Cost of Living Comparison Between Key West, FL and Deerfield Beach, FL Cost of Living Comparison Between Key West, FL and Deerfield Beach, FL

Monthly Cost of Living

Monthly costs for one person with rent: $4,796 in Key West, FL versus $2,812 in Deerfield Beach, FL.

Estimated couple costs with rent: $6,948 in Key West, FL versus $4,568 in Deerfield Beach, FL.

Monthly costs for a family of three with rent: $9,100 in Key West, FL versus $6,323 in Deerfield Beach, FL.

Living in Key West, FL is roughly 71% more expensive than in Deerfield Beach, FL, driven mainly by Getting Around.

Both cities are pricier than the global median: Key West, FL 249% above, Deerfield Beach, FL 105% above.

Meal at Budget Restaurant

$21.66 $21.66

$24.78 $24.78

-12.59%

Three-Course Dinner for Two, Mid-Range

$99.4 $99.4

$79.2 $79.2

25.38%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$12.64 $12.64

-5.46%

Cappuccino

$4.64 $4.64

$5.06 $5.06

-8.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 $2.35

$2.76 $2.76

-14.86%

Water (0.33 liter bottle)

$1.91 $1.91

$1.95 $1.95

-2.05%

Local Beer (0.5 liter draught)

$5.84 $5.84

$5.58 $5.58

4.66%

Imported Beer (0.33 liter bottle)

$6.82 $6.82

$6.14 $6.14

11.07%

Milk (1 liter)

$1.04 $1.04

$1.08 $1.08

-3.70%

White Bread (500g)

$3.63 $3.63

$4.56 $4.56

-20.39%

Rice (white) (1kg)

$6.53 $6.53

$5.07 $5.07

28.80%

Eggs

$5.42 $5.42

$4.11 $4.11

31.87%

Local Cheese (1kg)

$11.36 $11.36

$9.64 $9.64

17.84%

Chicken Fillets (1kg)

$13.41 $13.41

$14.31 $14.31

-6.29%

Beef Round Steak (1kg)

$24.19 $24.19

$19.99 $19.99

21.01%

Apples (1kg)

$4.81 $4.81

$6.37 $6.37

-24.49%

Banana (1kg)

$1.96 $1.96

$1.65 $1.65

18.79%

Oranges (1kg)

$3.68 $3.68

$6.08 $6.08

-39.47%

Tomato (1kg)

$4.91 $4.91

$5.59 $5.59

-12.16%

Potato (1kg)

$6.21 $6.21

$3.47 $3.47

78.96%

Onion (1kg)

$3.36 $3.36

$3.77 $3.77

-10.88%

Lettuce (1 head)

$3.57 $3.57

$2.61 $2.61

36.78%

Water (1.5 liter bottle)

$2.56 $2.56

$2.98 $2.98

-14.09%

Cigarettes 20 Pack (Marlboro, Camel)

$8.05 $8.05

$9.34 $9.34

-13.81%

Wine (Bottle)

$13.81 $13.81

$12.20 $12.20

13.20%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.63 $2.63

-27.38%

Imported Beer (0.33 liter bottle)

$2.29 $2.29

$4.78 $4.78

-52.09%

One-way Ticket (Public Transport)

$3.91 $3.91

$2.13 $2.13

83.57%

Public Transport Monthly Pass (Regular Price)

$59.9 $59.9

Taxi Start (Normal Tariff)

$3.91 $3.91

$3.43 $3.43

13.99%

Taxi (Normal Tariff) (1km)

$3.20 $3.20

$1.85 $1.85

72.97%

Taxi 1hour Waiting (Normal Tariff)

$30.17 $30.17

$24.28 $24.28

24.26%

Gasoline (1 liter)

$0.86 $0.86

$0.96 $0.96

-10.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K $37.2K

$33.1K $33.1K

12.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$25.3K $25.3K

-0.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$190 $190

11.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.8 $53.8

$61.1 $61.1

-11.84%

Internet (50+ Mbps, Unlimited Data)

$73.8 $73.8

$82.2 $82.2

-10.18%

Gym Membership (Monthly)

$78.8 $78.8

$50.0 $50.0

57.58%

Tennis Court (1 Hour on Weekend)

$19.96 $19.96

Cinema Ticket

$13.86 $13.86

$20.26 $20.26

-31.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,098 $1,098

$1,002 $1,002

9.58%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$41.8K $41.8K

-49.59%

Jeans (Levis 501 Or Similar)

$46.22 $46.22

$58.2 $58.2

-20.54%

Summer Dress (H&M, Zara, etc)

$41.63 $41.63

$40.78 $40.78

2.08%

Sport Shoes (Adidas, Nike)

$71.2 $71.2

$89.6 $89.6

-20.49%

Men's Leather Business Shoes

$69.2 $69.2

$99.3 $99.3

-30.33%

1-bedroom Apartment, City Center (Monthly)

$3,438 $3,438

$1,952 $1,952

76.14%

1-bedroom Apartment, Outside City Center (Monthly)

$3,434 $3,434

$1,407 $1,407

144.06%

3-bedroom Apartment, City Center (Monthly)

$7,221 $7,221

$3,943 $3,943

83.12%

3-bedroom Apartment, Outside City Center (Monthly)

$5,980 $5,980

$2,971 $2,971

101.30%

Buy Apartment in City Center (m2)

$9,706 $9,706

Buy Apartment Outside City Center (m2)

$9,672 $9,672

$2,739 $2,739

253.05%

Average Monthly Net Salary (After Tax)

$5,971 $5,971

$4,020 $4,020

48.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.07

6.18

-1.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: August 31, 2026

Last update for Deerfield Beach, FL: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,438 in Key West, FL and $1,952 in Deerfield Beach, FL. Housing cost is often the main lever when comparing two cities.

Key West, FL pays 49% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Key West, FL vs $79.0 in Deerfield Beach, FL. Groceries flip the comparison at $455 vs $459, with Key West, FL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Key West, FL vs Deerfield Beach, FL: Cost of Living - Frequently Asked Questions

Deerfield Beach, FL wins on cost – living expenses run 71% lower than in Key West, FL. Housing and daily spending are where you'll feel the difference most, making Deerfield Beach, FL the obvious pick if budget is a priority.

Average pay runs 49% higher in Key West, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,438 in Key West, FL versus $1,952 in Deerfield Beach, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Key West, FL pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $4,796 per month in Key West, FL versus $2,812 in Deerfield Beach, FL – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Deerfield Beach, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Deerfield Beach, FL gentler on the wallet – expenses run 71% less than in Key West, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.