Last update: Oct 2026

Cost of Living Comparison Between Kemaman and Bansko

For one person, living is cheaper in Kemaman: $877 a month against $956 in Bansko, rent and utilities included – about $950 less a year. Higher rent and utilities in Bansko outweigh lower spending on other living expenses.

44

Cost of Living Index in Kemaman
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Kemaman Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

Jump to prices

Kemaman

🇲🇾 Malaysia

$877

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Kemaman and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kemaman and in Bansko actually costs, broken down by who's living it.

A single person spends $877 per month in Kemaman vs $956 in Bansko, rent included.

Kemaman $877
Bansko $956

A couple spends around $1,352 per month in Kemaman vs $1,467 in Bansko, rent included.

Kemaman $1,352
Bansko $1,467

A family of three spends $1,827 per month in Kemaman vs $1,979 in Bansko, rent included.

Kemaman $1,827
Bansko $1,979

Kemaman is about 8% cheaper than Bansko, and outside of rent the biggest gap is in groceries.

Both Kemaman and Bansko are more affordable than the global median – Kemaman 35% lower, Bansko 29% lower.

Meal at Budget Restaurant

$2.62 MYR 10.70

$8.66 BGN 15.06

-69.75%

Three-Course Dinner for Two, Mid-Range

$14.65 MYR 59.8

$44.94 BGN 78.2

-67.40%

Fast Food Meal (McDonalds, etc)

$4.38 MYR 17.89

$8.78 BGN 15.28

-50.11%

Cappuccino

$3.01 MYR 12.29

$2.33 BGN 4.05

29.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 MYR 2.08

$1.57 BGN 2.74

-67.52%

Water (0.33 liter bottle)

$0.35 MYR 1.44

$0.82 BGN 1.43

-57.32%

Local Beer (0.5 liter draught)

$3.21 MYR 13.10

$1.68 BGN 2.92

91.07%

Imported Beer (0.33 liter bottle)

$5.79 MYR 23.61

$1.98 BGN 3.45

192.42%

Milk (1 liter)

$1.89 MYR 7.70

$1.73 BGN 3.00

9.25%

White Bread (500g)

$1.01 MYR 4.14

$0.80 BGN 1.40

26.25%

Rice (white) (1kg)

$0.96 MYR 3.92

$1.44 BGN 2.51

-33.33%

Eggs

$1.14 MYR 4.64

$2.36 BGN 4.10

-51.69%

Local Cheese (1kg)

$9.82 MYR 40.04

$9.39 BGN 16.34

4.58%

Chicken Fillets (1kg)

$3.28 MYR 13.39

$6.41 BGN 11.15

-48.83%

Beef Round Steak (1kg)

$9.63 MYR 39.27

$8.48 BGN 14.76

13.56%

Apples (1kg)

$3.53 MYR 14.41

$1.31 BGN 2.28

169.47%

Banana (1kg)

$1.88 MYR 7.66

$1.62 BGN 2.82

16.05%

Oranges (1kg)

$2.66 MYR 10.86

$1.73 BGN 3.01

53.76%

Tomato (1kg)

$1.73 MYR 7.05

$1.94 BGN 3.38

-10.82%

Potato (1kg)

$2.15 MYR 8.78

$0.94 BGN 1.63

128.72%

Onion (1kg)

$2.02 MYR 8.23

$0.76 BGN 1.32

165.79%

Lettuce (1 head)

$1.43 MYR 5.82

$0.55 BGN 0.95

160.00%

Water (1.5 liter bottle)

$0.48 MYR 1.95

$0.59 BGN 1.02

-18.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.66 MYR 18.99

$3.25 BGN 5.66

43.38%

Wine (Bottle)

$19.79 MYR 80.8

$5.20 BGN 9.05

280.58%

Local Beer (0.5 liter bottle)

$2.72 MYR 11.08

$1.09 BGN 1.89

149.54%

Imported Beer (0.33 liter bottle)

$4.61 MYR 18.79

$1.68 BGN 2.92

174.40%

One-way Ticket (Public Transport)

$0.73 MYR 2.98

$0.84 BGN 1.45

-13.10%

Public Transport Monthly Pass (Regular Price)

$12.09 MYR 49.32

$27.06 BGN 47.09

-55.32%

Taxi Start (Normal Tariff)

$1.23 MYR 5.02

$1.34 BGN 2.34

-8.21%

Taxi (Normal Tariff) (1km)

$0.38 MYR 1.56

$0.65 BGN 1.14

-41.54%

Taxi 1hour Waiting (Normal Tariff)

