.6 $60.6

Taxi Start (Normal Tariff)

$3.90 $3.90

$3.52 $3.52

10.80%

Taxi (Normal Tariff) (1km)

$3.12 $3.12

$1.83 $1.83

70.49%

Taxi 1hour Waiting (Normal Tariff)

$30.20 $30.20

$24.20 $24.20

24.79%

Gasoline (1 liter)

$0.91 $0.91

$1.00 $1.00

-9.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$33.4K $33.4K

9.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.0K $26.0K

-0.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$190 $190

13.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 $54.4

$64.1 $64.1

-15.19%

Internet (50+ Mbps, Unlimited Data)

$73.3 $73.3

$82.3 $82.3

-10.89%

Gym Membership (Monthly)

$79.6 $79.6

$49.83 $49.83

59.74%

Tennis Court (1 Hour on Weekend)

$19.88 $19.88

Cinema Ticket

$14.05 $14.05

$20.21 $20.21

-30.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,090 $1,090

$1,039 $1,039

4.84%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$41.7K $41.7K

-50.28%

Jeans (Levis 501 Or Similar)

$47.58 $47.58

$59.6 $59.6

-20.13%

Summer Dress (H&M, Zara, etc)

$41.78 $41.78

$40.97 $40.97

1.98%

Sport Shoes (Adidas, Nike)

$71.7 $71.7

$90.3 $90.3

-20.51%

Men's Leather Business Shoes

$69.1 $69.1

$96.3 $96.3

-28.23%

1-bedroom Apartment, City Center (Monthly)

$3,436 $3,436

$1,958 $1,958

75.45%

1-bedroom Apartment, Outside City Center (Monthly)

$3,432 $3,432

$1,424 $1,424

141.03%

3-bedroom Apartment, City Center (Monthly)

$7,122 $7,122

$3,986 $3,986

78.69%

3-bedroom Apartment, Outside City Center (Monthly)

$6,144 $6,144

$2,990 $2,990

105.46%

Buy Apartment in City Center (m2)

$9,644 $9,644

Buy Apartment Outside City Center (m2)

$9,886 $9,886

$2,646 $2,646

273.68%

Average Monthly Net Salary (After Tax)

$5,967 $5,967

$4,111 $4,111

45.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.63

-3.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: October 13, 2026

Last update for Deerfield Beach, FL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Key West, FL

$3.4K 71.4%

Deerfield Beach, FL

$1.4K 49.4% 58.5% $2K

Groceries & Markets

Key West, FL

$457 9.5%

Deerfield Beach, FL

$459 15.9% 0.3% $1.4

Monthly Utilities & Internet

Key West, FL

$343 7.1%

Deerfield Beach, FL

$337 11.7% 1.8% $6.1

Eating Out

Key West, FL

$328 6.8%

Deerfield Beach, FL

$362 12.6% 10.4% $34

Sport & Entertainment

Key West, FL

$108 2.2%

Deerfield Beach, FL

$90 3.1% 16.2% $17

Clothing & Footwear

Key West, FL

$104 2.2%

Deerfield Beach, FL

$129 4.5% 24.7% $26

Getting Around

Key West, FL

$35 * 0.7%

Deerfield Beach, FL

$82 2.8% 130% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,436 in Key West, FL and $1,958 in Deerfield Beach, FL. Housing cost is often the main lever when comparing two cities.

Key West, FL pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Key West, FL vs $81.0 in Deerfield Beach, FL. Groceries flip the comparison at $457 vs $459, with Key West, FL cheaper for home cooking.

Good to know

🇺🇸 Key West, FL

🇺🇸 Deerfield Beach, FL

🕒 Local time

23:25 11:25 PM

Same time as Key West, FL

🌤 Weather

👥 Population

24,684

75,018

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Key West, FL Deerfield Beach, FL 260 km

From you

Key West, FL
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Key West, FL vs Deerfield Beach, FL: Cost of Living - Frequently Asked Questions

Deerfield Beach, FL wins on cost – living expenses run 67% lower than in Key West, FL. Housing and daily spending are where you'll feel the difference most, making Deerfield Beach, FL the obvious pick if budget is a priority.

Average pay runs 45% higher in Key West, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,436 in Key West, FL versus $1,958 in Deerfield Beach, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Key West, FL pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $4,808 per month in Key West, FL versus $2,883 in Deerfield Beach, FL – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Deerfield Beach, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Deerfield Beach, FL gentler on the wallet – expenses run 67% less than in Key West, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.