Last update: Oct 2026

Cost of Living Comparison Between Key West, FL and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $4,808 in Key West, FL, rent and utilities included – about $46,400 less a year. Rent and utilities account for most of the difference.

Key West, FL
🇺🇸 United States
$4,808
/mo nomad
Chiang Mai
🇹🇭 Thailand
$938
/mo nomad
Monthly Cost of Living

How much you'll spend in Key West, FL and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Key West, FL and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $4,808 per month in Key West, FL vs $938 in Chiang Mai, rent included.

  • Key West, FL $4,808
  • Chiang Mai $938

A couple spends around $7,043 per month in Key West, FL vs $1,426 in Chiang Mai, rent included.

  • Key West, FL $7,043
  • Chiang Mai $1,426

A family of three spends $9,278 per month in Key West, FL vs $1,914 in Chiang Mai, rent included.

  • Key West, FL $9,278
  • Chiang Mai $1,914

Key West, FL costs about 412% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Key West, FL sits 256% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Key West, FL
Chiang Mai
Difference
Meal at Budget Restaurant
$22.31 $22.31
$2.26 ฿75.4
887.17%
Three-Course Dinner for Two, Mid-Range
$98.3 $98.3
$19.18 ฿641
412.57%
Fast Food Meal (McDonalds, etc)
$11.87 $11.87
$5.59 ฿187
112.34%
Cappuccino
$4.56 $4.56
$1.72 ฿57.6
165.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 $2.26
$0.64 ฿21.54
253.12%
Water (0.33 liter bottle)
$1.90 $1.90
$0.33 ฿11.18
475.76%
Local Beer (0.5 liter draught)
$5.85 $5.85
$2.36 ฿78.7
147.88%
Imported Beer (0.33 liter bottle)
$6.84 $6.84
$3.90 ฿130
75.38%
🛒 Groceries & Markets
Key West, FL
Chiang Mai
Difference
Milk (1 liter)
$0.99 $0.99
$2.05 ฿68.6
-51.71%
White Bread (500g)
$3.68 $3.68
$1.40 ฿46.70
162.86%
Rice (white) (1kg)
$6.74 $6.74
$1.28 ฿42.89
426.56%
Eggs
$5.16 $5.16
$2.25 ฿75.3
129.33%
Local Cheese (1kg)
$11.61 $11.61
$16.94 ฿566
-31.46%
Chicken Fillets (1kg)
$13.34 $13.34
$2.74 ฿91.6
386.86%
Beef Round Steak (1kg)
$23.97 $23.97
$9.36 ฿313
156.09%
Apples (1kg)
$4.81 $4.81
$2.40 ฿80.3
100.42%
Banana (1kg)
$1.86 $1.86
$1.01 ฿33.92
84.16%
Oranges (1kg)
$3.67 $3.67
$1.61 ฿53.9
127.95%
Tomato (1kg)
$5.17 $5.17
$1.52 ฿50.7
240.13%
Potato (1kg)
$5.93 $5.93
$1.28 ฿42.90
363.28%
Onion (1kg)
$3.33 $3.33
$1.11 ฿37.22
200.00%
Lettuce (1 head)
$3.60 $3.60
$0.72 ฿24.09
400.00%
Water (1.5 liter bottle)
$2.65 $2.65
$0.52 ฿17.54
409.62%
Cigarettes 20 Pack (Marlboro, Camel)
$8.18 $8.18
$4.33 ฿145
88.91%
Wine (Bottle)
$14.18 $14.18
$17.73 ฿593
-20.02%
Local Beer (0.5 liter bottle)
$1.99 $1.99
$1.63 ฿54.4
22.09%
Imported Beer (0.33 liter bottle)
$2.38 $2.38
$2.85 ฿95.3
-16.49%
🚌 Getting Around
Key West, FL
Chiang Mai
Difference
One-way Ticket (Public Transport)
$3.98 $3.98
$0.85 ฿28.31
368.24%
Public Transport Monthly Pass (Regular Price)
-
$53.9 ฿1,801
-
Taxi Start (Normal Tariff)
$3.90 $3.90
$1.17 ฿39.18
233.33%
Taxi (Normal Tariff) (1km)
$3.12 $3.12
$0.57 ฿19.00
447.37%
Taxi 1hour Waiting (Normal Tariff)
$30.20 $30.20
$2.37 ฿79.2
1174.26%
Gasoline (1 liter)
$0.91 $0.91
$1.45 ฿48.32
-37.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K $36.5K
$20.5K ฿684.3K
78.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$26.5K ฿886.1K
-2.53%
🧾 Monthly Utilities & Internet
Key West, FL
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 $215
$62.3 ฿2,083
245.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.4 $54.4
$12.27 ฿410
343.11%
Internet (50+ Mbps, Unlimited Data)
$73.3 $73.3
$19.97 ฿668
267.20%
🎉 Sport & Entertainment
Key West, FL
Chiang Mai
Difference
Gym Membership (Monthly)
$79.6 $79.6
$37.91 ฿1,267
109.97%
Tennis Court (1 Hour on Weekend)
-
$3.76 ฿126
-
Cinema Ticket
$14.05 $14.05
$6.71 ฿224
109.39%
🧸 Childcare & Education