$8.88 MYR 36.22

$10.06 BGN 17.51

-11.73%

Gasoline (1 liter)

$0.52 MYR 2.14

$1.48 BGN 2.57

-64.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K MYR 171.6K

$29.1K BGN 50.7K

44.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K MYR 134.4K

$20.9K BGN 36.4K

57.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.98 MYR 200

$92.4 BGN 161

-47.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.30 MYR 33.87

$14.52 BGN 25.26

-42.84%

Internet (50+ Mbps, Unlimited Data)

$27.03 MYR 110

$12.32 BGN 21.43

119.40%

Gym Membership (Monthly)

$41.79 MYR 170

$31.70 BGN 55.2

31.83%

Tennis Court (1 Hour on Weekend)

$7.05 MYR 28.75

$8.53 BGN 14.84

-17.35%

Cinema Ticket

$4.87 MYR 19.88

$5.62 BGN 9.78

-13.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$124 MYR 507

$230 BGN 401

-46.08%

International Primary School, 1 Child (Yearly)

$10.4K MYR 42.5K

$2,268 BGN 3,947

359.71%

Jeans (Levis 501 Or Similar)

$51.5 MYR 210

$30.10 BGN 52.4

71.03%

Summer Dress (H&M, Zara, etc)

$30.07 MYR 123

$19.62 BGN 34.13

53.26%

Sport Shoes (Adidas, Nike)

$76.7 MYR 313

$45.86 BGN 79.8

67.31%

Men's Leather Business Shoes

$85.5 MYR 349

$47.69 BGN 83.0

79.18%

1-bedroom Apartment, City Center (Monthly)

$450 MYR 1,837

$518 BGN 902

-13.11%

1-bedroom Apartment, Outside City Center (Monthly)

$267 MYR 1,090

$357 BGN 621

-25.13%

3-bedroom Apartment, City Center (Monthly)

$772 MYR 3,148

$614 BGN 1,069

25.65%

3-bedroom Apartment, Outside City Center (Monthly)

$532 MYR 2,169

$569 BGN 990

-6.56%

Buy Apartment in City Center (m2)

$1,748 MYR 7,129

$1,191 BGN 2,073

46.69%

Buy Apartment Outside City Center (m2)

$1,220 MYR 4,978

$959 BGN 1,669

27.22%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

2.99

50.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kemaman: October 13, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kemaman

$267 30.5%

Bansko

$357 37.3% 33.6% $90

Groceries & Markets

Kemaman

$245 27.9%

Bansko

$192 20.1% 21.6% $53

Clothing & Footwear

Kemaman

$110 12.5%

Bansko

$64 6.7% 41.2% $45

Eating Out

Kemaman

$101 11.6%

Bansko

$145 15.2% 43.5% $44

Monthly Utilities & Internet

Kemaman

$84 9.6%

Bansko

$119 12.5% 41.5% $35

Sport & Entertainment

Kemaman

$52 5.9%

Bansko

$43 4.5% 16.7% $8.6

Getting Around

Kemaman

$18 2.1%

Bansko

$35 3.7% 92.8% $17

Cost Breakdown

A central one-bedroom costs $450 in Kemaman versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $15.00 in Kemaman versus $45.00 in Bansko. Groceries tell a different story – $245 in Kemaman vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇲🇾 Kemaman

🇧🇬 Bansko

🕒 Local time

13:22 1:22 PM

08:22 8:22 AM

5 h behind Kemaman

🌤 Weather

👥 Population

215,582

8,000

💱 Currency

Malaysian Ringgit MYR RM

Bulgarian Lev BGN лв.

📈 Exchange rate

1 MYR = 0.245 USD

1 MYR = 0.218 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to MYR – Malaysian Ringgit Converter

🇺🇸 United States Dollar ($)

🇲🇾 Malaysian Ringgit (RM)

Malaysian Ringgit exchange rates as of October 19, 2026: 1 USD = 4.08 MYR (1 MYR = 0.245 USD). 1 EUR = 4.59 MYR (1 MYR = 0.218 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to MYR in detail →

On the map

Lowest

Highest

Between locations

Kemaman Bansko 8,860 km ≈ 12 h nonstop flight

From you

Kemaman
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kemaman vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $877 in Kemaman, $956 in Bansko – roughly 9% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,315 per month in Kemaman and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kemaman, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $15.00 in Kemaman and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $877 in Kemaman and $956 in Bansko. That's a gap of about 9%.

A $1,500 monthly budget goes further in Kemaman, where all-in costs run around $877, than in Bansko at $956. In Kemaman it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $877 in Kemaman to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kemaman. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.