Key West, FL
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,090 $1,090
$797 ฿26.6K
36.71%
International Primary School, 1 Child (Yearly)
$20.7K $20.7K
$14.8K ฿495.7K
39.72%
👕👟 Clothing & Footwear
Key West, FL
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$47.58 $47.58
$53.3 ฿1,780
-10.65%
Summer Dress (H&M, Zara, etc)
$41.78 $41.78
$25.05 ฿837
66.79%
Sport Shoes (Adidas, Nike)
$71.7 $71.7
$91.6 ฿3,062
-21.70%
Men's Leather Business Shoes
$69.1 $69.1
$73.5 ฿2,455
-5.92%
🏠 Accommodation & Living
Key West, FL
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$3,436 $3,436
$464 ฿15.5K
640.45%
1-bedroom Apartment, Outside City Center (Monthly)
$3,432 $3,432
$305 ฿10.2K
1026.62%
3-bedroom Apartment, City Center (Monthly)
$7,122 $7,122
$915 ฿30.6K
678.08%
3-bedroom Apartment, Outside City Center (Monthly)
$6,144 $6,144
$552 ฿18.5K
1012.28%
Buy Apartment in City Center (m2)
$9,644 $9,644
$1,912 ฿63.9K
404.39%
Buy Apartment Outside City Center (m2)
$9,886 $9,886
$1,438 ฿48.1K
587.35%
💵 Salaries & Financials
Key West, FL
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$5,967 $5,967
$595 ฿19.9K
902.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
5.57
14.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: October 13, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Key West, FL
$3.4K
Chiang Mai
$305 91.1% $3.1K
Groceries & Markets
Key West, FL
$457
Chiang Mai
$238 48% $219
Monthly Utilities & Internet
Key West, FL
$343
Chiang Mai
$95 72.4% $248
Eating Out
Key West, FL
$328
Chiang Mai
$79 75.9% $249
Sport & Entertainment
Key West, FL
$108
Chiang Mai
$51 52.3% $56
Clothing & Footwear
Key West, FL
$104
Chiang Mai
$110 5.7% $5.9
Getting Around
Key West, FL
$35 *
Chiang Mai
$61 73% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,436 in Key West, FL versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 903% higher in Key West, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Key West, FL versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $457 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇺🇸 Key West, FL
🇹🇭 Chiang Mai
🕒 Local time
14:37 2:37 PM
01:37 1:37 AM
11 h ahead of Key West, FL
🌤 Weather
👥 Population
24,684
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of October 18, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Key West, FL Chiang Mai 15,190 km ≈ 19 h nonstop flight
From you
  • Key West, FL
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Key West, FL vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Key West, FL or Chiang Mai?
Key West, FL costs about 412% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Key West, FL and in Chiang Mai?
For a comfortable life, plan on about $7,211 per month in Key West, FL and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Key West, FL or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Key West, FL and in Chiang Mai?
A mid-range dinner for two costs $98.0 in Key West, FL and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Key West, FL or in Chiang Mai?
Groceries cost about 92% more in Key West, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Key West, FL or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Key West, FL at $4,808. In Chiang Mai it covers expenses comfortably, while in Key West, FL it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Key West, FL or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $938 versus $4,808 in Key West, FL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Key West, FL compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Key West, FL or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Key West, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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